public function allocate($comment)
{
if ($this->f_status == 1) {
throw new Exception("该借款已放", 10001);
}
$this->f_status = 1;
$fund = Fund::find($this->f_id);
if (empty($fund)) {
throw new Exception("没有找到相关的基金信息", 10001);
}
// do transaction
$userBankCard = UserProfileBankcard::find($fund->u_id);
if (empty($userBankCard)) {
throw new Exception("没有找到用户相关的银行卡信息", 10001);
}
$this->addAllocLog($comment);
return $this->save();
}
public function retriveLoan($id)
{
DB::beginTransaction();
$now = new DateTime();
try {
$current_loan = Repayment::find($id);
if (empty($current_loan)) {
throw new Exception("没有找到请求的放款", 6001);
}
$fund = Fund::find($current_loan->f_id);
if (empty($fund)) {
throw new Exception("没有找到相关的基金", 6001);
}
$fund->load('loans');
$current_income = $fund->getCurrentPeriodIncome();
$current_loan->f_income = $current_income;
$profit = $current_income - $current_loan->f_re_money;
if ($profit > 0) {
$wallet = UsersWalletBalances::find($fund->u_id);
if (empty($wallet)) {
throw new Exception("没有获取到用户钱包", 6001);
}
$wallet->putIn($profit);
$current_loan->f_status = 4;
$current_loan->f_money = $current_loan->f_re_money;
} elseif ($profit == 0) {
$current_loan->f_status = 3;
$current_loan->f_money = $current_loan->f_re_money;
} elseif ($profit < 0) {
$current_loan->f_status = 2;
$current_loan->f_money = $current_loan->f_income;
}
$current_loan->repaied_at = $now->format('Y-m-d H:i:s');
$current_loan->save();
$fund->load('loans');
$all_repaied = true;
$total_loan = 0;
$total_repay = 0;
foreach ($fund->loans as $key => $loan) {
if ($loan->f_status < 3) {
$all_repaied = false;
}
$total_loan += $loan->f_re_money;
$total_repay += $loan->f_money;
}
if ($all_repaied) {
$total_profit = $total_repay - $total_loan;
if ($profit > 0) {
$qnck_profit = $total_loan * (100 + $fund->t_profit_rate) / 500;
$wallet = UsersWalletBalances::find($fund->u_id);
if (empty($wallet)) {
throw new Exception("没有获取到用户钱包", 6001);
}
$wallet->getOut($qnck_profit);
}
$fund->t_is_close = 1;
$fund->closed_at = $now->format('Y-m-d H:i:s');
} else {
$fund->t_is_close = 0;
}
$msg = new MessageDispatcher($fund->u_id);
$msg->fireTextToUser('您基金的第' . $current_loan->f_schema . '次已结账, 金额:' . $current_income);
$fund->save();
$re = Tools::reTrue('回收放款成功');
DB::commit();
} catch (Exception $e) {
$re = Tools::reFalse($e->getCode(), '回收放款失败:' . $e->getMessage());
DB::rollback();
}
return Response::json($re);
}