Beispiel #1
0
 public function allocate($comment)
 {
     if ($this->f_status == 1) {
         throw new Exception("该借款已放", 10001);
     }
     $this->f_status = 1;
     $fund = Fund::find($this->f_id);
     if (empty($fund)) {
         throw new Exception("没有找到相关的基金信息", 10001);
     }
     // do transaction
     $userBankCard = UserProfileBankcard::find($fund->u_id);
     if (empty($userBankCard)) {
         throw new Exception("没有找到用户相关的银行卡信息", 10001);
     }
     $this->addAllocLog($comment);
     return $this->save();
 }
 public function retriveLoan($id)
 {
     DB::beginTransaction();
     $now = new DateTime();
     try {
         $current_loan = Repayment::find($id);
         if (empty($current_loan)) {
             throw new Exception("没有找到请求的放款", 6001);
         }
         $fund = Fund::find($current_loan->f_id);
         if (empty($fund)) {
             throw new Exception("没有找到相关的基金", 6001);
         }
         $fund->load('loans');
         $current_income = $fund->getCurrentPeriodIncome();
         $current_loan->f_income = $current_income;
         $profit = $current_income - $current_loan->f_re_money;
         if ($profit > 0) {
             $wallet = UsersWalletBalances::find($fund->u_id);
             if (empty($wallet)) {
                 throw new Exception("没有获取到用户钱包", 6001);
             }
             $wallet->putIn($profit);
             $current_loan->f_status = 4;
             $current_loan->f_money = $current_loan->f_re_money;
         } elseif ($profit == 0) {
             $current_loan->f_status = 3;
             $current_loan->f_money = $current_loan->f_re_money;
         } elseif ($profit < 0) {
             $current_loan->f_status = 2;
             $current_loan->f_money = $current_loan->f_income;
         }
         $current_loan->repaied_at = $now->format('Y-m-d H:i:s');
         $current_loan->save();
         $fund->load('loans');
         $all_repaied = true;
         $total_loan = 0;
         $total_repay = 0;
         foreach ($fund->loans as $key => $loan) {
             if ($loan->f_status < 3) {
                 $all_repaied = false;
             }
             $total_loan += $loan->f_re_money;
             $total_repay += $loan->f_money;
         }
         if ($all_repaied) {
             $total_profit = $total_repay - $total_loan;
             if ($profit > 0) {
                 $qnck_profit = $total_loan * (100 + $fund->t_profit_rate) / 500;
                 $wallet = UsersWalletBalances::find($fund->u_id);
                 if (empty($wallet)) {
                     throw new Exception("没有获取到用户钱包", 6001);
                 }
                 $wallet->getOut($qnck_profit);
             }
             $fund->t_is_close = 1;
             $fund->closed_at = $now->format('Y-m-d H:i:s');
         } else {
             $fund->t_is_close = 0;
         }
         $msg = new MessageDispatcher($fund->u_id);
         $msg->fireTextToUser('您基金的第' . $current_loan->f_schema . '次已结账, 金额:' . $current_income);
         $fund->save();
         $re = Tools::reTrue('回收放款成功');
         DB::commit();
     } catch (Exception $e) {
         $re = Tools::reFalse($e->getCode(), '回收放款失败:' . $e->getMessage());
         DB::rollback();
     }
     return Response::json($re);
 }