function useMoney($memberTicket, $memberPwd, $cutValue, $meno, $userAccount = '10000')
 {
     //NewValueConsume
     $client = new SoapClient('http://server.1card1.cn/Interface/MemberAPI.svc?wsdl');
     $parm = array('memberTicket' => $memberTicket, 'memberPwd' => $memberPwd, 'cutValue' => $cutValue, 'meno' => $meno, 'userAccount' => $userAccount);
     $client->soap_defencoding = 'UTF-8';
     $client->decode_utf8 = false;
     $client->xml_encoding = 'UTF-8';
     $result = $client->NewValueConsume($parm);
     return $result;
 }