/** * @inheritdoc */ public function populateByPolicyNumber($policyNumber) { $this->isNewApplication = false; $legacyApplication = $this->application->getByPolicyNumber($policyNumber); if ($legacyApplication) { // Body retrieved. now retrieve RRP specifics $this->appData->setFromLegacy($legacyApplication); $this->lliData = $this->llInterest->getLandlordInterest($legacyApplication->policyNumber); $this->rrpData = $this->rrp->getRentRecoveryPlus($legacyApplication->policyNumber); $this->rrpTenantReferenceData = $this->rrpTenantReference->getRrpTenantReferencesForPolicy($policyNumber); /** @var RentRecoveryPlusAnswers $underwriting */ $underwriting = UnderwritingDecoratorFactory::getDecorator(UnderwritingDecoratorFactory::UNDERWRITING_RENT_RECOVERY_PLUS, $this->container->get('rrp.config.underwriting_question_set_id'), $this->appData->getIssueDate(), $this->appData->getPolicyNumber()); $this->underwritingAnswers = $underwriting->getAllAnswers(); return true; } return false; }
/** * @inheritdoc */ public function create($policy, $mta, $premium, $quote, $ipt, $nilExcessOption) { $this->legacyMtaData->setPolicyNumber($policy->getAppData()->getPolicyNumber()); $now = new \DateTime(); $isNilExcess = PolicyOptionsManager::isOptionSet($policy->getAppData()->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $policy->getAppData()->getAmountsCovered()); $proRataCalcs = new ProRataCalculations($mta->getPolicyStartedAt(), $mta->getMtaEffectiveAt()); $premiumAdjustment = $proRataCalcs->getAdjustment($policy->getAppData()->getPolicyLength(), $policy->getAppData()->getPolicyLength(), $premium, $policy->getAppData()->getPremium()); $quoteAdjustment = $proRataCalcs->getAdjustment($policy->getAppData()->getPolicyLength(), $policy->getAppData()->getPolicyLength(), $quote, $policy->getAppData()->getQuote()); $iptAdjustment = $proRataCalcs->getAdjustment($policy->getAppData()->getPolicyLength(), $policy->getAppData()->getPolicyLength(), $ipt, $policy->getAppData()->getIpt()); $amountToPay = $quoteAdjustment; $monthsRemaining = $proRataCalcs->getMonthsRemaining($policy->getAppData()->getPolicyLength()); $policyOptions = PolicyOptionsManager::addPolicyOption($this->container->get('rrp.legacy.const.policy_option_rrp')); $amountsCovered = PolicyOptionsManager::addPolicyOption($mta->getPropertyRental()); $policyOptionPremium = PolicyOptionsManager::getOption($policy->getAppData()->getPolicyOptions(), $this->container->get('rrp.legacy.const.policy_option_rrp'), $policy->getAppData()->getOptionPremiums()); $policyOptionNilExcess = 0.0; if ($isNilExcess) { $policyOptionNilExcess = PolicyOptionsManager::getOption($policy->getAppData()->getPolicyOptions(), $this->container->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $policy->getAppData()->getOptionPremiums()); } $policyOptionAdjustment = $proRataCalcs->getAdjustment($policy->getAppData()->getPolicyLength(), $policy->getAppData()->getPolicyLength(), $premium - $nilExcessOption, $policyOptionPremium); $optionPremiums = PolicyOptionsManager::addPolicyOption($policyOptionAdjustment); if ($isNilExcess) { $nilExcessAdjustment = $proRataCalcs->getAdjustment($policy->getAppData()->getPolicyLength(), $policy->getAppData()->getPolicyLength(), $nilExcessOption, $policyOptionNilExcess); $policyOptions = PolicyOptionsManager::addPolicyOption($this->container->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $policyOptions); $amountsCovered = PolicyOptionsManager::addPolicyOption($mta->getPropertyRental(), $amountsCovered); $optionPremiums = PolicyOptionsManager::addPolicyOption($nilExcessAdjustment, $optionPremiums); } $this->legacyMtaData->setPolicyOptions($policyOptions)->setAmountsCovered($amountsCovered)->setOptionPremiums($optionPremiums)->setDateAdded($now->format('Y-m-d'))->setStatus('pending')->setPremium($premiumAdjustment)->setQuote($quoteAdjustment)->setIpt($iptAdjustment)->setAmountToPay($amountToPay)->setMonthsRemaining($monthsRemaining)->setAdminCharge(0.0)->setPropAddress1('')->setPropAddress3('')->setPropAddress5('')->setPropPostcode('')->setRiskArea('')->setRiskAreaB('')->setChangeCorrespondenceAndPersonal('')->setParagonMortgageNumber(''); $propertyRental = PolicyOptionsManager::getOption($policy->getAppData()->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp'), $policy->getAppData()->getAmountsCovered()); $notes = $now->format('d/m/Y') . "\n" . "MTA by Agent via Connect\n"; if ($mta->getPropertyRental() != $propertyRental) { $notes .= "Property rental changed from £" . round($propertyRental, 2) . " to £" . round($mta->getPropertyRental(), 2) . "\n"; } $referral = new RentRecoveryPlusReferral(); $referral->setFromMta($mta, $premium); if ($referral->isReferralRequired()) { $notes .= "\nThis policy has been referred for the following reason(s)\n\n" . implode("\n", $referral->getReferralReason()); } $this->legacyMtaData->SetDisplayNotes($notes); $endTime = new \DateTime($policy->getAppData()->getEndDate()); $monthsRemaining = (int) $endTime->format('m') - (int) $now->format('m'); if ($monthsRemaining < 0) { $monthsRemaining += 13; } else { $monthsRemaining += 1; } $this->legacyMtaData->setMonthsRemaining($monthsRemaining)->setPaidNet('no')->setDateAdded($now->format('Y-m-d'))->setDateOnRisk($mta->getMtaEffectiveAt())->setDateOffRisk(null); /** @var RentRecoveryPlusAnswers $underwriting */ $underwriting = UnderwritingDecoratorFactory::getDecorator(UnderwritingDecoratorFactory::UNDERWRITING_RENT_RECOVERY_PLUS, $this->container->get('rrp.config.underwriting_question_set_id'), $now->format('Y-m-d'), $policy->getAppData()->getPolicyNumber()); $underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_CONTINUATION] = null; $underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_RENT_IN_ADVANCE] = null; $underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_CLAIM_CIRCUMSTANCES] = $mta->getHasPossibleClaimCircumstances(); $underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_PERMITTED_OCCUPIERS] = $mta->getHasPermittedOccupiersOnly(); $underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_TENANCY_DISPUTES] = $mta->getHasTenancyDisputes(); $underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_TENANCY_AST] = TenancyAgreementTypes::isAssuredShortholdTenancy($mta->getTenancyAgreementType()); $underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_DEPOSIT_SUFFICIENT] = $mta->getIsDepositSufficient(); $underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_PRIOR_CLAIMS] = $mta->getHasPriorClaims(); $underwriting->setAnswers($underwritingAnswers)->saveAnswers(); $mtaID = $this->legacyMta->create($this->legacyMtaData); if ($mtaID) { if ($this->rrpMta->create($mta, $mtaID)) { return $mtaID; } } return false; }
/** * Renew a policy from the 'temporary' insight_rrp_policy to the policy table * * @param string $rrpPolicyNumber * @param string $newPolicyNumber * @param string $termNumber * @return bool * @throws \RuntimeException */ public function migratePolicy($rrpPolicyNumber, $newPolicyNumber, $termNumber) { if ($this->policyNumberManager->isRentRecoveryPlusInsightPolicy($rrpPolicyNumber)) { $this->setPolicyNumber($newPolicyNumber); $disbData = $this->disbursement->getDisbursement($this->appData->getWhiteLabelID(), $this->appData->getRateSetID()); if (!$disbData) { $message = sprintf('Disbursement data not found (WhiteLabelId = %s, RateSetID = %d)', $this->appData->getWhiteLabelID(), $this->appData->getRateSetID()); throw new \RuntimeException($message); } $getter = sprintf('getRrpi%s%dm', ReferenceTypes::isFullReference($this->rrpData->getReferenceType()) ? 'FullRef' : 'CreditCheck', $this->appData->getPolicyLength()); if (PolicyOptionsManager::isOptionSet($this->appData->getPolicyOptions(), $this->container->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $this->appData->getAmountsCovered())) { $getter .= '0xs'; } if (!method_exists($disbData, $getter)) { $message = sprintf('Unknown disbursement type (%s)', $getter); throw new \RuntimeException($message); } $disbursement = $disbData->{$getter}(); if (empty($disbursement)) { $message = sprintf('Disbursement data not set (WhiteLabelId = %s, RateSetID = %d, %s)', $this->appData->getWhiteLabelID(), $this->appData->getRateSetID(), $getter); throw new \RuntimeException($message); } $propertyRental = PolicyOptionsManager::getOption($this->appData->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp'), $this->appData->getAmountsCovered()); if ($propertyRental < RentRecoveryPlus::BAND_A_LIMIT) { $band = $disbData::BAND_A; } else { $band = $disbData::BAND_B; } $insuranceNetAmount = $disbData->extractBandDisbursement($disbursement, $band); // Policy Term $termId = $this->policyTerm->updatePolicyTerm($this->appData, $termNumber, array('netPremium' => $insuranceNetAmount, 'collectedPremium' => $this->appData->premium)); if ($termId) { // Write the policy to the datasource $this->getAppData()->setStatus($this->container->get('rrp.legacy.const.status_policy'))->setTermId($termId); $legacyPolicy = $this->container->get('rrp.legacy.datasource.policy'); $legacyPolicy->save($this->appData); // Delete the legacy insight record. $policyConstType = $this->container->get('rrp.legacy.const.quote_policy_number'); $this->application->remove(array($policyConstType => $rrpPolicyNumber)); $insightStatusIas = $this->container->get('rrp.legacy.const.insight_status_ias'); // Now move the RRP / LL Interest parts if ($this->rrp->accept($rrpPolicyNumber, $newPolicyNumber, $insightStatusIas)) { if ($this->llInterest->accept($rrpPolicyNumber, $newPolicyNumber)) { /** @var RentRecoveryPlusAnswers $underwriting */ $underwriting = UnderwritingDecoratorFactory::getDecorator(UnderwritingDecoratorFactory::UNDERWRITING_RENT_RECOVERY_PLUS, $this->container->get('rrp.config.underwriting_question_set_id'), $this->appData->getIssueDate(), $rrpPolicyNumber); $answers = $underwriting->getAllAnswers(); $answers[RentRecoveryPlusAnswers::QUESTION_ID_RENT_IN_ADVANCE] = true; $answers[RentRecoveryPlusAnswers::QUESTION_ID_PRIOR_CLAIMS] = false; $answers[RentRecoveryPlusAnswers::QUESTION_ID_DEPOSIT_SUFFICIENT] = true; $underwriting->setAnswers($answers)->saveAnswers()->changeQuoteToPolicy($newPolicyNumber); $coverOptions = array(); foreach ($this->appData->getValidPolicyOptionNames() as $optionName) { if (PolicyOptionsManager::isOptionSet($this->appData->getPolicyOptions(), $optionName, $this->appData->getAmountsCovered())) { $optionId = $this->policyOptions->fetchOptionsByName($optionName); $sumInsured = PolicyOptionsManager::getOption($this->appData->getPolicyOptions(), $optionName, $this->appData->getAmountsCovered()); $premium = PolicyOptionsManager::getOption($this->appData->getPolicyOptions(), $optionName, $this->appData->getOptionPremiums()); $coverOptions[] = array('policyNumber' => $newPolicyNumber, 'policyOptionID' => $optionId, 'sumInsured' => $sumInsured, 'premium' => $premium); } } $this->policyCover->setCover($newPolicyNumber, $coverOptions); return $newPolicyNumber; } } } } return false; }
/** * Accept the quote and change it to a policy * * @param string $quoteNumber * @return null|string * @throws \RuntimeException */ public function acceptQuote($quoteNumber) { /** @var \Manager_Core_PolicyNumber $policyNumberManager */ $policyNumberManager = $this->getContainer()->get('rrp.legacy.manager.policy_number'); if ($policyNumberManager->isRentRecoveryPlusQuote($quoteNumber)) { $this->isNewApplication = false; $policyNumber = $policyNumberManager::convertQuoteToPolicyNumber($quoteNumber); if ($this->populateByPolicyNumber($quoteNumber)) { //Set the issueDate and timecompleted fields (which oddly record the same value but // in different formats). $timeCompleted = time(); $issueDate = new \DateTime(); $issueDate->setTimestamp($timeCompleted); $this->setPolicyNumber($policyNumber)->appData->setStatus($this->getContainer()->get('rrp.legacy.const.status_policy'))->setPayStatus($this->getContainer()->get('rrp.legacy.const.pay_status_up-to-date'))->setIssueDate($issueDate)->setTimeCompleted($timeCompleted); $disbData = $this->disbursement->getDisbursement($this->appData->getWhiteLabelID(), $this->appData->getRateSetID()); if (!$disbData) { $message = sprintf('Disbursement data not found (WhiteLabelId = %s, RateSetID = %d)', $this->appData->getWhiteLabelID(), $this->appData->getRateSetID()); throw new \RuntimeException($message); } $getter = sprintf('getRrpi%s%dm', ReferenceTypes::isFullReference($this->rrpData->getReferenceType()) ? 'FullRef' : 'CreditCheck', $this->appData->getPolicyLength()); if (PolicyOptionsManager::isOptionSet($this->appData->getPolicyOptions(), $this->container->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $this->appData->getAmountsCovered())) { $getter .= '0xs'; } if (!method_exists($disbData, $getter)) { $message = sprintf('Unknown disbursement type (%s)', $getter); throw new \RuntimeException($message); } $disbursement = $disbData->{$getter}(); if (empty($disbursement)) { $message = sprintf('Disbursement data not set (WhiteLabelId = %s, RateSetID = %d, %s)', $this->appData->getWhiteLabelID(), $this->appData->getRateSetID(), $getter); throw new \RuntimeException($message); } $propertyRental = PolicyOptionsManager::getOption($this->appData->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp'), $this->appData->getAmountscovered()); if ($propertyRental < RentRecoveryPlus::BAND_A_LIMIT) { $band = $disbData::BAND_A; $transBand = RentRecoveryPlus::BAND_A; } else { $band = $disbData::BAND_B; $transBand = RentRecoveryPlus::BAND_B; } $insuranceNetAmount = $disbData->extractBandDisbursement($disbursement, $band); $termId = $this->policyTerm->insertPolicyTerm($this->appData, $insuranceNetAmount); if ($termId) { $policy = $this->container->get('rrp.legacy.datasource.policy'); if ($policy->save($this->appData)) { //Delete the legacy quote. $policyConstType = $this->container->get('rrp.legacy.const.quote_policy_number'); $this->application->remove(array($policyConstType => $quoteNumber)); // Now move the RRP / LL Interest parts if ($this->rrp->accept($quoteNumber, $policyNumber)) { if ($this->rrpTenantReference->accept($quoteNumber, $policyNumber, $termId)) { if ($this->llInterest->accept($quoteNumber, $policyNumber)) { $this->policyNotes->changeQuoteToPolicy($quoteNumber, $policyNumber); $transaction = TransactionDecoratorFactory::getDecorator(TransactionDecoratorFactory::TRANSACTION_ADD, $this->getAppData()->getPremium(), $insuranceNetAmount, $termId, 0, $transBand, $this->appData->getStartDate(), $this->appData); $transaction->processAllTransactions(); $underwriting = UnderwritingDecoratorFactory::getDecorator(UnderwritingDecoratorFactory::UNDERWRITING_RENT_RECOVERY_PLUS, $this->container->get('rrp.config.underwriting_question_set_id'), $this->appData->getIssueDate(), $quoteNumber); $underwriting->changeQuoteToPolicy(); /** @var \Datasource_Insurance_Policy_Cover $policyCover */ $policyCover = $this->container->get('rrp.legacy.datasource.policy_cover'); $policyCover->changeQuoteToPolicy($quoteNumber, $policyNumber); return $policyNumber; } } } } } } } return null; }