/**
* Cancel the policy
*
* @param string $policyEndDate
* @return null|float
*/
public function cancel($policyEndDate)
{
$cancelledDate = date('Y-m-d');
$this->appData->setCancelledDate($cancelledDate);
$this->appData->setEndDate($policyEndDate);
$this->appData->setPayStatus($this->container->get('rrp.legacy.const.pay_status_policy'));
$propertyRental = PolicyOptionsManager::getOption($this->appData->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp'), $this->appData->getAmountscovered());
$termData = $this->policyTerm->getPolicyTerm($this->appData->getPolicyNumber(), $this->appData->getStartDate());
if ($termData) {
if ($this->application->save($this->appData)) {
if ($propertyRental < RentRecoveryPlus::BAND_A_LIMIT) {
$transBand = RentRecoveryPlus::BAND_A;
} else {
$transBand = RentRecoveryPlus::BAND_B;
}
$cancellationPeriod = $this->container->get('rrp.config.cancellation_period');
if ($termData->term > 1) {
$refundEndAt = \DateTime::createFromFormat('Y-m-d', $this->appData->getStartDate());
} else {
$refundEndAt = \DateTime::createFromFormat('Y-m-d', $this->appData->getIssueDate());
}
$refundEndAt = $refundEndAt->setTime(23, 59, 59)->add(new \DateInterval($cancellationPeriod));
$policyEndAt = \DateTime::createFromFormat('Y-m-d', $policyEndDate);
$refundValue = 0.0;
$cancelFromDate = null;
if ($policyEndAt < $refundEndAt) {
$cancelFromDate = $this->appData->getIssueDate();
} else {
$cancelFromDate = $policyEndDate;
}
if ($cancelFromDate !== null) {
$transaction = TransactionDecoratorFactory::getDecorator(TransactionDecoratorFactory::TRANSACTION_CANCEL, 0, 0, $termData->id, 0, $transBand, $cancelFromDate, $this->appData);
$transaction->processAllTransactions();
$refundValue = $transaction->getTransactionAmount();
}
return $refundValue;
}
}
return null;
}
/**
* @inheritdoc
*/
public function accept($policyNumber, $mtaId)
{
/** @var \RRP\Application\Decorators\RentRecoveryPlusPolicy $policy */
$policy = ApplicationDecoratorFactory::getDecorator('RentRecoveryPlusPolicy');
$policy->populateByPolicyNumber($policyNumber);
$this->legacyMtaData = $this->legacyMta->getByMtaID($mtaId);
$this->rrpMtaData = $this->rrpMta->getRentRecoveryPlusMta($mtaId);
$proRataPremium = $policy->getAppData()->getPremium() + $this->legacyMtaData->getPremium();
$proRataQuote = $policy->getAppData()->getQuote() + $this->legacyMtaData->getQuote();
$proRataIpt = $policy->getAppData()->getIpt() + $this->legacyMtaData->getIpt();
$propertyRental = PolicyOptionsManager::getOption($this->legacyMtaData->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp'), $this->legacyMtaData->getAmountscovered());
$isNilExcess = PolicyOptionsManager::isOptionSet($this->legacyMtaData->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $this->legacyMtaData->getAmountscovered());
$policyPremium = PolicyOptionsManager::getOption($policy->getAppData()->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp'), $policy->getAppData()->getOptionPremiums());
$mtaPremium = PolicyOptionsManager::getOption($this->legacyMtaData->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp'), $this->legacyMtaData->getOptionPremiums());
$optionPremiums = PolicyOptionsManager::addPolicyOption($policyPremium + $mtaPremium);
if ($isNilExcess) {
$policyNilExcessOption = PolicyOptionsManager::getOption($policy->getAppData()->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $policy->getAppData()->getOptionPremiums());
$mtaNilExcessOption = PolicyOptionsManager::getOption($this->legacyMtaData->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $this->legacyMtaData->getOptionPremiums());
$optionPremiums = PolicyOptionsManager::addPolicyOption($policyNilExcessOption + $mtaNilExcessOption, $optionPremiums);
}
$policy->getAppData()->setPolicyOptions($this->legacyMtaData->getPolicyOptions())->setAmountsCovered($this->legacyMtaData->getAmountscovered())->setOptionPremiums($optionPremiums)->setPremium($proRataPremium)->setQuote($proRataQuote)->setIpt($proRataIpt);
$policy->getRrpData()->setClaimInfo($this->rrpMtaData->getClaimInfo());
$disbData = $this->disbursement->getDisbursement($policy->getAppData()->getWhiteLabelID(), $policy->getAppData()->getRateSetID());
if (!$disbData) {
$message = sprintf('Disbursement data not found (WhiteLabelId = %s, RateSetID = %d)', $policy->getAppData()->getWhiteLabelID(), $policy->getAppData()->getRateSetID());
throw new \RuntimeException($message);
}
$getter = sprintf('getRrpi%s%dm', ReferenceTypes::isFullReference($policy->getRrpData()->getReferenceType()) ? 'FullRef' : 'CreditCheck', $policy->getAppData()->getPolicyLength());
if ($isNilExcess) {
$getter .= '0xs';
}
if (!method_exists($disbData, $getter)) {
$message = sprintf('Unknown disbursement type (%s)', $getter);
throw new \RuntimeException($message);
}
$disbursement = $disbData->{$getter}();
if (empty($disbursement)) {
$message = sprintf('Disbursement data not set (WhiteLabelId = %s, RateSetID = %d, %s)', $policy->getAppData()->getWhiteLabelID(), $policy->getAppData()->getRateSetID(), $getter);
throw new \RuntimeException($message);
}
$termData = $this->policyTerm->getPolicyTerm($policy->getAppData()->getPolicyNumber(), $policy->getAppData()->getStartDate());
if (!$termData->id) {
throw new \RuntimeException('Invalid Term Id');
}
if ($propertyRental < RentRecoveryPlus::BAND_A_LIMIT) {
$band = $disbData::BAND_A;
$transBand = RentRecoveryPlus::BAND_A;
} else {
$band = $disbData::BAND_B;
$transBand = RentRecoveryPlus::BAND_B;
}
$insuranceNetAmount = $disbData->extractBandDisbursement($disbursement, $band);
$proRataCalcs = new ProRataCalculations($policy->getAppData()->getStartDate(), $this->legacyMtaData->getDateOnRisk());
$netPremium = $proRataCalcs->getProRata($policy->getAppData()->getPolicyLength(), $policy->getAppData()->getPolicyLength(), $insuranceNetAmount, $termData->netPremium);
$this->policyTerm->updatePolicyTerm($policy->getAppData(), $termData->term, array('netPremium' => $netPremium));
$this->policyNotes->addNote($policyNumber, $this->legacyMtaData->getDisplayNotes());
if ($policy->save()) {
if ($this->legacyMta->updateStatus($policyNumber, $mtaId, $this->mtaStatusLive)) {
$coverOptions = array();
foreach ($policy->getAppData()->getValidPolicyOptionNames() as $optionName) {
if (PolicyOptionsManager::isOptionSet($policy->getAppData()->getPolicyOptions(), $optionName, $policy->getAppData()->getAmountsCovered())) {
$optionId = $this->policyOptions->fetchOptionsByName($optionName);
$sumInsured = PolicyOptionsManager::getOption($policy->getAppData()->getPolicyOptions(), $optionName, $policy->getAppData()->getAmountsCovered());
$premium = PolicyOptionsManager::getOption($policy->getAppData()->getPolicyOptions(), $optionName, $policy->getAppData()->getOptionPremiums());
$coverOptions[] = array('policyNumber' => $policyNumber, 'policyOptionID' => $optionId, 'sumInsured' => $sumInsured, 'premium' => $premium);
}
}
$this->policyCover->setCover($policyNumber, $coverOptions);
if ($this->legacyMtaData->getPremium() == 0) {
//If no premium change there's no need to store anything in the transaction
return true;
}
$transaction = TransactionDecoratorFactory::getDecorator(TransactionDecoratorFactory::TRANSACTION_UPDATE, $policy->getAppData()->getPremium(), $insuranceNetAmount, $termData->id, $mtaId, $transBand, $this->legacyMtaData->getDateOnRisk(), $policy->getAppData());
$transaction->processAllTransactions();
return true;
}
}
return false;
}
/**
* Accept the quote and change it to a policy
*
* @param string $quoteNumber
* @return null|string
* @throws \RuntimeException
*/
public function acceptQuote($quoteNumber)
{
/** @var \Manager_Core_PolicyNumber $policyNumberManager */
$policyNumberManager = $this->getContainer()->get('rrp.legacy.manager.policy_number');
if ($policyNumberManager->isRentRecoveryPlusQuote($quoteNumber)) {
$this->isNewApplication = false;
$policyNumber = $policyNumberManager::convertQuoteToPolicyNumber($quoteNumber);
if ($this->populateByPolicyNumber($quoteNumber)) {
//Set the issueDate and timecompleted fields (which oddly record the same value but
// in different formats).
$timeCompleted = time();
$issueDate = new \DateTime();
$issueDate->setTimestamp($timeCompleted);
$this->setPolicyNumber($policyNumber)->appData->setStatus($this->getContainer()->get('rrp.legacy.const.status_policy'))->setPayStatus($this->getContainer()->get('rrp.legacy.const.pay_status_up-to-date'))->setIssueDate($issueDate)->setTimeCompleted($timeCompleted);
$disbData = $this->disbursement->getDisbursement($this->appData->getWhiteLabelID(), $this->appData->getRateSetID());
if (!$disbData) {
$message = sprintf('Disbursement data not found (WhiteLabelId = %s, RateSetID = %d)', $this->appData->getWhiteLabelID(), $this->appData->getRateSetID());
throw new \RuntimeException($message);
}
$getter = sprintf('getRrpi%s%dm', ReferenceTypes::isFullReference($this->rrpData->getReferenceType()) ? 'FullRef' : 'CreditCheck', $this->appData->getPolicyLength());
if (PolicyOptionsManager::isOptionSet($this->appData->getPolicyOptions(), $this->container->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $this->appData->getAmountsCovered())) {
$getter .= '0xs';
}
if (!method_exists($disbData, $getter)) {
$message = sprintf('Unknown disbursement type (%s)', $getter);
throw new \RuntimeException($message);
}
$disbursement = $disbData->{$getter}();
if (empty($disbursement)) {
$message = sprintf('Disbursement data not set (WhiteLabelId = %s, RateSetID = %d, %s)', $this->appData->getWhiteLabelID(), $this->appData->getRateSetID(), $getter);
throw new \RuntimeException($message);
}
$propertyRental = PolicyOptionsManager::getOption($this->appData->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp'), $this->appData->getAmountscovered());
if ($propertyRental < RentRecoveryPlus::BAND_A_LIMIT) {
$band = $disbData::BAND_A;
$transBand = RentRecoveryPlus::BAND_A;
} else {
$band = $disbData::BAND_B;
$transBand = RentRecoveryPlus::BAND_B;
}
$insuranceNetAmount = $disbData->extractBandDisbursement($disbursement, $band);
$termId = $this->policyTerm->insertPolicyTerm($this->appData, $insuranceNetAmount);
if ($termId) {
$policy = $this->container->get('rrp.legacy.datasource.policy');
if ($policy->save($this->appData)) {
//Delete the legacy quote.
$policyConstType = $this->container->get('rrp.legacy.const.quote_policy_number');
$this->application->remove(array($policyConstType => $quoteNumber));
// Now move the RRP / LL Interest parts
if ($this->rrp->accept($quoteNumber, $policyNumber)) {
if ($this->rrpTenantReference->accept($quoteNumber, $policyNumber, $termId)) {
if ($this->llInterest->accept($quoteNumber, $policyNumber)) {
$this->policyNotes->changeQuoteToPolicy($quoteNumber, $policyNumber);
$transaction = TransactionDecoratorFactory::getDecorator(TransactionDecoratorFactory::TRANSACTION_ADD, $this->getAppData()->getPremium(), $insuranceNetAmount, $termId, 0, $transBand, $this->appData->getStartDate(), $this->appData);
$transaction->processAllTransactions();
$underwriting = UnderwritingDecoratorFactory::getDecorator(UnderwritingDecoratorFactory::UNDERWRITING_RENT_RECOVERY_PLUS, $this->container->get('rrp.config.underwriting_question_set_id'), $this->appData->getIssueDate(), $quoteNumber);
$underwriting->changeQuoteToPolicy();
/** @var \Datasource_Insurance_Policy_Cover $policyCover */
$policyCover = $this->container->get('rrp.legacy.datasource.policy_cover');
$policyCover->changeQuoteToPolicy($quoteNumber, $policyNumber);
return $policyNumber;
}
}
}
}
}
}
}
return null;
}