/**
* Evaluate the application against business rules and return the result.
*
* @return bool
*/
private function applicationSatisfiesCriteria()
{
$applicationSatisfiesCriteria = !$this->referralModel->isReferralRequired();
if (!$applicationSatisfiesCriteria) {
$this->applicationBasedReferralReasons = $this->referralModel->getReferralReason();
}
return $applicationSatisfiesCriteria;
}
/**
* Runs the migration action
*/
public function run()
{
$this->legacyContainer = new LegacyContainer();
$searchClient = $this->legacyContainer->get('rrp.legacy.datasource.search');
$policyNumberManager = $this->legacyContainer->get('rrp.legacy.manager.policy_number');
$this->policyNotes = $this->legacyContainer->get('rrp.legacy.datasource.policy_notes');
$this->rates = $this->legacyContainer->get('rrp.legacy.datasource.rrp_rates');
$renewalInvitePeriod = $this->legacyContainer->get('rrp.config.renewal_invite_period');
$insightStatusInsight = $this->legacyContainer->get('rrp.legacy.const.insight_status_insight');
$insightStatusException = $this->legacyContainer->get('rrp.legacy.const.insight_status_exception');
$policyOptionRrp = $this->legacyContainer->get('rrp.legacy.const.policy_option_rrp');
$policyOptionRrpNilExcess = $this->legacyContainer->get('rrp.legacy.const.policy_option_rrp-nilexcess');
$this->customerAddress1 = $this->legacyContainer->get('rrp.legacy.const.customer_address1');
$this->customerAddress2 = $this->legacyContainer->get('rrp.legacy.const.customer_address2');
$this->customerAddress3 = $this->legacyContainer->get('rrp.legacy.const.customer_address3');
$this->customerAgent = $this->legacyContainer->get('rrp.legacy.const.customer_agent');
$this->customerLegacyIdentifier = $this->legacyContainer->get('rrp.legacy.const.customer_legacy_identifier');
$this->statusPolicy = $this->legacyContainer->get('rrp.legacy.const.status_policy');
$this->underwritingQuestionSetID = $this->legacyContainer->get('rrp.config.underwriting_question_set_id');
$this->riskArea = $this->legacyContainer->get('rrp.config.risk_area');
$this->iptPercent = $this->legacyContainer->get('rrp.config.ipt_percent');
$this->payStatusReferred = $this->legacyContainer->get('rrp.legacy.const.pay_status_referred');
$this->payStatusUpToDate = $this->legacyContainer->get('rrp.legacy.const.pay_status_up-to-date');
$this->rrpContainer = new RRPContainer();
$now = new \DateTime();
$renewalDate = $now;
$renewalDate->add(new \DateInterval($renewalInvitePeriod));
$dateString = $now->format('Y-m-d H:i:s');
$referral = new RentRecoveryPlusReferral();
// Initialise the report data
$this->initialiseReportData();
// Send assumptive renewals
$isRenewalInvite = false;
$policyList = $searchClient->searchForInsightByEndDate($renewalDate, $insightStatusInsight, $isRenewalInvite);
/** @var \RRP\Application\Decorators\RentRecoveryPlusInsight $insightPolicy */
$insightPolicy = ApplicationDecoratorFactory::getDecorator('RentRecoveryPlusInsight');
foreach ($policyList as $rrpPolicyNumber) {
if (!$insightPolicy->populateByPolicyNumber($rrpPolicyNumber)) {
$this->addToReport(self::POLICY_TYPE_EXCEPTION, $rrpPolicyNumber);
} else {
$newPolicyNumber = $policyNumberManager->generateApplicationNumber($policyNumberManager::POLICY_IDENTIFIER);
if ($insightPolicy->getAppData()->getAgentRateSetID() === null) {
$isReferralRequired = true;
} else {
$propertyRental = PolicyOptionsManager::getOption($insightPolicy->getAppData()->getPolicyOptions(), $policyOptionRrp, $insightPolicy->getAppData()->getAmountsCovered());
$isNilExcess = PolicyOptionsManager::isOptionSet($insightPolicy->getAppData()->getPolicyOptions(), $policyOptionRrpNilExcess, $insightPolicy->getAppData()->getAmountsCovered());
$rateDate = \DateTime::createFromFormat('Y-m-d', $insightPolicy->getAppData()->getEndDate());
$rateDate->add(new \DateInterval('P1D'));
try {
$rateManager = RateDecoratorFactory::getDecorator('RentRecoveryPlus', $insightPolicy->getAppData()->getAgentRateSetID(), $this->riskArea, $this->iptPercent, $propertyRental, $isNilExcess, $insightPolicy->getRrpData()->getReferenceType(), $insightPolicy->getAppData()->getPolicyLength(), $insightPolicy->getAppData()->isPayMonthly(), $rateDate);
$insightPolicy->setPolicyOptions($propertyRental, $rateManager->getPremium(), $rateManager->getNilExcessOption())->getAppData()->setPremium($rateManager->getPremium())->setIpt($rateManager->getIpt())->setQuote($rateManager->getQuote())->setRateSetID($rateManager->getRateSetID());
$referral->setFromRrpPolicy($insightPolicy->getRrpData(), $insightPolicy->getAllUnderwritingAnswers(), $now->format('Y-m-d'), $rateManager->getPremium(), $propertyRental, true);
$isReferralRequired = $referral->isReferralRequired();
} catch (\Exception $ex) {
error_log($ex->getMessage());
$isReferralRequired = true;
}
}
$policyNote = "Policy invite sent on renewal for previous Insight policy number {$rrpPolicyNumber}\n" . "Underwriting answers for 'Rent in advance', 'No claims logged' and 'Deposit sum'" . " are all assumed for migration from Insight but please check if a claim arises\n";
try {
$this->migratePolicy($insightPolicy, $rrpPolicyNumber, $newPolicyNumber, $policyNumberManager::WHITE_LABEL_HOMELET, $dateString, $isReferralRequired, $referral->getReferralReason(), $policyNote, $isRenewalInvite);
} catch (\Exception $ex) {
error_log($ex->getMessage());
$isReferralRequired = true;
}
if ($isReferralRequired) {
$this->addToReport(self::POLICY_TYPE_REFERRED, $rrpPolicyNumber, $newPolicyNumber);
} else {
$this->addToReport(self::POLICY_TYPE_MIGRATED, $rrpPolicyNumber, $newPolicyNumber);
}
}
}
// Now do exceptions
$policyList = $searchClient->searchForInsightByEndDate($now, $insightStatusException);
foreach ($policyList as $rrpPolicyNumber) {
$insightPolicy->populateByPolicyNumber($rrpPolicyNumber);
$newPolicyNumber = $policyNumberManager->generateApplicationNumber($policyNumberManager::POLICY_IDENTIFIER);
$insightPolicy->getAppData()->setPayStatus($this->legacyContainer->get('rrp.legacy.const.pay_status_referred'));
$policyNote = 'Policy referred as it has changed in Insight since the data was migrated from previous Insight policy number ' . $rrpPolicyNumber;
try {
$this->migratePolicy($insightPolicy, $rrpPolicyNumber, $newPolicyNumber, $policyNumberManager::WHITE_LABEL_HOMELET, $dateString, true, $policyNote, $policyNote);
} catch (\Exception $ex) {
error_log($ex->getMessage());
}
$this->addToReport(self::POLICY_TYPE_EXCEPTION, $rrpPolicyNumber, $newPolicyNumber);
}
// Now send a report
$this->sendReport();
}
/**
* @inheritdoc
*/
public function create($policy, $mta, $premium, $quote, $ipt, $nilExcessOption)
{
$this->legacyMtaData->setPolicyNumber($policy->getAppData()->getPolicyNumber());
$now = new \DateTime();
$isNilExcess = PolicyOptionsManager::isOptionSet($policy->getAppData()->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $policy->getAppData()->getAmountsCovered());
$proRataCalcs = new ProRataCalculations($mta->getPolicyStartedAt(), $mta->getMtaEffectiveAt());
$premiumAdjustment = $proRataCalcs->getAdjustment($policy->getAppData()->getPolicyLength(), $policy->getAppData()->getPolicyLength(), $premium, $policy->getAppData()->getPremium());
$quoteAdjustment = $proRataCalcs->getAdjustment($policy->getAppData()->getPolicyLength(), $policy->getAppData()->getPolicyLength(), $quote, $policy->getAppData()->getQuote());
$iptAdjustment = $proRataCalcs->getAdjustment($policy->getAppData()->getPolicyLength(), $policy->getAppData()->getPolicyLength(), $ipt, $policy->getAppData()->getIpt());
$amountToPay = $quoteAdjustment;
$monthsRemaining = $proRataCalcs->getMonthsRemaining($policy->getAppData()->getPolicyLength());
$policyOptions = PolicyOptionsManager::addPolicyOption($this->container->get('rrp.legacy.const.policy_option_rrp'));
$amountsCovered = PolicyOptionsManager::addPolicyOption($mta->getPropertyRental());
$policyOptionPremium = PolicyOptionsManager::getOption($policy->getAppData()->getPolicyOptions(), $this->container->get('rrp.legacy.const.policy_option_rrp'), $policy->getAppData()->getOptionPremiums());
$policyOptionNilExcess = 0.0;
if ($isNilExcess) {
$policyOptionNilExcess = PolicyOptionsManager::getOption($policy->getAppData()->getPolicyOptions(), $this->container->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $policy->getAppData()->getOptionPremiums());
}
$policyOptionAdjustment = $proRataCalcs->getAdjustment($policy->getAppData()->getPolicyLength(), $policy->getAppData()->getPolicyLength(), $premium - $nilExcessOption, $policyOptionPremium);
$optionPremiums = PolicyOptionsManager::addPolicyOption($policyOptionAdjustment);
if ($isNilExcess) {
$nilExcessAdjustment = $proRataCalcs->getAdjustment($policy->getAppData()->getPolicyLength(), $policy->getAppData()->getPolicyLength(), $nilExcessOption, $policyOptionNilExcess);
$policyOptions = PolicyOptionsManager::addPolicyOption($this->container->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $policyOptions);
$amountsCovered = PolicyOptionsManager::addPolicyOption($mta->getPropertyRental(), $amountsCovered);
$optionPremiums = PolicyOptionsManager::addPolicyOption($nilExcessAdjustment, $optionPremiums);
}
$this->legacyMtaData->setPolicyOptions($policyOptions)->setAmountsCovered($amountsCovered)->setOptionPremiums($optionPremiums)->setDateAdded($now->format('Y-m-d'))->setStatus('pending')->setPremium($premiumAdjustment)->setQuote($quoteAdjustment)->setIpt($iptAdjustment)->setAmountToPay($amountToPay)->setMonthsRemaining($monthsRemaining)->setAdminCharge(0.0)->setPropAddress1('')->setPropAddress3('')->setPropAddress5('')->setPropPostcode('')->setRiskArea('')->setRiskAreaB('')->setChangeCorrespondenceAndPersonal('')->setParagonMortgageNumber('');
$propertyRental = PolicyOptionsManager::getOption($policy->getAppData()->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp'), $policy->getAppData()->getAmountsCovered());
$notes = $now->format('d/m/Y') . "\n" . "MTA by Agent via Connect\n";
if ($mta->getPropertyRental() != $propertyRental) {
$notes .= "Property rental changed from £" . round($propertyRental, 2) . " to £" . round($mta->getPropertyRental(), 2) . "\n";
}
$referral = new RentRecoveryPlusReferral();
$referral->setFromMta($mta, $premium);
if ($referral->isReferralRequired()) {
$notes .= "\nThis policy has been referred for the following reason(s)\n\n" . implode("\n", $referral->getReferralReason());
}
$this->legacyMtaData->SetDisplayNotes($notes);
$endTime = new \DateTime($policy->getAppData()->getEndDate());
$monthsRemaining = (int) $endTime->format('m') - (int) $now->format('m');
if ($monthsRemaining < 0) {
$monthsRemaining += 13;
} else {
$monthsRemaining += 1;
}
$this->legacyMtaData->setMonthsRemaining($monthsRemaining)->setPaidNet('no')->setDateAdded($now->format('Y-m-d'))->setDateOnRisk($mta->getMtaEffectiveAt())->setDateOffRisk(null);
/** @var RentRecoveryPlusAnswers $underwriting */
$underwriting = UnderwritingDecoratorFactory::getDecorator(UnderwritingDecoratorFactory::UNDERWRITING_RENT_RECOVERY_PLUS, $this->container->get('rrp.config.underwriting_question_set_id'), $now->format('Y-m-d'), $policy->getAppData()->getPolicyNumber());
$underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_CONTINUATION] = null;
$underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_RENT_IN_ADVANCE] = null;
$underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_CLAIM_CIRCUMSTANCES] = $mta->getHasPossibleClaimCircumstances();
$underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_PERMITTED_OCCUPIERS] = $mta->getHasPermittedOccupiersOnly();
$underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_TENANCY_DISPUTES] = $mta->getHasTenancyDisputes();
$underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_TENANCY_AST] = TenancyAgreementTypes::isAssuredShortholdTenancy($mta->getTenancyAgreementType());
$underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_DEPOSIT_SUFFICIENT] = $mta->getIsDepositSufficient();
$underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_PRIOR_CLAIMS] = $mta->getHasPriorClaims();
$underwriting->setAnswers($underwritingAnswers)->saveAnswers();
$mtaID = $this->legacyMta->create($this->legacyMtaData);
if ($mtaID) {
if ($this->rrpMta->create($mta, $mtaID)) {
return $mtaID;
}
}
return false;
}