/**
* Helper function for generating view breakdown HTML fragment
*
* @param bool $showAdminFees Optional switch to include admin fees, defaults to false
*
* @return string
*/
public function viewBreakdown($includeAdminFees = true)
{
// Get customer ref no and policy number
$pageSession = new Zend_Session_Namespace('tenants_insurance_quote');
$this->_customerReferenceNumber = $pageSession->CustomerRefNo;
$this->_policyNumber = $pageSession->PolicyNumber;
// Get premium values for quote
$quoteManager = new Manager_Insurance_TenantsContentsPlus_Quote(null, null, $this->_policyNumber);
$premiums = $quoteManager->calculatePremiums();
$this->view->premiums = $premiums;
// Get cover amounts
$this->view->contentsCoverAmount = $quoteManager->getCoverAmount(Manager_Insurance_TenantsContentsPlus_Quote::CONTENTS);
$this->view->bicyclesCoverAmount = $quoteManager->getCoverAmount(Manager_Insurance_TenantsContentsPlus_Quote::PEDALCYCLES);
$this->view->specifiedPossessionsCoverAmount = $quoteManager->getCoverAmount(Manager_Insurance_TenantsContentsPlus_Quote::SPECIFIEDPOSSESSIONS);
$this->view->unspecifiedPossessionsCoverAmount = $quoteManager->getCoverAmount(Manager_Insurance_TenantsContentsPlus_Quote::UNSPECIFIEDPOSSESSIONS);
// Get any sharer occupation details
$sharersManager = new Manager_Insurance_TenantsContentsPlus_Sharers();
$sharerData = $sharersManager->getSharers($this->_policyNumber);
$this->view->sharer1 = !is_null($sharerData) ? $sharerData->getSharerOccupation(1) : '';
$this->view->sharer2 = !is_null($sharerData) ? $sharerData->getSharerOccupation(2) : '';
// Get specified possessions info
$possession = new Datasource_Insurance_Policy_SpecPossessions($this->_policyNumber);
$this->view->possessions = $possession->listPossessions();
// Get bicycle info
$bike = new Datasource_Insurance_Policy_Cycles($this->_customerReferenceNumber, $this->_policyNumber);
$this->view->bicycles = $bike->listBikes();
// Get Current IPT percentage
$quote = $quoteManager->getQuoteObject();
$postcode = $quote->propertyPostcode;
$taxDatasource = new Datasource_Core_Tax();
$tax = $taxDatasource->getTaxbyTypeAndPostcode('ipt', $postcode);
$ipt = 1 + $tax['rate'];
// Get admin fees, if required
if ($includeAdminFees) {
$fees = $quoteManager->getFees();
$this->view->feeMonthly = $fees->tenantspMonthlyFee;
$this->view->feeAnnual = 0;
// TODO: parameterise? Legacy DB and fee object currently don't handle annual fees
} else {
$this->view->feeMonthly = 0;
$this->view->feeAnnual = 0;
}
$this->view->includeAdminFees = $includeAdminFees;
// Return partial view HTML
return $this->view->partial('partials/view-breakdown.phtml', $this->view);
}
/**
* Returns the endorsements required by a quote or policy.
*
* This method will identify the endorsements that should be applied to
* the quote or policy identified by $policyNumber. If any endorsements are
* identified, they will be detailed in one or more Model_Insurance_Endorsement
* objects, which will then be returned in an array. If the quote / policy does
* not merit any endorsements, then null will be returned.
*
* @param string $policyNumber
* The quote or policy number.
*
* @return mixed
* Returns an array of Model_Insurance_Endorsement objects,
* or null if no endorsements are applicable.
*/
public function getEndorsementsRequired($policyNumber)
{
$params = Zend_Registry::get('params');
$returnArray = array();
$quote = new Manager_Insurance_TenantsContentsPlus_Quote(null, null, $policyNumber);
if ($quote->getPolicyName() == 'tenantsp') {
//As a TCI+ policy, this will automatically require a student sharer endorsement
$endorsement = new Model_Insurance_Endorsement();
$endorsement->setPolicyNumber($policyNumber);
$endorsementType = new Model_Insurance_EndorsementType();
$endorsementType->setID($params->uw->ed->tenantsp->studentSharer->id);
$endorsementType->setName($params->uw->ed->tenantsp->studentSharer->name);
$endorsement->setEndorsementType($endorsementType);
$endorsement->setEffectiveDate(new Zend_Date($quote->getStartDate(), Zend_Date::ISO_8601));
$returnArray[] = $endorsement;
//Check if minimum standards of protection endorsement is required.
$mspEndorsementRequired = false;
$contentsAmountCovered = $quote->getPolicyOptionAmountCovered('contentstp');
$mspEndorsementThreshold = new Zend_Currency(array('value' => $params->uw->et->tenantsp->mandatory->contents, 'precision' => 0));
if ($contentsAmountCovered->isMore($mspEndorsementThreshold)) {
$mspEndorsementRequired = true;
} else {
//MSP endorsements are also required if the applicant lives in a 'security' postcode.
if ($quote->getIsHighRisk() == $params->uw->et->tenantsp->mandatory->highRiskFlag) {
$mspEndorsementRequired = true;
}
}
if ($mspEndorsementRequired) {
$endorsement = new Model_Insurance_Endorsement();
$endorsement->setPolicyNumber($policyNumber);
$endorsementType = new Model_Insurance_EndorsementType();
$endorsementType->setID($params->uw->ed->tenantsp->minStandardProtection->id);
$endorsementType->setName($params->uw->ed->tenantsp->minStandardProtection->name);
$endorsement->setEndorsementType($endorsementType);
$endorsement->setEffectiveDate(new Zend_Date($quote->getStartDate(), Zend_Date::ISO_8601));
$returnArray[] = $endorsement;
}
} else {
//This method has been used on a quote/policy that is not TenantsContentsPlus. Throw
//an exception.
throw new Zend_Exception(get_class() . '::' . __FUNCTION__ . ': unknown product.');
}
//Provide a return value consistent with this methods contract.
if (empty($returnArray)) {
$returnVal = null;
} else {
$returnVal = $returnArray;
}
return $returnVal;
}
/**
* @todo Remove the hardcoded UW question numbers from this method.
*/
protected function _processUnderwriting($pageForm)
{
$returnVal = true;
//First, store the underwriting answers.
$declaration1 = $pageForm->subform_importantinformation->getElement('declaration1')->getValue();
$declaration2 = $pageForm->subform_importantinformation->getElement('declaration2')->getValue();
$declaration3 = $pageForm->subform_importantinformation->getElement('declaration3')->getValue();
$declaration4 = $pageForm->subform_importantinformation->getElement('declaration4')->getValue();
$underwritingAnswersArray = array();
$underwritingAnswersArray[0] = new Model_Insurance_Answer();
$underwritingAnswersArray[0]->setPolicyNumber($this->_policyNumber);
$underwritingAnswersArray[0]->setQuestionNumber(49);
$underwritingAnswersArray[0]->setAnswer($declaration1);
$underwritingAnswersArray[0]->setDateAnswered(Zend_Date::now());
$underwritingAnswersArray[1] = new Model_Insurance_Answer();
$underwritingAnswersArray[1]->setPolicyNumber($this->_policyNumber);
$underwritingAnswersArray[1]->setQuestionNumber(50);
$underwritingAnswersArray[1]->setAnswer($declaration2);
$underwritingAnswersArray[1]->setDateAnswered(Zend_Date::now());
$underwritingAnswersArray[2] = new Model_Insurance_Answer();
$underwritingAnswersArray[2]->setPolicyNumber($this->_policyNumber);
$underwritingAnswersArray[2]->setQuestionNumber(51);
$underwritingAnswersArray[2]->setAnswer($declaration3);
$underwritingAnswersArray[2]->setDateAnswered(Zend_Date::now());
$underwritingAnswersArray[3] = new Model_Insurance_Answer();
$underwritingAnswersArray[3]->setPolicyNumber($this->_policyNumber);
$underwritingAnswersArray[3]->setQuestionNumber(52);
$underwritingAnswersArray[3]->setAnswer($declaration4);
$underwritingAnswersArray[3]->setDateAnswered(Zend_Date::now());
$answersManager = new Manager_Insurance_Answers();
for ($i = 0; $i < count($underwritingAnswersArray); $i++) {
if (!$answersManager->getIsAnswerAlreadyStored($underwritingAnswersArray[$i])) {
$answersManager->insertUnderwritingAnswer($underwritingAnswersArray[$i]);
}
}
//Next apply any necessary endorsements.
$endorsementsManager = new Manager_Insurance_TenantsContentsPlus_Endorsement();
$endorsements = $endorsementsManager->getEndorsementsRequired($this->_policyNumber);
if (!empty($endorsements)) {
foreach ($endorsements as $currentEndorsement) {
if (!$endorsementsManager->getIsEndorsementAlreadyApplied($currentEndorsement)) {
$endorsementsManager->insertEndorsement($currentEndorsement);
}
}
}
//Next store any extra information provided by the user.
$additionalInfoProvided = array();
$infoSubmitted = $pageForm->subform_importantinformation->getElement('declaration1_details')->getValue();
if (!empty($infoSubmitted)) {
$additionalInfoProvided[] = $infoSubmitted;
}
$infoSubmitted = $pageForm->subform_importantinformation->getElement('declaration3_details')->getValue();
if (!empty($infoSubmitted)) {
$additionalInfoProvided[] = $infoSubmitted;
}
$infoSubmitted = $pageForm->subform_importantinformation->getElement('declaration4_details')->getValue();
if (!empty($infoSubmitted)) {
$additionalInfoProvided[] = $infoSubmitted;
}
if (!empty($additionalInfoProvided)) {
//Compile the extra information, if any, into a single string.
$compiledInformation = '';
foreach ($additionalInfoProvided as $currentInformation) {
if (empty($compiledInformation)) {
$compiledInformation = $currentInformation;
} else {
$compiledInformation .= " {$currentInformation}";
}
}
$additionalInformationManager = new Manager_Insurance_AdditionalInformation();
if (!$additionalInformationManager->getIsAdditionalInformationAlreadyStored($this->_policyNumber)) {
$additionalInformation = new Model_Insurance_AdditionalInformation();
$additionalInformation->setPolicyNumber($this->_policyNumber);
$additionalInformation->setAdditionalInformation($compiledInformation);
$additionalInformationManager->insertAdditionalInformation($additionalInformation);
}
}
//Update the quote object so that the underwritingQuestionSetID is appropriately set.
$quoteManager = new Manager_Insurance_TenantsContentsPlus_Quote(null, null, $this->_policyNumber);
$quoteManager->setUnderwritingQuestionSetID(2);
//Previous claims are managed on the fly.
//Check if a referral is required.
$referralsManager = new Manager_Insurance_TenantsContentsPlus_Referral();
if ($referralsManager->getRequiresReferral($this->_policyNumber)) {
//Display the referred screen.
$returnVal = false;
//Update the quote/policy notes.
$notesManager = new Manager_Core_Notes();
$notesManager->save($this->_policyNumber, Model_Core_NoteLabels::REFERRED_BY_CUSTOMER);
}
return $returnVal;
}
public function sendquoteAction()
{
$pageSession = new Zend_Session_Namespace('tenants_insurance_quote');
$postdata = $this->getRequest()->getPost();
if (isset($postdata)) {
$sendBy = $postdata['how_send'];
$request = $this->getRequest();
$quoteManager = new Manager_Insurance_TenantsContentsPlus_Quote(null, null, $pageSession->PolicyNumber);
$quoteManager->sendQuote($pageSession->PolicyNumber, $sendBy);
}
}
/**
* Implements abstract method from superclass - refer to superclass for description.
*/
public function setToRefer($policyNumber)
{
$quote = new Manager_Insurance_TenantsContentsPlus_Quote(null, null, $policyNumber);
return $quote->setPayStatus('Referred');
}
