public function calculate()
{
if (!$this->getDepositAmount() || !$this->getTerm() || !$this->getCurrency()) {
return false;
}
if (!$this->getIsMain()) {
if (!$this->getInterestPaymentType() || !$this->getInterestPaymentPercent()) {
return false;
}
}
$sum = array();
if ($this->getIsMain()) {
$interestPaymentPercent = Cache::tags('deposits')->rememberForever('deposits_max_percent', function () {
return Deposit::frequency()->currency($this->getCurrency())->max('percent');
});
$percentTotal = (100 - ($this->getPercent() + $this->getPercentMilitary())) / 100;
$sum[0] = $this->getDepositAmount() * ($interestPaymentPercent / 100) / 12 * $this->getTerm() * $percentTotal;
for ($i = 1; $i <= $this->getTerm() - 1; $i++) {
$sum[$i] = ($this->getDepositAmount() + $sum[$i - 1]) * ($interestPaymentPercent / 100) / 12 * $this->getTerm() * $percentTotal;
}
$sum = round(array_pop($sum), 2);
$this->result = array('sum' => $sum, 'amount' => $this->getDepositAmount(), 'installment' => $this->getMonthlyInstallment(), 'percent' => $interestPaymentPercent, 'currency' => $this->getCurrency());
} else {
foreach ($this->getDepositIds() as $key => $value) {
$percentTotal = (100 - ($this->getPercent() + $this->getPercentMilitary())) / 100;
if ($this->getInterestPaymentType() == 'capitalize') {
$interestPaymentPercent = Cache::tags('deposits')->rememberForever('deposits_max_percent', function () {
return Deposit::frequency()->currency($this->getCurrency())->max('percent');
});
$temp = array();
$temp[0] = $this->getDepositAmount() * ($interestPaymentPercent / 100) / 12 * $this->getTerm() * $percentTotal;
for ($i = 1; $i <= $this->getTerm() - 1; $i++) {
$temp[$i] = ($this->getDepositAmount() + $temp[$i - 1]) * ($interestPaymentPercent / 100) / 12 * $this->getTerm() * $percentTotal;
}
$sum = round(array_pop($temp), 2);
} else {
$sum = $this->getDepositAmount() * ($this->getInterestPaymentPercent() / 100) / 12 * $this->getTerm() * $percentTotal;
}
$this->result[$value] = array('bonus' => 0, 'percent' => $this->getInterestPaymentPercent(), 'sum' => $sum, 'amount' => $this->getDepositAmount(), 'installment' => $this->getMonthlyInstallment() * $this->getTerm(), 'term' => $this->getTerm(), 'currency' => $this->getCurrency(), 'paymentType' => $this->getInterestPaymentType());
}
}
return $this->result;
}
