public function getOptions()
{
$type = 'T';
// We just want Tenants options from the datasource
$optionsDatasource = new Datasource_Insurance_Policy_Options($type);
$options = $optionsDatasource->fetchOptions();
$returnArray = array();
foreach ($options as $option) {
// Filter for just the options which are relevant to tenants contents PLUS product
if (substr($option->policyOption, -1) == "p") {
$returnArray[] = $option->policyOption;
//$returnArray[]['minimumSumInsured'] = $option->minimumSumInsured;
}
}
return $returnArray;
}
/**
* Populate the policyCover table using old pipe-seperated values :(
*
* @munt 7
*/
public function populateFromLegacy($policyNumber, $policyOptions, $amountsCovered, $optionPremiums)
{
if ($policyOptions != '') {
$policyOptionsArray = explode('|', $policyOptions);
$coverArray = explode('|', $amountsCovered);
$premiumsArray = explode('|', $optionPremiums);
// First we need to remove any policy cover items for this policy/quote
$where = $this->quoteInto('policyNumber = ?', $policyNumber);
$this->delete($where);
$optionsLookup = new Datasource_Insurance_Policy_Options();
$i = 0;
foreach ($policyOptionsArray as $policyOptionName) {
$optionID = $optionsLookup->fetchOptionsByName($policyOptionName);
$data = array('policyOptionID' => $optionID, 'sumInsured' => $coverArray[$i], 'premium' => $premiumsArray[$i], 'policyNumber' => $policyNumber);
$this->insert($data);
$i++;
}
}
}
/**
* Renew a policy from the 'temporary' insight_rrp_policy to the policy table
*
* @param string $rrpPolicyNumber
* @param string $newPolicyNumber
* @param string $termNumber
* @return bool
* @throws \RuntimeException
*/
public function migratePolicy($rrpPolicyNumber, $newPolicyNumber, $termNumber)
{
if ($this->policyNumberManager->isRentRecoveryPlusInsightPolicy($rrpPolicyNumber)) {
$this->setPolicyNumber($newPolicyNumber);
$disbData = $this->disbursement->getDisbursement($this->appData->getWhiteLabelID(), $this->appData->getRateSetID());
if (!$disbData) {
$message = sprintf('Disbursement data not found (WhiteLabelId = %s, RateSetID = %d)', $this->appData->getWhiteLabelID(), $this->appData->getRateSetID());
throw new \RuntimeException($message);
}
$getter = sprintf('getRrpi%s%dm', ReferenceTypes::isFullReference($this->rrpData->getReferenceType()) ? 'FullRef' : 'CreditCheck', $this->appData->getPolicyLength());
if (PolicyOptionsManager::isOptionSet($this->appData->getPolicyOptions(), $this->container->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $this->appData->getAmountsCovered())) {
$getter .= '0xs';
}
if (!method_exists($disbData, $getter)) {
$message = sprintf('Unknown disbursement type (%s)', $getter);
throw new \RuntimeException($message);
}
$disbursement = $disbData->{$getter}();
if (empty($disbursement)) {
$message = sprintf('Disbursement data not set (WhiteLabelId = %s, RateSetID = %d, %s)', $this->appData->getWhiteLabelID(), $this->appData->getRateSetID(), $getter);
throw new \RuntimeException($message);
}
$propertyRental = PolicyOptionsManager::getOption($this->appData->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp'), $this->appData->getAmountsCovered());
if ($propertyRental < RentRecoveryPlus::BAND_A_LIMIT) {
$band = $disbData::BAND_A;
} else {
$band = $disbData::BAND_B;
}
$insuranceNetAmount = $disbData->extractBandDisbursement($disbursement, $band);
// Policy Term
$termId = $this->policyTerm->updatePolicyTerm($this->appData, $termNumber, array('netPremium' => $insuranceNetAmount, 'collectedPremium' => $this->appData->premium));
if ($termId) {
// Write the policy to the datasource
$this->getAppData()->setStatus($this->container->get('rrp.legacy.const.status_policy'))->setTermId($termId);
$legacyPolicy = $this->container->get('rrp.legacy.datasource.policy');
$legacyPolicy->save($this->appData);
// Delete the legacy insight record.
$policyConstType = $this->container->get('rrp.legacy.const.quote_policy_number');
$this->application->remove(array($policyConstType => $rrpPolicyNumber));
$insightStatusIas = $this->container->get('rrp.legacy.const.insight_status_ias');
// Now move the RRP / LL Interest parts
if ($this->rrp->accept($rrpPolicyNumber, $newPolicyNumber, $insightStatusIas)) {
if ($this->llInterest->accept($rrpPolicyNumber, $newPolicyNumber)) {
/** @var RentRecoveryPlusAnswers $underwriting */
$underwriting = UnderwritingDecoratorFactory::getDecorator(UnderwritingDecoratorFactory::UNDERWRITING_RENT_RECOVERY_PLUS, $this->container->get('rrp.config.underwriting_question_set_id'), $this->appData->getIssueDate(), $rrpPolicyNumber);
$answers = $underwriting->getAllAnswers();
$answers[RentRecoveryPlusAnswers::QUESTION_ID_RENT_IN_ADVANCE] = true;
$answers[RentRecoveryPlusAnswers::QUESTION_ID_PRIOR_CLAIMS] = false;
$answers[RentRecoveryPlusAnswers::QUESTION_ID_DEPOSIT_SUFFICIENT] = true;
$underwriting->setAnswers($answers)->saveAnswers()->changeQuoteToPolicy($newPolicyNumber);
$coverOptions = array();
foreach ($this->appData->getValidPolicyOptionNames() as $optionName) {
if (PolicyOptionsManager::isOptionSet($this->appData->getPolicyOptions(), $optionName, $this->appData->getAmountsCovered())) {
$optionId = $this->policyOptions->fetchOptionsByName($optionName);
$sumInsured = PolicyOptionsManager::getOption($this->appData->getPolicyOptions(), $optionName, $this->appData->getAmountsCovered());
$premium = PolicyOptionsManager::getOption($this->appData->getPolicyOptions(), $optionName, $this->appData->getOptionPremiums());
$coverOptions[] = array('policyNumber' => $newPolicyNumber, 'policyOptionID' => $optionId, 'sumInsured' => $sumInsured, 'premium' => $premium);
}
}
$this->policyCover->setCover($newPolicyNumber, $coverOptions);
return $newPolicyNumber;
}
}
}
}
return false;
}
/**
* Member function to set banked value
* @param Double
* return void
*/
public function createTermImage($policynumber)
{
/**
* prepair data to build TermImage
*/
$this->_policynumber = $policynumber;
$this->_amount = 0;
$this->_months = 12;
$policyDisb = new Datasource_Insurance_LegacyPolicies();
$policy = $policyDisb->getByPolicyNumber($policynumber);
$this->_policyname = $policy->policyName;
$termDisb = new Datasource_Insurance_Policy_Term();
$term = $termDisb->getPolicyTerm($policynumber, $policy->startDate);
$this->_startdate = $policy->startDate;
$policy->termid = $term['id'];
$this->_getMult($policy);
$policyOptionsArray = explode("|", $policy->policyOptions);
$pItemHist = new Datasource_Insurance_Policy_PolicyTermItemHist();
foreach ($policyOptionsArray as $key => $value) {
$this->_initialise();
$option = new Datasource_Insurance_Policy_Options($policy->policyType);
$this->_optionID = $option->fetchOptionsByName($value);
$this->_sumInsOption = $policyDisb->getPolicyOptionMatch($policy->policyOptions, $value, $policy->amountsCovered);
$cover->sumInsured = $this->_sumInsOption;
if ($this->_sumInsOption > 0) {
$cover = new Model_Insurance_Cover();
$cover->policyOptionID = $this->_optionID;
$cover->sumInsured = $this->_sumInsOption;
$this->_premOption = $policyDisb->getPolicyOptionMatch($policy->policyOptions, $value, $policy->optionPremiums) * $this->_mult;
$this->_discOption = $policyDisb->getPolicyOptionMatch($policy->policyOptions, $value, $policy->optionDiscounts);
$this->_calculateTax();
$this->_calculateNet($policy, $value);
$cover->grosspremium = $this->_premOption + $this->_iptOption;
$cover->premium = $this->_premOption;
$cover->netpremium = $this->_netOption;
$cover->ipt = $this->_iptOption;
$pItemHist->setItemHist($policy, $cover);
}
}
}
/**
* @inheritdoc
*/
public function accept($policyNumber, $mtaId)
{
/** @var \RRP\Application\Decorators\RentRecoveryPlusPolicy $policy */
$policy = ApplicationDecoratorFactory::getDecorator('RentRecoveryPlusPolicy');
$policy->populateByPolicyNumber($policyNumber);
$this->legacyMtaData = $this->legacyMta->getByMtaID($mtaId);
$this->rrpMtaData = $this->rrpMta->getRentRecoveryPlusMta($mtaId);
$proRataPremium = $policy->getAppData()->getPremium() + $this->legacyMtaData->getPremium();
$proRataQuote = $policy->getAppData()->getQuote() + $this->legacyMtaData->getQuote();
$proRataIpt = $policy->getAppData()->getIpt() + $this->legacyMtaData->getIpt();
$propertyRental = PolicyOptionsManager::getOption($this->legacyMtaData->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp'), $this->legacyMtaData->getAmountscovered());
$isNilExcess = PolicyOptionsManager::isOptionSet($this->legacyMtaData->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $this->legacyMtaData->getAmountscovered());
$policyPremium = PolicyOptionsManager::getOption($policy->getAppData()->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp'), $policy->getAppData()->getOptionPremiums());
$mtaPremium = PolicyOptionsManager::getOption($this->legacyMtaData->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp'), $this->legacyMtaData->getOptionPremiums());
$optionPremiums = PolicyOptionsManager::addPolicyOption($policyPremium + $mtaPremium);
if ($isNilExcess) {
$policyNilExcessOption = PolicyOptionsManager::getOption($policy->getAppData()->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $policy->getAppData()->getOptionPremiums());
$mtaNilExcessOption = PolicyOptionsManager::getOption($this->legacyMtaData->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $this->legacyMtaData->getOptionPremiums());
$optionPremiums = PolicyOptionsManager::addPolicyOption($policyNilExcessOption + $mtaNilExcessOption, $optionPremiums);
}
$policy->getAppData()->setPolicyOptions($this->legacyMtaData->getPolicyOptions())->setAmountsCovered($this->legacyMtaData->getAmountscovered())->setOptionPremiums($optionPremiums)->setPremium($proRataPremium)->setQuote($proRataQuote)->setIpt($proRataIpt);
$policy->getRrpData()->setClaimInfo($this->rrpMtaData->getClaimInfo());
$disbData = $this->disbursement->getDisbursement($policy->getAppData()->getWhiteLabelID(), $policy->getAppData()->getRateSetID());
if (!$disbData) {
$message = sprintf('Disbursement data not found (WhiteLabelId = %s, RateSetID = %d)', $policy->getAppData()->getWhiteLabelID(), $policy->getAppData()->getRateSetID());
throw new \RuntimeException($message);
}
$getter = sprintf('getRrpi%s%dm', ReferenceTypes::isFullReference($policy->getRrpData()->getReferenceType()) ? 'FullRef' : 'CreditCheck', $policy->getAppData()->getPolicyLength());
if ($isNilExcess) {
$getter .= '0xs';
}
if (!method_exists($disbData, $getter)) {
$message = sprintf('Unknown disbursement type (%s)', $getter);
throw new \RuntimeException($message);
}
$disbursement = $disbData->{$getter}();
if (empty($disbursement)) {
$message = sprintf('Disbursement data not set (WhiteLabelId = %s, RateSetID = %d, %s)', $policy->getAppData()->getWhiteLabelID(), $policy->getAppData()->getRateSetID(), $getter);
throw new \RuntimeException($message);
}
$termData = $this->policyTerm->getPolicyTerm($policy->getAppData()->getPolicyNumber(), $policy->getAppData()->getStartDate());
if (!$termData->id) {
throw new \RuntimeException('Invalid Term Id');
}
if ($propertyRental < RentRecoveryPlus::BAND_A_LIMIT) {
$band = $disbData::BAND_A;
$transBand = RentRecoveryPlus::BAND_A;
} else {
$band = $disbData::BAND_B;
$transBand = RentRecoveryPlus::BAND_B;
}
$insuranceNetAmount = $disbData->extractBandDisbursement($disbursement, $band);
$proRataCalcs = new ProRataCalculations($policy->getAppData()->getStartDate(), $this->legacyMtaData->getDateOnRisk());
$netPremium = $proRataCalcs->getProRata($policy->getAppData()->getPolicyLength(), $policy->getAppData()->getPolicyLength(), $insuranceNetAmount, $termData->netPremium);
$this->policyTerm->updatePolicyTerm($policy->getAppData(), $termData->term, array('netPremium' => $netPremium));
$this->policyNotes->addNote($policyNumber, $this->legacyMtaData->getDisplayNotes());
if ($policy->save()) {
if ($this->legacyMta->updateStatus($policyNumber, $mtaId, $this->mtaStatusLive)) {
$coverOptions = array();
foreach ($policy->getAppData()->getValidPolicyOptionNames() as $optionName) {
if (PolicyOptionsManager::isOptionSet($policy->getAppData()->getPolicyOptions(), $optionName, $policy->getAppData()->getAmountsCovered())) {
$optionId = $this->policyOptions->fetchOptionsByName($optionName);
$sumInsured = PolicyOptionsManager::getOption($policy->getAppData()->getPolicyOptions(), $optionName, $policy->getAppData()->getAmountsCovered());
$premium = PolicyOptionsManager::getOption($policy->getAppData()->getPolicyOptions(), $optionName, $policy->getAppData()->getOptionPremiums());
$coverOptions[] = array('policyNumber' => $policyNumber, 'policyOptionID' => $optionId, 'sumInsured' => $sumInsured, 'premium' => $premium);
}
}
$this->policyCover->setCover($policyNumber, $coverOptions);
if ($this->legacyMtaData->getPremium() == 0) {
//If no premium change there's no need to store anything in the transaction
return true;
}
$transaction = TransactionDecoratorFactory::getDecorator(TransactionDecoratorFactory::TRANSACTION_UPDATE, $policy->getAppData()->getPremium(), $insuranceNetAmount, $termData->id, $mtaId, $transBand, $this->legacyMtaData->getDateOnRisk(), $policy->getAppData());
$transaction->processAllTransactions();
return true;
}
}
return false;
}
/**
* Gets policy minimum insured from the given policy type and name
*
* @param str $type Policy type
* @param str $name Policy Name
*/
public function fetchPolicyOptionMinimumSumInsuredByName($type, $name)
{
$source = new Datasource_Insurance_Policy_Options($type);
$optionsObj = $source->fetchOptionsByName($name);
return $optionsObj->getMinimumSumInsured();
}
/**
* Set cover amount
*
* @param int $sumInsured
* @return void
*/
public function setCoverAmount($sumInsured, $type)
{
// Get the current amounts covered
$amountsCovered = explode('|', $this->_quoteModel->amountsCovered);
$amountsCovered[$type] = $sumInsured;
$this->_quoteModel->amountsCovered = implode('|', $amountsCovered);
// Re-calculate priced
$this->calculatePremiums();
if (!is_null($this->_quoteModel->policyNumber) && $this->_quoteModel->policyNumber != '') {
// We have a policy number so we need to update the legacy policy cover table
$optionPremiums = explode('|', $this->_quoteModel->optionPremiums);
// We also have to update the legacy policy cover table
$policyCover = new Datasource_Insurance_Policy_Cover();
$policyOptions = new Datasource_Insurance_Policy_Options('T');
$options = $policyOptions->fetchOptions();
$optionIDsArray = array();
foreach ($options as $option) {
$optionIDsArray[$option->policyOption] = $option->policyOptionID;
}
// Contents cover
$coverArray[] = array('policyOptionID' => $optionIDsArray['contentstp'], 'sumInsured' => is_null($amountsCovered[self::CONTENTS]) ? 0 : $amountsCovered[self::CONTENTS], 'premium' => is_null($optionPremiums[self::CONTENTS]) ? 0 : $optionPremiums[self::CONTENTS], 'policyNumber' => $this->_quoteModel->policyNumber);
$coverArray[] = array('policyOptionID' => $optionIDsArray['pedalcyclesp'], 'sumInsured' => is_null($amountsCovered[self::PEDALCYCLES]) ? 0 : $amountsCovered[self::PEDALCYCLES], 'premium' => is_null($optionPremiums[self::PEDALCYCLES]) ? 0 : $optionPremiums[self::PEDALCYCLES], 'policyNumber' => $this->_quoteModel->policyNumber);
$coverArray[] = array('policyOptionID' => $optionIDsArray['specpossessionsp'], 'sumInsured' => is_null($amountsCovered[self::SPECIFIEDPOSSESSIONS]) ? 0 : $amountsCovered[self::SPECIFIEDPOSSESSIONS], 'premium' => is_null($optionPremiums[self::SPECIFIEDPOSSESSIONS]) ? 0 : $optionPremiums[self::SPECIFIEDPOSSESSIONS], 'policyNumber' => $this->_quoteModel->policyNumber);
$coverArray[] = array('policyOptionID' => $optionIDsArray['possessionsp'], 'sumInsured' => is_null($amountsCovered[self::UNSPECIFIEDPOSSESSIONS]) ? 0 : $amountsCovered[self::UNSPECIFIEDPOSSESSIONS], 'premium' => is_null($optionPremiums[self::UNSPECIFIEDPOSSESSIONS]) ? 0 : $optionPremiums[self::UNSPECIFIEDPOSSESSIONS], 'policyNumber' => $this->_quoteModel->policyNumber);
$policyCover->setCover($this->_quoteModel->policyNumber, $coverArray);
}
$this->_save();
}
