public function invest()
{
if (!$this->uid) {
if ($this->isAjax()) {
die("请先登录后投资");
} else {
$this->redirect('M/pub/login');
}
}
if ($this->isAjax()) {
$borrow_id = intval($this->_get('bid'));
$tnum = intval($_POST['cnum']);
$pre = c("DB_PREFIX");
$m = M("member_money")->field('account_money,back_money,money_collect')->find($this->uid);
$amoney = $m['account_money'] + $m['back_money'];
$uname = session("u_user_name");
$binfo = M("transfer_borrow_info")->field("borrow_uid,borrow_interest_rate,transfer_out,transfer_back,transfer_total,\n per_transfer,is_show,deadline,min_month,increase_rate,reward_rate,borrow_duration")->find($borrow_id);
if ($this->uid == $binfo['borrow_uid']) {
ajaxmsg("不能去投自己的标", 0);
}
$month = $binfo['borrow_duration'];
//手机版默认投资最大期限
$max_num = $binfo['transfer_total'] - $binfo['transfer_out'];
if ($max_num < $tnum) {
die("本标还能认购最大份数为" . $max_num . "份，请重新输入认购份数");
}
$money = $binfo['per_transfer'] * $tnum;
if ($amoney < $money) {
die("尊敬的{$uname}，您准备认购{$money}元，但您的账户可用余额为{$amoney}元，请先去充值再认购");
}
$vm = getMinfo($this->uid, "m.pin_pass,mm.invest_vouch_cuse,mm.money_collect");
$pin_pass = $vm['pin_pass'];
$pin = md5($_POST['paypass']);
// if ($pin != $pin_pass){
// die( "支付密码错误，请重试" );
// }
$tinvest_id = TinvestMoney($this->uid, $borrow_id, $tnum, $month);
//投企业直投
if ($tinvest_id) {
//die('TRUE');
$loanconfig = FS("Webconfig/loanconfig");
$orders = 'T' . date("YmdHi") . $tinvest_id;
// 发送到乾多多
$invest_qdd = M("escrow_account")->field('*')->where("uid={$this->uid}")->find();
$borrow_qdd = M("escrow_account")->field('*')->where("uid={$binfo['borrow_uid']}")->find();
$invest_info = M("transfer_borrow_investor")->field("reward_money, borrow_fee")->where("id={$tinvest_id}")->find();
$secodary = '';
import("ORG.Loan.Escrow");
$loan = new Escrow();
if ($invest_info['reward_money'] > 0.0) {
// 投标奖励
$secodary[] = $loan->secondaryJsonList($invest_qdd['qdd_marked'], $invest_info['reward_money'], '二次分配', '投标奖励');
}
if ($invest_info['borrow_fee'] > 0.0) {
// 借款管理费
$secodary[] = $loan->secondaryJsonList($loanconfig['pfmmm'], $invest_info['borrow_fee'], '二次分配', '借款管理费');
}
$secodary && ($secodary = json_encode($secodary));
$loanList = $loan->loanJsonList($invest_qdd['qdd_marked'], $borrow_qdd['qdd_marked'], $orders, 'T_' . $borrow_id, $money, $binfo['borrow_money'], '投标', "对{$borrow_id}号企业直投进行投标", $secodary);
$loanJsonList = json_encode($loanList);
$returnURL = C('WEB_URL') . U("tinvest/wapinvestReturn");
$notifyURL = C('WEB_URL') . U("tinvest/notify");
$data = $loan->transfer($loanJsonList, $returnURL, $notifyURL, 1, 1, 2, 1);
// 自动到帐
$form = $loan->setForm($data, 'transfer');
// echo "aaaaaa";die();
echo $form . "正在跳转至乾多多。。。";
exit;
} else {
die("很遗憾，认购失败，请重试!");
}
} else {
$borrow_id = $this->_get('bid');
$pre = C('DB_PREFIX');
$borrowinfo = M("transfer_borrow_info b")->join("{$pre}transfer_detail d ON d.borrow_id=b.id")->field(true)->find($borrow_id);
$borrowinfo['progress'] = getfloatvalue($borrowinfo['transfer_out'] / $borrowinfo['transfer_total'] * 100, 2);
$borrowinfo['need'] = getfloatvalue(($borrowinfo['transfer_total'] - $borrowinfo['transfer_out']) * $borrowinfo['per_transfer'], 2);
$borrowinfo['updata'] = unserialize($borrowinfo['updata']);
$this->assign("vo", $borrowinfo);
$user_info = M('member_money')->field("account_money+back_money as money ")->where("uid='{$this->uid}'")->find();
$this->assign('user_info', $user_info);
$paypass = M("members")->field('pin_pass')->where('id=' . $this->uid)->find();
$this->assign('paypass', $paypass['pin_pass']);
$this->display();
}
}
public function tinvestmoney()
{
$jsoncode = file_get_contents("php://input");
//alogsm("tinvestmoney",0,1,session("u_id").$jsoncode);
if (!$this->uid) {
ajaxmsg('请先登录', 0);
exit;
}
$arr = array();
$arr = json_decode($jsoncode, true);
if (intval($arr['uid']) != $this->uid) {
ajaxmsg("查询错误！", 0);
}
if (!is_array($arr) || empty($arr) || empty($arr['borrow_id']) || empty($arr['zhifu_money']) || $arr['type'] != 2) {
ajaxmsg("查询错误！", 0);
}
$_pin = $arr['pin'];
$_month = $arr['month'];
$borrow_id = $arr['borrow_id'];
$month = intval($_month);
$binfo = M("transfer_borrow_info")->field("borrow_max,borrow_uid,borrow_interest_rate,transfer_out,transfer_back,transfer_total,per_transfer,is_show,deadline,min_month,increase_rate,reward_rate,borrow_duration,borrow_money")->find($borrow_id);
//$_tnum = $arr['zhifu_money']/$binfo['per_transfer'];
$tnum = $arr['zhifu_money'] / $binfo['per_transfer'];
$m = M("member_money")->field('account_money,back_money,money_collect')->find($this->uid);
$amoney = $m['account_money'] + $m['back_money'];
$uname = session("u_user_name");
//ajaxmsg($binfo);die;
if ($this->uid == $binfo['borrow_uid']) {
ajaxmsg("不能去投自己的标", 0);
}
$max_month = $binfo['borrow_duration'];
//getTransferLeftmonth($binfo['deadline']);
$min_month = $binfo['min_month'];
$max_num = $binfo['transfer_total'] - $binfo['transfer_out'];
if ($tnum < 1) {
ajaxmsg("购买份数必须大于等于1份！" . $binfo['per_transfer'], 0);
}
if ($month < $min_month || $max_month < $month) {
ajaxmsg("本标认购期限只能在'" . $min_month . "个月---" . $max_month . "个月'之间", 0);
}
//echo $max_num;die();
// echo $tnum;die();
//echo $max_num;die();
if ($max_num * $binfo['per_transfer'] < $tnum * $binfo['per_transfer']) {
ajaxmsg("本标还能认购最大金额为" . $max_num . "元，请重新输入认购金额", 0);
}
$map['i.investor_uid'] = $this->uid;
$map['i.status'] = 1;
$map['i.borrow_id'] = $borrow_id;
$map['i.loanno'] = array('neq', '');
$list = getttenderlist($map, 15);
$invested_money_t = $tnum * $binfo['per_transfer'] + $list['total_money'];
if ($binfo['borrow_max'] != 0) {
if ($binfo['borrow_max'] * $binfo['per_transfer'] < $invested_money_t) {
ajaxmsg("本标个人认购最大金额为" . $binfo['borrow_max'] * $binfo['per_transfer'] . "元", 0);
}
}
$money = $tnum;
if ($amoney < $money) {
ajaxmsg("尊敬的{$uname}，您准备认购{$money}元，但您的账户可用余额为{$amoney}元，请先去充值再认购", 0);
}
$vm = getMinfo($this->uid, "m.pin_pass,mm.invest_vouch_cuse,mm.money_collect");
$pin_pass = $vm['pin_pass'];
$pin = md5($_pin);
$tinvest_id = TinvestMoney($this->uid, $borrow_id, $tnum, $month);
//投企业直投
if ($tinvest_id) {
$loanconfig = FS("Webconfig/loanconfig");
$orders = date("YmdHi") . $tinvest_id;
// 发送到乾多多
$invest_qdd = M("escrow_account")->field('*')->where("uid={$this->uid}")->find();
$borrow_qdd = M("escrow_account")->field('*')->where("uid={$binfo['borrow_uid']}")->find();
$invest_info = M("transfer_borrow_investor")->field("reward_money, borrow_fee")->where("id={$tinvest_id}")->find();
$secodary = '';
import("ORG.Loan.Escrow");
$loan = new Escrow();
if ($invest_info['reward_money'] > 0.0) {
// 投标奖励
// $secodary[] = $loan->secondaryJsonList($invest_qdd['qdd_marked'], $invest_info['reward_money'],'二次分配', '支付投标奖励');
$secodary['LoanInMoneymoremore'] = $invest_qdd['qdd_marked'];
$secodary['Amount'] = $invest_info['reward_money'];
$secodary['TransferName'] = '二次分配';
$secodary['Remark'] = '支付投标奖励';
$secodarys['reward_money'] = $secodary;
}
if ($invest_info['borrow_fee'] > 0.0) {
// 借款管理费
// $secodary[] = $loan->secondaryJsonList($loanconfig['pfmmm'], $invest_info['borrow_fee'],'二次分配', '支付平台借款管理费');
$secodary['LoanInMoneymoremore'] = $loanconfig['pfmmm'];
$secodary['Amount'] = $invest_info['borrow_fee'];
$secodary['TransferName'] = '二次分配';
$secodary['Remark'] = '支付平台借款管理费';
$secodarys['borrow_fee'] = $secodary;
}
//$secodarys && $secodarys = json_encode($secodarys);
// 投标奖励
// $loanList[] = $loan->loanJsonList($invest_qdd['qdd_marked'], $borrow_qdd['qdd_marked'], $orders, $borrow_id, $money, $binfo['borrow_money'],'投标',"对{$borrow_id}号投标",$secodary);
$loanJsonList = array();
$loanJsonList['LoanOutMoneymoremore'] = $invest_qdd['qdd_marked'];
$loanJsonList['LoanInMoneymoremore'] = $borrow_qdd['qdd_marked'];
$loanJsonList['OrderNo'] = 'T' . $orders;
$loanJsonList['BatchNo'] = 'T_' . $borrow_id;
$loanJsonList['Amount'] = $money * $binfo['per_transfer'];
$loanJsonList['FullAmount'] = $binfo['borrow_money'];
$loanJsonList['TransferName'] = '投标';
$loanJsonList['Remark'] = "对{$borrow_id}号投标";
$loanJsonList['NeedAudit'] = '1';
//$loanJsonList['SecondaryJsonList'] = $secodarys;
//$loanJsonList = json_encode($loanList);
//$returnURL = C('WEB_URL').U("invest/investReturn");
// $notifyURL = C('WEB_URL').U("notify/notifys");
$notifyURL = C('WEB_URL') . "/tinvest/notify";
//echo $notify;die();
//$data = $loan->transfer('',$returnURL , $notifyURL);
$data1 = $loan->transfer('', $returnURL, $notifyURL, 1, 1, 2, 1);
// 自动到帐
//$data['LoanJsonList']=$data1['LoanJsonList'];
//$data['LoanJsonList'] = $loanJsonList;
$data['PlatformMoneymoremore'] = $data1['PlatformMoneymoremore'];
$data['TransferAction'] = $data1['TransferAction'];
$data['Action'] = $data1['Action'];
$data['TransferType'] = $data1['TransferType'];
$data['NeedAudit'] = $data1['NeedAudit'];
$data['RandomTimeStamp'] = $data1['RandomTimeStamp'];
$data['Remark1'] = $data1['Remark1'];
$data['Remark2'] = $data1['Remark2'];
$data['Remark3'] = $data1['Remark3'];
$data['NotifyURL'] = $data1['NotifyURL'];
$data['LoanJsonList'] = $loanJsonList;
$data['SecondaryJsonList'] = $secodarys;
ajaxmsg($data);
// $loanconfig = FS("Webconfig/loanconfig");
// $orders = date("YmdHi").$tinvest_id;
// // 发送到乾多多
// $invest_qdd = M("escrow_account")->field('*')->where("uid={$this->uid}")->find();
// $borrow_qdd = M("escrow_account")->field('*')->where("uid={$binfo['borrow_uid']}")->find();
// $invest_info = M("transfer_borrow_investor")->field("reward_money, borrow_fee")->where("id={$tinvest_id}")->find();
// $secodary = '';
// import("ORG.Loan.Escrow");
// $loan = new Escrow();
// if($invest_info['reward_money']>0.00){ // 投标奖励
// // $secodary[] = $loan->secondaryJsonList($invest_qdd['qdd_marked'], $invest_info['reward_money'],'二次分配', '支付投标奖励');
// $secodary['LoanInMoneymoremore'] = $invest_qdd['qdd_marked'];
// $secodary['Amount'] = $invest_info['reward_money'];
// $secodary['TransferName'] = '二次分配';
// $secodary['Remark'] = '支付投标奖励';
// //$secodarys['reward_money'] = $secodary;
// }
// if($invest_info['borrow_fee']>0.00){ // 借款管理费
// // $secodary[] = $loan->secondaryJsonList($loanconfig['pfmmm'], $invest_info['borrow_fee'],'二次分配', '支付平台借款管理费');
// $secodary['LoanInMoneymoremore'] = $loanconfig['pfmmm'];
// $secodary['Amount'] = $invest_info['borrow_fee'];
// $secodary['TransferName'] = '二次分配';
// $secodary['Remark'] = '支付平台借款管理费';
// //$secodarys['borrow_fee'] = $secodary;
// }
// //$secodarys && $secodarys = json_encode($secodarys);
// // 投标奖励
// // $loanList[] = $loan->loanJsonList($invest_qdd['qdd_marked'], $borrow_qdd['qdd_marked'], $orders, $borrow_id, $money, $binfo['borrow_money'],'投标',"对{$borrow_id}号投标",$secodary);
// $loanJsonList = array();
// $loanJsonList['LoanOutMoneymoremore'] = $invest_qdd['qdd_marked'];
// $loanJsonList['LoanInMoneymoremore'] = $borrow_qdd['qdd_marked'];
// $loanJsonList['OrderNo'] = 'T'.$orders;
// $loanJsonList['BatchNo'] = 'T_'.$borrow_id;
// $loanJsonList['Amount'] = $money*$binfo['per_transfer'];
// $loanJsonList['FullAmount'] = $binfo['borrow_money'];
// $loanJsonList['TransferName'] = '投标';
// $loanJsonList['Remark'] = "对{$borrow_id}号投标";
// //$loanJsonList['NeedAudit']='1';
// $loanJsonList['SecondaryJsonList']=$secodary;
// $notifyURL = C('WEB_URL').U("tinvest/notify");
// //$data1 = $loan->transfer('',$returnURL , $notifyURL);
// $data1= $loan->transfer($loanJsonList, $returnURL , $notifyURL,1,1,2,1); // 自动到帐
// //$data['LoanJsonList']=$data1['LoanJsonList'];
// $data['LoanJsonList'] = $loanJsonList;
// $data['PlatformMoneymoremore']=$data1['PlatformMoneymoremore'];
// $data['TransferAction']=$data1['TransferAction'];
// $data['Action']=$data1['Action'];
// $data['TransferType']=$data1['TransferType'];
// $data['NeedAudit']=$data1['NeedAudit'];
// $data['RandomTimeStamp']=$data1['RandomTimeStamp'];
// $data['Remark1']=$data1['Remark1'];
// $data['Remark2']=$data1['Remark2'];
// $data['Remark3']=$data1['Remark3'];
// $data['NotifyURL']=$data1['NotifyURL'];
//$data['SecondaryJsonList'] = $secodarys;
} else {
$ajaxmsg("对不起，认购失败，请重试!");
}
}
public function invest()
{
if (!$this->uid) {
if ($this->isAjax()) {
die("请先登录后投资");
} else {
$this->redirect('M/pub/login');
}
}
if ($this->isAjax()) {
$borrow_id = intval($this->_get('bid'));
$tnum = intval($_POST['cnum']);
$pre = c("DB_PREFIX");
$m = M("member_money")->field('account_money,back_money,money_collect')->find($this->uid);
$amoney = $m['account_money'] + $m['back_money'];
$uname = session("u_user_name");
$binfo = M("transfer_borrow_info")->field("borrow_uid,borrow_interest_rate,transfer_out,transfer_back,transfer_total,\n per_transfer,is_show,deadline,min_month,increase_rate,reward_rate,borrow_duration")->find($borrow_id);
if ($this->uid == $binfo['borrow_uid']) {
ajaxmsg("不能去投自己的标", 0);
}
$month = $binfo['borrow_duration'];
//手机版默认投资最大期限
$max_num = $binfo['transfer_total'] - $binfo['transfer_out'];
if ($max_num < $tnum) {
die("本标还能认购最大份数为" . $max_num . "份，请重新输入认购份数");
}
$money = $binfo['per_transfer'] * $tnum;
if ($amoney < $money) {
die("尊敬的{$uname}，您准备认购{$money}元，但您的账户可用余额为{$amoney}元，请先去充值再认购");
}
$vm = getMinfo($this->uid, "m.pin_pass,mm.invest_vouch_cuse,mm.money_collect");
$pin_pass = $vm['pin_pass'];
$pin = md5($_POST['paypass']);
if ($pin != $pin_pass) {
die("支付密码错误，请重试");
}
$done = TinvestMoney($this->uid, $borrow_id, $tnum, $month);
//投企业直投
if ($done === true) {
die('TRUE');
} else {
if ($done) {
die($done);
} else {
die("很遗憾，认购失败，请重试!");
}
}
} else {
$borrow_id = $this->_get('bid');
$pre = C('DB_PREFIX');
$borrowinfo = M("transfer_borrow_info b")->join("{$pre}transfer_detail d ON d.borrow_id=b.id")->field(true)->find($borrow_id);
$borrowinfo['progress'] = getfloatvalue($borrowinfo['transfer_out'] / $borrowinfo['transfer_total'] * 100, 2);
$borrowinfo['need'] = getfloatvalue(($borrowinfo['transfer_total'] - $borrowinfo['transfer_out']) * $borrowinfo['per_transfer'], 2);
$borrowinfo['updata'] = unserialize($borrowinfo['updata']);
$this->assign("vo", $borrowinfo);
$user_info = M('member_money')->field("account_money+back_money as money ")->where("uid='{$this->uid}'")->find();
$this->assign('user_info', $user_info);
$paypass = M("members")->field('pin_pass')->where('id=' . $this->uid)->find();
$this->assign('paypass', $paypass['pin_pass']);
$this->display();
}
}
function autotInvest($borrow_id)
{
$datag = get_global_setting();
$binfo = M("transfer_borrow_info")->field('borrow_money,borrow_uid,per_transfer,borrow_type,borrow_interest_rate,borrow_duration,progress,transfer_total,transfer_out')->find($borrow_id);
$map['a.is_use'] = 1;
$map['a.borrow_type'] = 3;
$map['a.end_time'] = array("gt", time());
$autolist = M("auto_borrow a")->join(C('DB_PREFIX') . "member_money m ON a.uid=m.uid")->field("a.*, m.account_money+m.back_money as money")->where($map)->order("a.invest_time asc")->select();
$needMoney = $binfo['borrow_money'] - $binfo['borrow_money'] * $binfo['progress'] / 100;
foreach ($autolist as $key => $v) {
if (!$needMoney) {
break;
}
if ($v['uid'] == $binfo['borrow_uid']) {
continue;
}
if ($v['money'] <= 0 || $v['money'] == NULL) {
continue;
}
$num_max1 = floor(($v['money'] - $v['account_money']) / $binfo['per_transfer']);
//余额最多可购买份数
$num_max2 = floor($v['invest_money'] / $binfo['per_transfer']);
//最大投资总额可购买份数
$num_max3 = $needMoney / $binfo['per_transfer'];
//$binfo['transfer_total'] - $binfo['transfer_out'];//剩余多少份
$num_max4 = $binfo['transfer_total'] * $datag['auto_rate'] / 100;
//不能超过10%
$num_min = ceil($v['min_invest'] / $binfo['per_transfer']);
//最少要买多少份
if ($num_max1 > $num_max2) {
$num = $num_max2;
} else {
$num = $num_max1;
}
if ($num > $num_max3) {
$num = $num_max3;
}
if ($num > $num_max4) {
$num = $num_max4;
}
if ($v['interest_rate'] > 0) {
if (!($binfo['borrow_interest_rate'] >= $v['interest_rate'])) {
//利率范围
continue;
}
}
if ($v['duration_from'] > 0 && $v['duration_to'] > 0 && $v['duration_from'] <= $v['duration_to']) {
//借款期限范围
if (!($binfo['borrow_duration'] >= $v['duration_from'] && $binfo['borrow_duration'] <= $v['duration_to'])) {
continue;
}
}
if (!($num >= $num_min)) {
//
continue;
}
if (!($v['money'] - $v['account_money'] >= $num * $binfo['per_transfer'])) {
//余额限制
continue;
}
if ($needMoney <= 0) {
//可投金额必须大于0
continue;
}
TinvestMoney($v['uid'], $borrow_id, $num, $binfo['borrow_duration'], 1);
//
$needMoney = $needMoney - $num * $binfo['per_transfer'];
// 减去剩余已投金额
MTip('chk27', $v['uid'], $borrow_id, $v['id']);
//sss
M('auto_borrow')->where('id = ' . $v['id'])->save(array("invest_time" => time()));
}
return true;
}
public function investmoney()
{
if (!$this->uid) {
exit;
}
$borrow_id = intval($_POST['T_borrow_id']);
$tnum = intval($_POST['transfer_invest_num']);
$month = intval($_POST['transfer_invest_month']);
$m = M("member_money")->field('account_money,back_money,money_collect')->find($this->uid);
$amoney = $m['account_money'] + $m['back_money'];
$uname = session("u_user_name");
$binfo = M("transfer_borrow_info")->field("borrow_uid,borrow_interest_rate,transfer_out,transfer_back,transfer_total,per_transfer,is_show,deadline,min_month,increase_rate,reward_rate,borrow_duration")->find($borrow_id);
if ($this->uid == $binfo['borrow_uid']) {
ajaxmsg("不能去投自己的标", 0);
}
$max_month = $binfo['borrow_duration'];
//getTransferLeftmonth($binfo['deadline']);
$min_month = $binfo['min_month'];
$max_num = $binfo['transfer_total'] - $binfo['transfer_out'];
if ($tnum < 1) {
ajaxmsg("购买份数必须大于等于1份！", 3);
}
if ($month < $min_month || $max_month < $month) {
$this->error("本标认购期限只能在'" . $min_month . "个月---" . $max_month . "个月'之间");
}
if ($max_num < $tnum) {
$this->error("本标还能认购最大份数为" . $max_num . "份，请重新输入认购份数");
}
$money = $binfo['per_transfer'] * $tnum;
if ($amoney < $money) {
$this->error("尊敬的{$uname}，您准备认购{$money}元，但您的账户可用余额为{$amoney}元，请先去充值再认购.", __APP__ . "/member/charge#fragment-1");
}
$vm = getMinfo($this->uid, "m.pin_pass,mm.invest_vouch_cuse,mm.money_collect");
$pin_pass = $vm['pin_pass'];
$pin = md5($_POST['T_pin']);
if ($pin != $pin_pass) {
$this->error("支付密码错误，请重试");
}
$done = TinvestMoney($this->uid, $borrow_id, $tnum, $month);
//投企业直投
if ($done === true) {
$this->success("恭喜成功认购{$tnum}份,共计{$money}元");
} else {
if ($done) {
$this->error($done);
} else {
$this->error("对不起，认购失败，请重试!");
}
}
}
public function tinvestmoney()
{
$jsoncode = file_get_contents("php://input");
//alogsm("tinvestmoney",0,1,session("u_id").$jsoncode);
if (!$this->uid) {
ajaxmsg('请先登录', 0);
exit;
}
$arr = array();
$arr = json_decode($jsoncode, true);
if (intval($arr['uid']) != $this->uid) {
ajaxmsg("查询错误！", 0);
}
if (!is_array($arr) || empty($arr) || empty($arr['borrow_id']) || empty($arr['pin']) || empty($arr['num']) || empty($arr['month']) || $arr['type'] != 2) {
ajaxmsg("查询错误！", 0);
}
$_pin = $arr['pin'];
$_borrow_id = $arr['borrow_id'];
$_tnum = $arr['num'];
$_month = $arr['month'];
$borrow_id = intval($_borrow_id);
$tnum = intval($_tnum);
$month = intval($_month);
$m = M("member_money")->field('account_money,back_money,money_collect')->find($this->uid);
$amoney = $m['account_money'] + $m['back_money'];
$uname = session("u_user_name");
$binfo = M("transfer_borrow_info")->field("borrow_uid,borrow_interest_rate,transfer_out,transfer_back,transfer_total,per_transfer,is_show,deadline,min_month,increase_rate,reward_rate,borrow_duration")->find($borrow_id);
if ($this->uid == $binfo['borrow_uid']) {
ajaxmsg("不能去投自己的标", 0);
}
$max_month = $binfo['borrow_duration'];
//getTransferLeftmonth($binfo['deadline']);
$min_month = $binfo['min_month'];
$max_num = $binfo['transfer_total'] - $binfo['transfer_out'];
if ($tnum < 1) {
ajaxmsg("购买份数必须大于等于1份！", 3);
}
if ($month < $min_month || $max_month < $month) {
ajaxmsg("本标认购期限只能在'" . $min_month . "个月---" . $max_month . "个月'之间", 3);
}
if ($max_num < $tnum) {
ajaxmsg("本标还能认购最大份数为" . $max_num . "份，请重新输入认购份数", 3);
}
$money = $binfo['per_transfer'] * $tnum;
if ($amoney < $money) {
ajaxmsg("尊敬的{$uname}，您准备认购{$money}元，但您的账户可用余额为{$amoney}元，请先去充值再认购.", __APP__ . "/member/charge#fragment-1", 2);
}
$vm = getMinfo($this->uid, "m.pin_pass,mm.invest_vouch_cuse,mm.money_collect");
$pin_pass = $vm['pin_pass'];
$pin = md5($_pin);
if ($pin != $pin_pass) {
ajaxmsg("支付密码错误，请重试", 0);
}
$done = TinvestMoney($this->uid, $borrow_id, $tnum, $month);
//投省心宝
if ($done === true) {
$_msg['type'] = 2;
$_msg['id'] = $borrow_id;
$_msg['message'] = "恭喜成功认购{$tnum}份,共计{$money}元";
ajaxmsg($_msg, 1);
} else {
if ($done) {
ajaxmsg($done, 3);
} else {
ajaxmsg("对不起，认购失败，请重试!", 3);
}
}
}