/**
* 登记债权人
* @param int $user_id 用户ID
* @param int $deal_id 标的ID
* @param float $pAuthAmt 投资金额
* @param int $MerCode 商户ID
* @param string $cert_md5
* @param string $post_url
* @return string
*/
function RegisterCreditor($user_id, $deal_id, $pAuthAmt, $MerCode, $cert_md5, $post_url)
{
$pWebUrl = SITE_DOMAIN . APP_ROOT . "/index.php?ctl=collocation&act=response&class_name=Ips&class_act=RegisterCreditor";
//web方式返回
$pS2SUrl = SITE_DOMAIN . APP_ROOT . "/index.php?ctl=collocation&act=notify&class_name=Ips&class_act=RegisterCreditor";
//s2s方式返回
$user = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "user where id = " . $user_id);
$deal = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "deal where id = " . $deal_id);
$data = array();
$data['user_id'] = $user_id;
$data['deal_id'] = $deal_id;
$data['pMerCode'] = $MerCode;
// '“平台”账号 否 由IPS颁发的商户号 ',
$data['pMerBillNo'] = $user_id . 'L' . $deal_id . 'No' . to_date(get_gmtime(), 'YmdHis');
//商户订单号 否 商户系统唯一不重复,
$data['pMerDate'] = to_date(get_gmtime(), 'Ymd');
//'商户日期 否 格式：YYYYMMDD ',
$data['pBidNo'] = $deal_id;
// varchar(30) default NULL COMMENT '标的号 否 字母和数字，如a~z,A~Z,0~9',
$data['pContractNo'] = $data['pMerBillNo'];
//$user_id.'L'.$deal_id.'No'.to_date(get_gmtime(),'YmdH:i:s');//`` varchar(30) default NULL COMMENT '合同号 否 字母和数字，如a~z,A~Z,0~9',
$data['pRegType'] = 1;
//'登记方式 否 1：手劢投标 2：自劢投标',
$data['pAuthNo'] = '';
// '授权号 是/否 字母和数字，如a~z,A~Z,0~9 登记方式为1时，为空 登记方式为2时，填写该投资人自劢投标签约时IPS向平 台接口返回的“pIpsAuthNo 授权号” （详见自劢投标签 约） ',
$data['pAuthAmt'] = str_replace(',', '', number_format($pAuthAmt, 2));
// '债权面额 否 金额单位元，不能为负，不允许为0 ',
$data['pTrdAmt'] = str_replace(',', '', number_format($pAuthAmt, 2));
//'交易金额 否 金额单位元，不能为负，不允许为0 债权面额等于交易金额 ',
$data['pFee'] = 0;
// '0.00' COMMENT '投资人手续费 否 金额单位元，不能为负，允许为0 ',
$data['pAcctType'] = 1;
// '账户类型 否 0#机构（暂未开放） ；1#个人 ',
$data['pIdentNo'] = $user['idno'];
// '证件号码 否 真实身份证（个人）/由IPS颁发的商户号',
$data['pRealName'] = $user['real_name'];
// '姓名 否 真实姓名（中文）',
$data['pAccount'] = $user['ips_acct_no'];
// '投资人账户 否 账户类型为1时，IPS托管账户号（个人） 账户类型为0时，由IPS颁发的商户号',
$pUse = $GLOBALS['db']->getOne("select name from " . DB_PREFIX . "deal_loan_type where id = " . intval($deal['type_id']));
$data['pUse'] = $pUse;
// '借款用途',
$GLOBALS['db']->autoExecute(DB_PREFIX . "ips_register_creditor", $data, 'INSERT');
$id = $GLOBALS['db']->insert_id();
$strxml = RegisterCreditorXml($data, $pWebUrl, $pS2SUrl);
//echo $strxml;exit;
$Crypt3Des = new Crypt3Des();
//new 3des class
$p3DesXmlPara = $Crypt3Des->DESEncrypt($strxml);
//3des 加密
$str = $MerCode . $p3DesXmlPara . $cert_md5;
//print_r($cert_md5); exit;
$pSign = md5($str);
$html = '
<form name="form1" id="form1" method="post" action="' . $post_url . 'registerCreditor.aspx" target="_self">
<input type="hidden" name="pMerCode" value="' . $MerCode . '" />
<input type="hidden" name="p3DesXmlPara" value="' . $p3DesXmlPara . '" />
<input type="hidden" name="pSign" value="' . $pSign . '" />
</form>
<script language="javascript">document.form1.submit();</script>';
//echo $html; exit;
return $html;
}
/**
* 投标
* @param int $user_id 用户ID
* @param int $deal_id 标的ID
* @param float $pAuthAmt 投资金额
* @param int $MerCode 商户ID
* @param string $cert_md5
* @param string $post_url
* @return string
*/
function RegisterCreditor($order_id, $t_user_id, $platformNo, $post_url, $sys = 'pc')
{
$pWebUrl = SITE_DOMAIN . APP_ROOT . "/index.php?ctl=collocation&act=response&class_name=Yeepay&class_act=RegisterCreditor&from=" . $_REQUEST['from'];
//web方式返回
$pS2SUrl = SITE_DOMAIN . APP_ROOT . "/index.php?ctl=collocation&act=notify&class_name=Yeepay&class_act=RegisterCreditor&from=" . $_REQUEST['from'];
//s2s方式返回
$order = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "deal_order where id = " . $order_id);
$deal_id = intval($order['deal_id']);
$user_id = intval($order['user_id']);
$user = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "user where id = " . $user_id);
$tuser = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "user where id = " . $t_user_id);
$user_load_transfer_fee = $GLOBALS['db']->getOne("SELECT user_load_transfer_fee FROM " . DB_PREFIX . "deal WHERE id=" . $deal_id);
$deal = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "deal where id=" . $deal_id);
if (empty($user['ips_acct_no']) || empty($tuser['ips_acct_no'])) {
return '有一方未申请 ips 帐户';
}
$yeepay_log = array();
$yeepay_log['code'] = 'toCpTransaction';
$yeepay_log['create_date'] = to_date(NOW_TIME, 'Y-m-d H:i:s');
$GLOBALS['db']->autoExecute(DB_PREFIX . "yeepay_log", $yeepay_log);
$requestNo = $GLOBALS['db']->insert_id();
$data = array();
$data['requestNo'] = $requestNo;
//请求流水号
$data['platformUserNo'] = $user_id;
//
$data['platformNo'] = $platformNo;
// 商户编号
$data['paymentAmount'] = $order['total_price'];
// 记录投标金额
//用户类型 0普通用户 1 企业用户；现在只支持 普通用户
if (true) {
$data['userType'] = 'MEMBER';
//出款人用户类型
} else {
$data['userType'] = 'MERCHANT';
//出款人用户类型MEMBER 个人会员 MERCHANT 商户
}
//TENDER 投标 REPAYMENT 还款 CREDIT_ASSIGNMENT 债权转让 TRANSFER 转账 COMMISSION 分润，仅在资金转账明细中使用
$data['bizType'] = 'TENDER';
//根据业务的不同，需要传入不同的值，见【业务类型】。并参考下面的详细信息
//投标 扩展字段
$data['tenderOrderNo'] = $order_id;
//订单编号
$data['tenderName'] = $deal['name'];
//项目名称
$data['tenderId'] = $deal['id'];
//项目编号
$data['tenderAmount'] = $deal['limit_price'];
//标的金额
$data['paymentAmount'] = $order['total_price'];
//实际支付金额
$data['tenderDescription'] = $deal['name'];
//项目描述信息
$data['borrowerPlatformUserNo'] = $deal['user_id'];
//项目的借款人平台用户编号
if (true) {
$targetUserType = 'MEMBER';
//出款人用户类型
} else {
$targetUserType = 'MERCHANT';
//出款人用户类型MEMBER 个人会员 商户
}
if ($deal['pay_radio'] == 0) {
$deal['pay_radio'] = 0.1;
}
//成交服务费
$fee = round($order['deal_price'] * $deal['pay_radio'], 2);
$data['fee'] = $fee;
//分红
$share_fee = $order['share_fee'];
$data['share_fee'] = $share_fee;
$data['delivery_fee'] = $order['delivery_fee'];
//实际可到账金额
$targetAmount = $order['total_price'] - $fee - $share_fee;
$data['targetAmount'] = $targetAmount;
$details = "<details><detail><targetUserType>" . $targetUserType . "</targetUserType><targetPlatformUserNo>" . intval($deal['user_id']) . "</targetPlatformUserNo><amount>" . $targetAmount . "</amount><bizType>TENDER</bizType></detail>" . "<detail><targetUserType>MERCHANT</targetUserType><targetPlatformUserNo>{$platformNo}</targetPlatformUserNo><amount>{$fee}</amount><bizType>COMMISSION</bizType></detail></details>";
if ($share_fee > 0) {
$details .= "<detail><targetUserType>" . $data['userType'] . "</targetUserType><targetPlatformUserNo>" . $user_id . "</targetPlatformUserNo><amount>{$share_fee}</amount><bizType>COMMISSION</bizType></detail>";
}
$extend = '<extend>' . '<property name="tenderOrderNo" value="' . $data['tenderOrderNo'] . '" />' . '<property name="tenderName" value="' . $data['tenderName'] . '" />' . '<property name="tenderAmount" value="' . $data['tenderAmount'] . '" />' . '<property name="tenderDescription" value="' . $data['tenderDescription'] . '" />' . '<property name="borrowerPlatformUserNo" value="' . $deal["user_id"] . '" />' . '</extend>';
$data['details'] = $details;
//资金明细记录
$data['extend'] = $extend;
//业务扩展属性，根据业务类型的不同，需要传入不同的参数
$data['create_time'] = NOW_TIME;
$GLOBALS['db']->autoExecute(DB_PREFIX . "yeepay_cp_transaction", $data, 'INSERT');
$id = $GLOBALS['db']->insert_id();
$deal_order = array();
$deal_order['requestNo'] = $requestNo;
//1#转账成功
$deal_order['fee'] = $fee;
$deal_order['targetAmount'] = $targetAmount;
$where = " id = " . $order_id;
$GLOBALS['db']->autoExecute(DB_PREFIX . "deal_order", $deal_order, 'UPDATE', $where);
$strxml = RegisterCreditorXml($data, $details, $extend, $pWebUrl, $pS2SUrl);
$pSign = cfca($strxml);
// $html = '<html><head><meta http-equiv="content-type" content="text/html; charset=UTF-8" /></head><body>
// <form name="form1" id="form1" method="post" action="'.$post_url.'/bha/toCpTransaction" target="_self">
// <input type="text" name="sign" value="'.$pSign.'" />
// <textarea name="req" cols="100" rows="5">'.$strxml.'</textarea>
// <input type="submit" value="提交"></input>
// </form>
// </body></html>
// <script language="javascript">document.form1.submit();</script>';
//echo $html; exit;
if ($sys == 'pc') {
$act = 'bha';
} elseif ($sys == 'mobile') {
$act = 'bhawireless';
}
$html = '<html>
<head>
<meta http-equiv="content-type" content="text/html; charset=UTF-8" />
</head>
<body>
<form name="form1" id="form1" method="post" action="' . $post_url . '/' . $act . '/toCpTransaction" target="_self">
<input type="hidden" name="sign" value="' . $pSign . '" />
<textarea name="req" cols="100" rows="5" style="display:none">' . $strxml . '</textarea>
<input type="hidden" value="提交"></input>
</form>
<div style="width:100%;text-align:center;padding:50px 0;"><img src="' . APP_ROOT . '/app/Tpl/' . app_conf("TEMPLATE") . '/images/loading.gif" />页面正在跳转，请稍后...</div>
</body>
</html>
<script language="javascript">document.form1.submit();</script>';
$yeepay_log = array();
$yeepay_log['strxml'] = $strxml;
$yeepay_log['html'] = $html;
$GLOBALS['db']->autoExecute(DB_PREFIX . "yeepay_log", $yeepay_log, 'UPDATE', 'id=' . $requestNo);
return $html;
}
/**
* 投标
* @param int $user_id 用户ID
* @param int $deal_id 标的ID
* @param float $pAuthAmt 投资金额
* @param int $MerCode 商户ID
* @param string $cert_md5
* @param string $post_url
* @return string
*/
function RegisterCreditor($cfg, $user_id, $deal_id, $pAuthAmt, $post_url)
{
$merchant_id = $cfg['merchant_id'];
$terminal_id = $cfg['terminal_id'];
$key = $cfg['key'];
$iv = $cfg['iv'];
//$pWebUrl= SITE_DOMAIN.APP_ROOT."/index.php?ctl=collocation&act=response&class_name=Baofoo&class_act=RegisterCreditor&from=".$_REQUEST['from'];//web方式返回
$pWebUrl = SITE_DOMAIN . APP_ROOT . "/index.php?ctl=deal&id=" . $deal_id;
//
$pS2SUrl = SITE_DOMAIN . APP_ROOT . "/index.php?ctl=collocation&act=notify&class_name=Baofoo&class_act=RegisterCreditor&from=" . $_REQUEST['from'];
//s2s方式返回
$user = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "user where id = " . $user_id);
$deal = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "deal where id = " . $deal_id);
$data = array();
$data['merchant_id'] = $merchant_id;
//商户号
$data['terminal_id'] = $terminal_id;
//终端号
$data['action_type'] = 1;
//请求类型，投标为1，满标为2，流标为3，还标为4
$data['order_id'] = 0;
$data['cus_id'] = $deal_id;
$data['cus_name'] = $deal['sub_name'];
//项目名称
$data['brw_id'] = intval($deal['user_id']);
//借款人
$data['req_time'] = microtime_float();
// get_gmtime();//请求时间 例如 1405668253874 （当前时间转换毫秒）
$data['fee'] = 0;
//手续费(涉及到满标、还款接口)
$data['load_user_id'] = $user_id;
// 记录：投标人
$data['load_amount'] = $pAuthAmt;
// 记录：投标金额
$GLOBALS['db']->autoExecute(DB_PREFIX . "baofoo_business", $data, 'INSERT');
$id = $GLOBALS['db']->insert_id();
$data_update = array();
$data_update['order_id'] = $id;
$data['order_id'] = $id;
$GLOBALS['db']->autoExecute(DB_PREFIX . "baofoo_business", $data_update, 'UPDATE', 'id=' . $id);
//user_id:投资人; amount:投资金额
$actions = "<actions><action><user_id>" . $user_id . "</user_id><user_name></user_name><amount>" . $pAuthAmt . "</amount></action></actions>";
//print_r($data);exit;
$strxml = RegisterCreditorXml($data, $actions);
$pSign = md5($strxml . "~|~" . $key);
//$aes=new MyAES();
//$requestParams=$aes->encrypt($strxml,$key,$iv); //加密
$html = '<html><head><meta http-equiv="content-type" content="text/html; charset=UTF-8" /></head><body>
<form name="form1" id="form1" method="post" action="' . $post_url . 'custody/businessPage.do" target="_self">
merchant_id:<input type="hidden" name="merchant_id" value="' . $merchant_id . '" /><br>
terminal_id:<input type="hidden" name="terminal_id" value="' . $terminal_id . '" /><br>
sign:<input type="hidden" name="sign" value="' . $pSign . '" /><br>
requestParams:<textarea name="requestParams" cols="100" rows="5">' . $strxml . '</textarea> <br>
page_url:<input type="hidden" name="page_url" value="' . $pWebUrl . '" /><br>
service_url:<input type="hidden" name="service_url" value="' . $pS2SUrl . '" /><br>
<input type="submit" value="提交"></input>
</form>
</body></html>
';
//<script language="javascript">document.form1.submit();</script>';
//echo $html; exit;
$baofoo_log = array();
$baofoo_log['code'] = 'business_1';
$baofoo_log['create_date'] = to_date(TIME_UTC, 'Y-m-d H:i:s');
$baofoo_log['strxml'] = $strxml;
$baofoo_log['html'] = $html;
$GLOBALS['db']->autoExecute(DB_PREFIX . "baofoo_log", $baofoo_log);
return $html;
}
/**
* 投标
* @param int $user_id 用户ID
* @param int $deal_id 标的ID
* @param float $pAuthAmt 投资金额
* @param int $MerCode 商户ID
* @param string $cert_md5
* @param string $post_url
* @return string
*/
function RegisterCreditor($user_id, $deal_id, $pAuthAmt, $platformNo, $post_url)
{
$pWebUrl = SITE_DOMAIN . APP_ROOT . "/index.php?ctl=collocation&act=response&class_name=Yeepay&class_act=RegisterCreditor&from=" . $_REQUEST['from'];
//web方式返回
$pS2SUrl = SITE_DOMAIN . APP_ROOT . "/index.php?ctl=collocation&act=notify&class_name=Yeepay&class_act=RegisterCreditor&from=" . $_REQUEST['from'];
//s2s方式返回
$user = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "user where id = " . $user_id);
$deal = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "deal where id = " . $deal_id);
$yeepay_log = array();
$yeepay_log['code'] = 'toCpTransaction';
$yeepay_log['create_date'] = to_date(TIME_UTC, 'Y-m-d H:i:s');
$GLOBALS['db']->autoExecute(DB_PREFIX . "yeepay_log", $yeepay_log);
$requestNo = $GLOBALS['db']->insert_id();
$data = array();
$data['requestNo'] = $requestNo;
//请求流水号
$data['platformUserNo'] = $user_id;
//
$data['platformNo'] = $platformNo;
// 商户编号
$data['paymentAmount'] = $pAuthAmt;
// 记录投标金额
//用户类型 0普通用户 1 企业用户；现在只支持 普通用户
if ($user['user_type'] == 0) {
$data['userType'] = 'MEMBER';
//出款人用户类型
} else {
$data['userType'] = 'MERCHANT';
//出款人用户类型MEMBER 个人会员 MERCHANT 商户
}
//TENDER 投标 REPAYMENT 还款 CREDIT_ASSIGNMENT 债权转让 TRANSFER 转账 COMMISSION 分润，仅在资金转账明细中使用
$data['bizType'] = 'TENDER';
//根据业务的不同，需要传入不同的值，见【业务类型】。并参考下面的详细信息
//投标 扩展字段
$data['tenderOrderNo'] = $deal_id;
//项目编号
$data['tenderName'] = $deal['sub_name'];
//项目名称
$data['tenderAmount'] = $deal['borrow_amount'];
//标的金额
$data['tenderDescription'] = $deal['name'];
//项目描述信息
$data['borrowerPlatformUserNo'] = $deal['user_id'];
//项目的借款人平台用户编号
$targetUserType = intval($GLOBALS['db']->getOne("select user_type from " . DB_PREFIX . "user where id = " . intval($deal['user_id'])));
if ($targetUserType == 0) {
$targetUserType = 'MEMBER';
//出款人用户类型
} else {
$targetUserType = 'MERCHANT';
//出款人用户类型MEMBER 个人会员 商户
}
//成交服务费
$fee = round($pAuthAmt * $deal['services_fee'] / 100, 2);
$data["fee"] = $fee;
//实际可到账金额
$targetAmount = $pAuthAmt - $fee;
$details = "<details><detail><targetUserType>" . $targetUserType . "</targetUserType><targetPlatformUserNo>" . intval($deal['user_id']) . "</targetPlatformUserNo><amount>" . $targetAmount . "</amount><bizType>TENDER</bizType></detail>" . "<detail><targetUserType>MERCHANT</targetUserType><targetPlatformUserNo>{$platformNo}</targetPlatformUserNo><amount>{$fee}</amount><bizType>COMMISSION</bizType></detail></details>";
$extend = '<extend>' . '<property name="tenderOrderNo" value="' . $data['tenderOrderNo'] . '" />' . '<property name="tenderName" value="' . $data['tenderName'] . '" />' . '<property name="tenderAmount" value="' . $data['tenderAmount'] . '" />' . '<property name="tenderDescription" value="' . $data['tenderDescription'] . '" />' . '<property name="borrowerPlatformUserNo" value="' . $deal["user_id"] . '" />' . '</extend>';
$data['details'] = $details;
//资金明细记录
$data['extend'] = $extend;
//业务扩展属性，根据业务类型的不同，需要传入不同的参数
$data['create_time'] = TIME_UTC;
$GLOBALS['db']->autoExecute(DB_PREFIX . "yeepay_cp_transaction", $data, 'INSERT');
$id = $GLOBALS['db']->insert_id();
$strxml = RegisterCreditorXml($data, $details, $extend, $pWebUrl, $pS2SUrl);
$pSign = "signdata";
$html = '<html><head><meta http-equiv="content-type" content="text/html; charset=UTF-8" /></head><body>
<form name="form1" id="form1" method="post" action="' . $post_url . '/bha/toCpTransaction" target="_self">
<input type="text" name="sign" value="' . $pSign . '" />
<textarea name="req" cols="100" rows="5">' . $strxml . '</textarea>
<input type="submit" value="提交"></input>
</form>
</body></html>
<script language="javascript">document.form1.submit();</script>';
//echo $html; exit;
$yeepay_log = array();
$yeepay_log['strxml'] = $strxml;
$yeepay_log['html'] = $html;
$GLOBALS['db']->autoExecute(DB_PREFIX . "yeepay_log", $yeepay_log, 'UPDATE', 'id=' . $requestNo);
return $html;
}
