protected function formatVantage(LoanApplication $application)
{
$site = $application->getSite();
$a = new \stdClass();
$coBorrowers = $application->getCoBorrower();
$borrower = $application->getBorrower();
$a->isCurrentlyEmployed = False;
$a->coIsCurrentlyEmployed = False;
$a->firstName = $borrower->getFirstName();
$a->lastName = $borrower->getLastName();
$a->address1 = $borrower->getLocation()->getLocation()->getAddress1();
$a->address2 = $borrower->getLocation()->getLocation()->getAddress2();
$a->city = $borrower->getLocation()->getLocation()->getCity();
$a->state = $borrower->getLocation()->getLocation()->getState()->getAbbreviation();
$a->zipcode = $borrower->getLocation()->getLocation()->getZipcode();
$a->email = $borrower->getEmail();
$a->phoneHome = $borrower->getPhoneHome();
$a->phoneCell = $borrower->getPhoneMobile();
$a->ssn = $borrower->getSsn();
$a->dependants = $borrower->getDependentsNumber();
$a->dependantsAges = $borrower->getDependentsAges();
$a->yearsOfResidence = $borrower->getLocation()->getYearsAtLocation();
$a->monthsOfResidence = $borrower->getLocation()->getMonthsAtLocation();
$a->isRenting = !$borrower->getLocation()->getOwnResidence();
$a->hasCoborrower = !$coBorrowers->isEmpty();
$a->yearsOfSchool = $borrower->getYearsOfSchool();
switch ($borrower->getMaritalStatus()) {
case '0':
$a->maritalStatus = 3;
break;
case '1':
$a->maritalStatus = 1;
break;
case '2':
$a->maritalStatus = 4;
break;
default:
$a->maritalStatus = 0;
}
foreach ($borrower->getEmployment() as $job) {
if ($job->getEndDate()->add(new \DateInterval('P1D')) >= $application->getCreated() && $application->getBorrower()->getEmployed()) {
$a->isCurrentlyEmployed = True;
$job->setCurrent(True);
$a->employer = $job->getEmployerName();
$a->employerPhone = $job->getEmployerPhone();
$a->employerAddress1 = $job->getLocation()->getAddress1();
$a->employerAddress2 = $job->getLocation()->getAddress2();
$a->employerCity = $job->getLocation()->getCity();
$a->employerState = $job->getLocation()->getState()->getAbbreviation();
$a->employerZipCode = $job->getLocation()->getZipcode();
$a->employmentYearsOnJob = $job->getTimeAtJob()->years;
$a->employmentMonthsOnJob = $job->getTimeAtJob()->months;
$a->employmentTitle = $job->getTitle();
} else {
$job->setCurrent(False);
}
}
foreach ($coBorrowers as $coBorrower) {
$a->coFirstName = $coBorrower->getFirstName();
$a->coLastName = $coBorrower->getLastName();
$a->coAddress1 = $coBorrower->getLocation()->getLocation()->getAddress1();
$a->coAddress2 = $coBorrower->getLocation()->getLocation()->getAddress2();
$a->coCity = $coBorrower->getLocation()->getLocation()->getCity();
$a->coState = $coBorrower->getLocation()->getLocation()->getstate()->getAbbreviation();
$a->coZip = $coBorrower->getLocation()->getLocation()->getZipcode();
$a->coPhoneHome = $coBorrower->getPhoneHome();
$a->coPhoneCell = $coBorrower->getPhoneMobile();
$a->coSSN = $coBorrower->getSsn();
$a->coEmail = $coBorrower->getEmail();
$a->coDependants = $coBorrower->getDependentsNumber();
$a->coDependantsAges = $coBorrower->getDependentsAges();
$a->coYearsOfResidence = $coBorrower->getLocation()->getYearsAtLocation();
$a->coMonthsOfResidence = $coBorrower->getLocation()->getMonthsAtLocation();
$a->coIsRenting = !$coBorrower->getLocation()->getOwnResidence();
foreach ($coBorrower->getEmployment() as $job) {
if ($job->getEndDate()->add(new \DateInterval('P1D')) >= $application->getCreated() && $application->getBorrower()->getEmployed()) {
$a->coIsCurrentlyEmployed = True;
$job->setCurrent(True);
$a->CoEmployer = $job->getEmployerName();
$a->CoEmployerPhone = $job->getEmployerPhone();
$a->CoEmployerAddress1 = $job->getLocation()->getAddress1();
$a->CoEmployerAddress2 = $job->getLocation()->getAddress2();
$a->CoEmployerCity = $job->getLocation()->getCity();
$a->CoEmployerState = $job->getLocation()->getState()->getAbbreviation();
$a->CoEmployerZipCode = $job->getLocation()->getZipcode();
$a->CoEmploymentYearsOnJob = $job->getTimeAtJob()->years;
$a->CoEmploymentMonthsOnJob = $job->getTimeAtJob()->months;
$a->CoEmploymentTitle = $job->getTitle();
} else {
$job->setCurrent(False);
}
}
switch ($coBorrower->getMaritalStatus()) {
case '0':
$a->coMaritalStatus = 3;
break;
case '1':
$a->coMaritalStatus = 1;
break;
case '2':
$a->coMaritalStatus = 4;
break;
default:
$a->coMaritalStatus = 0;
}
}
$a->loanAmount = $application->getLoanAmount();
$a->propertyMarketValue = $application->getSalePrice();
$a->propertyAddress1 = $application->getPropertyLocation()->getAddress1();
$a->propertyAddress2 = $application->getPropertyLocation()->getAddress2();
$a->propertyCity = $application->getPropertyLocation()->getCity();
$a->propertyState = $application->getPropertyLocation()->getState()->getAbbreviation();
$a->propertyZipCode = $application->getPropertyLocation()->getZipcode();
$a->realEstateBrokerPhone = $application->getRealtorPhone();
$a->propertyUse = $application->getResidencyType() + 1;
$a->vendorLeadPrice = '$5.00';
$a->vendorLeadId = $application->getId();
$a->vendorId = $site->getSettings()->getLos()->getUsername();
$a->vendorPassword = $site->getSettings()->getLos()->getPassword();
$a->orgId = $site->getSettings()->getLos()->getLicenseKey();
$a->customerIp = $ip = getenv('HTTP_CLIENT_IP') ?: getenv('HTTP_X_FORWARDED_FOR') ?: getenv('HTTP_X_FORWARDED') ?: getenv('HTTP_FORWARDED_FOR') ?: getenv('HTTP_FORWARDED') ?: getenv('REMOTE_ADDR');
$a->vendorWebProperty = $site->getPrimaryDomain()->getDomain();
$a->vendorCampaign = $site->getSettings()->getLos()->getSettings();
return $a;
}
protected function formatMismo231(LoanApplication $application)
{
$borrower = $application->getBorrower();
$maritalStatusBorrower = $borrower->getMaritalStatus();
$coBorrowers = $application->getCoBorrower();
$type = $application->getLoanType();
$propertyType = $application->getPropertyType();
$resType = $application->getResidencyType();
switch ($propertyType) {
case '1':
$application->setPropertyType("twotofourunitproperty");
break;
case '2':
$application->setPropertyType("condominium");
break;
case '3':
$application->setPropertyType("twotofourunitproperty");
break;
case '4':
$application->setPropertyType("twotofourunitproperty");
break;
case '5':
$application->setPropertyType("condominium");
break;
case '7':
$application->setPropertyType("condominium");
break;
default:
$application->setPropertyType("singlefamilyresidence");
}
if ($type == 0) {
$application->setLoanType("Purchase");
} else {
if ($application->getRefinancePurpose() == 3) {
$application->setLoanType("Refinance");
} else {
$application->setLoanType("Refinance");
}
}
$appTitleManner = $application->getTitleManner();
switch ($appTitleManner) {
case 'Community property':
$application->setTitleManner("Community Property");
break;
case 'Joint Tenants':
$application->setTitleManner("Joint Tenancy");
break;
case 'Single Man':
$application->setTitleManner("Single");
break;
case 'Single Woman':
$application->setTitleManner("Single");
break;
case 'Married Man':
$application->setTitleManner("A Married Man As His Separate Estate");
break;
case 'Married Woman':
$application->setTitleManner("A Married Woman As Her Separate Estate");
break;
case 'Tenants in common':
$application->setTitleManner("Tenancy in Common");
break;
case 'To be decided in escrow':
$application->setTitleManner("");
break;
case 'Unmarried man':
$application->setTitleManner("An Unmarried Person");
break;
case 'Unmarried woman':
$application->setTitleManner("An Unmarried Person");
break;
case 'Other':
$application->setTitleManner("");
break;
default:
$application->setTitleManner("");
}
$refiPurpose = $application->getRefinancePurpose();
switch ($refiPurpose) {
case '0':
$application->setRefinancePurpose("cashoutdebtconsolidation");
break;
case '1':
$application->setRefinancePurpose("cashouthomeimprovement");
break;
case '2':
$application->setRefinancePurpose("cashoutother");
break;
case '3':
$application->setRefinancePurpose("nocashoutother");
break;
case '4':
$application->setRefinancePurpose("cashoutlimited");
break;
default:
$application->setRefinancePurpose("cashoutdebtconsolidation");
}
switch ($resType) {
case '0':
$application->setResidencyType("PrimaryResidence");
break;
case '1':
$application->setResidencyType("SecondHome");
break;
case '2':
$application->setResidencyType("Investor");
break;
default:
$application->setResidencyType("PrimaryResidence");
}
if ($borrower->getDeclarationUsCitizen()) {
$borrower->setDeclarationUsCitizen("USCitizen");
} elseif ($borrower->getDeclarationResidentAlien()) {
$borrower->setDeclarationUsCitizen("PermanentResidentAlien");
} else {
$borrower->setDeclarationUsCitizen("Unknown");
}
if ($borrower->getDeclarationOwnershipWithinThreeYears()) {
switch ($borrower->getDeclarationOwnershipWithinThreeYearsPropertyTitle()) {
case '0':
$borrower->setDeclarationOwnershipWithinThreeYearsPropertyTitle("Sole");
break;
case '1':
$borrower->setDeclarationOwnershipWithinThreeYearsPropertyTitle("JointWithSpouse");
break;
case '2':
$borrower->setDeclarationOwnershipWithinThreeYearsPropertyTitle("JointWithOtherThanSpouse");
break;
default:
}
switch ($borrower->getDeclarationOwnershipWithinThreeYearsPropertyType()) {
case '0':
$borrower->setDeclarationOwnershipWithinThreeYearsPropertyType("PrimaryResidence");
break;
case '1':
$borrower->setDeclarationOwnershipWithinThreeYearsPropertyType("SecondaryResidence");
break;
case '2':
$borrower->setDeclarationOwnershipWithinThreeYearsPropertyType("Investment");
break;
default:
}
}
if (!$borrower->getGovtMonitoringOptOut()) {
switch ($borrower->getEthnicity()) {
case '0':
$borrower->setEthnicity('HispanicOrLatino');
break;
case '1':
$borrower->setEthnicity('NotHispanicOrLatino');
break;
case '2':
$borrower->setEthnicity('NotApplicable');
break;
default:
}
switch ($borrower->getRace()) {
case '0':
$borrower->setRace('AmericanIndianOrAlaskanNative');
break;
case '1':
$borrower->setRace('AsianOrPacificIslander');
break;
case '2':
$borrower->setRace('BlackNotOfHispanicOrigin');
break;
case '3':
$borrower->setRace('AsianOrPacificIslander');
break;
case '4':
$borrower->setRace('WhiteNotOfHispanicOrigin');
break;
default:
$borrower->setRace('Other');
}
if ($borrower->getIsMale()) {
$borrower->setIsMale("Male");
} else {
$borrower->setIsMale("Female");
}
}
$borrowerAssetsA = $borrower->getAssetAccount();
foreach ($borrowerAssetsA as $a) {
$aType = $a->getType();
switch ($aType) {
case '0':
$a->setType('CheckingAccount');
break;
case '1':
$a->setType('SavingsAccount');
break;
case '2':
$a->setType('MoneyMarketFund');
break;
case '3':
$a->setType('CertificateOfDepositTimeDeposit');
break;
case '4':
$a->setType('MutualFund');
break;
case '5':
$a->setType('RetirementFund');
break;
default:
$a->setType('OtherLiquidAssets');
}
}
switch ($maritalStatusBorrower) {
case '0':
$borrower->setMaritalStatus('Married');
break;
case '1':
$borrower->setMaritalStatus('Unmarried');
break;
case '2':
$borrower->setMaritalStatus('Separated');
break;
default:
}
if ($borrower->getDependents()) {
$BorrowerDependentsAges = explode(",", $application->getBorrower()->getDependentsAges());
$application->getBorrower()->setDependentsAges($BorrowerDependentsAges);
}
$borrowerEmployment = $borrower->getEmployment()->getValues();
foreach ($borrowerEmployment as $job) {
$borEmpPhone = null;
if ($job->getEndDate()->add(new \DateInterval('P1D')) >= $application->getCreated() && $application->getBorrower()->getEmployed()) {
$job->setCurrent("Y");
} else {
$job->setCurrent("N");
}
switch ($job->getSelfEmployed()) {
case '0':
$job->setSelfEmployed("N");
break;
case '1':
$job->setSelfEmployed("Y");
break;
default:
}
$borEmpPhone = $job->getEmployerPhone();
if (isset($borEmpPhone)) {
$borEmpPhone = preg_replace("/[^0-9]/", "", $borEmpPhone);
$job->setEmployerPhone($borEmpPhone);
}
}
////////////////////////////////////////////////////////////////////////////
//
// Co Borrowers
//
////////////////////////////////////////////////////////////////////
foreach ($coBorrowers as $coBorrower) {
$maritalStatusCoBorrower = $coBorrower->getMaritalStatus();
$coBorrowerDependentsAges = NULL;
if ($coBorrower->getDeclarationUsCitizen()) {
$coBorrower->setDeclarationUsCitizen("USCitizen");
} elseif ($coBorrower->getDeclarationResidentAlien()) {
$coBorrower->setDeclarationUsCitizen("PermanentResidentAlien");
} else {
$coBorrower->setDeclarationUsCitizen("Unknown");
}
if ($coBorrower->getDeclarationOwnershipWithinThreeYears()) {
switch ($coBorrower->getDeclarationOwnershipWithinThreeYearsPropertyTitle()) {
case '0':
$coBorrower->setDeclarationOwnershipWithinThreeYearsPropertyTitle("Sole");
break;
case '1':
$coBorrower->setDeclarationOwnershipWithinThreeYearsPropertyTitle("JointWithSpouse");
break;
case '2':
$coBorrower->setDeclarationOwnershipWithinThreeYearsPropertyTitle("JointWithOtherThanSpouse");
break;
default:
}
switch ($coBorrower->getDeclarationOwnershipWithinThreeYearsPropertyType()) {
case '0':
$coBorrower->setDeclarationOwnershipWithinThreeYearsPropertyType("PrimaryResidence");
break;
case '1':
$coBorrower->setDeclarationOwnershipWithinThreeYearsPropertyType("SecondaryResidence");
break;
case '2':
$coBorrower->setDeclarationOwnershipWithinThreeYearsPropertyType("Investment");
break;
default:
}
}
if (!$coBorrower->getGovtMonitoringOptOut()) {
switch ($coBorrower->getEthnicity()) {
case '0':
$coBorrower->setEthnicity('HispanicOrLatino');
break;
case '1':
$coBorrower->setEthnicity('NotHispanicOrLatino');
break;
case '2':
$coBorrower->setEthnicity('NotApplicable');
break;
default:
}
switch ($coBorrower->getRace()) {
case '0':
$coBorrower->setRace('AmericanIndianOrAlaskanNative');
break;
case '1':
$coBorrower->setRace('AsianOrPacificIslander');
break;
case '2':
$coBorrower->setRace('BlackNotOfHispanicOrigin');
break;
case '3':
$coBorrower->setRace('AsianOrPacificIslander');
break;
case '4':
$coBorrower->setRace('WhiteNotOfHispanicOrigin');
break;
default:
$coBorrower->setRace('Other');
}
if ($coBorrower->getIsMale()) {
$coBorrower->setIsMale("Male");
} else {
$coBorrower->setIsMale("Female");
}
}
switch ($maritalStatusCoBorrower) {
case '0':
$coBorrower->setMaritalStatus('Married');
break;
case '1':
$coBorrower->setMaritalStatus('Unmarried');
break;
case '2':
$coBorrower->setMaritalStatus('Separated');
break;
default:
}
if ($coBorrower->getDependents()) {
$coBorrowerDependentsAges = explode(",", $coBorrower->getDependentsAges());
$coBorrower->setDependentsAges($coBorrowerDependentsAges);
}
$coBorrowerEmployment = $coBorrower->getEmployment()->getValues();
foreach ($coBorrowerEmployment as $job) {
$coBorEmpPhone = null;
if ($job->getEndDate()->add(new \DateInterval('P1D')) >= $application->getCreated() && $application->getBorrower()->getEmployed()) {
$job->setCurrent("Y");
} else {
$job->setCurrent("N");
}
switch ($job->getSelfEmployed()) {
case '0':
$job->setSelfEmployed("N");
break;
case '1':
$job->setSelfEmployed("Y");
break;
default:
}
$coBorEmpPhone = $job->getEmployerPhone();
if (isset($coBorEmpPhone)) {
$borEmpPhone = preg_replace("/[^0-9]/", "", $coBorEmpPhone);
$job->setEmployerPhone($borEmpPhone);
}
}
$coBborrowerAssetsA = $coBorrower->getAssetAccount();
foreach ($coBborrowerAssetsA as $a) {
$aType = $a->getType();
switch ($aType) {
case '0':
$a->setType('CheckingAccount');
break;
case '1':
$a->setType('SavingsAccount');
break;
case '2':
$a->setType('MoneyMarketFund');
break;
case '3':
$a->setType('CertificateOfDepositTimeDeposit');
break;
case '4':
$a->setType('MutualFund');
break;
case '5':
$a->setType('RetirementFund');
break;
default:
$a->setType('OtherLiquidAssets');
}
}
}
return $application;
}
