/**
* Set the policy options
*
* @param float $sumInsured
* @param float $premium
* @param float $nilExcessOption
* @return $this
*/
public function setPolicyOptions($sumInsured, $premium, $nilExcessOption)
{
$policyOptions = PolicyOptionsManager::addPolicyOption($this->container->get('rrp.legacy.const.policy_option_rrp'));
$amountsCovered = PolicyOptionsManager::addPolicyOption($sumInsured);
$optionPremiums = PolicyOptionsManager::addPolicyOption($premium - $nilExcessOption);
if (0 != $nilExcessOption) {
$policyOptions = PolicyOptionsManager::addPolicyOption($this->container->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $policyOptions);
$amountsCovered = PolicyOptionsManager::addPolicyOption($sumInsured, $amountsCovered);
$optionPremiums = PolicyOptionsManager::addPolicyOption($nilExcessOption, $optionPremiums);
}
$this->appData->setPolicyOptions($policyOptions)->setAmountsCovered($amountsCovered)->setOptionPremiums($optionPremiums);
return $this;
}
/**
* @inheritdoc
*/
public function create($policy, $mta, $premium, $quote, $ipt, $nilExcessOption)
{
$this->legacyMtaData->setPolicyNumber($policy->getAppData()->getPolicyNumber());
$now = new \DateTime();
$isNilExcess = PolicyOptionsManager::isOptionSet($policy->getAppData()->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $policy->getAppData()->getAmountsCovered());
$proRataCalcs = new ProRataCalculations($mta->getPolicyStartedAt(), $mta->getMtaEffectiveAt());
$premiumAdjustment = $proRataCalcs->getAdjustment($policy->getAppData()->getPolicyLength(), $policy->getAppData()->getPolicyLength(), $premium, $policy->getAppData()->getPremium());
$quoteAdjustment = $proRataCalcs->getAdjustment($policy->getAppData()->getPolicyLength(), $policy->getAppData()->getPolicyLength(), $quote, $policy->getAppData()->getQuote());
$iptAdjustment = $proRataCalcs->getAdjustment($policy->getAppData()->getPolicyLength(), $policy->getAppData()->getPolicyLength(), $ipt, $policy->getAppData()->getIpt());
$amountToPay = $quoteAdjustment;
$monthsRemaining = $proRataCalcs->getMonthsRemaining($policy->getAppData()->getPolicyLength());
$policyOptions = PolicyOptionsManager::addPolicyOption($this->container->get('rrp.legacy.const.policy_option_rrp'));
$amountsCovered = PolicyOptionsManager::addPolicyOption($mta->getPropertyRental());
$policyOptionPremium = PolicyOptionsManager::getOption($policy->getAppData()->getPolicyOptions(), $this->container->get('rrp.legacy.const.policy_option_rrp'), $policy->getAppData()->getOptionPremiums());
$policyOptionNilExcess = 0.0;
if ($isNilExcess) {
$policyOptionNilExcess = PolicyOptionsManager::getOption($policy->getAppData()->getPolicyOptions(), $this->container->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $policy->getAppData()->getOptionPremiums());
}
$policyOptionAdjustment = $proRataCalcs->getAdjustment($policy->getAppData()->getPolicyLength(), $policy->getAppData()->getPolicyLength(), $premium - $nilExcessOption, $policyOptionPremium);
$optionPremiums = PolicyOptionsManager::addPolicyOption($policyOptionAdjustment);
if ($isNilExcess) {
$nilExcessAdjustment = $proRataCalcs->getAdjustment($policy->getAppData()->getPolicyLength(), $policy->getAppData()->getPolicyLength(), $nilExcessOption, $policyOptionNilExcess);
$policyOptions = PolicyOptionsManager::addPolicyOption($this->container->get('rrp.legacy.const.policy_option_rrp-nilexcess'), $policyOptions);
$amountsCovered = PolicyOptionsManager::addPolicyOption($mta->getPropertyRental(), $amountsCovered);
$optionPremiums = PolicyOptionsManager::addPolicyOption($nilExcessAdjustment, $optionPremiums);
}
$this->legacyMtaData->setPolicyOptions($policyOptions)->setAmountsCovered($amountsCovered)->setOptionPremiums($optionPremiums)->setDateAdded($now->format('Y-m-d'))->setStatus('pending')->setPremium($premiumAdjustment)->setQuote($quoteAdjustment)->setIpt($iptAdjustment)->setAmountToPay($amountToPay)->setMonthsRemaining($monthsRemaining)->setAdminCharge(0.0)->setPropAddress1('')->setPropAddress3('')->setPropAddress5('')->setPropPostcode('')->setRiskArea('')->setRiskAreaB('')->setChangeCorrespondenceAndPersonal('')->setParagonMortgageNumber('');
$propertyRental = PolicyOptionsManager::getOption($policy->getAppData()->getPolicyOptions(), $this->getContainer()->get('rrp.legacy.const.policy_option_rrp'), $policy->getAppData()->getAmountsCovered());
$notes = $now->format('d/m/Y') . "\n" . "MTA by Agent via Connect\n";
if ($mta->getPropertyRental() != $propertyRental) {
$notes .= "Property rental changed from £" . round($propertyRental, 2) . " to £" . round($mta->getPropertyRental(), 2) . "\n";
}
$referral = new RentRecoveryPlusReferral();
$referral->setFromMta($mta, $premium);
if ($referral->isReferralRequired()) {
$notes .= "\nThis policy has been referred for the following reason(s)\n\n" . implode("\n", $referral->getReferralReason());
}
$this->legacyMtaData->SetDisplayNotes($notes);
$endTime = new \DateTime($policy->getAppData()->getEndDate());
$monthsRemaining = (int) $endTime->format('m') - (int) $now->format('m');
if ($monthsRemaining < 0) {
$monthsRemaining += 13;
} else {
$monthsRemaining += 1;
}
$this->legacyMtaData->setMonthsRemaining($monthsRemaining)->setPaidNet('no')->setDateAdded($now->format('Y-m-d'))->setDateOnRisk($mta->getMtaEffectiveAt())->setDateOffRisk(null);
/** @var RentRecoveryPlusAnswers $underwriting */
$underwriting = UnderwritingDecoratorFactory::getDecorator(UnderwritingDecoratorFactory::UNDERWRITING_RENT_RECOVERY_PLUS, $this->container->get('rrp.config.underwriting_question_set_id'), $now->format('Y-m-d'), $policy->getAppData()->getPolicyNumber());
$underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_CONTINUATION] = null;
$underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_RENT_IN_ADVANCE] = null;
$underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_CLAIM_CIRCUMSTANCES] = $mta->getHasPossibleClaimCircumstances();
$underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_PERMITTED_OCCUPIERS] = $mta->getHasPermittedOccupiersOnly();
$underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_TENANCY_DISPUTES] = $mta->getHasTenancyDisputes();
$underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_TENANCY_AST] = TenancyAgreementTypes::isAssuredShortholdTenancy($mta->getTenancyAgreementType());
$underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_DEPOSIT_SUFFICIENT] = $mta->getIsDepositSufficient();
$underwritingAnswers[RentRecoveryPlusAnswers::QUESTION_ID_PRIOR_CLAIMS] = $mta->getHasPriorClaims();
$underwriting->setAnswers($underwritingAnswers)->saveAnswers();
$mtaID = $this->legacyMta->create($this->legacyMtaData);
if ($mtaID) {
if ($this->rrpMta->create($mta, $mtaID)) {
return $mtaID;
}
}
return false;
}
