/**
* Save a new schedule record,
* This function needs various bit of information to create a schedule entry
* @param String $refNo Policy reference number
*/
public function save($refNo, $quote)
{
#$session = new Zend_Session_Namespace('tenants_insurance_quote');
$scheduleObject = new Model_Insurance_Schedule();
// Get the quote data
# $quote = new Manager_Insurance_TenantsContentsPlus_Quote($refNo);
// Get policy start date
list($year, $month, $day) = explode("-", date("Y-m-d", strtotime($quote->getStartDate())));
// This is the month the policy is incepted, there will be no payment on this day (0.00)
$startMonth = date("F", strtotime("{$year}-{$month}-{$day}"));
// This is the month that first payment is made, this will be 2x monthly value
$firstPayMonth = date("F", mktime(0, 0, 0, $month++ > 12 ? 1 : $month, $day, $year));
//Get the payment Refernce Number
$scheduleObject->policyNumber = $quote->getPolicyNumber();
if (strtolower($quote->getPayBy()) == "monthly") {
/**
* Direct Debit monthly set the current month to 0, next month is doubled remaining months to a single premium
* ddfee set to Fees value
*
**/
// TENANTS FEES
$feesObject = new Model_Insurance_Fee();
$feesObject = $quote->getFees();
$scheduleObject->ddFee = $feesObject->monthlyFeeSP;
if ($quote->getPolicyName() == "landlordsp") {
$quoteManager = new Manager_Insurance_LandlordsPlus_Quote($quote->getID());
$landlordsFees = $quoteManager->getFees();
$scheduleObject->ddFee = $landlordsFees['landlords_insurance_plus_monthly_admin'];
}
if (strtolower($quote->getPayMethod()) == "directdebit" || strtolower($quote->getPayMethod()) == "dd") {
$ddPayment = new Manager_Core_Directdebit();
// Get Payment data no from dd table
$ddData = $ddPayment->getByRefNo($refNo);
// Set Payment refno
$scheduleObject->paymentRefNo = $ddData->paymentRefNo;
// Set dd Fee
// Iterate thru the months and apply the monthly payment
while (key($scheduleObject->months)) {
$current = key($scheduleObject->months);
if ($current != strtolower($startMonth) && $current != strtolower($firstPayMonth)) {
$scheduleObject->months[$current] = round($quote->getPolicyQuote(), 2);
}
if ($current == strtolower($firstPayMonth)) {
$scheduleObject->months[$current] = round($quote->getPolicyQuote() * 2, 2);
}
next($scheduleObject->months);
}
} elseif (strtolower($quote->getPayMethod()) == "creditcard" || strtolower($quote->getPayMethod()) == "cc") {
$ccPayment = new Manager_Core_CreditCard();
// Get Payment data no from cc table
$ccData = $ccPayment->getByRefNo($refNo);
// Set Payment refno
$scheduleObject->paymentRefNo = $ccData->paymentRefNo;
// Set cc Fee
$amount = $quote->getPolicyQuote();
// This is the month the policy is incepted, there will be no payment on this day (0.00)
// Iterate thru the months and apply the monthly payment
while (key($scheduleObject->months)) {
$current = key($scheduleObject->months);
if ($current != strtolower($startMonth)) {
$scheduleObject->months[$current] = round($amount, 2);
}
next($scheduleObject->months);
}
}
} else {
/* Annual Stuff happens here */
/**
* Direct Debit annual set next month payment to full ammount
**/
if (strtolower($quote->getPayMethod()) == "directdebit" || strtolower($quote->getPayMethod()) == "dd") {
$ddPayment = new Manager_Core_Directdebit();
// Get Payment data no from dd table
$ddData = $ddPayment->getByRefNo($refNo);
// Set Payment refno
$scheduleObject->paymentRefNo = $ddData->paymentRefNo;
// Set Next month to full ammount
$current = strtolower($firstPayMonth);
$scheduleObject->months[$current] = round($quote->getPolicyQuote(), 2);
} elseif (strtolower($quote->getPayMethod()) == "creditcard" || strtolower($quote->getPayMethod()) == "cc") {
/**
* Credit Card annual sets all months to zero and Banked to full ammount
**/
$ccPayment = new Manager_Core_CreditCard();
// Get Payment data no from cc table
$ccData = $ccPayment->getByRefNo($refNo);
// Set Payment refno
$scheduleObject->paymentRefNo = $ccData->paymentRefNo;
// Set firstPayment as banked
$amount = $quote->getPolicyQuote();
}
}
$schedule = new Datasource_Insurance_Schedules();
$schedule->insertNew($scheduleObject);
}
/**
* Saves the disbursement info to the relevant table
*
* @param String policy, double $amount, int $months, String $paymethod, date $paymentdate, double $fee, int $csuID
*
* @return
*
*
*/
public function processDisbursement($policynumber, $amount, $months, $paymethod, $paymentdate = null, $fee = null, $csuid = 0, $transactionType = 'payment')
{
if (is_null($paymentdate)) {
$paymentdate = date("Y-m-d");
}
/**
* prepair data to build transactions
*/
$this->_policynumber = $policynumber;
$this->_amount = $amount;
$this->_months = $months;
$policyDisb = new Datasource_Insurance_LegacyPolicies();
$policy = $policyDisb->getByPolicyNumber($policynumber);
$this->_policyname = $policy->policyName;
$customerDisb = new Datasource_Core_LegacyCustomers();
$customer = $customerDisb->getCustomer($policy->refNo);
$scheduleDisb = new Datasource_Insurance_Schedules();
$schedule = $scheduleDisb->retrieveByPolicyNumber($policynumber);
$agentDisb = new Datasource_Core_Agents();
$agentS = $agentDisb->getBySchemeNumber($policy->agentSchemeNumber);
$agent = $agentDisb->fetchrow($agentS);
$termDisb = new Datasource_Insurance_Policy_Term();
$term = $termDisb->getPolicyTerm($policynumber, $policy->startDate);
$this->_startdate = $policy->startDate;
$transdata = array();
$transdata['paymentrefno'] = $schedule->paymentRefNo;
$transdata['policynumber'] = $policynumber;
$transdata['paymentdate'] = $paymentdate;
$transdata['amount'] = $amount;
$transdata['handlingcharge'] = isset($fee) ? $fee : $schedule->ddFee;
$transdata['csuid'] = $csuid;
$transdata['months'] = $months;
$transdata['paymethod'] = $paymethod;
$transdata['whitelabelID'] = $agent['twolettercode'];
$transdata['agentschemeno'] = $policy->agentSchemeNumber;
$transdata['premier'] = ucfirst($agent['premier']);
$transdata['salesman'] = $agent['salesman'];
$transdata['riskarea'] = $policy->riskArea;
$transdata['riskareab'] = $policy->riskAreaB;
$transdata['isNewBusiness'] = $term['term'] == 1 ? 'yes' : 'no';
$transdata['isPaidnet'] = $policy->paidNet;
$transdata['policyTermID'] = $term['id'];
$transdata['policyname'] = $policy->policyName;
$transdata['type'] = $transactionType;
$this->_transID = $this->_newtransaction->saveDetails($transdata);
$transdata['trans_id'] = $this->_transID;
$this->_termid = $transdata['policyTermID'];
/*
Create transaction record for MI
*/
$transupportdata = array();
$this->_transIDDW = $this->_transaction->saveDetails($transdata);
$transupportdata['trans_id'] = $this->_transIDDW;
$transupportdata['customerTitle'] = $customer->getTitle();
$transupportdata['customerFirstName'] = $customer->getFirstName();
$transupportdata['customerLastName'] = $customer->getLastName();
$transupportdata['riskAddress1'] = $policy->propertyAddress1;
$transupportdata['riskAddress2'] = $policy->propertyAddress2;
$transupportdata['riskAddress3'] = $policy->propertyAddress3;
$transupportdata['riskPostcode'] = $policy->propertyPostcode;
$transupportdata['policytype'] = $policy->policyType;
$transupportdata['payby'] = $policy->payBy;
$transupportdata['policyLength'] = $policy->policyLength;
$this->_transactionSupport->saveDetails($transupportdata);
$this->_ptranID = $this->_paymentTransaction->saveDetails($transdata);
$this->_getMult($policy);
/*
calculate for disbursement
*/
$this->_calculateGrossprem($policy);
$this->_calculateAgentComm($policy, $agent, $term['term']);
$policyOptionsArray = explode("|", $policy->policyOptions);
$es = array(4, 28, 29, 30);
foreach ($policyOptionsArray as $key => $value) {
$this->_initialise();
$option = new Datasource_Insurance_Policy_Options($policy->policyType);
$this->_optionID = $option->fetchOptionsByName($value);
$this->_sumInsOption = $policyDisb->getPolicyOptionMatch($policy->policyOptions, $value, $policy->amountsCovered);
if ($this->_sumInsOption > 0 || in_array($this->_optionID, $es)) {
$this->_premOption = $policyDisb->getPolicyOptionMatch($policy->policyOptions, $value, $policy->optionPremiums) * $this->_mult;
$this->_discOption = $policyDisb->getPolicyOptionMatch($policy->policyOptions, $value, $policy->optionDiscounts);
$this->_calculateAgentCommOption();
$this->_calculateTax();
$this->_calculateNet($policy, $value);
$this->_storeOptionDisbursement();
}
$this->_policynetprem += $this->_netOption;
$this->_policyIPT += $this->_iptOption;
if ($value == "contentstp") {
$this->_disTcontents = $this->_netOption;
$this->_iptTcontents = $this->_iptOption;
$this->_premTcontents = $this->_premOption;
$this->_sumTcontents = $this->_sumInsOption;
} elseif ($value == "pedalcyclesp") {
$this->_disTpedel = $this->_netOption;
$this->_iptTpedel = $this->_iptOption;
$this->_premTpedel = $this->_premOption;
$this->_sumTpedel = $this->_sumInsOption;
} elseif ($value == "possessionsp" || $value == "specpossessionsp") {
$this->_disTposs += $this->_netOption;
$this->_iptTposs += $this->_iptOption;
$this->_premTposs += $this->_premOption;
$this->_sumTposs += $this->_sumInsOption;
} elseif ($value == "buildingsp" || $value == "buildingslflood") {
$this->_disLbuilding += $this->_netOption;
$this->_iptLbuilding += $this->_iptOption;
$this->_premLbuilding += $this->_premOption;
$this->_sumLbuilding = $this->_sumInsOption;
} elseif ($value == "buildingsAccidentalDamagep") {
$this->_disLBA = $this->_netOption;
$this->_iptLBA = $this->_iptOption;
$this->_premLBA = $this->_premOption;
$this->_sumLBA = $this->_sumInsOption;
} elseif ($value == "limitedcontentsp") {
$this->_disLcontents = $this->_netOption;
$this->_iptLcontents = $this->_iptOption;
$this->_premLcontents = $this->_premOption;
$this->_sumLcontents = $this->_sumInsOption;
} elseif ($value == "contentslp" || $value == "contentslflood") {
$this->_disLcontents += $this->_netOption;
$this->_iptLcontents += $this->_iptOption;
$this->_premLcontents += $this->_premOption;
$this->_sumLcontents = $this->_sumInsOption;
} elseif ($value == "contentslAccidentalDamagep") {
$this->_disLCA = $this->_netOption;
$this->_iptLCA = $this->_iptOption;
$this->_premLCA = $this->_premOption;
$this->_sumLCA = $this->_sumInsOption;
} elseif ($value == "emergencyassistance" || $value == "emergencyassistancestandalone") {
$this->_disES += $this->_netOption;
$this->_iptES += $this->_iptOption;
$this->_premES += $this->_premOption;
$this->_sumES = $this->_sumInsOption;
} elseif ($value == "emergencyassistancebahbuildings" || $value == "emergencyassistancebahstandalone") {
$this->_disEB += $this->_netOption;
$this->_iptEB += $this->_iptOption;
$this->_premEB += $this->_premOption;
$this->_sumEB = $this->_sumInsOption;
}
//Zend_Debug::dump($this);
}
$this->_grosspremium = round($this->_policypremium + $this->_policyIPT, 2);
$this->_calCulateBalance();
if ($this->_policyname == "tenantsp") {
$this->_newtransaction->updateNewTranForTenant($this);
$this->_transaction->updateTranForTenant($this);
}
if ($this->_policyname == "landlordsp") {
$this->_newtransaction->updateTranForLandlord($this);
$this->_transaction->updateTranForLandlord($this);
}
$this->_paymentTransaction->updatePaymentTransaction($this);
/*
* TODO reverse or refund disbursement
*/
if ($amount < 0) {
}
}
