コード例 #1
0
 /**
  * Returns the endorsements required by a quote or policy.
  *
  * This method will identify the endorsements that should be applied to
  * the quote or policy identified by $policyNumber. If any endorsements are
  * identified, they will be detailed in one or more Model_Insurance_Endorsement 
  * objects, which will then be returned in an array. If the quote / policy does
  * not merit any endorsements, then null will be returned.
  *
  * @param string $policyNumber
  * The quote or policy number.
  *
  * @return mixed
  * Returns an array of Model_Insurance_Endorsement objects,
  * or null if no endorsements are applicable.
  */
 public function getEndorsementsRequired($policyNumber)
 {
     $params = Zend_Registry::get('params');
     $returnArray = array();
     $quote = new Manager_Insurance_TenantsContentsPlus_Quote(null, null, $policyNumber);
     if ($quote->getPolicyName() == 'tenantsp') {
         //As a TCI+ policy, this will automatically require a student sharer endorsement
         $endorsement = new Model_Insurance_Endorsement();
         $endorsement->setPolicyNumber($policyNumber);
         $endorsementType = new Model_Insurance_EndorsementType();
         $endorsementType->setID($params->uw->ed->tenantsp->studentSharer->id);
         $endorsementType->setName($params->uw->ed->tenantsp->studentSharer->name);
         $endorsement->setEndorsementType($endorsementType);
         $endorsement->setEffectiveDate(new Zend_Date($quote->getStartDate(), Zend_Date::ISO_8601));
         $returnArray[] = $endorsement;
         //Check if minimum standards of protection endorsement is required.
         $mspEndorsementRequired = false;
         $contentsAmountCovered = $quote->getPolicyOptionAmountCovered('contentstp');
         $mspEndorsementThreshold = new Zend_Currency(array('value' => $params->uw->et->tenantsp->mandatory->contents, 'precision' => 0));
         if ($contentsAmountCovered->isMore($mspEndorsementThreshold)) {
             $mspEndorsementRequired = true;
         } else {
             //MSP endorsements are also required if the applicant lives in a 'security' postcode.
             if ($quote->getIsHighRisk() == $params->uw->et->tenantsp->mandatory->highRiskFlag) {
                 $mspEndorsementRequired = true;
             }
         }
         if ($mspEndorsementRequired) {
             $endorsement = new Model_Insurance_Endorsement();
             $endorsement->setPolicyNumber($policyNumber);
             $endorsementType = new Model_Insurance_EndorsementType();
             $endorsementType->setID($params->uw->ed->tenantsp->minStandardProtection->id);
             $endorsementType->setName($params->uw->ed->tenantsp->minStandardProtection->name);
             $endorsement->setEndorsementType($endorsementType);
             $endorsement->setEffectiveDate(new Zend_Date($quote->getStartDate(), Zend_Date::ISO_8601));
             $returnArray[] = $endorsement;
         }
     } else {
         //This method has been used on a quote/policy that is not TenantsContentsPlus. Throw
         //an exception.
         throw new Zend_Exception(get_class() . '::' . __FUNCTION__ . ': unknown product.');
     }
     //Provide a return value consistent with this methods contract.
     if (empty($returnArray)) {
         $returnVal = null;
     } else {
         $returnVal = $returnArray;
     }
     return $returnVal;
 }
コード例 #2
0
 /**
  * Indicates if a matching endorsement exists in the database.
  *
  * Attempts to retrieve a specific endorsement recorded against the quote or
  * policy specified in the Model_Insurance_Endorsement object passed in.
  * Returns true or false to indicate this.
  *
  * @param Model_Insurance_Endorsement $endorsement
  * A Model_Insurance_Endorsement object containing all the endorsement information.
  *
  * @return boolean
  * Returns true if an endorsement has been applied, false otherwise.
  */
 public function getEndorsement($endorsement)
 {
     $select = $this->select();
     $select->where('policynumber = ?', $endorsement->getPolicyNumber());
     $endorsementType = $endorsement->getEndorsementType();
     $endorsementId = $endorsementType->getID();
     $select->where('endID = ?', $endorsementId);
     $result = $this->fetchAll($select);
     if ($result->count() == 0) {
         // No warning given as this is a common/normal scenario
         return false;
     }
     return true;
 }
コード例 #3
0
 /**
  * Returns the endorsements required by a quote or policy.
  *
  * This method will identify the endorsements that should be applied to
  * the quote or policy identified by $policyNumber. If any endorsements are
  * identified, they will be detailed in one or more Model_Insurance_Endorsement 
  * objects, which will then be returned in an array. If the quote / policy does
  * not merit any endorsements, then null will be returned.
  *
  * @param string $policyNumber
  * The quote or policy number.
  *
  * @return mixed
  * Returns an array of Model_Insurance_Endorsement objects,
  * or null if no endorsements are applicable.
  * 
  * @todo
  * Not yet complete.
  */
 public function getEndorsementsRequired($quoteID)
 {
     //Create a quote object from the $policyNumber
     $quoteManager = new Manager_Insurance_LandlordsPlus_Quote($quoteID);
     $legacyQuoteId = $quoteManager->getModel()->legacyID;
     //Extract the postcode from the policyNumber
     $properties = $quoteManager->getProperties();
     $postCode = $properties[0]['postcode'];
     //Extract the contents cover, if applicable.
     if ($quoteManager->hasProduct(Manager_Insurance_LandlordsPlus_Quote::CONTENTS_COVER)) {
         $contentsMeta = $quoteManager->getProductMeta(Manager_Insurance_LandlordsPlus_Quote::CONTENTS_COVER);
         $contentsCover = $contentsMeta['cover_amount'];
     } else {
         $contentsCover = 0;
     }
     $params = Zend_Registry::get('params');
     $returnArray = array();
     //First check for flood endorsements.
     $termsDatasource = new Datasource_Insurance_LandlordsPlus_Terms();
     $floodRiskScore = $termsDatasource->getFloodRiskScore($postCode);
     if ($floodRiskScore > 0) {
         //Mandatory/optional endorsement
         $endorsement = new Model_Insurance_Endorsement();
         $endorsement->setPolicyNumber($legacyQuoteId);
         $endorsementType = new Model_Insurance_EndorsementType();
         $endorsementType->setID($params->uw->ed->landlordsp->floodExclusion->id);
         $endorsementType->setName($params->uw->ed->landlordsp->floodExclusion->name);
         $endorsement->setEndorsementType($endorsementType);
         $endorsement->setEffectiveDate(new Zend_Date($quoteManager->getStartDate(), Zend_Date::ISO_8601));
         $returnArray[] = $endorsement;
     }
     //Next check for subsidence endorsements.
     $subsidenceRiskScore = $termsDatasource->getSubsidenceRiskScore($postCode);
     if ($subsidenceRiskScore > 0) {
         //Mandatory endorsement
         $endorsement = new Model_Insurance_Endorsement();
         $endorsement->setPolicyNumber($legacyQuoteId);
         $endorsementType = new Model_Insurance_EndorsementType();
         $endorsementType->setID($params->uw->ed->landlordsp->subsidence->id);
         $endorsementType->setName($params->uw->ed->landlordsp->subsidence->name);
         $endorsement->setEndorsementType($endorsementType);
         $endorsement->setEffectiveDate(new Zend_Date($quoteManager->getStartDate(), Zend_Date::ISO_8601));
         $returnArray[] = $endorsement;
     }
     //Next check for minimum standards of security.
     if ($contentsCover >= $params->uw->et->landlordsp->mandatory->contents) {
         //Mandatory endorsement
         $endorsement = new Model_Insurance_Endorsement();
         $endorsement->setPolicyNumber($legacyQuoteId);
         $endorsementType = new Model_Insurance_EndorsementType();
         $endorsementType->setID($params->uw->ed->landlordsp->minStandardProtection->id);
         $endorsementType->setName($params->uw->ed->landlordsp->minStandardProtection->name);
         $endorsement->setEndorsementType($endorsementType);
         $endorsement->setEffectiveDate(new Zend_Date($quoteManager->getStartDate(), Zend_Date::ISO_8601));
         $returnArray[] = $endorsement;
     }
     //Provide a return value consistent with this methods contract.
     if (empty($returnArray)) {
         $returnVal = null;
     } else {
         $returnVal = $returnArray;
     }
     return $returnVal;
 }