public function verify(Borrower $borrower, User $user, $data)
 {
     $borrower->setActivationStatus($data['isEligibleByAdmin'] ? Borrower::ACTIVATION_APPROVED : Borrower::ACTIVATION_DECLINED);
     $borrower->save();
     if ($borrower->isActivationApproved()) {
         $this->borrowerMailer->sendApprovedConfirmationMail($borrower);
     } else {
         $this->borrowerMailer->sendDeclinedConfirmationMail($borrower);
         $this->siftScienceService->sendBorrowerDeclinedEvent($borrower);
     }
 }