public function testIsTaxable()
{
$this->assertTrue($this->account->isTaxable());
$this->account->setType(Account::TYPE_JOINT_INVESTMENT);
$this->assertTrue($this->account->isTaxable());
$this->account->setType(Account::TYPE_ROTH_IRA);
$this->assertFalse($this->account->isTaxable());
}
/**
* Check Tax Loss Harvesting
* 6.C step in spec
*
* @param Account $account
* @param Subclass $subclass
* @return boolean
*/
public function checkTlh(Account $account, Subclass $subclass)
{
$client = $account->getClient();
$ria = $client->getRia();
/** @var LotRepository $lotRepository */
$lotRepository = $this->getRepository('Lot');
/** @var ClientRepository $clientRepository */
$clientRepository = $this->getRepository('Client');
$clientRepository->loadStopTlhValue($client);
$date = new \DateTime();
$clientLossesSum = $lotRepository->getClientLossesSumForYear($client, $date->format('Y'));
if ($ria->getIsTlhEnabled() && $client->canUseTlh() && $account->isTaxable() && $subclass->hasTlhFund() && abs($clientLossesSum) >= $client->getStopTlhValue()) {
$lots = $lotRepository->findLotsByAccountAndSecurity($account, $subclass->getSecurity());
$amount = 0;
/** @var Lot $lot */
foreach ($lots as $lot) {
$loss = $lot->getRealizedGainOrLoss();
$lossPercent = round(($lot->getAmount() - $lot->getCostBasis()) / $lot->getAmount(), 2);
if ($loss < 0 && abs($loss) >= $ria->getMinTlh() && abs($lossPercent) >= $ria->getMinTlhPercent()) {
$amount += $this->sellLot($lot, $subclass->getSecurity(), $account, $lot->getAmount());
}
}
$this->buySecurity($subclass->getTaxLossHarvesting(), $account, $amount);
}
}
