public static function apply(User $user, UserBank $userBank, $money = 0)
{
if (!$money) {
return false;
}
return DB::transaction(function () use($user, $userBank, $money) {
$sn = 'TX' . date('ymdHis') . rand(1000, 9999);
$sn .= strtoupper(baseEncode($sn));
$userWithdraw = self::saveData(['user_id' => $user->id, 'username' => $user->username, 'money' => $money, 'user_bank_id' => $userBank->id, 'bank_id' => $userBank->bank_id, 'sn' => $sn, 'status' => 1]);
if (!$userWithdraw) {
throw new Exception("申请失败", 1);
}
$cashFlow = CashFlow::userCashesOut($user, $userWithdraw, $money, 1, '提现');
if (!$cashFlow) {
throw new Exception('写入流水失败');
}
if (!$user->decreaseCash($money)) {
throw new Exception('扣除余额失败');
}
return true;
});
}
