/**
* Determine whether loan is due for recovery.
*
* @param \LoanApplications $loan Loan application
* @param date $dateDue Loan repayment date
* @return boolean TRUE - $loan is due. FALSE - $loan is not due.
*/
public function loanIsDue($loan, $dateDue)
{
$effectiveRepaymentDate = $this->dayBefore($this->repaymentDate($loan->borrowingDate($loan), $this->recoverLoanAfterLoanRepaymentPeriod() == true ? $loan->repayment_period : $loan->max_repayment_period));
if ($effectiveRepaymentDate < $dateDue && $dateDue <= date('Y') . '-' . date('m') . '-' . date('d')) {
return true;
}
}
/**
* If loan repayment date exceeds repayment date due,
* then we adopt the repayment date as the date due.
*
* @param \LoanRepayments $repayment Loan repayment
* @param \LoanApplications $loanApplicationDue Loan application
* @return date Date up to which to execute loan recovery.
*/
public function repaymentDate($repayment, $loanApplicationDue)
{
$repaymentDate = LoanApplications::model()->repaymentDate($loanApplicationDue->borrowingDate($loanApplicationDue), LoanApplications::model()->recoverLoanAfterLoanRepaymentPeriod() == true ? $loanApplicationDue->repayment_period : $loanApplicationDue->max_repayment_period);
return $repayment->recoverydate > $repaymentDate ? $repayment->recoverydate : $repaymentDate;
}