/**
* 取消还款
*
* @param int $order_id 订单号
* @param mixed $issue 期数，字符串all表示取消全部还款，其它为数字，表示指定一期
*/
public function repayCancel($order_id, $issue)
{
$user = get_user();
if (!$user) {
return $this->_error('无法读取当前操作人信息！');
}
// 获取订单并判断状态
$orderModel = new \Loan\Model\OrderModel();
$order = $orderModel->find($order_id);
if (!$order) {
return $this->_error('订单不存在！');
}
// 判断借款人
$loan_user = get_user($order['uid']);
if (!$loan_user) {
return $this->_error('无法读取借款人信息！');
}
// 取消提前部分/全部还款
if ($issue === 'part' || $issue == 'all') {
$check_status = $issue == 'part' ? [$orderModel::STATUS_DELIVERY, $orderModel::STATUS_REPAY, $orderModel::STATUS_FINISH_SUCCESS] : [$orderModel::STATUS_FINISH_SUCCESS];
if (!in_array($order['status'], $check_status)) {
return $this->_error('当前订单状态不允许执行取消还款！');
}
$log = M('loan_order_log')->where(['order_id' => $order_id, 'action' => $issue == 'part' ? [['like', '提前部分%'], ['like', '提前全部%期还款'], 'or'] : '提前全部还款'])->order('id desc')->find();
if (!$log) {
return $this->_error('找不到还款操作日志！');
}
$total_money = explode('：', $log['remark'])[1] + 0;
if ($total_money <= 0) {
return $this->_error('无法读取操作的还款金额！');
}
// 根据操作时间读取当时操作的账单
$bills = $this->where(['order_id' => $order_id, 'status' => 2, 'return_time' => $log['created']])->select();
if (!$bills) {
return $this->_error('无法读取当初操作的账单！');
}
// 判断订单涉及到的总金额
$total_bill_money = 0;
$total_money_principal = 0;
$total_money_fee = 0;
foreach ($bills as $vo) {
$total_bill_money += $vo['return_money'];
$total_money_principal += $vo['money_principal'];
$total_money_fee += max(0, $vo['return_money'] - $vo['money_principal']);
}
if (bccomp($total_bill_money, $total_money, 2) != 0) {
return $this->_error('账单还款金额[' . $total_bill_money . ']与操作日志金额[' . $total_money . ']不符，请联系技术改进！');
}
// 读取资金记录，判断金额
$last_money_log = M('loan_money')->where(['type' => ['in', '2,3'], 'order_id' => $order_id, 'issue' => 0])->order('id desc')->field('id,money')->find();
if (!$last_money_log) {
return $this->_error('找不到资金记录编号！');
}
if (bccomp($last_money_log['money'], $total_money, 2) != 0) {
return $this->_error('日志还款金额[' . $last_money_log['money'] . ']与资金记录金额[' . $total_money . ']不一致！');
}
// 开启事务，逐个账单进行处理
$this->startTrans();
$now = time();
// 更新账单信息
$this->where(['order_id' => $order_id, 'status' => 2, 'return_time' => $log['created']])->save(['status' => 0, 'return_time' => 0, 'return_money' => 0]);
// 更新用户已归还金额（仅限本金）
M('loan_user')->where('uid=' . $order['uid'])->setDec('total_money_return', $total_money_principal);
M('loan_user')->where('uid=' . $order['uid'])->setDec('total_money_remain', $total_money_principal);
// 更新 - 金额统计
if ($total_money_fee > 0) {
$statModel = new \Loan\Model\StatModel();
$statModel->update($statModel::TYPE_ORDER_MONEY_FEE, $loan_user['university_id'], $total_money_fee * -1, $log['created']);
}
// 更新 - 订单最后还款期号和已还款金额
if (!$orderModel->where(['id' => $order_id, 'status' => $order['status']])->save(['status' => $log['status'], 'last_bill_issue' => ['exp', '(select min(issue) from zj_loan_bill where order_id=id and status in (0,1))'], 'loan_money_return' => ['exp', 'loan_money_return-' . $total_money_principal]])) {
return $this->_error('更新账单状态失败，请刷新后重试！', true);
}
// 新增订单日志
M('loan_order_log')->add(['order_id' => $order_id, 'created' => $now, 'uid' => $user['uid'], 'uname' => $user['uname'], 'status' => $order['status'], 'action' => '取消' . $log['action'], 'remark' => '共' . count($bills) . '期，原提前还款金额' . $total_money . '元，涉及本金：' . $total_money_principal . '元']);
// 删除资金记录
M('loan_money')->where(['id' => $last_money_log['id']])->delete();
// 删除账单支付记录
M('loan_bill_pay')->where(['order_id' => $order_id, 'created' => $log['created']])->delete();
// 订单金融数据
M('loan_order_finance')->where(['order_id' => $order_id])->setDec('return_money', $total_money);
// 提交事务
$this->commit();
return true;
}
// 指定某一期
$issue = intval($issue);
if ($issue < 1) {
return $this->_error('还款期数必需大于0！');
}
if (!in_array($order['status'], [$orderModel::STATUS_DELIVERY, $orderModel::STATUS_LEND, $orderModel::STATUS_REPAY, $orderModel::STATUS_BREACH_CONTRACT, $orderModel::STATUS_FINISH_SUCCESS])) {
return $this->_error('当前订单状态不允许执行取消还款！');
}
// 读取账单并判断状态
$bill = $this->where(['order_id' => $order_id, 'issue' => $issue])->find();
if (!$bill) {
return $this->_error('找不到此账单信息！');
}
if (!in_array($bill['status'], [0, 2])) {
return $this->_error('账单状态异常！');
}
// 所要取消的金额
$total_money = $bill['return_money'];
if ($total_money <= 0) {
return $this->_error('此账单尚未还款！');
}
// 获取需要删除的支付日志
$pay_logs = M('loan_bill_pay')->where(['order_id' => $order_id, 'issue' => $issue])->select();
if (count($pay_logs) < 1) {
return $this->_error('找不到账单支付记录！');
}
// 判断账单金额是否正确
$pay_log_money = 0;
foreach ($pay_logs as $pay_log) {
$pay_log_money += $pay_log['money'];
}
if (bccomp($pay_log_money, $total_money, 2) != 0) {
return $this->_error('账单支付日志总金额[' . $pay_log_money . ']与账单已返款金额[' . $total_money . ']不符！');
}
// 判断资金流金额是否正确
$money_logs = M('loan_money')->where(['type' => ['in', '2,3'], 'order_id' => $order_id, 'issue' => $issue])->select();
if (count($money_logs) < 1) {
return $this->_error('找不到资金记录！');
}
$money_log_money = 0;
foreach ($money_logs as $money_log) {
$money_log_money += $money_log['money'];
}
if (bccomp($money_log_money, $total_money, 2) != 0) {
return $this->_error('资金交易总金额[' . $money_log_money . ']与账单已返款金额[' . $total_money . ']不符！');
}
$now = time();
// 更新 - 账单
$this->startTrans();
if (!$this->where(['order_id' => $order_id, 'issue' => $issue, 'status' => $bill['status']])->save(['status' => 0, 'return_time' => 0, 'return_money' => 0])) {
$this->rollback();
return $this->_error('操作失败，请稍后重试！');
}
// 删除支付日志
M('loan_bill_pay')->where(['order_id' => $order_id, 'issue' => $issue])->delete();
// 删除资金记录
M('loan_money')->where(['type' => ['in', '2,3'], 'order_id' => $order_id, 'issue' => $issue])->delete();
// 获取之前的状态，用于回退状态
$before_status = M('loan_order_log')->where(['order_id' => $order_id])->order('id desc')->getField('status');
// 新增订单日志
M('loan_order_log')->add(['order_id' => $bill['order_id'], 'created' => $now, 'uid' => $user['uid'], 'uname' => $user['uname'], 'status' => $order['status'], 'action' => '取消还款', 'is_system' => 1, 'remark' => '第' . $issue . '期，金额：' . $total_money]);
// 更新 - 订单状态
if ($order['status'] == $orderModel::STATUS_FINISH_SUCCESS) {
if (!$before_status || !$orderModel->where(['id' => $order_id, 'status' => $order['status']])->save(['status' => $before_status])) {
$this->rollback();
return $this->_error('更新账单状态失败，请联系技术检查！');
}
}
// 账单从已还款变为未返款
if ($bill['status'] == 2) {
// 更新用户已归还金额（仅限本金）
M('loan_user')->where('uid=' . $order['uid'])->setDec('total_money_return', $bill['money_principal']);
M('loan_user')->where('uid=' . $order['uid'])->setDec('total_money_remain', $bill['money_principal']);
// 更新 - 金额统计
$money_fee = $bill['return_money'] - $bill['money_principal'];
if ($money_fee > 0) {
$statModel = new \Loan\Model\StatModel();
$statModel->update($statModel::TYPE_ORDER_MONEY_FEE, $loan_user['university_id'], $money_fee * -1, $pay_log['created']);
}
// 更新 - 订单最后还款期号和已还款金额
$orderModel->where(['id' => $order_id])->save(['loan_money_return' => ['exp', 'loan_money_return-' . $bill['money_principal']]]);
}
// 更新 - 订单最后还款期号
$orderModel->where(['id' => $order_id])->save(['last_bill_issue' => ['exp', '(select min(issue) from zj_loan_bill where order_id=id and status in (0,1))']]);
M('loan_order_finance')->where(['order_id' => $order_id])->setDec('return_money', $total_money);
$this->commit();
return true;
}
/**
* @title 修复数据
*
* @method get
*/
public function fix_loan_stat_today($type)
{
$statModel = new \Loan\Model\StatModel();
in_array($type, ['in', $statModel::TYPE_ORDER_MONEY_CHECK_SUCCESS, $statModel::TYPE_ORDER_MONEY_LEND]) or $this->error('不支持此类型！');
if ($type == $statModel::TYPE_ORDER_MONEY_CHECK_SUCCESS) {
$contractModel = M()->table('zj_loan_order o')->join('zj_loan_order_contract c on
c.order_id=o.id')->join('zj_university_campus campus on
campus.id=o.campus_id');
$orders = $contractModel->where(['c.check_time' => [['egt', strtotime(date('Y-m-d') . ' 00:00:00')]], 'c.check_status' => 1])->field('o.loan_money,c.check_time,campus.university_id')->select();
$orders or die('no data');
$statModel->where(['type' => $type, 'target_date' => date('Y-m-d')])->delete();
foreach ($orders as $order) {
$statModel->update($type, $order['university_id'], $order['loan_money'], $order['check_time']);
}
die('done');
}
if ($type == $statModel::TYPE_ORDER_MONEY_LEND) {
$financeModel = M()->table('zj_loan_order o')->join('zj_loan_order_finance f on f.order_id=o.id')->join('zj_university_campus c on c.id=o.campus_id');
$orders = $financeModel->where(['f.lend_time' => ['egt', strtotime(date('Y-m-d') . ' 00:00:00')]])->field('f.lend_money,f.lend_time,c.university_id')->select();
$orders or die('no data');
$statModel->where(['type' => $type, 'target_date' => date('Y-m-d')])->delete();
foreach ($orders as $order) {
$statModel->update($type, $order['university_id'], $order['lend_money'], $order['lend_time']);
}
die('done');
}
}
public function lendFailure($order_id, $reason)
{
// 读取订单
$order = $this->_getOrder($order_id, [self::STATUS_CHECK_SUCCESS, self::STATUS_LEND, self::STATUS_DELIVERY, self::STATUS_REPAY]);
if (!$order) {
return false;
}
// 获取打款的金额
$money = M('loan_order_finance')->where(['order_id' => $order_id, 'lend_status' => 2])->getField('lend_money');
if ($money <= 0) {
return $this->_error('无法获取已打款的金额！', true);
}
// 更新打款状态
if (!M('loan_order_finance')->where(['order_id' => $order_id, 'lend_status' => 2])->save(['lend_status' => 3, 'lend_failure_reason' => $reason])) {
return $this->_error('更新失败，请刷新后重试！', true);
}
$this->save(['id' => $order['id'], 'lend_status' => 3]);
// 反向操作
M('loan_money')->where(['type' => -1, 'order_id' => $order['id'], 'issue' => 0, 'money' => $money])->delete();
M('loan_order_finance')->where(['order_id' => $order_id])->setDec('lend_money', $money);
// 更新签约通过的各学校贷款金额
$university_id = M('university_campus')->where('id=' . $order['campus_id'])->getField('university_id');
if ($university_id < 1) {
return $this->_error('无法读取学校信息！', true);
}
$statModel = new \Loan\Model\StatModel();
$statModel->update($statModel::TYPE_ORDER_MONEY_LEND, $university_id, $money * -1);
// 提交事务
$this->commit();
// 给专员发信息
$salesman_uid = M('loan_order_salesman')->where(['order_id' => $order['id']])->getField('uid');
if ($salesman_uid) {
$salesman = M('loan_salesman')->find($salesman_uid);
if ($salesman) {
$msg = '订单打款失败，原因：' . $reason . '；订单信息：' . $order['title'] . '，' . $order['id'] . '，' . $order['realname'];
$msg .= '，' . M('loan_user_contract')->where(['uid' => $order['uid']])->getField('id_card');
sms($salesman['mobile'], $msg);
}
}
$this->_push_salesman($order, '打款失败：' . $reason);
return true;
}
public function checkSuccess($id)
{
$user = get_user();
if (!$user) {
$this->error = '无法读取当前操作人信息！';
return false;
}
// 获取记录
$contract = $this->find($id);
if (!$contract) {
$this->error = '认证尚未提交！';
return false;
}
// 判断状态
if ($contract['status'] != 0) {
$this->error = '当前状态不为待审核！';
return false;
}
// 验证资料是否上传完全
$auth_ids = M('loan_config_auth')->where('type=1 and status=1 and is_required=1')->getField('id', true);
if ($auth_ids && M('loan_user_contract_auth')->where(['uid' => $contract['uid'], 'auth_id' => ['in', $auth_ids]])->count() != count($auth_ids)) {
$this->error = '请先上传所有认证资料';
return false;
}
// 读取认证配置
$auth_data = [];
// 开启事务
$this->startTrans();
// 更新状态
$this->where('uid=' . $contract['uid'] . ' and status=0')->setField('status', 1);
// 更新订单状态
$orderModel = D('Loan/order');
$orders = $orderModel->where('uid=' . $contract['uid'] . ' and status=' . $orderModel::STATUS_UNCONTRACT)->getField('id', true);
if ($orders) {
foreach ($orders as $order_id) {
if (!$orderModel->userAuthSuccess($order_id)) {
$this->rollback();
return $this->_error($orderModel->getError());
}
}
}
// 新增正式认证用户
if (M('loan_user')->where(['uid' => $contract['uid']])->count() == 0) {
if (!M('loan_user')->add(['uid' => $contract['uid'], 'created' => time(), 'realname' => $contract['realname'], 'status' => 1, 'money_limit' => $contract['money_limit'], 'total_money_remain' => $contract['money_limit']])) {
$this->rollback();
$this->error = '创建认证用户数据失败！';
return false;
}
} else {
system_warn('检测到重复的认证用户记录！');
}
// 额度日志
if (!M('loan_user_money_limit_log')->add(['user_id' => $contract['uid'], 'created' => time(), 'uid' => $user['uid'], 'uname' => $user['uname'], 'reason' => '认证成功', 'money_limit_before' => 0, 'money_limit_after' => $contract['money_limit']])) {
$this->rollback();
$this->error = '创建用户额度记录失败！';
return false;
}
$statModel = new \Loan\Model\StatModel();
$statModel->update($statModel::TYPE_CONTRACT_SUCCESS, $user['university_id']);
// 积分
D('Credit')->addByKey($contract['uid'], 'user_auth');
// 更新用户基本信息 - 真实姓名
M('user')->where(['uid' => $contract['uid'], 'realname' => ''])->setField('realname', $contract['realname']);
// 提交事务
$this->commit();
// 发送推送消息
$this->_push($contract['mobile'], '您的认证已通过审核！');
return true;
}