/**
* Helper function for generating bike summary HTML fragment
*
* @return string
*/
public function yourBicycle()
{
$pageSession = new Zend_Session_Namespace('tenants_insurance_quote');
$bike = new Datasource_Insurance_Policy_Cycles($pageSession->CustomerRefNo, $pageSession->PolicyNumber);
$bicycleData = $bike->listBikes();
if (count($bicycleData) > 0) {
return $this->view->partial('partials/ajax-bicycle-list.phtml', array('bicycleData' => $bicycleData));
} else {
return;
}
}
/**
* Helper function for generating view breakdown HTML fragment
*
* @param bool $showAdminFees Optional switch to include admin fees, defaults to false
*
* @return string
*/
public function viewBreakdown($includeAdminFees = true)
{
// Get customer ref no and policy number
$pageSession = new Zend_Session_Namespace('tenants_insurance_quote');
$this->_customerReferenceNumber = $pageSession->CustomerRefNo;
$this->_policyNumber = $pageSession->PolicyNumber;
// Get premium values for quote
$quoteManager = new Manager_Insurance_TenantsContentsPlus_Quote(null, null, $this->_policyNumber);
$premiums = $quoteManager->calculatePremiums();
$this->view->premiums = $premiums;
// Get cover amounts
$this->view->contentsCoverAmount = $quoteManager->getCoverAmount(Manager_Insurance_TenantsContentsPlus_Quote::CONTENTS);
$this->view->bicyclesCoverAmount = $quoteManager->getCoverAmount(Manager_Insurance_TenantsContentsPlus_Quote::PEDALCYCLES);
$this->view->specifiedPossessionsCoverAmount = $quoteManager->getCoverAmount(Manager_Insurance_TenantsContentsPlus_Quote::SPECIFIEDPOSSESSIONS);
$this->view->unspecifiedPossessionsCoverAmount = $quoteManager->getCoverAmount(Manager_Insurance_TenantsContentsPlus_Quote::UNSPECIFIEDPOSSESSIONS);
// Get any sharer occupation details
$sharersManager = new Manager_Insurance_TenantsContentsPlus_Sharers();
$sharerData = $sharersManager->getSharers($this->_policyNumber);
$this->view->sharer1 = !is_null($sharerData) ? $sharerData->getSharerOccupation(1) : '';
$this->view->sharer2 = !is_null($sharerData) ? $sharerData->getSharerOccupation(2) : '';
// Get specified possessions info
$possession = new Datasource_Insurance_Policy_SpecPossessions($this->_policyNumber);
$this->view->possessions = $possession->listPossessions();
// Get bicycle info
$bike = new Datasource_Insurance_Policy_Cycles($this->_customerReferenceNumber, $this->_policyNumber);
$this->view->bicycles = $bike->listBikes();
// Get Current IPT percentage
$quote = $quoteManager->getQuoteObject();
$postcode = $quote->propertyPostcode;
$taxDatasource = new Datasource_Core_Tax();
$tax = $taxDatasource->getTaxbyTypeAndPostcode('ipt', $postcode);
$ipt = 1 + $tax['rate'];
// Get admin fees, if required
if ($includeAdminFees) {
$fees = $quoteManager->getFees();
$this->view->feeMonthly = $fees->tenantspMonthlyFee;
$this->view->feeAnnual = 0;
// TODO: parameterise? Legacy DB and fee object currently don't handle annual fees
} else {
$this->view->feeMonthly = 0;
$this->view->feeAnnual = 0;
}
$this->view->includeAdminFees = $includeAdminFees;
// Return partial view HTML
return $this->view->partial('partials/view-breakdown.phtml', $this->view);
}
/**
* Implements abstract method from superclass - refer to superclass for description.
*/
public function getReferralReasons($policyNumber)
{
$referralReasons = array();
$params = Zend_Registry::get('params');
$quote = new Manager_Insurance_TenantsContentsPlus_Quote(null, null, $policyNumber);
if ($quote->getPolicyName() == 'tenantsp') {
//Test 1: If the cover is greater than the threshold, then refer.
$contentsAmount = $quote->getPolicyOptionAmountCovered('contentstp');
$contentsThreshold = new Zend_Currency(array('value' => $params->uw->rt->tenantsp->contents, 'precision' => 0));
if ($contentsAmount >= $contentsThreshold) {
$referralReasons[] = $params->uw->rr->tenantsp->cover;
}
//Test 2: If claim values are greater than 1000 then refer.
if (empty($this->_previousClaimsModel)) {
$this->_previousClaimsModel = new Datasource_Insurance_PreviousClaims();
}
$previousClaimsArray = $this->_previousClaimsModel->getPreviousClaims($quote->getRefno());
if (!empty($previousClaimsArray)) {
//Tenant has one or more claims. Add the totals together to see if they exceed
//the threshold.
$claimsTotal = new Zend_Currency(array('value' => 0, 'precision' => 2));
foreach ($previousClaimsArray as $previousClaim) {
$claimsTotal->add($previousClaim->getClaimValue());
}
//Test against the previous claims threshold
$claimsThreshold = new Zend_Currency(array('value' => $params->uw->rt->tenantsp->claimsThreshold, 'precision' => 2));
if ($claimsTotal->isMore($claimsThreshold)) {
$referralReasons[] = $params->uw->rr->tenantsp->previousClaims;
}
}
//Test 3: Answering the underwriting questions.
$answersManager = new Manager_Insurance_Answers();
$answersArray = $answersManager->getUnderwritingAnswers($policyNumber);
if (empty($answersArray)) {
//You can't process for referral if no underwriting answers have first been provided.
throw new Zend_Exception(get_class() . __FUNCTION__ . ": no underwriting answers provided.");
}
foreach ($answersArray as $currentAnswer) {
//Identify if the current answer is one that should be checked.
if (in_array($currentAnswer->getQuestionNumber(), $params->uw->rt->tenantsp->checkAnswer->toArray())) {
$answer = $currentAnswer->getAnswer();
if ($answer == Model_Insurance_Answer::YES) {
$referralReasons[] = $params->uw->rr->tenantsp->answer;
}
}
}
//Test 4: pedal cycles over 1500
$pedalCyclesModel = new Datasource_Insurance_Policy_Cycles($quote->getRefno(), $policyNumber);
$pedalCyclesArray = $pedalCyclesModel->listBikes();
if (!empty($pedalCyclesArray)) {
$pedalCycleThreshold = new Zend_Currency(array('value' => $params->uw->rt->tenantsp->pedalCycle, 'precision' => 2));
foreach ($pedalCyclesArray as $currentPedalCycle) {
//Compare the pedal cycle values in Zend_Currency format for simplity.
$currentCycleValue = new Zend_Currency(array('value' => $currentPedalCycle['value'], 'precision' => 2));
if ($currentCycleValue->isMore($pedalCycleThreshold)) {
$referralReasons[] = $params->uw->rr->tenantsp->pedalCycle;
}
}
}
//Test 5: specified possessions greater than threshold
$specPossessionsModel = new Datasource_Insurance_Policy_SpecPossessions($policyNumber);
$specPossessionsArray = $specPossessionsModel->listPossessions();
if (!empty($specPossessionsArray)) {
//Wrap the threshold parameter in a Zend_Currency object for easier comparisons.
$specPossessionThreshold = new Zend_Currency(array('value' => $params->uw->rt->tenantsp->specPossession, 'precision' => 2));
//Cycle through each specpossession...
foreach ($specPossessionsArray as $currentSpecPossession) {
//Wrap the current specpossession value in a Zend_Currency for easier comparision.
$currentSpecPossessionValue = new Zend_Currency(array('value' => $currentSpecPossession['value'], 'precision' => 2));
//Determine if the threshold is exceeded:
if ($currentSpecPossessionValue->isMore($specPossessionThreshold)) {
$referralReasons[] = $params->uw->rr->tenantsp->specPossession;
}
}
}
} else {
throw new Zend_Exception("Invalid product.");
}
return $referralReasons;
}
