/**
* 满标放款
* $type 0 普通 1代表 第三方
* $is_loan 0 不返款， 1 返款
*/
function do_loans($id, $repay_start_time, $type = 0)
{
$return = array("status" => 0, "info" => "");
if ($id == 0) {
$return['info'] = "放款失败，借款不存在";
return $return;
}
require_once APP_ROOT_PATH . "app/Lib/deal.php";
syn_deal_status($id);
$deal_info = get_deal($id);
if ($deal['cate_id'] == 6) {
// 体验金
$is_ty = 1;
} else {
$is_ty = 0;
}
if (!$deal_info) {
$return['info'] = "放款失败，借款不存在";
return $return;
}
if (!in_array($deal_info['deal_status'], array(2, 4, 5))) {
$return['info'] = "放款失败，借款不是满标状态";
return $return;
}
if ($type == 0) {
$loan_data['repay_start_time'] = $repay_start_time == '' ? 0 : to_timespan(to_date(to_timespan($repay_start_time), "Y-m-d"), "Y-m-d");
} else {
$loan_data['repay_start_time'] = $repay_start_time;
}
if ($loan_data['repay_start_time'] == 0) {
$return['info'] = "放款失败，时间没选择";
return $return;
}
if ($type == 0 && $deal_info['ips_bill_no'] != "") {
$return['status'] = 2;
$return['info'] = "";
$return['jump'] = APP_ROOT . "/index.php?ctl=collocation&act=Transfer&pTransferType=1&deal_id=" . $id . "&ref_data=" . $loan_data['repay_start_time'];
return $return;
}
if ($loan_data['repay_start_time'] > 0) {
$deal_info['next_repay_time'] = $loan_data['next_repay_time'] = next_replay_month($loan_data['repay_start_time']);
}
$deal_info['deal_status'] = $loan_data['deal_status'] = 4;
$deal_info['is_has_loans'] = $loan_data['is_has_loans'] = 1;
$deal_info['repay_start_time'] = $loan_data['repay_start_time'];
format_deal_item($deal_info);
//放款给用户
$GLOBALS['db']->autoExecute(DB_PREFIX . "deal", $loan_data, "UPDATE", "id=" . $id);
if ($GLOBALS['db']->affected_rows() > 0) {
require_once APP_ROOT_PATH . "system/libs/user.php";
if ($type == 0) {
modify_account(array("money" => $deal_info['borrow_amount']), $deal_info['user_id'], "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],招标成功", 3, $is_ty);
//扣除服务费
$services_fee = $deal_info['borrow_amount'] * floatval(trim($deal_info['services_fee'])) / 100;
modify_account(array("money" => -$services_fee), $deal_info['user_id'], "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],服务费", 14, $is_ty);
}
$load_list = $GLOBALS['db']->getAll("SELECT id,user_id,`money`,`is_old_loan`,`rebate_money`,`rebid_money` FROM " . DB_PREFIX . "deal_load where deal_id=" . $id . " and is_rebate = 0 and is_rebid = 0 ");
foreach ($load_list as $lk => $lv) {
//扣除冻结资金
if ($lv['is_old_loan'] == 0 && $type == 0) {
modify_account(array("lock_money" => -$lv['money']), $lv['user_id'], "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],投标成功", 2, $is_ty);
}
//返利给用户
if (floatval($lv["rebate_money"]) != 0) {
$GLOBALS['db']->query("UPDATE " . DB_PREFIX . "deal_load SET is_rebate =1 WHERE id=" . $lv['id'] . " AND is_rebate = 0 AND user_id=" . $lv['user_id'], $is_ty);
if ($GLOBALS['db']->affected_rows()) {
modify_account(array("money" => $lv['rebate_money']), $lv['user_id'], "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],返利", 24, $is_ty);
}
}
//续投奖励
if (floatval($lv["rebid_money"]) != 0) {
$GLOBALS['db']->query("UPDATE " . DB_PREFIX . "deal_load SET is_rebid =1 WHERE id=" . $lv['id'] . " AND is_rebid = 0 AND user_id=" . $lv['user_id']);
if ($GLOBALS['db']->affected_rows()) {
modify_account(array("money" => $lv['rebid_money']), $lv['user_id'], "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],续投奖励", 24, $is_ty);
}
}
}
$GLOBALS['db']->autoExecute(DB_PREFIX . "deal_load", array("is_has_loans" => 1), "UPDATE", "deal_id=" . $id);
make_repay_plan($deal_info);
//发借款成功邮件
send_deal_success_mail_sms($id, $deal_info);
//发借款成功站内信
send_deal_success_site_sms($id, $deal_info);
$return['status'] = 1;
$return['info'] = "放款成功";
return $return;
} else {
$return['info'] = "放款失败";
return $return;
}
}
function getUCInrepayRepayBorrowMoney($id)
{
$id = intval($id);
$root = array();
$root["status"] = 0;
//0:出错;1:正确;
if ($id == 0) {
$root["show_err"] = "操作失败！";
return $root;
}
$deal = get_deal($id);
if (!$deal) {
$root["show_err"] = "借款不存在！";
return $root;
}
if ($deal['user_id'] != $GLOBALS['user_info']['id']) {
$root["show_err"] = "不属于你的借款！";
return $root;
}
if ($deal['deal_status'] != 4) {
$root["show_err"] = "借款不是还款状态！";
return $root;
}
$time = TIME_UTC;
$impose_money = 0;
//是否有部分还款的
$repay_count_ing = $GLOBALS['db']->getOne("SELECT count(*) FROM " . DB_PREFIX . "deal_repay WHERE has_repay=2 and deal_id=" . $id);
if ($repay_count_ing) {
$root["show_err"] = "请将部分还款的借款还完才可以进行此操作！";
return $root;
}
//计算罚息
$loan_list = get_deal_load_list($deal);
$k_repay_key = -1;
$k_repay_time = 0;
foreach ($loan_list as $k => $v) {
if ($v['has_repay'] == 0) {
if ($k_repay_key == -1) {
$k_repay_key = $v['l_key'];
$k_repay_time = $v['repay_day'];
}
$impose_money += $v['impose_all_money'];
}
}
if ($impose_money > 0) {
$root["show_err"] = "请将逾期未还的借款还完才可以进行此操作！";
return $root;
}
if ($deal['ips_bill_no'] != "") {
$root["status"] = 2;
$root["jump"] = APP_ROOT . '/index.php?ctl=collocation&act=RepaymentNewTrade&deal_id=' . $deal['id'] . '&l_key=all&from=' . $GLOBALS['request']['from'];
$root['jump'] = str_replace("/mapi", "", SITE_DOMAIN . $root['jump']);
return $root;
}
//还了几期了
$has_repay_count = $GLOBALS['db']->getOne("SELECT count(*) FROM " . DB_PREFIX . "deal_repay WHERE has_repay=1 and deal_id=" . $id);
$loaninfo['deal'] = $deal;
$loaninfo['loanlist'] = $loan_list;
//返佣
$rebate_rs = get_rebate_fee($GLOBALS['user_info']['id'], "borrow");
$loaninfo['deal']['rebate'] = $rebate_rs['rebate'];
$inrepay_info = inrepay_repay($loaninfo, $has_repay_count);
$true_repay_money = (double) $inrepay_info['true_repay_money'];
$true_self_money = (double) $inrepay_info['true_self_money'];
$impose_money = (double) $inrepay_info['impose_money'];
$true_manage_money = (double) $inrepay_info['true_manage_money'];
$true_manage_money_rebate = (double) $inrepay_info['true_manage_money_rebate'];
$true_total_repay_money = $true_repay_money + $impose_money + $true_manage_money;
if ($true_total_repay_money > $GLOBALS['user_info']['money']) {
$root["show_err"] = "对不起，您的余额不足！";
return $root;
}
//录入到提前还款列表
$inrepay_data['deal_id'] = $id;
$inrepay_data['user_id'] = $GLOBALS['user_info']['id'];
$inrepay_data['repay_money'] = $true_repay_money;
$inrepay_data['self_money'] = $true_self_money;
$inrepay_data['impose_money'] = $impose_money;
$inrepay_data['manage_money'] = $true_manage_money;
$inrepay_data['repay_time'] = $k_repay_time;
$inrepay_data['true_repay_time'] = $time;
$GLOBALS['db']->autoExecute(DB_PREFIX . "deal_inrepay_repay", $inrepay_data, "INSERT");
$inrepay_id = $GLOBALS['db']->insert_id();
if ($inrepay_id == 0) {
$root["show_err"] = "对不起，数据处理失败，请联系客服！";
return $root;
}
//录入还款列表
$wait_repay_list = $GLOBALS['db']->getAll("SELECT * FROM " . DB_PREFIX . "deal_repay WHERE deal_id=" . $id . " and has_repay=0 ORDER BY l_key ASC");
$temp_ids = array();
foreach ($wait_repay_list as $k => $v) {
$repay_data = array();
$repay_data['has_repay'] = 1;
$repay_data['true_repay_time'] = $time;
$repay_data['true_repay_date'] = to_date($time);
$repay_data['status'] = 0;
if ($k_repay_key == $v['l_key']) {
$repay_data['true_repay_money'] = $true_repay_money;
$repay_data['impose_money'] = $impose_money;
$repay_data['true_manage_money'] = $true_manage_money;
$repay_data['true_self_money'] = $true_self_money;
$repay_data['true_interest_money'] = $true_repay_money - $true_self_money;
$repay_data['true_manage_money_rebate'] = $true_manage_money_rebate;
}
$GLOBALS['db']->autoExecute(DB_PREFIX . "deal_repay", $repay_data, "UPDATE", "id=" . $v['id']);
//假如出错 删除掉原来的以插入的数据
if ($GLOBALS['db']->affected_rows() == 0) {
if (count($temp_ids) > 0) {
$GLOBALS['db']->query("UPDATE " . DB_PREFIX . "deal_repay SET has_repay=0 WHERE id in " . implode(",", $temp_ids) . "");
make_repay_plan($deal);
}
$root["show_err"] = "对不起，处理数据失败请联系客服！";
return $root;
} else {
$temp_ids[] = $v['id'];
}
}
if (count($temp_ids) == 0) {
$root["show_err"] = "对不起，处理数据失败请联系客服！";
return $root;
}
//更新用户账户资金记录
require APP_ROOT_PATH . 'system/libs/user.php';
modify_account(array("money" => -round($impose_money, 2)), $GLOBALS['user_info']['id'], "[<a href='" . $deal['url'] . "' target='_blank'>" . $deal['name'] . "</a>],提前还款违约金", 6);
modify_account(array("money" => -round($true_manage_money, 2)), $GLOBALS['user_info']['id'], "[<a href='" . $deal['url'] . "' target='_blank'>" . $deal['name'] . "</a>],提前还款管理费", 10);
modify_account(array("money" => -round($true_repay_money, 2)), $GLOBALS['user_info']['id'], "[<a href='" . $deal['url'] . "' target='_blank'>" . $deal['name'] . "</a>],提前还款本息", 6);
//用户获得额度
modify_account(array("quota" => trim(app_conf('USER_REPAY_QUOTA'))), $GLOBALS['user_info']['id'], "[<a href='" . $deal['url'] . "' target='_blank'>" . $deal['name'] . "</a>],还清借款获得额度", 6);
//借款者返佣金
if ($true_manage_money_rebate != 0) {
/*ok*/
$reback_memo = '借款“<a href="' . $deal["url"] . '">' . $deal["name"] . '</a>”，借款者' . $deal["user"]["user_name"];
reback_rebate_money($GLOBALS['user_info']['id'], $true_manage_money_rebate, "borrow", $reback_memo);
}
//判断获取的信用是否超过限制
if ($GLOBALS['db']->getOne("SELECT sum(point) FROM " . DB_PREFIX . "user_point_log WHERE `type`=6 AND user_id=" . $GLOBALS['user_info']['id']) < (int) trim(app_conf('REPAY_SUCCESS_LIMIT'))) {
//获取上一次还款时间
$befor_repay_time = $GLOBALS['db']->getOne("SELECT MAX(create_time) FROM " . DB_PREFIX . "user_point_log WHERE `type`=6 AND user_id=" . $GLOBALS['user_info']['id']);
$day = ceil(($time - $befor_repay_time) / 24 / 3600);
//当天数大于等于间隔时间 获得信用
if ($day >= (int) trim(app_conf('REPAY_SUCCESS_DAY'))) {
modify_account(array("point" => trim(app_conf('REPAY_SUCCESS_POINT'))), $GLOBALS['user_info']['id'], "[<a href='" . $deal['url'] . "' target='_blank'>" . $deal['name'] . "</a>],还清借款", 6);
}
}
//用户回款
/**
* 获取某一期的用户还款列表
* array $deal_info 借款信息
* int $user_id 用户ID 为0代表全部
* int $lkey 第几期 -1 全部
* int $ukey 第几个投标人 -1 全部
* int $true_time 真实还款时间
* int $get_type 0 全部 1代表未还的 2 代表已还的
* int $r_type = 0; 返回类型; 1:只返回一个数组; $result['item']
* string $limit; 查询限制数量; 0,20 $result['count']
*/
$user_loan_list = get_deal_user_load_list($deal, 0, -1, -1, $time, 1, 0, '');
foreach ($user_loan_list as $lllk => $lllv) {
//循环用户
//本金
$user_self_money = 0;
//本息
$user_repay_money = 0;
//违约金
$user_impose_money = 0;
//管理费
$user_manage_money = 0;
//利息管理费
$user_manage_interest_money = 0;
//返佣金
$manage_interest_money_rebate = 0;
//奖励
$user_reward_money = 0;
foreach ($lllv as $kk => $vv) {
//循环期数
$in_user_id = $vv['user_id'];
//判断是否转让了债权
if ((int) $vv['t_user_id'] == 0) {
$loan_user_info['user_name'] = $vv['user_name'];
$loan_user_info['email'] = $vv['email'];
$loan_user_info['mobile'] = $vv['mobile'];
} else {
$in_user_id = $vv['t_user_id'];
$loan_user_info['user_name'] = $vv['t_user_name'];
$loan_user_info['email'] = $vv['t_email'];
$loan_user_info['mobile'] = $vv['t_mobile'];
}
$user_load_data = array();
$user_load_data['true_repay_time'] = $time;
$user_load_data['true_repay_date'] = to_date($time);
$user_load_data['is_site_repay'] = 0;
$user_load_data['status'] = 0;
if ($k_repay_key == $vv['l_key']) {
$loadinfo['deal']['rate'] = $deal['rate'];
$loadinfo['deal']['loantype'] = $deal['loantype'];
$loadinfo['deal']['repay_time'] = $deal['repay_time'];
$loadinfo['deal']['borrow_amount'] = $vv['money'];
$loadinfo['deal']['repay_start_time'] = $deal['repay_start_time'];
$loadinfo['deal']['month_manage_money'] = $vv['manage_money'];
$loadinfo['deal']['manage_interest_money'] = $vv['manage_interest_money'];
$deal = get_user_load_fee($in_user_id, 0, $deal);
$loadinfo['deal']['user_loan_interest_manage_fee'] = $deal['user_loan_interest_manage_fee'];
$rebate_rs = get_rebate_fee($in_user_id, "invest");
$loadinfo['deal']['rebate'] = $rebate_rs['rebate'];
$loadinfo['deal']['manage_interest_money_rebate'] = $vv['manage_interest_money_rebate'];
$loadinfo['deal']['month_repay_money'] = $vv['month_repay_money'];
$loadinfo['deal']['compensate_fee'] = $deal['compensate_fee'];
if ($deal['repay_time_type'] == 1) {
$loadinfo['deal']['all_manage_money'] = $vv['manage_money'];
} else {
$loadinfo['deal']['all_manage_money'] = $vv['manage_money'] * $deal['repay_time'];
}
$loadinfo['deal']['repay_time_type'] = $deal['repay_time_type'];
$user_load_rs = inrepay_repay($loadinfo, $has_repay_count);
$user_load_data['true_repay_money'] = $user_load_rs['true_repay_money'];
$user_load_data['true_self_money'] = $user_load_rs['true_self_money'];
$user_load_data['impose_money'] = $user_load_rs['impose_money'];
$user_load_data['true_interest_money'] = $user_load_rs['true_repay_money'] - $user_load_rs['true_self_money'];
$user_load_data['true_manage_money'] = $user_load_rs['true_manage_money'];
$user_load_data['true_manage_interest_money'] = $user_load_rs['true_manage_interest_money'];
$user_load_data['true_manage_interest_money_rebate'] = $user_load_rs['true_manage_interest_money_rebate'];
$user_load_data['true_repay_manage_money'] = $true_manage_money / count($user_loan_list);
$user_load_data['true_reward_money'] = 0;
if ((int) $vv['is_winning'] == 1 && (int) $vv['income_type'] == 2 && (double) $vv['income_value'] != 0) {
$user_load_data['true_reward_money'] = $user_load_data['true_interest_money'] * (double) $vv['income_value'] * 0.01;
}
$user_self_money = $user_load_data['true_self_money'];
$user_repay_money = $user_load_data['true_repay_money'];
$user_impose_money = $user_load_data['impose_money'];
$user_manage_money = $user_load_data['true_manage_money'];
$user_manage_interest_money = $user_load_data['true_manage_interest_money'];
$manage_interest_money_rebate = $user_load_data['true_manage_interest_money_rebate'];
$user_reward_money = $user_load_data['true_reward_money'];
}
$user_load_data['has_repay'] = 1;
$GLOBALS['db']->autoExecute(DB_PREFIX . "deal_load_repay", $user_load_data, "UPDATE", "id=" . $vv['id']);
//普通会员邀请返利
get_referrals($vv['id']);
}
if ($user_repay_money > 0 || $user_impose_money > 0 || $user_manage_money > 0 || $user_manage_interest_money > 0 || $user_reward_money > 0) {
$all_repay_money = number_format($GLOBALS['db']->getOne("SELECT (sum(repay_money)-sum(self_money) + sum(impose_money)) as shouyi FROM " . DB_PREFIX . "deal_load_repay WHERE has_repay = 1 and deal_id=" . $v['deal_id'] . " AND user_id=" . $v['user_id']), 2);
$all_impose_money = number_format($GLOBALS['db']->getOne("SELECT sum(impose_money) FROM " . DB_PREFIX . "deal_load_repay WHERE has_repay = 1 and deal_id=" . $v['deal_id'] . " AND user_id=" . $v['user_id']), 2);
//$content = "您好，您在".app_conf("SHOP_TITLE")."的投标 “<a href=\"".$deal['url']."\">".$deal['name']."</a>”提前还款,";
//$content .= "本次投标共获得收益:".$all_repay_money."元,其中违约金为:".$all_impose_money."元,本次投标已回款完毕！";
//更新用户账户资金记录
modify_account(array("money" => $user_repay_money), $in_user_id, "[<a href='" . $deal['url'] . "' target='_blank'>" . $deal['name'] . "</a>],回报本息", 5);
modify_account(array("money" => $user_impose_money), $in_user_id, "[<a href='" . $deal['url'] . "' target='_blank'>" . $deal['name'] . "</a>],提前回收违约金", 7);
if ($user_manage_money > 0) {
modify_account(array("money" => -$user_manage_money), $in_user_id, "[<a href='" . $deal['url'] . "' target='_blank'>" . $deal['name'] . "</a>],投标管理费", 20);
}
if ($user_reward_money > 0) {
modify_account(array("money" => -$user_reward_money), $in_user_id, "[<a href='" . $deal['url'] . "' target='_blank'>" . $deal['name'] . "</a>],投标奖励", 28);
}
modify_account(array("money" => -$user_manage_interest_money), $in_user_id, "[<a href='" . $deal['url'] . "' target='_blank'>" . $deal['name'] . "</a>],投标利息管理费", 20);
//投资者返佣金
if ($manage_interest_money_rebate) {
/*ok*/
$reback_memo = "借款“<a href'" . $deal['url'] . "'>" . $deal["name"] . "</a>”,投资者" . $loan_user_info["user_name"] . "，第" . (intval($k_repay_key) + 1) . "期,提前还款";
reback_rebate_money($in_user_id, $manage_interest_money_rebate, "invest", $reback_memo);
}
$msg_conf = get_user_msg_conf($in_user_id);
//短信通知
if (app_conf("SMS_ON") == 1 && app_conf('SMS_REPAY_TOUSER_ON') == 1) {
$tmpl = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "msg_template where name = 'TPL_DEAL_LOAD_REPAY_SMS'", false);
$tmpl_content = $tmpl['content'];
$notice['user_name'] = $loan_user_info['user_name'];
$notice['deal_name'] = $deal['sub_name'];
$notice['deal_url'] = $deal['url'];
$notice['site_name'] = app_conf("SHOP_TITLE");
$notice['repay_money'] = $vv['month_repay_money'] + $vv['impose_money'];
$notice['all_repay_money'] = $all_repay_money;
$notice['impose_money'] = $all_impose_money;
$GLOBALS['tmpl']->assign("notice", $notice);
$sms_content = $GLOBALS['tmpl']->fetch("str:" . $tmpl_content);
$msg_data['dest'] = $loan_user_info['mobile'];
$msg_data['send_type'] = 0;
$msg_data['title'] = $msg_data['content'] = addslashes($sms_content);
$msg_data['send_time'] = 0;
$msg_data['is_send'] = 0;
$msg_data['create_time'] = $time;
$msg_data['user_id'] = $in_user_id;
$msg_data['is_html'] = 0;
$GLOBALS['db']->autoExecute(DB_PREFIX . "deal_msg_list", $msg_data);
//插入
}
//站内信
$notices['shop_title'] = app_conf("SHOP_TITLE");
$notices['url'] = "“<a href=\"" . $deal['url'] . "\">" . $deal['name'] . "</a>”";
$notices['repay_money'] = $all_repay_money;
$notices['impose_money'] = $all_impose_money;
$tmpl_contents = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "msg_template where name = 'TPL_REPAY_MONEY_TQTB'", false);
$GLOBALS['tmpl']->assign("notice", $notices);
$content = $GLOBALS['tmpl']->fetch("str:" . $tmpl_contents['content']);
if ($msg_conf['sms_bidrepaid'] == 1) {
send_user_msg("", $content, 0, $in_user_id, $time, 0, true, 9);
}
//邮件
if ($msg_conf['mail_bidrepaid'] == 1 && app_conf('MAIL_ON') == 1) {
$tmpl = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "msg_template where name = 'TPL_DEAL_LOAD_REPAY_EMAIL'", false);
$tmpl_content = $tmpl['content'];
$notice['user_name'] = $loan_user_info['user_name'];
$notice['deal_name'] = $deal['sub_name'];
$notice['deal_url'] = $deal['url'];
$notice['site_name'] = app_conf("SHOP_TITLE");
$notice['site_url'] = SITE_DOMAIN . APP_ROOT;
$notice['help_url'] = SITE_DOMAIN . url("index", "helpcenter");
$notice['msg_cof_setting_url'] = SITE_DOMAIN . url("index", "uc_msg#setting");
$notice['repay_money'] = $vv['month_repay_money'] + $vv['impose_money'];
$notice['all_repay_money'] = $all_repay_money;
$notice['impose_money'] = $all_impose_money;
$GLOBALS['tmpl']->assign("notice", $notice);
$msg = $GLOBALS['tmpl']->fetch("str:" . $tmpl_content);
$msg_data['dest'] = $loan_user_info['email'];
$msg_data['send_type'] = 1;
$msg_data['title'] = "“" . $deal['name'] . "”回款通知";
$msg_data['content'] = addslashes($msg);
$msg_data['send_time'] = 0;
$msg_data['is_send'] = 0;
$msg_data['create_time'] = $time;
$msg_data['user_id'] = $in_user_id;
$msg_data['is_html'] = $tmpl['is_html'];
$GLOBALS['db']->autoExecute(DB_PREFIX . "deal_msg_list", $msg_data);
//插入
}
}
}
/*
$content = "您好，您在".app_conf("SHOP_TITLE")."的借款 “<a href=\"".$deal['url']."\">".$deal['name']."</a>”成功提前还款".number_format($true_total_repay_money,2)."元，";
$content .= "其中违约金为:".number_format($impose_money,2)."元,本笔借款已还款完毕！";
*/
$notices['shop_title'] = app_conf("SHOP_TITLE");
$notices['url'] = "“<a href=\"" . $deal['url'] . "\">" . $deal['name'] . "</a>”";
$notices['repay_money'] = number_format($true_total_repay_money, 2);
$notices['impose_money'] = number_format($impose_money, 2);
$tmpl_contents = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "msg_template where name = 'TPL_REPAY_MONEY_TQJK'", false);
$GLOBALS['tmpl']->assign("notice", $notices);
$content = $GLOBALS['tmpl']->fetch("str:" . $tmpl_contents['content']);
//站内信
send_user_msg("", $content, 0, $GLOBALS['user_info']['id'], $time, 0, true, 8);
//短信通知
if (app_conf("SMS_ON") == 1 && app_conf('SMS_SEND_REPAY') == 1) {
//$sms_content = "尊敬的".app_conf("SHOP_TITLE")."用户".$GLOBALS['user_info']['user_name']."，您成功提前还款".number_format($true_total_repay_money,2)."元，其中违约金为:".number_format($impose_money,2)."元,感谢您的关注和支持。【".app_conf("SHOP_TITLE")."】";
$tmpl = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "msg_template where name = 'TPL_SMS_REPAY_SUCCESS_MSG'", false);
$tmpl_content = $tmpl['content'];
$notice['user_name'] = $GLOBALS['user_info']['user_name'];
$notice['deal_name'] = $deal['sub_name'];
$notice['site_name'] = app_conf("SHOP_TITLE");
$notice['index'] = $has_repay_count + 1;
$notice['status'] = "成功提前";
$notice['all_money'] = number_format($true_total_repay_money, 2);
$notice['repay_money'] = number_format($true_repay_money, 2);
$notice['impose_money'] = number_format($impose_money, 2);
$notice['manage_money'] = number_format($true_manage_money, 2);
$notice['manage_impose_money'] = 0;
$GLOBALS['tmpl']->assign("notice", $notice);
$msg = $GLOBALS['tmpl']->fetch("str:" . $tmpl_content);
$msg_data['dest'] = $GLOBALS['user_info']['mobile'];
$msg_data['send_type'] = 0;
$msg_data['title'] = "提前还款短信通知";
$msg_data['content'] = $msg;
$msg_data['send_time'] = 0;
$msg_data['is_send'] = 0;
$msg_data['create_time'] = $time;
$msg_data['user_id'] = $GLOBALS['user_info']['id'];
$msg_data['is_html'] = 0;
$GLOBALS['db']->autoExecute(DB_PREFIX . "deal_msg_list", $msg_data);
//插入
}
$GLOBALS['db']->query("UPDATE " . DB_PREFIX . "generation_repay_submit SET `memo`='因还款失效',`status`=2 WHERE deal_id=" . $deal['id']);
//VIP升级 -提前还款
$type = 1;
$type_info = 4;
$resultdate = syn_user_vip($GLOBALS['user_info']['id'], $type, $type_info);
syn_deal_status($id);
sys_user_status($GLOBALS['user_info']['id'], false, true);
syn_transfer_status(0, $id);
$root["status"] = 1;
//0:出错;1:正确;
$root["show_err"] = "操作成功!";
return $root;
}
/**
* 满标放款
* $type 0 普通 1代表 第三方
* $is_loan 0 不返款， 1 返款
*/
function do_loans($id, $repay_start_time, $type = 0)
{
$return = array("status" => 0, "info" => "");
if ($id == 0) {
$return['info'] = "放款失败，借款不存在";
return $return;
}
require_once APP_ROOT_PATH . "app/Lib/deal.php";
$deal_info = get_deal($id);
if (!$deal_info) {
$return['info'] = "放款失败，借款不存在";
return $return;
}
if (!in_array($deal_info['deal_status'], array(2, 4, 5))) {
$return['info'] = "放款失败，借款不是满标状态";
return $return;
}
if ($type == 0) {
$loan_data['repay_start_time'] = $repay_start_time == '' ? 0 : to_timespan(to_date(to_timespan($repay_start_time), "Y-m-d"), "Y-m-d");
} else {
$loan_data['repay_start_time'] = $repay_start_time;
}
if ($loan_data['repay_start_time'] == 0) {
$return['info'] = "放款失败，时间没选择";
return $return;
}
if ($type == 0 && $deal_info['ips_bill_no'] != "") {
$return['status'] = 2;
$return['info'] = "";
$return['jump'] = APP_ROOT . "/index.php?ctl=collocation&act=Transfer&pTransferType=1&deal_id=" . $id . "&ref_data=" . $loan_data['repay_start_time'];
return $return;
}
if ($loan_data['repay_start_time'] > 0) {
$deal_info['next_repay_time'] = $loan_data['next_repay_time'] = next_replay_month($loan_data['repay_start_time']);
}
$deal_info['deal_status'] = $loan_data['deal_status'] = 4;
$deal_info['is_has_loans'] = $loan_data['is_has_loans'] = 1;
$loan_data['repay_start_date'] = to_date($loan_data['repay_start_time'], "Y-m-d");
//放款给用户
$GLOBALS['db']->autoExecute(DB_PREFIX . "deal", $loan_data, "UPDATE", "id=" . $id . " AND is_has_loans=0 ");
$deal_info['repay_start_time'] = $loan_data['repay_start_time'];
if ($GLOBALS['db']->affected_rows() > 0) {
format_deal_item($deal_info);
require_once APP_ROOT_PATH . "system/libs/user.php";
if ($type == 0) {
modify_account(array("money" => $deal_info['borrow_amount']), $deal_info['user_id'], "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],招标成功", 3);
//扣除服务费
$services_fee = $deal_info['borrow_amount'] * floatval(trim($deal_info['services_fee'])) / 100;
modify_account(array("money" => -$services_fee), $deal_info['user_id'], "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],服务费", 14);
}
//积分
if ($deal_info['score'] != 0) {
modify_account(array("score" => $deal_info['score']), $deal_info['user_id'], "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],招标成功", 3);
}
$load_list = $GLOBALS['db']->getAll("SELECT id,user_id,`money`,`is_old_loan`,`rebate_money`,`bid_score`,`is_winning`,`income_type`,`income_value` FROM " . DB_PREFIX . "deal_load where deal_id=" . $id . " and is_rebate = 0 ");
foreach ($load_list as $lk => $lv) {
//扣除冻结资金
if ($type == 0) {
$GLOBALS['db']->query("UPDATE " . DB_PREFIX . "deal_load SET is_has_loans =1 WHERE id=" . $lv['id'] . " AND is_has_loans = 0 AND user_id=" . $lv['user_id']);
if ($GLOBALS['db']->affected_rows()) {
if ($lv['is_old_loan'] == 0) {
modify_account(array("lock_money" => -$lv['money']), $lv['user_id'], "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],投标成功", 2);
}
}
}
//返利给用户
if (floatval($lv["rebate_money"]) != 0 || intval($lv["bid_score"]) != 0) {
$GLOBALS['db']->query("UPDATE " . DB_PREFIX . "deal_load SET is_rebate =1 WHERE id=" . $lv['id'] . " AND is_rebate = 0 AND user_id=" . $lv['user_id']);
if ($GLOBALS['db']->affected_rows()) {
//返利
if (floatval($lv["rebate_money"]) != 0) {
modify_account(array("money" => $lv['rebate_money']), $lv['user_id'], "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],投资返利", 24);
}
//积分
if (intval($lv["bid_score"]) != 0) {
modify_account(array("score" => $lv['bid_score']), $lv['user_id'], "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],投资返积分", 2);
}
//VIP奖励
if (((int) $lv['income_type'] == 1 || (int) $lv['income_type'] == 2 || (int) $lv['income_type'] == 3 || (int) $lv['income_type'] == 4) && $lv['is_winning'] == 1) {
$user_msg_conf = get_user_msg_conf($lv['user_id']);
//发放奖励
if ($lv['income_type'] == 1) {
//红包记录 增加用户金额与不可提现金额
$red_envelope_date['user_id'] = $lv['user_id'];
$red_envelope_date['deal_id'] = $id;
$red_envelope_date['load_id'] = $lv['id'];
$red_envelope_date['reward_name'] = "投标收益奖励";
$red_envelope_date['gift_type'] = 1;
$redmoney = $GLOBALS['db']->getOne("SELECT money FROM " . DB_PREFIX . "vip_red_envelope WHERE id='" . (int) $lv['income_value'] . "'");
$red_envelope_date['gift_value'] = $redmoney;
$red_envelope_date['status'] = 1;
$red_envelope_date['generation_date'] = to_date(TIME_UTC, "Y-m-d");
$red_envelope_date['release_date'] = to_date(TIME_UTC, "Y-m-d");
$is_send_mail = $user_msg_conf['mail_redenvelope'];
$is_send_sms = $user_msg_conf['sms_redenvelope'];
$TPL_MAIL_NAME = "TPL_MAIL_RED_ENVELOPE";
$TPL_SMS_NAME = "TPL_SMS_RED_ENVELOPE";
$gift_value = $redmoney;
if ($redmoney != 0 && $redmoney != "") {
$GLOBALS['db']->autoExecute(DB_PREFIX . "gift_record", $red_envelope_date);
//插入
modify_account(array('money' => $redmoney, 'nmc_amount' => $redmoney), $lv['user_id'], "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],的投标收益奖励 红包现金", 28);
}
} elseif ($lv['income_type'] == 2) {
//收益率
$rate_date['user_id'] = $lv['user_id'];
$rate_date['deal_id'] = $id;
$rate_date['load_id'] = $lv['id'];
$rate_date['reward_name'] = "投标收益奖励";
$rate_date['gift_type'] = 2;
$loadinfo = $GLOBALS['db']->getRow("SELECT * FROM " . DB_PREFIX . "deal_load_repay WHERE load_id='" . $lv['id'] . "'");
$interest_money = $loadinfo['repay_money'] - $loadinfo['self_money'];
$gift_value = $interest_money * (double) $lv['income_value'] * 0.01;
$rate_date['reward_money'] = $gift_value;
$rate_date['gift_value'] = $lv['income_value'];
$rate_date['status'] = 1;
$rate_date['generation_date'] = to_date(TIME_UTC, "Y-m-d");
$rate_date['release_date'] = to_date(TIME_UTC, "Y-m-d");
$GLOBALS['db']->autoExecute(DB_PREFIX . "gift_record", $rate_date);
//插入
} elseif ($lv['income_type'] == 3) {
//积分
$score = (int) $lv['income_value'];
$score_date['user_id'] = $lv['user_id'];
$score_date['deal_id'] = $id;
$score_date['load_id'] = $lv['id'];
$score_date['reward_name'] = "投标收益奖励";
$score_date['gift_type'] = 3;
$score_date['gift_value'] = (int) $lv['income_value'];
$score_date['status'] = 1;
$score_date['generation_date'] = to_date(TIME_UTC, "Y-m-d");
$score_date['release_date'] = to_date(TIME_UTC, "Y-m-d");
$GLOBALS['db']->autoExecute(DB_PREFIX . "gift_record", $score_date);
//插入
$is_send_mail = $user_msg_conf['mail_integral'];
$is_send_sms = $user_msg_conf['sms_integral'];
$TPL_MAIL_NAME = "TPL_MAIL_INTEGRAL";
$TPL_SMS_NAME = "TPL_SMS_INTEGRAL";
$gift_value = (int) $lv['income_value'];
if ($score != 0) {
modify_account(array("score" => $score), $lv['user_id'], "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],的投标收益奖励 积分", 28);
}
} elseif ($lv['income_type'] == 4) {
//礼品记录
$gift_date['user_id'] = $lv['user_id'];
$gift_date['deal_id'] = $id;
$gift_date['load_id'] = $lv['id'];
$gift_date['reward_name'] = "投标收益奖励";
$gift_date['gift_type'] = 4;
$gift_date['gift_value'] = (int) $lv['income_value'];
$gift_date['status'] = 1;
$gift_date['generation_date'] = to_date(TIME_UTC, "Y-m-d");
$gift_date['release_date'] = to_date(TIME_UTC, "Y-m-d");
$GLOBALS['db']->autoExecute(DB_PREFIX . "gift_record", $gift_date);
//插入
$is_send_mail = $user_msg_conf['mail_gift'];
$is_send_sms = $user_msg_conf['sms_gift'];
$TPL_MAIL_NAME = "TPL_MAIL_GIFT";
$TPL_SMS_NAME = "TPL_SMS_GIFT";
$gift_value = $GLOBALS['db']->getOne("select name from " . DB_PREFIX . "vip_gift where id = " . $gift_date['gift_value']);
}
$user_info = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "user where id = " . $lv['user_id']);
$deal_name = $GLOBALS['db']->getOne("select name from " . DB_PREFIX . "deal where id = " . $id);
//邮件
if ($is_send_mail == 1 && app_conf("MAIL_ON") == 1) {
$tmpl = $GLOBALS['db']->getRowCached("select * from " . DB_PREFIX . "msg_template where name = '" . $TPL_MAIL_NAME . "'");
$tmpl_content = $tmpl['content'];
$notice['user_name'] = $user_info['user_name'];
$notice['deal_name'] = $deal_name;
$notice['release_date'] = to_date(TIME_UTC, "Y-m-d");
$notice['site_name'] = app_conf("SHOP_TITLE");
$notice['gift_value'] = $gift_value;
$GLOBALS['tmpl']->assign("notice", $notice);
$msg = $GLOBALS['tmpl']->fetch("str:" . $tmpl_content);
$msg_data['dest'] = $user_info['email'];
$msg_data['send_type'] = 1;
$msg_data['title'] = "投标奖励邮件通知";
$msg_data['content'] = addslashes($msg);
$msg_data['send_time'] = 0;
$msg_data['is_send'] = 0;
$msg_data['create_time'] = TIME_UTC;
$msg_data['user_id'] = $user_info['id'];
$msg_data['is_html'] = $tmpl['is_html'];
$GLOBALS['db']->autoExecute(DB_PREFIX . "deal_msg_list", $msg_data);
//插入
}
//短信
if ($is_send_sms == 1 && app_conf("SMS_ON") == 1) {
$tmpl = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "msg_template where name = '" . $TPL_SMS_NAME . "'");
$tmpl_content = $tmpl['content'];
$notice['user_name'] = $user_info['user_name'];
$notice['deal_name'] = $deal_name;
$notice['release_date'] = to_date(TIME_UTC, "Y-m-d");
$notice['site_name'] = app_conf("SHOP_TITLE");
$notice['gift_value'] = $gift_value;
$GLOBALS['tmpl']->assign("notice", $notice);
$msg = $GLOBALS['tmpl']->fetch("str:" . $tmpl_content);
$msg_data['dest'] = $user_info['mobile'];
$msg_data['send_type'] = 0;
$msg_data['title'] = "投标奖励短信通知";
$msg_data['content'] = addslashes($msg);
$msg_data['send_time'] = 0;
$msg_data['is_send'] = 0;
$msg_data['create_time'] = TIME_UTC;
$msg_data['user_id'] = $user_info['id'];
$msg_data['is_html'] = $tmpl['is_html'];
$GLOBALS['db']->autoExecute(DB_PREFIX . "deal_msg_list", $msg_data);
//插入
}
}
}
}
}
//$GLOBALS['db']->autoExecute(DB_PREFIX."deal_load",array("is_has_loans"=>1),"UPDATE","deal_id=".$id);
make_repay_plan($deal_info);
//发借款成功邮件
send_deal_success_mail_sms($id, $deal_info);
//发借款成功站内信
send_deal_success_site_sms($id, $deal_info);
$return['status'] = 1;
$return['info'] = "放款成功";
return $return;
} else {
$return['info'] = "放款失败";
return $return;
}
}
<?php
require '../system/common.php';
require '../app/Lib/deal.php';
require '../app/Lib/common.php';
//获取还款中的标
$page = intval($_REQUEST['p']);
if ($page == 0) {
$page = 1;
}
$limit = ($page - 1) * app_conf("DEAL_PAGE_SIZE") . "," . app_conf("DEAL_PAGE_SIZE");
$id = intval($_REQUEST['id']);
if ($id > 0) {
$extW = " id=" . $id;
} else {
$extW = " deal_status = 4 ";
}
$result = get_deal_list($limit, 0, $extW);
foreach ($result['list'] as $k => $v) {
make_repay_plan($v);
}
$pages_all = ceil($result['count'] / app_conf("DEAL_PAGE_SIZE"));
if ($page < $pages_all) {
app_redirect("update.php?p=" . ($page + 1));
} else {
echo "数据更新完成";
}