function find_winner($userid)
{
    global $db, $ir;
    $pscore = calc_playerscore($userid);
    $dscore = calc_dealerscore($userid);
    if ($pscore == $dscore) {
        return -1;
        //push
    }
    if ($pscore > $dscore && $pscore <= 21) {
        if ($pscore == 21) {
            return 2;
            //blackjack, 3 to 2 payout
        } else {
            return 1;
            //no blackjack, 1 to 1 payout
        }
    }
    if ($dscore > 21) {
        return 1;
        //1 to 1 payout
    }
}
                     } else {
                         $wtxt = "You lost to the dealer!";
                         $winamt = 0;
                     }
                 }
             }
             print "<div id=\"finaltext\" style=\"visibility:hidden\">{$wtxt} <br /><b>\$" . number_format($winamt) . "</b> was added to your wallet!<br /><br /></div>";
             $db->query("DELETE FROM blackjack WHERE userid='{$userid}'");
             print "<form method=post action='blackjack.php?act=deal'><input type=hidden name=betamount value={$oldbet}>\n\t\t\t<input type=submit id='end1' disabled=true value='New Game Same Bet'></form>\n\t\t\t&nbsp;&nbsp;<form method=post action='blackjack.php'><input type=submit id='end2' disabled=true value='New Game Change Bet'></form>";
         }
     } else {
         print $error;
     }
 } else {
     if ($_GET['act'] == 'stand') {
         $playerhas = calc_playerscore($userid);
         if ($playerhas > 21) {
             $error = "You went bust.";
             $db->query("DELETE FROM blackjack WHERE userid='{$userid}'");
         }
         if (!$playingbj) {
             $error = "You do not have an active blackjack game. Begin a new one <a href=blackjack.php>HERE</a>.";
         }
         if (!$error) {
             print "You bet: <b>\$" . number_format($bb['betAmount']) . "</b>.<br /><br />";
             dealer_play($userid);
             $dscore = calc_dealerscore($userid);
             $cards = show_cards($userid, 2);
             print "<button name='dealersbutton' id='dealersbutton' onClick=\"rotateImage('dealer1')\">Click to begin dealer's turn</button><br />";
             print "{$cards}<br />";
             $win = find_winner($userid);