/**
* Look up and return an agent's details.
* Also sets the current agent properties.
*
* @param mixed $agentSchemeNumber
* @return Model_Core_Agent
* @throws Zend_Exception
*/
public function getAgent($agentSchemeNumber = null)
{
if (!is_null($agentSchemeNumber)) {
$this->_agentSchemeNumber = $agentSchemeNumber;
}
if (!is_null($this->_agentSchemeNumber)) {
// Get basic agent information
$this->_agentObject = $this->_agentDatasource->getAgent($this->_agentSchemeNumber);
if (!is_null($this->_agentObject)) {
// Get agent e-mail addresses
$this->_agentObject->email = $this->_agentEmailAddressDatasource->getEmailAddresses($this->_agentSchemeNumber);
}
}
if (!is_null($this->_agentObject)) {
return $this->_agentObject;
}
throw new Zend_Exception('Get agent failed');
}
/**
* Retrieves the specified Reference.
*
* @param mixed $referenceId
* The unique Reference identifier. May be the IRN (internal refno) or the ERN (external
* refno).
*
* @return mixed
* The Reference details, encapsulated in a Model_Referencing_Reference object,
* or null if the Reference cannot be found.
*/
public function getEnquiry($referenceId)
{
$enquiryRow = $this->_getEnquiryRow($referenceId);
if (empty($enquiryRow)) {
Application_Core_Logger::log(get_class() . '::' . __FUNCTION__ . ':Unable to find Enquiry.');
$returnVal = null;
} else {
//Populate the details into a Customer object.
$reference = new Model_Referencing_Reference();
$reference->internalId = $enquiryRow->ID;
$reference->externalId = $enquiryRow->RefNo;
$reference->declarationVersion = $enquiryRow->declaration_version;
$productDatasource = new Datasource_ReferencingLegacy_Product();
$product = $productDatasource->getProductByID($enquiryRow->ProductID);
if (!empty($product)) {
$reference->productSelection = new Model_Referencing_ProductSelection();
$reference->productSelection->referenceId = $enquiryRow->ID;
$reference->productSelection->product = $product;
switch ($enquiryRow->PolicyLength) {
case 0:
$reference->productSelection->duration = 0;
break;
case 6:
$reference->productSelection->duration = 6;
break;
case 12:
$reference->productSelection->duration = 12;
break;
default:
$reference->productSelection->duration = 0;
}
}
$progressDatasource = new Datasource_ReferencingLegacy_Progress();
$reference->progress = $progressDatasource->getByEnquiry($enquiryRow->RefNo);
$propertyLeaseDatasource = new Datasource_ReferencingLegacy_PropertyLease();
$reference->propertyLease = $propertyLeaseDatasource->getPropertyLease($enquiryRow->proprefno, $enquiryRow->RefNo);
$referenceSubjectDatasource = new Datasource_ReferencingLegacy_ReferenceSubject();
$reference->referenceSubject = $referenceSubjectDatasource->getReferenceSubject($enquiryRow->TenantID, $enquiryRow->RefNo);
//Build the reference status.
$referenceStatus = new Model_Referencing_ReferenceStatus();
$referenceStatus->referenceId = $enquiryRow->ID;
if ($enquiryRow->nochange == 'cancelled') {
$referenceStatus->state = Model_Referencing_ReferenceStates::CANCELLED;
} else {
$progressManager = new Manager_Referencing_Progress();
$progressItem = $progressManager->findSpecificProgressItem($reference->progress, Model_Referencing_ProgressItemVariables::FINAL_REPORT_BUILT);
if ($progressItem == null || $progressItem->itemState == Model_Referencing_ProgressItemStates::INCOMPLETE) {
$referenceStatus->state = Model_Referencing_ReferenceStates::INPROGRESS;
} else {
if (strcasecmp("Incomplete - Awaiting further information", $enquiryRow->conclusion) == 0) {
$referenceStatus->state = Model_Referencing_ReferenceStates::INCOMPLETE;
$referenceStatus->reasonForState = Model_Referencing_ReferenceStateReasons::AWAITING_FURTHER_INFORMATION;
} else {
if (strcasecmp("Incomplete - Awaiting Completion of Tenant", $enquiryRow->conclusion) == 0) {
$referenceStatus->state = Model_Referencing_ReferenceStates::INCOMPLETE;
$referenceStatus->reasonForState = Model_Referencing_ReferenceStateReasons::AWAITING_TENANT_COMPLETION;
} else {
$referenceStatus->state = Model_Referencing_ReferenceStates::COMPLETE;
}
}
}
}
$reference->status = $referenceStatus;
//Build the reference decision
if ($enquiryRow->conclusion == '' || preg_match("/incomplete/i", $enquiryRow->conclusion)) {
$reference->decision = null;
} else {
$decision = new Model_Referencing_Decision();
$decision->referenceId = $enquiryRow->ID;
if (preg_match("/not acceptable/i", $enquiryRow->conclusion)) {
$decision->decision = Model_Referencing_Decisions::NOT_ACCEPTABLE;
$decision->decisionReasons = '';
//TO DO HERE
} else {
$decision->decision = Model_Referencing_Decisions::ACCEPTABLE;
//Add caveats, if applicable
$caveats = array();
if (preg_match("/guarantor/i", $enquiryRow->conclusion)) {
$decisionCaveat = new Model_Referencing_DecisionCaveat();
$decisionCaveat->caveat = Model_Referencing_DecisionCaveats::WITH_GUARANTOR;
//Identify the caveat reasons.
$decisionCaveat->caveatReason = null;
$caveats[] = $decisionCaveat;
}
if (preg_match("/condition/i", $enquiryRow->conclusion)) {
$decisionCaveat = new Model_Referencing_DecisionCaveat();
$decisionCaveat->caveat = Model_Referencing_DecisionCaveats::WITH_CONDITION;
//Identify the caveat reasons.
$decisionCaveat->caveatReason = null;
$caveats[] = $decisionCaveat;
}
if (!empty($caveats)) {
//Attach the array of caveat(s) to the Decision object.
$decision->caveats = $caveats;
}
}
//Attach the Decision object to the Reference object.
$reference->decision = $decision;
}
/*
$reference->termsAgreedBy = $enquiryRow->termsagreedby;
*/
if ($enquiryRow->termsagreedby == 'Tenant') {
$reference->completionMethod = Model_Referencing_ReferenceCompletionMethods::TWO_STEP;
} else {
$reference->completionMethod = Model_Referencing_ReferenceCompletionMethods::ONE_STEP;
}
//Set the customer details. If the agent is HomeLet Direct, then the customer is a PLL.
$agentDatasource = new Datasource_Core_Agents();
$lettingAgent = $agentDatasource->getAgent($enquiryRow->AgentID);
$params = Zend_Registry::get('params');
if ($lettingAgent->agentSchemeNumber != $params->homelet->defaultAgent) {
$reference->customer = new Model_Referencing_CustomerMap();
$reference->customer->customerType = Model_Referencing_CustomerTypes::AGENT;
$reference->customer->customerId = $lettingAgent->agentSchemeNumber;
$reference->customer->legacyCustomerId = null;
} else {
$reference->customer = new Model_Referencing_CustomerMap();
$reference->customer->customerType = Model_Referencing_CustomerTypes::LANDLORD;
if ($enquiryRow->landrefno != 0) {
$reference->customer->legacyCustomerId = $enquiryRow->landrefno;
}
}
$returnVal = $reference;
}
return $returnVal;
}
/**
* Sends an initial notification to the reference subject (tenant or guarantor).
*
* The initital notification sent to the reference subject advises them that their
* reference is on the system and they can track it.
*
* @param mixed $enquiryId
* The unique Enquiry identifier (internal or external). May be integer or string.
*
* @return boolean
* Returns true on succesful sending of the notification, false otherwise.
*/
public function sendTatInvitation()
{
//Get the general parameters.
$params = Zend_Registry::get('params');
$metaData = array();
$emailFromName = $params->tat->email->fromname;
$emailFrom = $params->tat->email->from;
$emailSubject = $params->tat->email->subject;
$metaData['tatUrl'] = $params->url->tenantsTrackApplicationFromEmail;
$metaData['homeLetUrl'] = $params->homelet->domain . '/';
// Ensure enquiry ID given out is an internal one
$metaData['tenantIrn'] = $this->_reference->internalId;
//Set the destination email address.
$referenceSubjectContact = $this->_reference->referenceSubject->contactDetails;
if (!empty($referenceSubjectContact->email1)) {
$emailTo = $referenceSubjectContact->email1;
} else {
if (!empty($referenceSubjectContact->email2)) {
$emailTo = $referenceSubjectContact->email2;
} else {
return false;
}
}
//Set the reference subject name into the email body.
$referenceSubjectName = $this->_reference->referenceSubject->name;
$referenceSubjectNameString = $referenceSubjectName->firstName . ' ' . $referenceSubjectName->lastName;
$metaData['tenantName'] = $referenceSubjectNameString;
//Set the property address into the email body.
$propertyAddress = $this->_reference->propertyLease->address;
$propertyAddressString = '';
$propertyAddressString .= $propertyAddress->addressLine1 != '' ? "{$propertyAddress->addressLine1}\n" : '';
$propertyAddressString .= $propertyAddress->addressLine2 != '' ? "{$propertyAddress->addressLine2}\n" : '';
$propertyAddressString .= $propertyAddress->town != '' ? "{$propertyAddress->town}\n" : '';
$propertyAddressString .= $propertyAddress->postCode != '' ? "{$propertyAddress->postCode}\n" : '';
$metaData['propertyAddress'] = nl2br(substr($propertyAddressString, 0, -1));
$metaData['propertyAddressTxt'] = $propertyAddressString;
//Put the letting agent name and ASN into the email body.
if ($this->_reference->customer->customerType == Model_Referencing_CustomerTypes::LANDLORD) {
$agentId = $params->homelet->defaultAgent;
} else {
$agentId = $this->_reference->customer->customerId;
}
$agentDatasource = new Datasource_Core_Agents();
$lettingAgent = $agentDatasource->getAgent($agentId);
$lettingAgentNameString = $lettingAgent->name;
$metaData['lettingAgentName'] = $lettingAgentNameString;
$metaData['lettingAgentAsn'] = $lettingAgent->agentSchemeNumber;
//Prepare the email.
$emailer = new Application_Core_Mail();
$emailer->setTo($emailTo, $emailFromName);
$emailer->setFrom($emailFrom, $emailFromName);
$emailer->setSubject($emailSubject);
$emailer->applyTemplate('tenants_tatInvitation', $metaData, false, '/email-branding/homelet/generic-with-signature-footer.phtml');
$emailer->applyTextTemplate('tenants_tatInvitationTxt', $metaData, false, '/email-branding/homelet/generic-with-signature-footer-txt.phtml');
//Send, update and return
$success = $emailer->send();
if ($success) {
//Update the notification log.
$tatInvitationDatasource = new Datasource_Referencing_TatInvitation();
$tatInvitationDatasource->insertInvitation($this->_reference->externalId);
$returnVal = true;
} else {
$returnVal = false;
}
return $returnVal;
}
/**
* Calculate quicker for this quote and return them - used by the ajax on the fly
*
* @return array Array of premiums
*/
public function calculateQuickPremiums()
{
$dsi = 0;
$annualContentsCover = 0;
$annualBuildingCover = 0;
$contentsRates = array();
$buildingRates = array();
$annualEmergencyAssistance = 0;
$annualRentGuarantee = 0;
$annualLegalExpensesCover = 0;
$dsiValues = array();
// Check to see if this quote has any products - if not we don't need to do anything :)
if ($this->productCount() > 0) {
// First we need the postcode for our property
$propertiesDatasource = new Datasource_Insurance_Quote_Properties();
$properties = $propertiesDatasource->getByQuoteID($this->_quoteModel->ID);
$postcode = $properties[0]['postcode'];
// Check to see if we have an agents Rate ID
$agentsRateID = 0;
$agentsDatasource = new Datasource_Core_Agents();
$agent = $agentsDatasource->getAgent($this->getAgentSchemeNumber());
// If this agent has an active valid rate ID we can use it
if (isset($agent->agentsRateID)) {
if ($agent->agentsRateID == 5 || $agent->agentsRateID == 11) {
$agentsRateID = $agent->agentsRateID;
}
}
// Get the risk areas for LI+
// Then we need to get the LI+ risk areas for this postcode
$riskAreasDatasource = new Datasource_Insurance_LandlordsPlus_RiskAreas();
$riskAreas = $riskAreasDatasource->getByPostcode($postcode);
// Calculate the discounts/loadings to be applied based on the quote meta data
$loadings = $this->_calculateLoadings();
// ** BUILDINGS COVER PREMIUMS ** //
if ($this->hasProduct(self::BUILDING_COVER)) {
$productMeta = $this->getProductMeta(self::BUILDING_COVER);
$dsiValues = $this->_calculateDSI($postcode);
$dsi = $dsiValues['rebuildValue'];
// If we don't have a DSI - use the manually entered rebuild value
if (isset($productMeta['rebuild_value']) && $productMeta['rebuild_value'] > 0) {
$dsi = $productMeta['rebuild_value'];
}
if ($dsi > 0) {
// and we need to get the rates for Buildings insurance
$ratesDatasource = new Datasource_Insurance_LandlordsPlus_BuildingCover_Rates();
$buildingRates = $ratesDatasource->getByProperty($riskAreas['buildingsAreaID'], $productMeta['build_year'], $this->getStartDate());
// now we can calculate the premiums based on the DSI Value and the rates
$grossRate = $buildingRates['gross'];
$netRate = $buildingRates['net'];
if (isset($productMeta['accidental_damage']) && $productMeta['accidental_damage'] == 'yes') {
$grossRate = $grossRate + $buildingRates['grossAccidentalDamage'];
$netRate = $netRate + $buildingRates['netAccidentalDamage'];
}
$grossRate = $grossRate * $loadings['buildingMultiplier'];
$netRate = $netRate * $loadings['buildingMultiplier'];
// Check to see if the property needs flood loadings applying
$endorsements = $this->getEndorsements();
// See if the property is in a flood area with optional endorsement
// If the endorsement is mandatory we don't charge extra - we just exclude the cover
if ($endorsements['floodArea'] == true && $endorsements['floodOptional'] == true) {
// Check to see if the customer has opted out of the flood cover
$properties = $this->getProperties();
if ($properties[0]['exclude_flood_cover'] == 1) {
} else {
$annualBFlood = $buildingRates['grossFlood'] * ($dsi / 1000);
$netBFlood = $buildingRates['netFlood'] * ($dsi / 1000);
$grossRate = $grossRate + $buildingRates['grossFlood'];
$netRate = $netRate + $buildingRates['netFlood'];
}
}
$buildingRates['grossAfterLoadings'] = $grossRate;
$buildingRates['netAfterLoadings'] = $netRate;
$annualBuildingCover = $grossRate * ($dsi / 1000);
} else {
// We don't have a DSI and no rebuild value has been entered... oops!!
// Todo: panic!!
return '';
}
}
// ** UNFURNISHED CONTENTS COVER ** //
if ($this->hasProduct(self::UNFURNISHED_CONTENTS_COVER)) {
if ($agentsRateID != 0) {
$annualContentsCover = 60;
} else {
$annualContentsCover = 72;
}
}
// ** FURNISHED CONTENTS COVER ** //
if ($this->hasProduct(self::CONTENTS_COVER)) {
$productMeta = $this->getProductMeta(self::CONTENTS_COVER);
$ratesDatasource = new Datasource_Insurance_LandlordsPlus_ContentsCover_Rates();
$contentsRates = $ratesDatasource->getByProperty($riskAreas['contentsAreaID'], $this->getStartDate());
if (isset($productMeta['accidental_damage']) && $productMeta['accidental_damage'] == 'yes') {
$annualContentsCover = ($contentsRates['gross'] + $contentsRates['grossAccidentalDamage']) * $loadings['contentsMultiplier'] * ($productMeta['cover_amount'] / 1000);
} else {
$annualContentsCover = $contentsRates['gross'] * $loadings['contentsMultiplier'] * ($productMeta['cover_amount'] / 1000);
}
// Check to see if the property needs flood loadings applying
$endorsements = $this->getEndorsements();
// See if the property is in a flood area with optional endorsement
// If the endorsement is mandatory we don't charge extra - we just exclude the cover
if ($endorsements['floodArea'] == true && $endorsements['floodOptional'] == true) {
// Todo: Check to see if the customer has opted out of the flood cover
$annualCFlood = $contentsRates['grossFlood'] * ($productMeta['cover_amount'] / 1000);
$grossRate = $grossRate + $contentsRates['grossFlood'];
$annualContentsCover += $annualCFlood;
}
}
// ** EMERGENCY ASSISTANCE & BOILER AND HEATING COVER** //
if ($this->hasProduct(self::EMERGENCY_ASSISTANCE) && (!$this->hasProduct(self::BUILDING_COVER) && !$this->hasProduct(self::CONTENTS_COVER))) {
// Stand-alone emergency assistance
if ($agentsRateID != 0) {
$annualEmergencyAssistance = 90;
} else {
$annualEmergencyAssistance = 120;
}
} elseif ($this->hasProduct(self::BUILDING_COVER) || $this->hasProduct(self::CONTENTS_COVER)) {
// Free emergency assistance included with buildings cover
if ($this->hasProduct(self::BOILER_HEATING)) {
$annualEmergencyAssistance = 60;
}
if ($this->hasProduct(self::BUILDING_COVER)) {
$annualBuildingCover += 6.5;
} else {
$annualContentsCover += 6.5;
}
}
// ** RENT GUARANTEE ** //
if ($this->hasProduct(self::RENT_GUARANTEE)) {
$productMeta = $this->getProductMeta(self::RENT_GUARANTEE);
$annualRentGuarantee = $productMeta['monthly_rent'] * 0.36;
}
// ** LEGAL EXPENSES ** //
if ($this->hasProduct(self::LEGAL_EXPENSES)) {
if ($this->hasProduct(self::RENT_GUARANTEE)) {
// Free Legal Expenses cover as part of Rent Guarantee
$annualLegalExpensesCover = 0;
} else {
// Stand alone Legal Expenses cover
$annualLegalExpensesCover = 114;
}
}
if ($this->hasProduct(self::BUILDING_COVER)) {
$dsiValues = $this->_calculateDSI($postcode);
$calculatedDSI = $dsiValues['rebuildValue'];
} else {
$calculatedDSI = 0;
}
$premiums = array('calculatedDSIValue' => (double) $calculatedDSI, 'rebuildValue' => $dsi > 0 ? (double) $dsi : 0, 'grossAnnualBuildingCover' => (double) number_format($annualBuildingCover, 2, '.', ''), 'grossAnnualContentsCover' => (double) number_format($annualContentsCover, 2, '.', ''), 'grossAnnualEmergencyAssistance' => (double) number_format($annualEmergencyAssistance, 2, '.', ''), 'grossAnnualRentGuarantee' => (double) number_format($annualRentGuarantee, 2, '.', ''), 'grossAnnualLegalExpensesCover' => (double) number_format($annualLegalExpensesCover, 2, '.', ''));
$premiums['totalGrossAnnualPremium'] = round($annualBuildingCover + $annualContentsCover + $annualEmergencyAssistance + $annualRentGuarantee + $annualLegalExpensesCover, 2);
$premiums['totalGrossMonthlyPremium'] = round($premiums['totalGrossAnnualPremium'] / 12, 2);
// Get IPT percentage
$propertiesDatasource = new Datasource_Insurance_Quote_Properties();
$properties = $propertiesDatasource->getByQuoteID($this->_quoteModel->ID);
$postcode = $properties[0]['postcode'];
$taxDatasource = new Datasource_Core_Tax();
$tax = $taxDatasource->getTaxbyTypeAndPostcode('ipt', $postcode);
$ipt = 1 + $tax['rate'] / 100;
$premiums['totalGrossAnnualIPT'] = round($premiums['totalGrossAnnualPremium'] * $ipt - $premiums['totalGrossAnnualPremium'], 2);
$premiums['totalGrossMonthlyIPT'] = round($premiums['totalGrossMonthlyPremium'] * $ipt - $premiums['totalGrossMonthlyPremium'], 2);
return $premiums;
} else {
return '';
}
}
/**
* Helper function to populate the zend form elements with database data
*
* @param Zend_Form $pageForm form definition for this step
* @param int $stepNum current step number
*
* @return void
*/
private function _formStepCommonPopulate($pageForm, $stepNum)
{
$this->view->stepNum = $stepNum;
$this->view->stepMax = $this->_stepMax;
// Check to see if the user is trying to skip ahead in the quote
$pageSession = new Zend_Session_Namespace('landlords_insurance_quote');
$tooFarAhead = false;
if ((!isset($pageSession->completed) || is_null($pageSession->completed)) && $stepNum != 1) {
$tooFarAhead = true;
$lastCompleted = 1;
} elseif ($stepNum > 1) {
// Check to see if any pages previous to the one the user's trying to get to are incomplete
$tooFarAhead = false;
for ($i = 1; $i < $stepNum; $i++) {
if (!isset($pageSession->completed[$i]) || !$pageSession->completed[$i]) {
$tooFarAhead = true;
$lastCompleted = $i;
break;
}
}
}
if ($tooFarAhead) {
// Drop user onto page that needs completing
$this->_helper->redirector->gotoUrl('/landlords/insurance-quote/step' . $lastCompleted);
return false;
}
if ($stepNum > 1) {
// Before we do ANYTHING we need to check to see if the email address entered matches a customer record
// we already have - if it does we need to ask them to login before they proceed.
$customerReferenceNumber = $this->_customerReferenceNumber;
$customerManager = new Manager_Core_Customer();
$legacyCustomer = $customerManager->getCustomer(Model_Core_Customer::LEGACY_IDENTIFIER, $customerReferenceNumber);
$emailAddress = $legacyCustomer->getEmailAddress();
$customer = $customerManager->getCustomerByEmailAddress($emailAddress);
if ($customer) {
// There is already a customer entry for this email address - so we need to see if they are logged in
// if not we need to force them to login
$auth = Zend_Auth::getInstance();
$auth->setStorage(new Zend_Auth_Storage_Session('homelet_customer'));
if ($auth->hasIdentity()) {
$loggedInEmail = $auth->getStorage()->read()->email_address;
if ($loggedInEmail != $customer->getEmailAddress()) {
// They are logged in but not who they should be to do this quote
$this->_helper->redirector->gotoUrl('/account/login?refer=landlords-insurance&step=' . $stepNum);
return false;
}
} else {
// TODO: Check that removing the login redirection will not break other processes
// They aren't logged in and need to
/*$this->_helper->redirector->gotoUrl('/account/login?refer=landlords-insurance&step='. $stepNum);
return false;*/
}
}
}
$formData = array();
// If step 1 and not in session (so producing a quick quote) - we need to pre-populate
// a few bits if the customer is already logged into the site
if ($stepNum == 1 && !isset($pageSession->CustomerRefNo)) {
$auth = Zend_Auth::getInstance();
$auth->setStorage(new Zend_Auth_Storage_Session('homelet_customer'));
if ($auth->hasIdentity()) {
// Customer is logged in and starting a new quote - so we need to pre-populate the customers details from stored details
$customerID = $auth->getStorage()->read()->id;
$customerManager = new Manager_Core_Customer();
$customer = $customerManager->getCustomer(Model_Core_Customer::IDENTIFIER, $customerID);
$formData['title'] = $customer->getTitle();
$formData['first_name'] = $customer->getFirstName();
$formData['last_name'] = $customer->getLastName();
$formData['phone_number'] = $customer->getTelephone(Model_Core_Customer::TELEPHONE1);
$formData['mobile_number'] = $customer->getTelephone(Model_Core_Customer::TELEPHONE2);
$formData['email_address'] = $customer->getEmailAddress();
$formData['date_of_birth_at'] = $customer->getDateOfBirthAt();
$pageForm->populate($formData);
}
}
if (isset($this->_quoteID) && $this->_quoteID > 0) {
$quoteManager = new Manager_Insurance_LandlordsPlus_Quote($this->_quoteID);
$premiums = $quoteManager->calculatePremiums();
if ($premiums != '') {
$this->view->premiums = array('annual' => $premiums['totalGrossAnnualPremium'] + $premiums['totalGrossAnnualIPT'], 'monthly' => $premiums['totalGrossMonthlyPremium'] + $premiums['totalGrossMonthlyIPT']);
$this->view->premiumsFull = $premiums;
}
$fees = $quoteManager->getFees();
$this->view->fees = $fees;
switch ($stepNum) {
case 1:
$customerManager = new Manager_Core_Customer();
$customer = $customerManager->getCustomer(Model_Core_Customer::LEGACY_IDENTIFIER, $quoteManager->getLegacyCustomerReference());
// Populate the customer details
$titleOptions = LandlordsInsuranceQuote_Form_Subforms_PersonalDetails::$titles;
if (in_array($customer->getTitle(), $titleOptions)) {
$formData['title'] = $customer->getTitle();
} else {
$formData['title'] = "Other";
$formData['other_title'] = $customer->getTitle();
}
$formData['first_name'] = $customer->getFirstName();
$formData['last_name'] = $customer->getLastName();
$formData['phone_number'] = $customer->getTelephone(Model_Core_Customer::TELEPHONE1);
$formData['mobile_number'] = $customer->getTelephone(Model_Core_Customer::TELEPHONE2);
$formData['email_address'] = $customer->getEmailAddress();
$dob = $customer->getDateOfBirthAt();
if (null != $dob && '0000-00-00' != $dob) {
$formData['date_of_birth_at'] = Application_Core_Utilities::mysqlDateToUk($dob);
}
// Populate the correspondence address details
$formData['cor_address_line1'] = $customer->getAddressLine(Model_Core_Customer::ADDRESSLINE1);
$formData['cor_address_line2'] = $customer->getAddressLine(Model_Core_Customer::ADDRESSLINE2);
$formData['cor_address_line3'] = $customer->getAddressLine(Model_Core_Customer::ADDRESSLINE3);
$formData['cor_address_postcode'] = $customer->getPostcode();
$formData['country'] = $customer->getCountry();
// Populate the insured property address details
$properties = $quoteManager->getProperties();
if (count($properties) > 0) {
$formData['ins_address_line1'] = $properties[0]['line_1'];
$formData['ins_address_line2'] = $properties[0]['line_2'];
$formData['ins_address_line3'] = $properties[0]['town'];
$formData['ins_address_postcode'] = $properties[0]['postcode'];
$formData['owned_for'] = $properties[0]['ownership_length_id'];
$formData['no_claims'] = $properties[0]['no_claims_years_id'];
$formData['tenants_type'] = $properties[0]['tenant_type_id'];
$formData['have_letting_agent'] = $quoteManager->getAgentSchemeNumber() != Manager_Core_Agent::filterAsn($quoteManager->getAgentSchemeNumber()) ? 'yes' : 'no';
$formData['through_letting_agent'] = $properties[0]['letting_agent_managed'] ? 'yes' : 'no';
// Check to see if this postcode is in a flood risk area - if it is then populate the exclude flood cover data
// Populating this will also cause the question to be shown on the front end
$landlordsRiskAreas = new Datasource_Insurance_LandlordsPlus_RiskAreas();
$riskAreas = $landlordsRiskAreas->getByPostcode($properties[0]['postcode']);
if ($riskAreas['floodArea'] == '600') {
$formData['exclude_flood_cover'] = $properties[0]['exclude_flood_cover'] ? 'no' : 'yes';
// Backwards true/false stuff - I'm sooo sorry :(
}
}
// Populate agent details if one has been chosen
$agentSchemeNumber = Manager_Core_Agent::filterAsn($quoteManager->getAgentSchemeNumber());
$defaultASN = $this->_params->homelet->defaultAgent;
if ($formData['have_letting_agent'] == 'yes') {
$agents = new Datasource_Core_Agents();
$agent = $agents->getAgent($agentSchemeNumber);
$formData['letting_agent_name'] = $agent->name;
$formData['letting_agent_town'] = $agent->town;
$formData['letting_agent_asn'] = $agent->agentSchemeNumber;
// Fix for Redmine Ref. #10511:
$agentDropdown = $pageForm->subform_lettingagent->letting_agent;
$agentDropdown->setMultiOptions(array($agent->agentSchemeNumber => $agent->name . ', ' . $agent->town));
$formData['letting_agent'] = $agent->agentSchemeNumber;
}
// Load the policy start date
$startDate = $quoteManager->getStartDate();
if ($startDate != '' && $startDate != '0000-00-00') {
$formData['policy_start'] = substr($startDate, 8, 2) . '/' . substr($startDate, 5, 2) . '/' . substr($startDate, 0, 4);
}
// If step1 has been marked complete - we can assume they said yes to the IDD question
$pageSession = new Zend_Session_Namespace('landlords_insurance_quote');
if (isset($pageSession->completed[$stepNum]) && $pageSession->completed[$stepNum] == true) {
$formData['idd'] = true;
}
// Data Protection section
$customerReferenceNumber = $customer->getIdentifier(Model_Core_Customer::LEGACY_IDENTIFIER);
$dpaManager = new Manager_Core_DataProtection();
$dpaItems = $dpaManager->getItems($customerReferenceNumber, Model_Core_DataProtection_ItemEntityTypes::INSURANCE);
foreach ($dpaItems as $currentItem) {
switch ($currentItem->constraintTypeId) {
case Model_Core_DataProtection_ItemConstraintTypes::MARKETING_BY_PHONEANDPOST:
if ($currentItem->isAllowed) {
$formData['dpa_phone_post'] = 0;
} else {
$formData['dpa_phone_post'] = 1;
}
break;
case Model_Core_DataProtection_ItemConstraintTypes::MARKETING_BY_SMSANDEMAIL:
if ($currentItem->isAllowed) {
$formData['dpa_sms_email'] = 0;
// For Redmine Ref #8003, "Updated marketing preference questions on online quotes"
} else {
$formData['dpa_sms_email'] = 1;
// For Redmine Ref #8003, "Updated marketing preference questions on online quotes"
}
break;
case Model_Core_DataProtection_ItemConstraintTypes::MARKETING_BY_THIRDPARTY:
if ($currentItem->isAllowed) {
$formData['dpa_resale'] = 1;
} else {
$formData['dpa_resale'] = 0;
}
break;
}
}
case 2:
// If step2 has been marked complete - we can assume they said no to the questions unless
// they've been set in the quote manager
if (isset($pageSession->completed[$stepNum]) && $pageSession->completed[$stepNum] == true) {
$formData['need_building_insurance'] = 'no';
$formData['need_contents_insurance'] = 'no';
}
if ($quoteManager->hasProduct(Manager_Insurance_LandlordsPlus_Quote::BUILDING_COVER)) {
$formData['need_building_insurance'] = 'yes';
$productMeta = $quoteManager->getProductMeta(Manager_Insurance_LandlordsPlus_Quote::BUILDING_COVER);
$formData['building_built'] = $productMeta['build_year'];
$formData['building_bedrooms'] = $productMeta['bedroom_quantity'];
$formData['building_type'] = $productMeta['building_type'];
$formData['building_insurance_excess'] = $productMeta['excess'];
$formData['building_accidental_damage'] = $productMeta['accidental_damage'];
$quote = $quoteManager->getModel();
if ((int) $productMeta['rebuild_value'] > 0) {
// There's a manually entered rebuild value - need to work out if it is because they
// chose £500k+ - or if it's because we don't have a dsi
$premiums = $quoteManager->calculatePremiums();
if ($premiums['calculatedDSIValue'] > 0) {
$formData['override_dsi'] = 1;
}
$formData['building_value'] = $productMeta['rebuild_value'];
}
}
if ($quoteManager->hasProduct(Manager_Insurance_LandlordsPlus_Quote::CONTENTS_COVER) || $quoteManager->hasProduct(Manager_Insurance_LandlordsPlus_Quote::UNFURNISHED_CONTENTS_COVER)) {
$formData['need_contents_insurance'] = 'yes';
if ($quoteManager->hasProduct(Manager_Insurance_LandlordsPlus_Quote::CONTENTS_COVER)) {
$formData['property_furnished'] = 'yes';
$productMeta = $quoteManager->getProductMeta(Manager_Insurance_LandlordsPlus_Quote::CONTENTS_COVER);
$formData['contents_amount'] = $productMeta['cover_amount'];
$formData['contents_excess'] = $productMeta['excess'];
$formData['contents_accidental_damage'] = $productMeta['accidental_damage'];
} else {
$formData['property_furnished'] = 'no';
}
}
break;
case 3:
if (isset($pageSession->completed[$stepNum]) && $pageSession->completed[$stepNum] == true) {
$formData['need_emergency_assistance'] = 'no';
$formData['need_prestige_rent_guarantee'] = 'no';
$formData['need_legal_expenses'] = 'no';
$formData['need_boiler_heating'] = 'no';
}
// If we have contents/buildings cover then EAS is already included for free so we can hide the form
if ($quoteManager->hasProduct(Manager_Insurance_LandlordsPlus_Quote::BUILDING_COVER) || $quoteManager->hasProduct(Manager_Insurance_LandlordsPlus_Quote::CONTENTS_COVER)) {
// Change the subforms view script to one that just says it's already included for free
// yeah yeah.. this aint pretty :(
$emergencyAssistanceForm = $pageForm->getSubForm('subform_emergencyassistance');
$emergencyAssistanceForm->setDecorators(array(array('ViewScript', array('viewScript' => 'subforms/emergency-assistance-free.phtml'))));
if ($quoteManager->hasProduct(Manager_Insurance_LandlordsPlus_Quote::BOILER_HEATING)) {
$formData['need_boiler_heating'] = 'yes';
}
} else {
// We can allow stand-alone EAS - so we hide the boiler and heating section
// yes... this is waaay too complex... I know :(
$pageForm->removeSubForm('subform_boilerheating');
if ($quoteManager->hasProduct(Manager_Insurance_LandlordsPlus_Quote::EMERGENCY_ASSISTANCE)) {
$formData['need_emergency_assistance'] = 'yes';
}
}
if ($quoteManager->hasProduct(Manager_Insurance_LandlordsPlus_Quote::RENT_GUARANTEE)) {
$formData['need_prestige_rent_guarantee'] = 'yes';
$productMeta = $quoteManager->getProductMeta(Manager_Insurance_LandlordsPlus_Quote::RENT_GUARANTEE);
$formData['rent_amount'] = $productMeta['monthly_rent'];
} elseif ($quoteManager->hasProduct(Manager_Insurance_LandlordsPlus_Quote::LEGAL_EXPENSES)) {
$formData['need_legal_expenses'] = 'yes';
}
break;
case 4:
if (isset($pageSession->completed[$stepNum]) && $pageSession->completed[$stepNum] == true) {
// Load underwriting answers from the database as they've already been answered
$answersManager = new Manager_Insurance_Answers();
$quote = $quoteManager->getModel();
$policyNumber = $quote->legacyID;
$customerReferenceNumber = $quote->legacyCustomerID;
$answers = $answersManager->getUnderwritingAnswers($policyNumber);
foreach ($answers as $answer) {
switch ($answer->getQuestionNumber()) {
case '53':
$formData['declaration1'] = $answer->getAnswer();
break;
case '54':
$formData['declaration2'] = $answer->getAnswer();
break;
case '55':
$formData['declaration2b'] = $answer->getAnswer();
break;
case '56':
$formData['declaration2c'] = $answer->getAnswer();
break;
case '57':
$formData['declaration2d'] = $answer->getAnswer();
break;
case '58':
$formData['declaration3'] = $answer->getAnswer();
break;
case '59':
$formData['declaration4'] = $answer->getAnswer();
break;
case '60':
$formData['declaration6'] = $answer->getAnswer();
break;
case '61':
$formData['declaration7'] = $answer->getAnswer();
break;
case '62':
$formData['declaration8'] = $answer->getAnswer();
break;
case '63':
$formData['declaration9'] = $answer->getAnswer();
break;
case '64':
$formData['declaration10'] = $answer->getAnswer();
break;
}
}
// Also need to see if they said yes or no to bank interest on the propery…
$bankInterestManager = new Manager_Insurance_LegacyBankInterest();
$bankInterestArray = $bankInterestManager->getAllInterests($policyNumber, $customerReferenceNumber);
$model = array();
if (!empty($bankInterestArray)) {
$formData['declaration11'] = 'yes';
} else {
$formData['declaration11'] = 'no';
}
// They must have agreed to the declaration or they wouldn't have been able to continue
$formData['declaration_confirmation'] = 'yes';
}
break;
case 5:
// Payment Selection section
if (isset($pageSession->paymentSelectionDetails) && is_array($pageSession->paymentSelectionDetails)) {
$formData = $pageSession->paymentSelectionDetails;
}
break;
}
}
$pageForm->populate($formData);
return true;
}
