public function applyForLoan(Borrower $borrower, $data)
{
$exchangeRate = ExchangeRateQuery::create()->findCurrent($borrower->getCountry()->getCurrency());
$data['currencyCode'] = $borrower->getCountry()->getCurrencyCode();
$loanCategory = CategoryQuery::create()->findOneById($data['categoryId']);
$data['nativeAmount'] = $data['amount'];
// TODO
$data['amount'] = Converter::toUSD(Money::create($data['nativeAmount'], $data['currencyCode']), $exchangeRate)->getAmount();
$loan = Loan::createFromData($data);
$loan->setCategory($loanCategory)->setBorrower($borrower)->setStatus(Loan::OPEN);
PropelDB::transaction(function ($con) use($loan) {
$loan->save($con);
$this->changeLoanStage($con, $loan, null, Loan::OPEN);
});
$this->borrowerMailer->sendLoanConfirmation($borrower, $loan);
// TODO send mail to lenders
$this->addToLoanIndex($loan);
}
public function minimumAmount()
{
$amountUsd = Money::create(Setting::get('loan.minimumAmount'));
$amount = Converter::fromUSD($amountUsd, $this->currency, $this->exchangeRate);
return $amount->floor();
}
