protected function formatVantage(LoanApplication $application)
{
$site = $application->getSite();
$a = new \stdClass();
$coBorrowers = $application->getCoBorrower();
$borrower = $application->getBorrower();
$a->isCurrentlyEmployed = False;
$a->coIsCurrentlyEmployed = False;
$a->firstName = $borrower->getFirstName();
$a->lastName = $borrower->getLastName();
$a->address1 = $borrower->getLocation()->getLocation()->getAddress1();
$a->address2 = $borrower->getLocation()->getLocation()->getAddress2();
$a->city = $borrower->getLocation()->getLocation()->getCity();
$a->state = $borrower->getLocation()->getLocation()->getState()->getAbbreviation();
$a->zipcode = $borrower->getLocation()->getLocation()->getZipcode();
$a->email = $borrower->getEmail();
$a->phoneHome = $borrower->getPhoneHome();
$a->phoneCell = $borrower->getPhoneMobile();
$a->ssn = $borrower->getSsn();
$a->dependants = $borrower->getDependentsNumber();
$a->dependantsAges = $borrower->getDependentsAges();
$a->yearsOfResidence = $borrower->getLocation()->getYearsAtLocation();
$a->monthsOfResidence = $borrower->getLocation()->getMonthsAtLocation();
$a->isRenting = !$borrower->getLocation()->getOwnResidence();
$a->hasCoborrower = !$coBorrowers->isEmpty();
$a->yearsOfSchool = $borrower->getYearsOfSchool();
switch ($borrower->getMaritalStatus()) {
case '0':
$a->maritalStatus = 3;
break;
case '1':
$a->maritalStatus = 1;
break;
case '2':
$a->maritalStatus = 4;
break;
default:
$a->maritalStatus = 0;
}
foreach ($borrower->getEmployment() as $job) {
if ($job->getEndDate()->add(new \DateInterval('P1D')) >= $application->getCreated() && $application->getBorrower()->getEmployed()) {
$a->isCurrentlyEmployed = True;
$job->setCurrent(True);
$a->employer = $job->getEmployerName();
$a->employerPhone = $job->getEmployerPhone();
$a->employerAddress1 = $job->getLocation()->getAddress1();
$a->employerAddress2 = $job->getLocation()->getAddress2();
$a->employerCity = $job->getLocation()->getCity();
$a->employerState = $job->getLocation()->getState()->getAbbreviation();
$a->employerZipCode = $job->getLocation()->getZipcode();
$a->employmentYearsOnJob = $job->getTimeAtJob()->years;
$a->employmentMonthsOnJob = $job->getTimeAtJob()->months;
$a->employmentTitle = $job->getTitle();
} else {
$job->setCurrent(False);
}
}
foreach ($coBorrowers as $coBorrower) {
$a->coFirstName = $coBorrower->getFirstName();
$a->coLastName = $coBorrower->getLastName();
$a->coAddress1 = $coBorrower->getLocation()->getLocation()->getAddress1();
$a->coAddress2 = $coBorrower->getLocation()->getLocation()->getAddress2();
$a->coCity = $coBorrower->getLocation()->getLocation()->getCity();
$a->coState = $coBorrower->getLocation()->getLocation()->getstate()->getAbbreviation();
$a->coZip = $coBorrower->getLocation()->getLocation()->getZipcode();
$a->coPhoneHome = $coBorrower->getPhoneHome();
$a->coPhoneCell = $coBorrower->getPhoneMobile();
$a->coSSN = $coBorrower->getSsn();
$a->coEmail = $coBorrower->getEmail();
$a->coDependants = $coBorrower->getDependentsNumber();
$a->coDependantsAges = $coBorrower->getDependentsAges();
$a->coYearsOfResidence = $coBorrower->getLocation()->getYearsAtLocation();
$a->coMonthsOfResidence = $coBorrower->getLocation()->getMonthsAtLocation();
$a->coIsRenting = !$coBorrower->getLocation()->getOwnResidence();
foreach ($coBorrower->getEmployment() as $job) {
if ($job->getEndDate()->add(new \DateInterval('P1D')) >= $application->getCreated() && $application->getBorrower()->getEmployed()) {
$a->coIsCurrentlyEmployed = True;
$job->setCurrent(True);
$a->CoEmployer = $job->getEmployerName();
$a->CoEmployerPhone = $job->getEmployerPhone();
$a->CoEmployerAddress1 = $job->getLocation()->getAddress1();
$a->CoEmployerAddress2 = $job->getLocation()->getAddress2();
$a->CoEmployerCity = $job->getLocation()->getCity();
$a->CoEmployerState = $job->getLocation()->getState()->getAbbreviation();
$a->CoEmployerZipCode = $job->getLocation()->getZipcode();
$a->CoEmploymentYearsOnJob = $job->getTimeAtJob()->years;
$a->CoEmploymentMonthsOnJob = $job->getTimeAtJob()->months;
$a->CoEmploymentTitle = $job->getTitle();
} else {
$job->setCurrent(False);
}
}
switch ($coBorrower->getMaritalStatus()) {
case '0':
$a->coMaritalStatus = 3;
break;
case '1':
$a->coMaritalStatus = 1;
break;
case '2':
$a->coMaritalStatus = 4;
break;
default:
$a->coMaritalStatus = 0;
}
}
$a->loanAmount = $application->getLoanAmount();
$a->propertyMarketValue = $application->getSalePrice();
$a->propertyAddress1 = $application->getPropertyLocation()->getAddress1();
$a->propertyAddress2 = $application->getPropertyLocation()->getAddress2();
$a->propertyCity = $application->getPropertyLocation()->getCity();
$a->propertyState = $application->getPropertyLocation()->getState()->getAbbreviation();
$a->propertyZipCode = $application->getPropertyLocation()->getZipcode();
$a->realEstateBrokerPhone = $application->getRealtorPhone();
$a->propertyUse = $application->getResidencyType() + 1;
$a->vendorLeadPrice = '$5.00';
$a->vendorLeadId = $application->getId();
$a->vendorId = $site->getSettings()->getLos()->getUsername();
$a->vendorPassword = $site->getSettings()->getLos()->getPassword();
$a->orgId = $site->getSettings()->getLos()->getLicenseKey();
$a->customerIp = $ip = getenv('HTTP_CLIENT_IP') ?: getenv('HTTP_X_FORWARDED_FOR') ?: getenv('HTTP_X_FORWARDED') ?: getenv('HTTP_FORWARDED_FOR') ?: getenv('HTTP_FORWARDED') ?: getenv('REMOTE_ADDR');
$a->vendorWebProperty = $site->getPrimaryDomain()->getDomain();
$a->vendorCampaign = $site->getSettings()->getLos()->getSettings();
return $a;
}
/**
* @param $dataIn
* @param \Sudoux\MortgageBundle\Entity\LoanApplication $application
* @param int $source
* @return \Sudoux\MortgageBundle\Entity\LoanApplication
* @author Eric Haynes
*/
public function convertToLoanApp($dataIn, LoanApplication $application = null, $source = 4)
{
$xml = simplexml_load_string($dataIn);
$json = json_encode($xml);
$destinyData = json_decode($json, TRUE);
if (!isset($application)) {
$application = new LoanApplication();
$application->setLastStepCompleted(6);
$application->setHasRealtor(false);
//add section to grab realtor info if in xml
$application->setNumUnits(1);
$application->setSource($source);
$housingExpense = new ExpenseHousing();
$application->setExpenseHousing($housingExpense);
}
$application->setStatus(6);
// loan-info
//
////////////////////////////////
$loanAmount = $destinyData['loan-info']['@attributes']['base-loan-amount'];
$application->setLoanAmount($this->toFloat($loanAmount));
$loanTerm = $destinyData['loan-info']['@attributes']['loan-term'];
$application->setLoanTerm($this->getLoanTermInYears($loanTerm));
$loanType = $destinyData['loan-info']['@attributes']['loan-purpose'];
$newLoanType = $this->getLoanTypeDestiny($loanType);
$application->setLoanType($newLoanType);
if ($newLoanType == 1) {
$refiPurpose = $destinyData['loan-info']['@attributes']['purpose-of-refinance'];
$application->setRefinancePurpose($this->getLoanRefiPurposeDestiny($refiPurpose));
$refiFirstMortgageAmount = $destinyData['loan-info']['@attributes']['first-mortgage-amount'];
$application->setRefinanceOriginalCost($refiFirstMortgageAmount);
$refiFirstMortgageRate = $destinyData['loan-info']['@attributes']['interest-rate'];
$application->setRefinanceCurrentRate($refiFirstMortgageRate);
$loanProgram = $destinyData['loan-info']['@attributes']['loan-program'];
$application->setRefinanceCurrentLoanType($loanProgram);
}
$residencyType = $destinyData['loan-info']['@attributes']['occupancy-type'];
$application->setResidencyType($this->getResidencyTypeDestiny($residencyType));
$salePrice = $destinyData['loan-info']['@attributes']['sale-price'];
$application->setSalePrice($this->toFloat($salePrice));
// property-info
//
/////////////////////////////////
$propertyLocation = $application->getPropertyLocation();
$propertyAddress = ucwords(strtolower($destinyData['property-info']['@attributes']['street-address']));
$propertyLocation->setAddress1($propertyAddress);
$propertyCity = ucwords(strtolower($destinyData['property-info']['@attributes']['city']));
$propertyLocation->setCity($propertyCity);
//echo $propertyCity; exit;
$propertyState = $destinyData['property-info']['@attributes']['state'];
$propertyStateEntity = $this->em->getRepository('SudouxCmsLocationBundle:State')->findStateByAbbreviation($propertyState);
$propertyLocation->setState($propertyStateEntity);
$propertyZipcode = $destinyData['property-info']['@attributes']['zip'];
$propertyLocation->setZipcode($this->toZipcode($propertyZipcode));
$propertyType = $destinyData['property-info']['@attributes']['property-type-code'];
$application->setPropertyType($this->getPropertyTypeDestiny($propertyType));
// borrower info
//
////////////////////////////////
$marriageStatus = $this->guessMarriedTypeDestiny($destinyData['borrower-info']);
foreach ($destinyData['borrower-info'] as $destinyBorrower) {
if ($destinyBorrower['@attributes']['co-borrower'] == 'false') {
$borrower = $application->getBorrower();
$this->convertDestinyToBorrower($application, $borrower, $destinyBorrower, false);
$borrower->setMaritalStatus($marriageStatus);
} else {
$coBorrowers = $application->getCoBorrower();
$coBorrowerSsn = $destinyBorrower['@attributes']['ssn'];
$coBorrower = null;
if (count($coBorrowers) > 0) {
// check if coborrower exists
foreach ($coBorrowers as $cb) {
$existingSsn = preg_replace("/[^0-9]/", "", $cb->getSsn());
if ($existingSsn == $coBorrowerSsn) {
$coBorrower = $cb;
break;
}
}
}
if (!isset($coBorrower)) {
$coBorrower = new Borrower();
$application->addCoBorrower($coBorrower);
$coBorrower->setSsn($coBorrowerSsn);
}
$this->convertDestinyToBorrower($application, $coBorrower, $destinyBorrower, true);
$coBorrower->setMaritalStatus($marriageStatus);
}
}
// loan status
//
////////////////////////////////
return $application;
}
/**
*
* @param LoanApplication $application
* @param int $milestoneId
* @param int $milestoneGroupId
* @throws \Exception
*/
public function setLoanMilestone(LoanApplication $application, $milestoneId, $milestoneGroupId)
{
try {
$integrationSite = $this->losConnection->getSite();
//print_r('Site ID: '. $integrationSite->getId() . ' | Milestone ID: '. $milestoneId . ' | Milestone Group ID: ' . $milestoneGroupId);
$newMilestone = $this->em->getRepository('SudouxMortgageBundle:LoanMilestone')->findOneMilestoneByLosId($integrationSite, $milestoneId, $milestoneGroupId);
//print_r('Milestone Name: ' . $newMilestone->getName());
if (isset($newMilestone)) {
// check for a change and send to the
$currentMilestone = $application->getMilestone();
if (isset($currentMilestone)) {
$sendNotifications = $application->getSite()->getSettings()->getInheritedSendMilestonesNotifications();
$user = $application->getUser();
if ($currentMilestone->getId() != $newMilestone->getId() && $sendNotifications && isset($user)) {
if ($user->hasRole('ROLE_MEMBER')) {
$email = new Email();
$email->setSubject("Your loan status has been updated");
$email->setMessage(sprintf("Your loan status for %s has been updated to %s.", $application->getPropertyLocation()->getAddress1(), $newMilestone->getName()));
$email->setRecipient($user->getEmail());
$email->setSite($application->getSite());
$application->addEmail($email);
$emailUtil = $this->container->get('sudoux.cms.message.email_util');
$emailUtil->logAndSend($email);
}
}
}
$application->setMilestone($newMilestone);
$application->setMilestoneGroup($newMilestone->getMilestoneGroup());
} else {
$e = new \Exception("Milestone not found for loan " . $application->getId());
$this->logger->crit($e->getMessage());
}
} catch (\Exception $e) {
$this->logger->crit($e->getMessage());
}
}
/**
* @param $fannieMaeData
* @param LoanApplication $application
* @param int $source
* @return LoanApplication
*/
public function convertFannieMaeToLoanApplication($fannieMaeData, LoanApplication $application = null, $source = 0)
{
if (isset($application)) {
// remove data for update
$application->removeAllAssetAccount();
$application->removeAllAssetRealEstate();
// reset housing expense
} else {
$application = new LoanApplication();
$application->setLastStepCompleted(6);
$application->setHasRealtor(false);
$application->setSource($source);
$housingExpense = new ExpenseHousing();
$application->setExpenseHousing($housingExpense);
}
$loanAmount = StringUtil::find($fannieMaeData, "01A", 131, 15);
$application->setLoanAmount($this->toFloat($loanAmount));
$loanTerm = StringUtil::find($fannieMaeData, "01A", 153, 3);
$application->setLoanTerm($this->getLoanTerm($loanTerm));
$loanType = StringUtil::find($fannieMaeData, "02B", 6, 2);
$application->setLoanType($this->getLoanType($loanType));
// refi data
$refinanceYearAquired = StringUtil::find($fannieMaeData, "02D", 4, 4);
$application->setRefinanceYearAquired($this->toInt($refinanceYearAquired));
$refinanceOriginalCost = StringUtil::find($fannieMaeData, "02D", 8, 15);
$application->setRefinanceOriginalCost($this->toFloat($refinanceOriginalCost));
$refinanceExistingLiens = StringUtil::find($fannieMaeData, "02D", 23, 15);
$application->setRefinanceExistingLiens($this->toFloat($refinanceExistingLiens));
$refinancePurpose = StringUtil::find($fannieMaeData, "02D", 68, 2);
$application->setRefinancePurpose($this->getRefinancePurpose($refinancePurpose));
/*$refinancePurpose = StringUtil::find($fannieMaeData, "02D", 68, 2);
$application->setRefinanceCurrentLender($refinanceCurrentLender);
$application->setRefinanceCurrentLoanType($refinanceCurrentLoanType);
$application->setRefinanceCurrentRate($refinanceCurrentRate);*/
$salePrice = StringUtil::find($fannieMaeData, "07A", 4, 15);
$application->setSalePrice($this->toFloat($salePrice));
$numUnits = StringUtil::find($fannieMaeData, "02A", 100, 3);
$application->setNumUnits($this->toInt($numUnits));
$propertyYearBuilt = StringUtil::find($fannieMaeData, "02A", 185, 4);
$application->setPropertyYearBuilt($this->toInt($propertyYearBuilt));
$propertyType = StringUtil::find($fannieMaeData, "LNC", 6, 2);
$application->setPropertyType($this->getPropertyType($propertyType));
$residencyType = StringUtil::find($fannieMaeData, "02B", 88, 1);
$application->setResidencyType($this->getResidencyType($residencyType));
$titleManner = StringUtil::find($fannieMaeData, "02B", 89, 60);
$application->setTitleManner($titleManner);
$titleCompany = StringUtil::find($fannieMaeData, "02C", 4, 60);
$application->setTitleCompany1($titleCompany);
// property_location \Sudoux\Cms\LocationBundle\Entity\Location
$propertyLocation = $application->getPropertyLocation();
$propertyAddress = StringUtil::find($fannieMaeData, "02A", 4, 50);
$propertyLocation->setAddress1($propertyAddress);
$propertyCity = StringUtil::find($fannieMaeData, "02A", 54, 35);
$propertyLocation->setCity($propertyCity);
//echo $propertyCity; exit;
$propertyState = StringUtil::find($fannieMaeData, "02A", 89, 2);
$propertyStateEntity = $this->em->getRepository('SudouxCmsLocationBundle:State')->findStateByAbbreviation($propertyState);
$propertyLocation->setState($propertyStateEntity);
$propertyZipcode = StringUtil::find($fannieMaeData, "02A", 91, 5);
$propertyLocation->setZipcode($this->toZipcode($propertyZipcode));
$propertyUnit = StringUtil::find($fannieMaeData, "02A", 55, 11);
$propertyLocation->setUnit($propertyUnit);
// reset the housing expense
$housingExpense = $application->getExpenseHousing();
if (isset($housingExpense)) {
$housingExpense->reset();
}
$borrower = $application->getBorrower();
$this->convertFannieMaeToBorrower($application, $borrower, $fannieMaeData, array('03A_suffix' => 'BW'));
$fnmCoBorrowers = StringUtil::findLinesStartingWith($fannieMaeData, "03AQZ");
$coBorrowers = $application->getCoBorrower();
foreach ($fnmCoBorrowers as $fnmCoBorrower) {
$coBorrowerSsn = StringUtil::find($fnmCoBorrower, "03AQZ", 6, 9);
$coBorrower = null;
if (count($coBorrowers) > 0) {
// check if coborrower exists
foreach ($coBorrowers as $cb) {
$existingSsn = preg_replace("/[^0-9]/", "", $cb->getSsn());
if ($existingSsn == $coBorrowerSsn) {
$coBorrower = $cb;
break;
}
}
}
if (!isset($coBorrower)) {
$coBorrower = new Borrower();
$application->addCoBorrower($coBorrower);
$coBorrower->setSsn($coBorrowerSsn);
}
$this->convertFannieMaeToBorrower($application, $coBorrower, $fannieMaeData, array('03A_suffix' => 'QZ'));
}
//exit;
return $application;
}
