public function billing(PaymentRepositoryInterface $payments)
{
// Show current balance, monthly usage, payment methods, voucher redemption, and transactions
$creditCards = $payments->all(Auth::User()->id);
$curYear = date('Y');
$validYears = range($curYear, $curYear + 10);
$transactions = Auth::User()->transactions;
return view('settings.billing')->with(compact('creditCards', 'validYears', 'transactions'));
}