public function isValid($postData)
{
// If prestige rent guarantee is added to the quote this form isn't even shown because it's included for free
// so we need to make the choice not required for validation purposes
$pageSession = new Zend_Session_Namespace('landlords_insurance_quote');
if (isset($pageSession->quoteID)) {
$quoteManager = new Manager_Insurance_LandlordsPlus_Quote($pageSession->quoteID);
if ($quoteManager->hasProduct(Manager_Insurance_LandlordsPlus_Quote::RENT_GUARANTEE) || isset($postData['need_prestige_rent_guarantee']) && $postData['need_prestige_rent_guarantee'] == 'yes') {
$this->getElement('need_legal_expenses')->setRequired(false);
}
}
return parent::isValid($postData);
}
public function isValid($postData)
{
// If building cover is added to the quote this form isn't even shown because Emergency Assistance is included for free
// so we need to make the choice not required for validation purposes
$pageSession = new Zend_Session_Namespace('landlords_insurance_quote');
if (isset($pageSession->quoteID)) {
$quoteManager = new Manager_Insurance_LandlordsPlus_Quote($pageSession->quoteID);
if ($quoteManager->hasProduct(Manager_Insurance_LandlordsPlus_Quote::BUILDING_COVER) || $quoteManager->hasProduct(Manager_Insurance_LandlordsPlus_Quote::CONTENTS_COVER)) {
$this->getElement('need_emergency_assistance')->setRequired(false);
}
}
return parent::isValid($postData);
}
public function isValid($postData)
{
// If Emergency Assistance is included for free
// so we need to make the choice not required for validation purposes
$pageSession = new Zend_Session_Namespace('landlords_insurance_quote');
if (isset($pageSession->quoteID)) {
$quoteManager = new Manager_Insurance_LandlordsPlus_Quote($pageSession->quoteID);
if (!$quoteManager->hasProduct(Manager_Insurance_LandlordsPlus_Quote::BUILDING_COVER) && !$quoteManager->hasProduct(Manager_Insurance_LandlordsPlus_Quote::CONTENTS_COVER)) {
$this->getElement('need_boiler_heating')->setRequired(false);
}
}
return parent::isValid($postData);
}
/**
* Overridden isValid() method for pre-validation code
*
* @param array $formData data typically from a POST or GET request
*
* @return bool
*/
public function isValid($formData = array())
{
if (isset($formData['need_building_insurance']) && $formData['need_building_insurance'] == 'yes') {
// User has said they want building insurance so we need to make the extra information mandatory
$this->getElement('building_built')->setRequired(true);
$this->getElement('building_bedrooms')->setRequired(true);
$this->getElement('building_type')->setRequired(true);
$this->getElement('building_insurance_excess')->setRequired(true);
$this->getElement('building_accidental_damage')->setRequired(true);
// If landlord chooses to over-ride the DSI value we need to make sure they enter a manual value in
$this->getElement('override_dsi')->setRequired(true);
if (isset($formData['override_dsi']) && $formData['override_dsi'] == 1) {
$this->getElement('building_value')->setRequired(true);
// Need to add a validator to make sure they enter a value over 500k
$this->getElement('building_value')->clearValidators();
$minValueValidator = new Zend_Validate_GreaterThan(array('min' => 500000));
$minValueValidator->setMessage('Please enter a building value above £500k', Zend_Validate_GreaterThan::NOT_GREATER);
$this->getElement('building_value')->addValidator($minValueValidator);
} else {
$this->getElement('building_value')->setRequired(false);
// They haven't chosen to over-ride but if we don't have a DSI then we still need them to enter one
$pageSession = new Zend_Session_Namespace('landlords_insurance_quote');
if (isset($pageSession->quoteID)) {
$quoteManager = new Manager_Insurance_LandlordsPlus_Quote($pageSession->quoteID);
$dsi = $quoteManager->calculateDSI();
if ($dsi == 0) {
$this->getElement('building_value')->setRequired(true);
// Need to add a validator as minimum value is 50k
$this->getElement('building_value')->clearValidators();
$minValueValidator = new Zend_Validate_GreaterThan(array('min' => 50000));
$minValueValidator->setMessage('Please enter a building value above £50k', Zend_Validate_GreaterThan::NOT_GREATER);
$this->getElement('building_value')->addValidator($minValueValidator);
}
}
}
} else {
$this->getElement('building_built')->setRequired(false);
$this->getElement('building_bedrooms')->setRequired(false);
$this->getElement('building_type')->setRequired(false);
$this->getElement('building_insurance_excess')->setRequired(false);
$this->getElement('building_accidental_damage')->setRequired(false);
}
return parent::isValid($formData);
}
/**
* Overridden isValid() method for pre-validation code
*
* @param array $formData data typically from a POST or GET request
*
* @return bool
*/
public function isValid($formData = array())
{
$pageSession = new Zend_Session_Namespace('landlords_insurance_quote');
$session = new Zend_Session_Namespace('homelet_global');
$agentSchemeNumber = $session->referrer;
// Populate $formData with data from model, if available
if (isset($pageSession->quoteID)) {
$customerData = array();
// Fetch previously stored start date
$quoteManager = new Manager_Insurance_LandlordsPlus_Quote($pageSession->quoteID);
$startDate = $quoteManager->getStartDate();
if ($startDate != '' && $startDate != '0000-00-00') {
$customerData['policy_start'] = substr($startDate, 8, 2) . '/' . substr($startDate, 5, 2) . '/' . substr($startDate, 0, 4);
}
// Pipe into $formData, with any existing $formData content taking precedence
$formData = array_merge($customerData, $formData);
}
// Call original isValid()
return parent::isValid($formData);
}
/**
* Returns the endorsements required by a quote or policy.
*
* This method will identify the endorsements that should be applied to
* the quote or policy identified by $policyNumber. If any endorsements are
* identified, they will be detailed in one or more Model_Insurance_Endorsement
* objects, which will then be returned in an array. If the quote / policy does
* not merit any endorsements, then null will be returned.
*
* @param string $policyNumber
* The quote or policy number.
*
* @return mixed
* Returns an array of Model_Insurance_Endorsement objects,
* or null if no endorsements are applicable.
*
* @todo
* Not yet complete.
*/
public function getEndorsementsRequired($quoteID)
{
//Create a quote object from the $policyNumber
$quoteManager = new Manager_Insurance_LandlordsPlus_Quote($quoteID);
$legacyQuoteId = $quoteManager->getModel()->legacyID;
//Extract the postcode from the policyNumber
$properties = $quoteManager->getProperties();
$postCode = $properties[0]['postcode'];
//Extract the contents cover, if applicable.
if ($quoteManager->hasProduct(Manager_Insurance_LandlordsPlus_Quote::CONTENTS_COVER)) {
$contentsMeta = $quoteManager->getProductMeta(Manager_Insurance_LandlordsPlus_Quote::CONTENTS_COVER);
$contentsCover = $contentsMeta['cover_amount'];
} else {
$contentsCover = 0;
}
$params = Zend_Registry::get('params');
$returnArray = array();
//First check for flood endorsements.
$termsDatasource = new Datasource_Insurance_LandlordsPlus_Terms();
$floodRiskScore = $termsDatasource->getFloodRiskScore($postCode);
if ($floodRiskScore > 0) {
//Mandatory/optional endorsement
$endorsement = new Model_Insurance_Endorsement();
$endorsement->setPolicyNumber($legacyQuoteId);
$endorsementType = new Model_Insurance_EndorsementType();
$endorsementType->setID($params->uw->ed->landlordsp->floodExclusion->id);
$endorsementType->setName($params->uw->ed->landlordsp->floodExclusion->name);
$endorsement->setEndorsementType($endorsementType);
$endorsement->setEffectiveDate(new Zend_Date($quoteManager->getStartDate(), Zend_Date::ISO_8601));
$returnArray[] = $endorsement;
}
//Next check for subsidence endorsements.
$subsidenceRiskScore = $termsDatasource->getSubsidenceRiskScore($postCode);
if ($subsidenceRiskScore > 0) {
//Mandatory endorsement
$endorsement = new Model_Insurance_Endorsement();
$endorsement->setPolicyNumber($legacyQuoteId);
$endorsementType = new Model_Insurance_EndorsementType();
$endorsementType->setID($params->uw->ed->landlordsp->subsidence->id);
$endorsementType->setName($params->uw->ed->landlordsp->subsidence->name);
$endorsement->setEndorsementType($endorsementType);
$endorsement->setEffectiveDate(new Zend_Date($quoteManager->getStartDate(), Zend_Date::ISO_8601));
$returnArray[] = $endorsement;
}
//Next check for minimum standards of security.
if ($contentsCover >= $params->uw->et->landlordsp->mandatory->contents) {
//Mandatory endorsement
$endorsement = new Model_Insurance_Endorsement();
$endorsement->setPolicyNumber($legacyQuoteId);
$endorsementType = new Model_Insurance_EndorsementType();
$endorsementType->setID($params->uw->ed->landlordsp->minStandardProtection->id);
$endorsementType->setName($params->uw->ed->landlordsp->minStandardProtection->name);
$endorsement->setEndorsementType($endorsementType);
$endorsement->setEffectiveDate(new Zend_Date($quoteManager->getStartDate(), Zend_Date::ISO_8601));
$returnArray[] = $endorsement;
}
//Provide a return value consistent with this methods contract.
if (empty($returnArray)) {
$returnVal = null;
} else {
$returnVal = $returnArray;
}
return $returnVal;
}
/**
* Save a new schedule record,
* This function needs various bit of information to create a schedule entry
* @param String $refNo Policy reference number
*/
public function save($refNo, $quote)
{
#$session = new Zend_Session_Namespace('tenants_insurance_quote');
$scheduleObject = new Model_Insurance_Schedule();
// Get the quote data
# $quote = new Manager_Insurance_TenantsContentsPlus_Quote($refNo);
// Get policy start date
list($year, $month, $day) = explode("-", date("Y-m-d", strtotime($quote->getStartDate())));
// This is the month the policy is incepted, there will be no payment on this day (0.00)
$startMonth = date("F", strtotime("{$year}-{$month}-{$day}"));
// This is the month that first payment is made, this will be 2x monthly value
$firstPayMonth = date("F", mktime(0, 0, 0, $month++ > 12 ? 1 : $month, $day, $year));
//Get the payment Refernce Number
$scheduleObject->policyNumber = $quote->getPolicyNumber();
if (strtolower($quote->getPayBy()) == "monthly") {
/**
* Direct Debit monthly set the current month to 0, next month is doubled remaining months to a single premium
* ddfee set to Fees value
*
**/
// TENANTS FEES
$feesObject = new Model_Insurance_Fee();
$feesObject = $quote->getFees();
$scheduleObject->ddFee = $feesObject->monthlyFeeSP;
if ($quote->getPolicyName() == "landlordsp") {
$quoteManager = new Manager_Insurance_LandlordsPlus_Quote($quote->getID());
$landlordsFees = $quoteManager->getFees();
$scheduleObject->ddFee = $landlordsFees['landlords_insurance_plus_monthly_admin'];
}
if (strtolower($quote->getPayMethod()) == "directdebit" || strtolower($quote->getPayMethod()) == "dd") {
$ddPayment = new Manager_Core_Directdebit();
// Get Payment data no from dd table
$ddData = $ddPayment->getByRefNo($refNo);
// Set Payment refno
$scheduleObject->paymentRefNo = $ddData->paymentRefNo;
// Set dd Fee
// Iterate thru the months and apply the monthly payment
while (key($scheduleObject->months)) {
$current = key($scheduleObject->months);
if ($current != strtolower($startMonth) && $current != strtolower($firstPayMonth)) {
$scheduleObject->months[$current] = round($quote->getPolicyQuote(), 2);
}
if ($current == strtolower($firstPayMonth)) {
$scheduleObject->months[$current] = round($quote->getPolicyQuote() * 2, 2);
}
next($scheduleObject->months);
}
} elseif (strtolower($quote->getPayMethod()) == "creditcard" || strtolower($quote->getPayMethod()) == "cc") {
$ccPayment = new Manager_Core_CreditCard();
// Get Payment data no from cc table
$ccData = $ccPayment->getByRefNo($refNo);
// Set Payment refno
$scheduleObject->paymentRefNo = $ccData->paymentRefNo;
// Set cc Fee
$amount = $quote->getPolicyQuote();
// This is the month the policy is incepted, there will be no payment on this day (0.00)
// Iterate thru the months and apply the monthly payment
while (key($scheduleObject->months)) {
$current = key($scheduleObject->months);
if ($current != strtolower($startMonth)) {
$scheduleObject->months[$current] = round($amount, 2);
}
next($scheduleObject->months);
}
}
} else {
/* Annual Stuff happens here */
/**
* Direct Debit annual set next month payment to full ammount
**/
if (strtolower($quote->getPayMethod()) == "directdebit" || strtolower($quote->getPayMethod()) == "dd") {
$ddPayment = new Manager_Core_Directdebit();
// Get Payment data no from dd table
$ddData = $ddPayment->getByRefNo($refNo);
// Set Payment refno
$scheduleObject->paymentRefNo = $ddData->paymentRefNo;
// Set Next month to full ammount
$current = strtolower($firstPayMonth);
$scheduleObject->months[$current] = round($quote->getPolicyQuote(), 2);
} elseif (strtolower($quote->getPayMethod()) == "creditcard" || strtolower($quote->getPayMethod()) == "cc") {
/**
* Credit Card annual sets all months to zero and Banked to full ammount
**/
$ccPayment = new Manager_Core_CreditCard();
// Get Payment data no from cc table
$ccData = $ccPayment->getByRefNo($refNo);
// Set Payment refno
$scheduleObject->paymentRefNo = $ccData->paymentRefNo;
// Set firstPayment as banked
$amount = $quote->getPolicyQuote();
}
}
$schedule = new Datasource_Insurance_Schedules();
$schedule->insertNew($scheduleObject);
}
/**
* Implements abstract method from superclass - refer to superclass for description.
*/
public function setToRefer($quoteId)
{
$quoteManager = new Manager_Insurance_LandlordsPlus_Quote($quoteId);
$quoteManager->setStatus('Referred');
$quoteManager->save();
}
public function sendquoteAction()
{
$pageSession = new Zend_Session_Namespace('landlords_insurance_quote');
$quoteID = $pageSession->quoteID;
$quoteManager = new Manager_Insurance_LandlordsPlus_Quote($quoteID);
$postdata = $this->getRequest()->getPost();
if (isset($postdata)) {
// Find out how the customer wants their quote
$sendBy = $postdata['how_send'];
$request = $this->getRequest();
$quoteManager->sendQuote($quoteManager->getPolicyNumber(), $sendBy);
}
}
/**
* Helper function for common work executed in each form step
* Allows navigation between steps
*
* @param int $stepNum current step number
*
* @return void
*/
private function _formStepCommonNavigate($stepNum)
{
$pageSession = new Zend_Session_Namespace('landlords_insurance_quote');
$request = $this->getRequest();
if ($request->isPost()) {
// Handle moving backwards and forwards through the form
$response = $this->getResponse();
if ($stepNum == 'dd') {
$quoteManager = new Manager_Insurance_LandlordsPlus_Quote($this->_quoteID);
$quoteNumber = $quoteManager->getPolicyNumber();
$policyNumber = str_replace('Q', 'P', $quoteNumber);
if (isset($_POST['next'])) {
$this->_helper->redirector->gotoUrl('/landlords/insurance-quote/ddconfirmation?pn=' . $policyNumber);
}
if (isset($_POST['back'])) {
$this->_helper->redirector->gotoUrl('/landlords/insurance-quote/step' . $this->_stepMax);
}
$response->sendResponse();
} elseif ($stepNum == 'cc') {
if (isset($_POST['next'])) {
$this->_helper->redirector->gotoUrl('/landlords/insurance-quote/ccconfirmation');
}
if (isset($_POST['back'])) {
$this->_helper->redirector->gotoUrl('/landlords/insurance-quote/step' . $this->_stepMax);
}
$response->sendResponse();
} else {
if (isset($_POST['back']) && $stepNum > 1) {
$this->_helper->redirector->gotoUrl('/landlords/insurance-quote/step' . ($stepNum - 1));
} elseif (isset($_POST['next']) && $stepNum < $this->_stepMax && $pageSession->completed[$stepNum]) {
$this->_helper->redirector->gotoUrl('/landlords/insurance-quote/step' . ($stepNum + 1));
// Handle payment screen traversal
} elseif (isset($_POST['next']) && isset($_POST['payment_method']) && $_POST['payment_method'] == 'cc' && $stepNum == $this->_stepMax) {
$this->_helper->redirector->gotoUrl('/landlords/insurance-quote/cc');
} elseif (isset($_POST['next']) && isset($_POST['payment_method']) && $_POST['payment_method'] == 'dd' && $stepNum == $this->_stepMax) {
$this->_helper->redirector->gotoUrl('/landlords/insurance-quote/dd');
}
}
}
}
public function isValid($formData)
{
//We only need additional information if some questions have been answered wrongly.
$additionalInfoIsRequired = false;
if (!empty($formData['declaration2']) && $formData['declaration2'] == 'no') {
$additionalInfoIsRequired = true;
} else {
if (!empty($formData['declaration2b']) && $formData['declaration2b'] == 'no') {
$additionalInfoIsRequired = true;
} else {
if (!empty($formData['declaration2c']) && $formData['declaration2c'] == 'yes') {
$additionalInfoIsRequired = true;
} else {
if (!empty($formData['declaration2d']) && $formData['declaration2d'] == 'yes') {
$additionalInfoIsRequired = true;
} else {
if (!empty($formData['declaration3']) && $formData['declaration3'] == 'no') {
$additionalInfoIsRequired = true;
} else {
if (!empty($formData['declaration4']) && $formData['declaration4'] == 'no') {
$additionalInfoIsRequired = true;
} else {
if (!empty($formData['declaration6']) && $formData['declaration6'] == 'yes') {
$additionalInfoIsRequired = true;
} else {
if (!empty($formData['declaration8']) && $formData['declaration8'] == 'yes') {
$additionalInfoIsRequired = true;
} else {
if (!empty($formData['declaration9']) && $formData['declaration9'] == 'yes') {
$additionalInfoIsRequired = true;
} else {
if (!empty($formData['declaration10']) && $formData['declaration10'] == 'no') {
$additionalInfoIsRequired = true;
}
}
}
}
}
}
}
}
}
}
if ($additionalInfoIsRequired) {
$this->getElement('additional_information')->setRequired(true);
} else {
$this->getElement('additional_information')->setRequired(false);
}
//Superclass validations
$returnVal = parent::isValid($formData);
//Some compound processing. If the user has advised they have previous claims, then they must provide
//details of these. Ensure this is the case.
$session = new Zend_Session_Namespace('landlords_insurance_quote');
$quoteManager = new Manager_Insurance_LandlordsPlus_Quote($session->quoteID);
$customerReferenceNumber = $quoteManager->getLegacyCustomerReference();
$policyNumber = $quoteManager->getLegacyID();
if (!empty($formData['declaration7'])) {
if ($formData['declaration7'] == 'yes') {
//One or more previous claims must exist.
$claimsManager = new Manager_Insurance_PreviousClaims();
$previousClaims = $claimsManager->getPreviousClaims($customerReferenceNumber);
if (empty($previousClaims)) {
//Record error.
$this->declaration7->addError('Please provide details of previous claims');
$returnVal = false;
}
}
}
//If the user advised they have bank interest, then they must provide details of these.
//Ensure this is the case.
if (!empty($formData['declaration11'])) {
if ($formData['declaration11'] == 'yes') {
//One or more bank interests.
$bankInterestManager = new Manager_Insurance_LegacyBankInterest();
$bankInterestArray = $bankInterestManager->getAllInterests($policyNumber, $customerReferenceNumber);
if (empty($bankInterestArray)) {
//Record error.
$this->declaration11->addError('Please provide details of bank interest');
$returnVal = false;
}
}
}
return $returnVal;
}
