public function repay($order_id = 0, $issue = 0, $prepayment = '')
{
$uid = $this->_user['uid'];
$orderModel = new OrderModel();
$billModel = new \Loan\Model\BillModel();
$order = $orderModel->where(['uid' => $uid, 'id' => $order_id])->find() or $this->error('找不到订单信息！');
$bill = M('loan_bill')->where(['order_id' => $order_id, 'issue' => $issue])->find() or $this->error('找不到此账单！');
if (time() >= strtotime('-1 month', $bill['return_limit_time']) && in_array($bill['status'], [0, 1]) && $order['last_bill_issue'] < $issue) {
$this->error('请先还清之前的账单');
}
if ($prepayment) {
$ahead = $issue - $order['last_bill_issue'] + 1;
} else {
$ahead = 1;
}
$this->assign('repay_info', $prepayment ? $billModel->getRepay($order_id, $ahead) : $bill);
$this->assign('ahead', $ahead);
$this->assign('order', $order);
$this->assign('bill', $bill);
$this->assign('prepayment', $prepayment);
if (I('confirm') == 1) {
$this->display('repay_normal');
}
$this->display();
}
public function repayResult()
{
// 将请求保存到日志中，便于调试
$content = file_get_contents(array_pop($_FILES)['tmp_name']);
$content = mb_convert_encoding($content, 'UTF-8', 'GBK');
$logModel = M('loan_pay_bank_guilin_notify');
$log_where = ['created_date' => date('Y-m-d'), 'type' => 2];
if ($logModel->where($log_where)->count() <= 0) {
// 新增记录
$log_id = $logModel->add($log_where + ['created' => time(), 'ip' => get_client_ip(1), 'content' => $content, 'is_success' => 0]);
} else {
$this->_repayResultError(NULL, '重复扣款请求！');
}
$lines = explode("\n", $content);
$first_line = array_shift($lines);
// 判断数据是否合法
trim($first_line) or $this->_repayResultError($log_where, '内容为空！');
$pos = 0;
$total = [];
foreach (['num' => 11, 'money' => 16, 'success_num' => 11, 'success_money' => 16, 'failure_num' => 11, 'failure_money' => 16] as $key => $len) {
$text = substr($first_line, $pos, $len);
$pos += $len;
$total[$key] = number_format($text, $len == 11 ? 0 : 2, '.', '');
}
// 首行数据验证
if ($total['num'] != $total['success_num'] + $total['failure_num']) {
$this->_repayResultError($log_where, '首行总行数校验失败！');
}
if (bccomp($total['money'], $total['success_money'] + $total['failure_money'], 2) != 0) {
$this->_repayResultError($log_where, '首行总金额校验失败！');
}
$line_format = ['pos' => '10,i', 'id' => '40,s', 'bank_id' => '32,s', 'realname' => '128,s', 'pay_type' => '1,i', 'money_total' => '16,f', 'money_principal' => '16,f', 'money_fee' => '16,f', 'money_delay' => '16,f', 'pay_result' => '2,i', 'pay_money' => '16,f', 'bank_log_id' => '20,s', 'pay_date' => '8,s', 'pay_time' => '6,s', 'remark' => '-0,s'];
$list = [];
$total_success_money = 0;
foreach ($lines as $key => $line) {
if (empty(trim($line))) {
break;
}
$row = [];
$pos = 0;
foreach ($line_format as $field => $info) {
list($len, $type) = explode(',', $info);
if ($field === 'realname') {
preg_match('/^.*?\\s+/', substr($line, $pos), $match);
$len = strlen($match[0]);
}
$row[$field] = trim($len > 0 ? substr($line, $pos, $len) : substr($line, $pos));
$pos += $len;
if ($type == 'i') {
$row[$field] = intval($row[$field]);
} elseif ($type == 'f') {
$row[$field] = floatval($row[$field]);
}
}
$total_success_money += $row['pay_money'];
$list[] = $row;
}
// 校验数据
if ($total['num'] != count($list)) {
$this->_repayResultError($log_where, '细则总行数校验失败！');
}
if (bccomp($total['success_money'], $total_success_money, 2) != 0) {
$this->_repayResultError($log_where, '细则总金额校验失败！');
}
// 对业务进行处理
$error = [];
$success = [];
$billModel = new \Loan\Model\BillModel();
foreach ($list as $row) {
$result = $row['pay_result'];
// 处理不成功
if ($result != 0) {
// 除了余额不足，一律发邮件警报
$result == 3 or system_warn('检测到异常的代扣状态：' . print_r($row, true));
$error[] = $row['id'] . '：' . $row['remark'];
continue;
}
// 处理成功
$pay_money = $row['pay_money'];
if ($pay_money <= 0) {
system_warn('检测到异常的代扣金额：' . print_r($row, true));
continue;
}
list($order_id, $issue) = explode('-', $row['id']);
if (!$billModel->repay($order_id, $issue, $pay_money, 2)) {
$error[] = $row['id'] . '：' . $billModel->getError();
} else {
$success[] = $row['id'];
}
}
// 更新记录
$success = '成功处理账单：' . implode(',', $success ?: ['无']);
if ($error) {
$logModel->save($log_where + ['remark' => $success . "\r\n处理失败账单：" . implode("\r\n", $error)]);
} else {
$logModel->save($log_where + ['is_success' => 1, 'remark' => $success]);
}
die(date('Y-m-d H:i:s ') . 'true');
}
/**
* 自动还款（从个人钱包扣款）
*
* @param int $uid 用户编号
* @param number $money 最大还款金额
*
* @return 实际还款金额
*/
public function autoRepay($uid, $money)
{
if ($money <= 0) {
return true;
}
$billModel = new \Loan\Model\BillModel();
// 获取当前总共欠下的还款金额
$total_need_repay_money = $billModel->autoRepay($uid);
$pay_money = min($money, $total_need_repay_money);
if ($money <= 0) {
return true;
}
// 为扣款做好准备
$trade_no = date('YmdHis') . str_pad(mt_rand(0, 9999), 4, '0', STR_PAD_LEFT);
$pay_id = M('loan_pay_wallet')->add(['trade_no' => $trade_no, 'created' => time(), 'uid' => $uid, 'money' => $pay_money, 'is_paid' => 0, 'is_success' => 0]);
// 执行扣款
$userMoneyModel = new \Common\Model\UserMoneyModel();
$ret = $userMoneyModel->pay($userMoneyModel::SOURCE_LOAN, $trade_no, $uid, $pay_money, '兼职换购还款');
if (!$ret) {
system_warn('自动还款失败：' . $userMoneyModel->getError());
return $userMoneyModel->getError();
}
M('loan_pay_wallet')->where('id=' . $pay_id)->setField('is_paid', 1);
// 执行还款
$total_pay_money = $billModel->autoRepay($uid, $pay_money, $trade_no);
if (!$ret) {
system_warn('自动还款失败：' . $billModel->getError());
return $billModel->getError();
}
M('loan_pay_wallet')->where('id=' . $pay_id)->setField('is_success', 1);
return true;
}
/**
* 更新滞纳金
*/
public function update_delay()
{
$billModel = new \Loan\Model\BillModel();
$total_success = $billModel->updateDelayDay();
echo date('Y-m-d H:i:s') . ' 成功处理数量：' . $total_success;
exit;
}
protected function _paySuccess($pay_id, $money, $alipay_trade_no)
{
// 验证是否重复操作
$payRow = M('loan_pay_alipay')->find($pay_id);
if (!$payRow) {
return '此交易记录不存在！';
}
if ($payRow['is_action'] > 0) {
return true;
}
if (bccomp($money, $payRow['money'], 2) != 0) {
return '支付金额与记录不符！';
}
if (!M('loan_pay_alipay')->where(['id' => $pay_id, 'is_action' => $payRow['is_action']])->setField('is_action', 1)) {
return true;
}
$orderModel = new \Loan\Model\OrderModel();
$billModel = new \Loan\Model\BillModel();
$order_id = $payRow['order_id'];
$month = $payRow['month'];
$issue = $payRow['issue'];
$money = $payRow['money'];
$order = $orderModel->field('status')->where(['id' => $order_id])->field('status')->find();
if (!$order) {
return '订单信息不存在！';
}
if ($month == 1) {
if ($issue == 0) {
// 正常支付首付
if ($order['status'] == $orderModel::STATUS_CHECK_SUCCESS) {
return true;
}
if ($orderModel->firstPay($order_id, 1, $alipay_trade_no)) {
return true;
} else {
return $orderModel->getError();
}
} else {
// 正常支付指定账单
$bill = M('loan_bill')->field('issue,money_total,status')->where(['order_id' => $order_id, 'issue' => $issue])->find();
if (!$bill) {
return '找不到此账单信息！';
}
// 判断是否已经支付
if ($bill['status'] == 2) {
return true;
}
if ($billModel->repay($order_id, $issue, $money, 1, $alipay_trade_no)) {
return true;
} else {
return $billModel->getError();
}
}
} elseif ($month < 0) {
return '未知month参数：' . $month;
} else {
if (!$billModel->repayAll($order_id, $month, $money, 1, $alipay_trade_no)) {
return $billModel->getError();
}
}
return true;
}
public function get_repay($order_id, $month)
{
$billModel = new \Loan\Model\BillModel();
echo json_encode($billModel->getRepay($order_id, $month));
}
