/**
* Overview Index Action
*/
public function indexAction()
{
$financials = array();
if ($this->_request->getParam('id', null) === null) {
$this->_redirect('/admin/clients/');
}
$this->view->clientId = array('client_id' => $this->_request->id);
//Fetch Client & Spouse Details
$clientGateway = new Clients_Model_ClientGateway();
$clientContact = $clientGateway->fetchClient($this->_request->id);
if (is_object($clientContact)) {
$clientContact = $clientContact->toArray();
}
$clientContact['client_dob'] = $this->_dateFormatter->viewDateFormat($clientContact['client_dob']);
$clientSpouse = $clientGateway->fetchClientSpouse($this->_request->id);
if (is_object($clientSpouse)) {
$clientSpouse = $clientSpouse->toArray();
}
if ($clientSpouse) {
$clientSpouse['client_dob'] = $this->_dateFormatter->viewDateFormat($clientSpouse['client_dob']);
}
//Calculate Asset Totals
$clientAssetGateway = new Clients_Model_ClientAssetGateway();
$financials['assetsTotalEquity'] = $clientAssetGateway->calculateAssetsTotalEquity($this->_request->id);
$financials['assetsTotalEquity'] = number_format($financials['assetsTotalEquity'], 2);
//Calculate Investment Totals - Investments and Retirement Plans
$clientInvestmentGateway = new Clients_Model_ClientInvestmentGateway();
$financials['investmentsTotal'] = $clientInvestmentGateway->calculateInvestmentsTotal($this->_request->id);
$clientEmploymentGateway = new Clients_Model_ClientEmploymentGateway();
$financials['investmentsTotal'] += $clientEmploymentGateway->calculateRetirementPlanTotals($this->_request->id);
$financials['investmentsTotal'] = number_format($financials['investmentsTotal'], 2);
//Calculate Incomes Total
$clientIncomeGateway = new Clients_Model_ClientIncomeGateway();
$incomeTotal = $clientIncomeGateway->calculateIncomeTotals($this->_request->id);
$empIncomeTotal = $clientEmploymentGateway->calculateEmploymentIncomeTotal($this->_request->id);
$financials['incomeTotal'] = $incomeTotal + $empIncomeTotal;
$financials['incomeTotal'] = number_format($financials['incomeTotal'], 2);
//Calculate Total Monthly Expenses
$financials['mthlyExpenses'] = $clientEmploymentGateway->calculateRetirementMonthlyExpense($this->_request->id);
$clientInsuranceGateway = new Clients_Model_ClientInsuranceGateway();
$financials['mthlyExpenses'] += $clientInsuranceGateway->calculateMonthlyInsuranceExpense($this->_request->id);
$financials['mthlyExpenses'] += $clientAssetGateway->calculateAssetsTotalMonthlyExpense($this->_request->id);
$financials['mthlyExpenses'] += $clientInvestmentGateway->calculateInvestmentsMonthlyExpense($this->_request->id);
$clientExpenseGateway = new Clients_Model_ClientExpenseGateway();
$financials['mthlyExpenses'] += $clientExpenseGateway->calculateTotalMonthlyExpenses($this->_request->id);
$financials['mthlyExpenses'] = number_format($financials['mthlyExpenses'], 2);
//Calculate Total Accumulated Debt
$financials['debtTotal'] = $clientExpenseGateway->calculateTotalAccumulatedExpenses($this->_request->id);
$financials['debtTotal'] += $clientAssetGateway->calculateAssetsTotalDebt($this->_request->id);
$financials['debtTotal'] = number_format($financials['debtTotal'], 2);
//Calculate Emergency Funds
$financials['emergencyFunds'] = $clientAssetGateway->calculateAssetEmergencyFunds($this->_request->id);
$financials['emergencyFunds'] = $clientInvestmentGateway->calculateInvestmentEmergencyFunds($this->_request->id);
$financials['emergencyFunds'] = number_format($financials['emergencyFunds'], 2);
$request = Zend_Controller_Front::getInstance()->getRequest();
$this->view->module = $request->getModuleName();
$this->view->controller = $request->getControllerName();
$this->view->clientContact = $clientContact;
$this->view->clientSpouse = $clientSpouse;
$this->view->financials = $financials;
}
/**
* Add Client Insurance Process
*/
public function processAddClientInsuranceAction()
{
$buildForm = array();
$return = array();
if (!$this->_request->isXmlHttpRequest() || !$this->_request->isPost()) {
$this->_redirector->gotoRoute(array('controller' => 'index', 'module' => 'clients'), 'admin');
}
$flashMessenger = $this->_helper->getHelper('FlashMessenger');
$buildForm['client_insurance_type'] = $this->_request->getParam('client_insurance_type');
$buildForm['controller'] = $this->_request->getParam('controller');
//Pull form name or Close modal and Send Error message
$clientInsuranceGateway = new Clients_Model_ClientInsuranceGateway();
if (!($insForm = $clientInsuranceGateway->getFormName($buildForm))) {
$return = array('refresh' => true, 'callback' => '$("#add-insurance-dialog").dialog("close");');
$flashMessenger->setNamespace('errors')->addMessage('Error Adding Insurance Plan: Contact Support at support@tools4advisors.com ');
$this->_helper->json->sendJson($return);
$this->_redirect('/admin/clients/');
}
//Pull form and check validity
$form = $clientInsuranceGateway->getForm($insForm);
$validForm = $form->isValid($this->_request->getParams());
// Check the form for validity
if (!$validForm) {
$return['formErrors'] = $form->getMessages();
} else {
$clientInsurance = $clientInsuranceGateway->create($form->getValues());
$clientInsuranceId = $clientInsurance->save();
$clientInsurance = $clientInsuranceGateway->fetchClientInsurance($clientInsuranceId);
if (is_object($clientInsurance)) {
$clientInsurance = $clientInsurance->toArray();
}
$flashMessenger->setNamespace('notifications')->addMessage('Client Insurance Added');
$return = array('append' => array('target' => '#clientInsurance', 'content' => $this->view->partial('partials/_clientInsuranceRow.phtml', 'clients', $clientInsurance)), 'refresh' => true);
$return['callback'] = '$("#add-insurance-dialog").dialog("close");';
}
$this->_helper->json->sendJson($return);
}
/**
* Fetch Non-Qualified Monthly Funds Avail for Investment
* @param int $id
*/
public function fetchNonQualifiedMonthlyFundsAvail($id)
{
$nonQualifiedMoney = '0';
$this->checkAcl('read');
//Get Non-Qualified Money Avail from Client Employment Ret Plan
$clientEmploymentGateway = new Clients_Model_ClientEmploymentGateway();
//This function simply returns the matching plus amount with no other details
//Saving this to determine if I want to use this functionality over the function
//below
// $nonQualRetPlanMoney = $clientEmploymentGateway->fetchClientAndSpouseRetMoneyPlus($id);
$nonQualRetPlanMoney = $clientEmploymentGateway->fetchClientAndSpouseRetFundsAvailForTx($id, 'Non-Qualified');
if (is_object($nonQualRetPlanMoney)) {
$nonQualRetPlanMoney = $nonQualRetPlanMoney->toArray();
}
if ($nonQualRetPlanMoney) {
foreach ($nonQualRetPlanMoney as $key => $value) {
if ($nonQualRetPlanMoney[$key]['client_employment_yourcontribution'] > $nonQualRetPlanMoney[$key]['client_employment_matchingmax']) {
$nonQualifiedMoney += $nonQualRetPlanMoney[$key]['client_employment_yourcontribution'] - $nonQualRetPlanMoney[$key]['client_employment_matchingmax'];
}
}
}
//Get Non-Qualified Monthly Funds Avail from Client Investments
//Check if Money is labeled as Emer Fund Money. If so enure that Tx Amount
//does not exceed Total minus Emer Fund Amount.
$clientInvestmentGateway = new Clients_Model_ClientInvestmentGateway();
$nonQualInvestments = $clientInvestmentGateway->fetchClientMonthlyFundsAvail($id, 'Non-Qualified');
if (is_object($nonQualInvestments)) {
$nonQualInvestments = $nonQualInvestments->toArray();
}
if ($nonQualInvestments) {
foreach ($nonQualInvestments as $key => $value) {
// if($nonQualInvestments[$key]['client_investment_emfund']){
// $availFunds = $nonQualInvestments[$key]['client_investment_txamount'] + $nonQualInvestments[$key]['client_investment_emfundamt'];
// if($availFunds < $nonQualInvestments[$key]['client_investment_amount']){
// $nonQualifiedMoney += ($nonQualInvestments[$key]['client_investment_amount'] - $nonQualInvestments[$key]['client_investment_emfundamt'] );
// }else{
// $nonQualifiedMoney += $nonQualInvestments[$key]['client_investment_txamount'];
// }
// }else{
$nonQualifiedMoney += $nonQualInvestments[$key]['client_investment_monthlycontribute'];
// }
}
}
//Get Non-Qualified Monthly Funds Avail from Client Assets
//Check if Money is labeled as Emer Fund Money.
$clientAssetGateway = new Clients_Model_ClientAssetGateway();
$nonQualAssets = $clientAssetGateway->fetchClientSavingsAssetByClientId($id);
if (is_object($nonQualAssets)) {
$nonQualAssets = $nonQualAssets->toArray();
}
if ($nonQualAssets) {
foreach ($nonQualAssets as $key => $value) {
if ($nonQualAssets[$key]['client_asset_emfund'] && $nonQualAssets[$key]['client_asset_emfundamt']) {
$nonQualifiedMoney += $nonQualAssets[$key]['client_asset_pmtamount'];
} else {
$nonQualifiedMoney += $nonQualAssets[$key]['client_asset_pmtamount'];
}
}
}
//Get Monthly Premiums from any existing Term Life Policies
$clientInsuranceGateway = new Clients_Model_ClientInsuranceGateway();
$termLifePremiums = $clientInsuranceGateway->fetchClientTermLifePremiumByClientId($id);
if (is_object($termLifePremiums)) {
$termLifePremiums = $termLifePremiums->toArray();
}
if ($termLifePremiums) {
foreach ($termLifePremiums as $key => $value) {
$nonQualifiedMoney += $termLifePremiums[$key]['client_insurance_mthlypremium'];
}
}
return $nonQualifiedMoney;
}
