/**
* Fetch Non-Qualified Monthly Funds Avail for Investment
* @param int $id
*/
public function fetchNonQualifiedMonthlyFundsAvail($id)
{
$nonQualifiedMoney = '0';
$this->checkAcl('read');
//Get Non-Qualified Money Avail from Client Employment Ret Plan
$clientEmploymentGateway = new Clients_Model_ClientEmploymentGateway();
//This function simply returns the matching plus amount with no other details
//Saving this to determine if I want to use this functionality over the function
//below
// $nonQualRetPlanMoney = $clientEmploymentGateway->fetchClientAndSpouseRetMoneyPlus($id);
$nonQualRetPlanMoney = $clientEmploymentGateway->fetchClientAndSpouseRetFundsAvailForTx($id, 'Non-Qualified');
if (is_object($nonQualRetPlanMoney)) {
$nonQualRetPlanMoney = $nonQualRetPlanMoney->toArray();
}
if ($nonQualRetPlanMoney) {
foreach ($nonQualRetPlanMoney as $key => $value) {
if ($nonQualRetPlanMoney[$key]['client_employment_yourcontribution'] > $nonQualRetPlanMoney[$key]['client_employment_matchingmax']) {
$nonQualifiedMoney += $nonQualRetPlanMoney[$key]['client_employment_yourcontribution'] - $nonQualRetPlanMoney[$key]['client_employment_matchingmax'];
}
}
}
//Get Non-Qualified Monthly Funds Avail from Client Investments
//Check if Money is labeled as Emer Fund Money. If so enure that Tx Amount
//does not exceed Total minus Emer Fund Amount.
$clientInvestmentGateway = new Clients_Model_ClientInvestmentGateway();
$nonQualInvestments = $clientInvestmentGateway->fetchClientMonthlyFundsAvail($id, 'Non-Qualified');
if (is_object($nonQualInvestments)) {
$nonQualInvestments = $nonQualInvestments->toArray();
}
if ($nonQualInvestments) {
foreach ($nonQualInvestments as $key => $value) {
// if($nonQualInvestments[$key]['client_investment_emfund']){
// $availFunds = $nonQualInvestments[$key]['client_investment_txamount'] + $nonQualInvestments[$key]['client_investment_emfundamt'];
// if($availFunds < $nonQualInvestments[$key]['client_investment_amount']){
// $nonQualifiedMoney += ($nonQualInvestments[$key]['client_investment_amount'] - $nonQualInvestments[$key]['client_investment_emfundamt'] );
// }else{
// $nonQualifiedMoney += $nonQualInvestments[$key]['client_investment_txamount'];
// }
// }else{
$nonQualifiedMoney += $nonQualInvestments[$key]['client_investment_monthlycontribute'];
// }
}
}
//Get Non-Qualified Monthly Funds Avail from Client Assets
//Check if Money is labeled as Emer Fund Money.
$clientAssetGateway = new Clients_Model_ClientAssetGateway();
$nonQualAssets = $clientAssetGateway->fetchClientSavingsAssetByClientId($id);
if (is_object($nonQualAssets)) {
$nonQualAssets = $nonQualAssets->toArray();
}
if ($nonQualAssets) {
foreach ($nonQualAssets as $key => $value) {
if ($nonQualAssets[$key]['client_asset_emfund'] && $nonQualAssets[$key]['client_asset_emfundamt']) {
$nonQualifiedMoney += $nonQualAssets[$key]['client_asset_pmtamount'];
} else {
$nonQualifiedMoney += $nonQualAssets[$key]['client_asset_pmtamount'];
}
}
}
//Get Monthly Premiums from any existing Term Life Policies
$clientInsuranceGateway = new Clients_Model_ClientInsuranceGateway();
$termLifePremiums = $clientInsuranceGateway->fetchClientTermLifePremiumByClientId($id);
if (is_object($termLifePremiums)) {
$termLifePremiums = $termLifePremiums->toArray();
}
if ($termLifePremiums) {
foreach ($termLifePremiums as $key => $value) {
$nonQualifiedMoney += $termLifePremiums[$key]['client_insurance_mthlypremium'];
}
}
return $nonQualifiedMoney;
}