public function getCountry()
{
if ($this->country === null) {
$this->country = $this->borrower->getCountry();
}
return $this->country;
}
public function maximumPeriod()
{
$maximumMonths = Setting::get('loan.maximumPeriod');
if ($this->borrower->getCountry()->getInstallmentPeriod() == Loan::WEEKLY_INSTALLMENT) {
$maximumMonths = ceil($maximumMonths / 12 * 52);
}
return $maximumMonths;
}
public function applyForLoan(Borrower $borrower, $data)
{
$exchangeRate = ExchangeRateQuery::create()->findCurrent($borrower->getCountry()->getCurrency());
$data['currencyCode'] = $borrower->getCountry()->getCurrencyCode();
$loanCategory = CategoryQuery::create()->findOneById($data['categoryId']);
$data['nativeAmount'] = $data['amount'];
// TODO
$data['amount'] = Converter::toUSD(Money::create($data['nativeAmount'], $data['currencyCode']), $exchangeRate)->getAmount();
$loan = Loan::createFromData($data);
$loan->setCategory($loanCategory)->setBorrower($borrower)->setStatus(Loan::OPEN);
PropelDB::transaction(function ($con) use($loan) {
$loan->save($con);
$this->changeLoanStage($con, $loan, null, Loan::OPEN);
});
$this->borrowerMailer->sendLoanConfirmation($borrower, $loan);
// TODO send mail to lenders
$this->addToLoanIndex($loan);
}
public function isFacebookRequired(Borrower $borrower)
{
$user = $borrower->getUser();
$facebookId = $user->getFacebookId();
$createdAt = $user->getCreatedAt();
$requiredDate = \DateTime::createFromFormat('j-M-Y', '1-Jan-2014');
$borrowerRequiresFacebook = $borrower->getCountry()->isFacebookRequired();
return $borrowerRequiresFacebook && !$facebookId && $createdAt > $requiredDate;
}
