echo "<tr class='row1' id='row_" . $index . "_" . $bank_id . "' style='display:{$display};'>\n";
     echo "<td></td><td>{$payee}</td><td>&nbsp;&nbsp;&nbsp;</td>\n";
     foreach ($rate_cats as $cat_title => $cat_info) {
         $cat_field = $cat_info['abbr'];
         $frm_name = "frmb_tier_" . $bank_id . "_" . $payee . "_" . "d" . "_" . $cat_field;
         $frm_value = isset($_POST[$frm_name]) ? $_POST[$frm_name] : $info['default'][$payee][$cat_field];
         echo "<td><input id='{$frm_name}' name='{$frm_name}' type='text' size=4 style='border:1px solid #000000' value='{$frm_value}'/ {$disabled}></td><td></td>\n";
     }
     echo "</tr>\n";
 }
 echo "<tr class='row2'>\n";
 echo "<td></td><td>Calculations</td><td>&nbsp;&nbsp;&nbsp;</td>\n";
 foreach ($rate_cats as $cat_title => $cat_info) {
     $cat_field = $cat_info['abbr'];
     echo "<td>\n";
     echo $rates_class->calc_rates($info['default'], $cat_field);
     echo "</td><td>&nbsp;&nbsp;&nbsp;</td>\n";
 }
 echo "</tr>\n";
 echo "<tr class='row1'>\n";
 echo "<td></td><td>Cascade with Bank</td><td>&nbsp;&nbsp;&nbsp;</td>\n";
 echo "<td colspan=" . sizeof($rate_cats) * 2 . ">\n";
 $frm_name = "frmb_tier_" . $bank_id . "_" . "Bank" . "_" . "d" . "_" . "secnd";
 echo "<select name='{$frm_name}'>\n";
 echo "<option value=''>None</option>\n";
 foreach ($banks as $sec_bank_id => $sec_bank_info) {
     if ($bank_id != $sec_bank_id) {
         if ($company_rates[$sec_bank_id] != NULL) {
             if ($info['default']['Bank']['secnd'] != $sec_bank_info['bank_id']) {
                 echo "<option value='" . $sec_bank_info['bank_id'] . "'>" . $sec_bank_name . "</option>\n";
             } else {