private function generateTransferXML(TransferRequest $request)
{
$xml = null;
if ($request->getFundingMapped() == null) {
$xml = "<TransferRequest>";
$xml .= "<LocalDate>" . $request->getLocalDate() . "</LocalDate>";
$xml .= "<LocalTime>" . $request->getLocalTime() . "</LocalTime>";
$xml .= "<TransactionReference>" . $request->getTransactionReference() . "</TransactionReference>";
$xml .= "<SenderName>" . $request->getSenderName() . "</SenderName>";
$xml .= "<SenderAddress>";
$xml .= "<Line1>" . $request->getSenderAddress()->getLine1() . "</Line1>";
$xml .= "<Line2>" . $request->getSenderAddress()->getLine2() . "</Line2>";
$xml .= "<City>" . $request->getSenderAddress()->getCity() . "</City>";
$xml .= "<CountrySubdivision>" . $request->getSenderAddress()->getCountrySubdivision() . "</CountrySubdivision>";
$xml .= "<PostalCode>" . $request->getSenderAddress()->getPostalCode() . "</PostalCode>";
$xml .= "<Country>" . $request->getSenderAddress()->getCountry() . "</Country>";
$xml .= "</SenderAddress>";
$xml .= "<FundingCard>";
$xml .= "<AccountNumber>" . $request->getFundingCard()->getAccountNumber() . "</AccountNumber>";
$xml .= "<ExpiryMonth>" . $request->getFundingCard()->getExpiryMonth() . "</ExpiryMonth>";
$xml .= "<ExpiryYear>" . $request->getFundingCard()->getExpiryYear() . "</ExpiryYear>";
$xml .= "</FundingCard>";
$xml .= "<FundingUCAF>" . $request->getFundingUCAF() . "</FundingUCAF>";
$xml .= "<FundingMasterCardAssignedId>" . $request->getFundingMasterCardAssignedId() . "</FundingMasterCardAssignedId>";
$xml .= "<FundingAmount>";
$xml .= "<Value>" . $request->getFundingAmount()->getValue() . "</Value>";
$xml .= "<Currency>" . $request->getFundingAmount()->getCurrency() . "</Currency>";
$xml .= "</FundingAmount>";
$xml .= "<ReceiverName>" . $request->getReceiverName() . "</ReceiverName>";
$xml .= "<ReceiverAddress>";
$xml .= "<Line1>" . $request->getReceiverAddress()->getLine1() . "</Line1>";
$xml .= "<Line2>" . $request->getReceiverAddress()->getLine2() . "</Line2>";
$xml .= "<City>" . $request->getReceiverAddress()->getCity() . "</City>";
$xml .= "<PostalCode>" . $request->getReceiverAddress()->getPostalCode() . "</PostalCode>";
$xml .= "<Country>" . $request->getReceiverAddress()->getCountry() . "</Country>";
$xml .= "</ReceiverAddress>";
$xml .= "<ReceiverPhone>" . $request->getReceiverPhone() . "</ReceiverPhone>";
$xml .= "<ReceivingCard>";
$xml .= "<AccountNumber>" . $request->getReceivingCard()->getAccountNumber() . "</AccountNumber>";
$xml .= "</ReceivingCard>";
$xml .= "<ReceivingAmount>";
$xml .= "<Value>" . $request->getReceivingAmount()->getValue() . "</Value>";
$xml .= "<Currency>" . $request->getReceivingAmount()->getCurrency() . "</Currency>";
$xml .= "</ReceivingAmount>";
$xml .= "<Channel>" . $request->getChannel() . "</Channel>";
$xml .= "<UCAFSupport>" . $request->getUCAFSupport() . "</UCAFSupport>";
$xml .= "<ICA>" . $request->getICA() . "</ICA>";
$xml .= "<ProcessorId>" . $request->getProcessorId() . "</ProcessorId>";
$xml .= "<RoutingAndTransitNumber>" . $request->getRoutingAndTransitNumber() . "</RoutingAndTransitNumber>";
$xml .= "<CardAcceptor>";
$xml .= "<Name>" . $request->getCardAcceptor()->getName() . "</Name>";
$xml .= "<City>" . $request->getCardAcceptor()->getCity() . "</City>";
$xml .= "<State>" . $request->getCardAcceptor()->getState() . "</State>";
$xml .= "<PostalCode>" . $request->getCardAcceptor()->getPostalCode() . "</PostalCode>";
$xml .= "<Country>" . $request->getCardAcceptor()->getCountry() . "</Country>";
$xml .= "</CardAcceptor>";
$xml .= "<TransactionDesc>" . $request->getTransactionDesc() . "</TransactionDesc>";
$xml .= "<MerchantId>" . $request->getMerchantId() . "</MerchantId>";
$xml .= "</TransferRequest>";
} else {
$xml = "<TransferRequest>";
$xml .= "<LocalDate>" . $request->getLocalDate() . "</LocalDate>";
$xml .= "<LocalTime>" . $request->getLocalTime() . "</LocalTime>";
$xml .= "<TransactionReference>" . $request->getTransactionReference() . "</TransactionReference>";
$xml .= "<FundingMapped>";
$xml .= "<SubscriberId>" . $request->getFundingMapped()->getSubscriberId() . "</SubscriberId>";
$xml .= "<SubscriberType>" . $request->getFundingMapped()->getSubscriberType() . "</SubscriberType>";
$xml .= "<SubscriberAlias>" . $request->getFundingMapped()->getSubscriberAlias() . "</SubscriberAlias>";
$xml .= "</FundingMapped>";
$xml .= "<FundingUCAF>" . $request->getFundingUCAF() . "</FundingUCAF>";
$xml .= "<FundingMasterCardAssignedId>" . $request->getFundingMasterCardAssignedId() . "</FundingMasterCardAssignedId>";
$xml .= "<FundingAmount>";
$xml .= "<Value>" . $request->getFundingAmount()->getValue() . "</Value>";
$xml .= "<Currency>" . $request->getFundingAmount()->getCurrency() . "</Currency>";
$xml .= "</FundingAmount>";
$xml .= "<ReceiverName>" . $request->getReceiverName() . "</ReceiverName>";
$xml .= "<ReceiverAddress>";
$xml .= "<Line1>" . $request->getReceiverAddress()->getLine1() . "</Line1>";
$xml .= "<Line2>" . $request->getReceiverAddress()->getLine2() . "</Line2>";
$xml .= "<City>" . $request->getReceiverAddress()->getCity() . "</City>";
$xml .= "<PostalCode>" . $request->getReceiverAddress()->getPostalCode() . "</PostalCode>";
$xml .= "<Country>" . $request->getReceiverAddress()->getCountry() . "</Country>";
$xml .= "</ReceiverAddress>";
$xml .= "<ReceiverPhone>" . $request->getReceiverPhone() . "</ReceiverPhone>";
$xml .= "<ReceivingCard>";
$xml .= "<AccountNumber>" . $request->getReceivingCard()->getAccountNumber() . "</AccountNumber>";
$xml .= "</ReceivingCard>";
$xml .= "<ReceivingAmount>";
$xml .= "<Value>" . $request->getReceivingAmount()->getValue() . "</Value>";
$xml .= "<Currency>" . $request->getReceivingAmount()->getCurrency() . "</Currency>";
$xml .= "</ReceivingAmount>";
$xml .= "<Channel>" . $request->getChannel() . "</Channel>";
$xml .= "<UCAFSupport>" . $request->getUCAFSupport() . "</UCAFSupport>";
$xml .= "<ICA>" . $request->getICA() . "</ICA>";
$xml .= "<ProcessorId>" . $request->getProcessorId() . "</ProcessorId>";
$xml .= "<RoutingAndTransitNumber>" . $request->getRoutingAndTransitNumber() . "</RoutingAndTransitNumber>";
$xml .= "<CardAcceptor>";
$xml .= "<Name>" . $request->getCardAcceptor()->getName() . "</Name>";
$xml .= "<City>" . $request->getCardAcceptor()->getCity() . "</City>";
$xml .= "<State>" . $request->getCardAcceptor()->getState() . "</State>";
$xml .= "<PostalCode>" . $request->getCardAcceptor()->getPostalCode() . "</PostalCode>";
$xml .= "<Country>" . $request->getCardAcceptor()->getCountry() . "</Country>";
$xml .= "</CardAcceptor>";
$xml .= "<TransactionDesc>" . $request->getTransactionDesc() . "</TransactionDesc>";
$xml .= "<MerchantId>" . $request->getMerchantId() . "</MerchantId>";
$xml .= "</TransferRequest>";
}
return $xml;
}