function autoInvest($borrow_id)
{
$binfo = M("borrow_info")->field('borrow_uid,borrow_money,borrow_type,repayment_type,borrow_interest_rate,borrow_duration,has_vouch,has_borrow,borrow_max,borrow_min,can_auto')->find($borrow_id);
if ($binfo['can_auto'] == '0') {
exit;
}
$map['a.is_use'] = 1;
$map['borrow_type'] = 1;
if ($map['a.end_time'] > 0) {
$map['a.end_time'] = array("gt", time());
}
$autolist = M("auto_borrow a")->join(C('DB_PREFIX') . "member_money m ON a.uid=m.uid")->join(C('DB_PREFIX') . "members ms ON a.uid=ms.id")->field("a.*,ms.usrid, m.account_money+m.back_money as money")->where($map)->order("a.invest_time asc")->select();
$needMoney = $binfo['borrow_money'] - $binfo['has_borrow'];
$pre = C('DB_PREFIX');
$info2 = M("members m")->field("m.usrid")->join("{$pre}borrow_info s ON s.borrow_uid=m.id")->where("s.id = " . $borrow_id)->find();
$borrowerid = $info2['usrid'];
$borrowid = $borrow_id;
$usrid = array();
$transamt = array();
foreach ($autolist as $key => $v) {
if (!$needMoney) {
break;
}
if ($v['uid'] == $binfo['borrow_uid']) {
continue;
}
$num_max1 = intval($v['money'] - $v['account_money']);
//账户余额-设置的最少剩余金额，即可用的投资金额数
$num_max4 = $binfo['borrow_money'] / 10;
//不能超过10%
//大于最大投标且设置最大投标
if ($investMoney > $binfo['borrow_max'] && $binfo['borrow_max'] > 0) {
$investMoney = $binfo['borrow_max'];
}
if ($num_max1 > $v['invest_money']) {
//如果可用的投资金额大于最大投资金额，则投资金额等于最大投资金额
$investMoney = $v['invest_money'];
} else {
$investMoney = $num_max1;
//如果未设置投标后账户余额，则会投出全部余额
}
if ($investMoney > $needMoney) {
$investMoney = $needMoney;
} else {
if ($binfo['borrow_min']) {
//设置了最小投标 如果直接满标则不考虑最小投标
if ($investMoney < $binfo['borrow_min']) {
// 小于最低投标
continue;
//不符合最低投资金额
} elseif ($needMoney - $investMoney > 0 && $needMoney - $investMoney < $binfo['borrow_min']) {
// 剩余金额小于最小投标金额
if ($investMoney - $binfo['borrow_min'] >= $binfo['borrow_min']) {
// 投资金额- 最小投资金额 大于最小投资金额
$investMoney = $investMoney - $binfo['borrow_min'];
// 投资 = 投资-最小投资（保证下次投资金额大于最小投资金额）
} else {
continue;
}
}
}
}
//投资金额不能大于借款金额的10%
if ($investMoney > $num_max4) {
$investMoney = $num_max4;
}
if ($investMoney % $binfo['borrow_min'] != 0) {
continue;
}
$tiaojian = "{$needMoney} > 0";
//可投金额大于0
if ($v['interest_rate'] > 0) {
$tiaojian .= " && " . $binfo['borrow_interest_rate'] . " >= " . $v['interest_rate'];
//利率范围
}
if ($v['duration_from'] > 0 && $v['duration_to'] > 0 && $v['duration_from'] <= $v['duration_to']) {
$tiaojian .= " && (" . $binfo['borrow_duration'] . " >= " . $v['duration_from'] . " || " . $v['duration_from'] . "==0) && (" . $binfo['borrow_duration'] . " <= " . $v['duration_to'] . " || " . $v['duration_to'] . "==0)";
//借款期限范围
}
$tiaojian .= " && " . $investMoney . " >= " . $v['min_invest'];
$tiaojian .= " && (" . $v['money'] . " - " . $v['account_money'] . ") >= " . $investMoney;
//余额限制
if ($tiaojian) {
$usrid[] = $v['usrid'];
$transamt[] = $investMoney;
$needMoney = $needMoney - $investMoney;
// 减去剩余已投金额
MTip('chk27', $v['uid'], $borrow_id, $v['id']);
//sss
M('auto_borrow')->where('id = ' . $v['id'])->save(array("invest_time" => time()));
}
}
/////////////////////////////////////////////////////汇付托管 2014-10-09///////////////////////////////////////////////////////////////
import("ORG.Huifu.Huifu");
$huifu = new Huifu();
$huifu->autoTender_multi($usrid, $transamt, $borrowerid, $borrowid);
/////////////////////////////////////////////////////汇付托管 END///////////////////////////////////////////////////////////////
return true;
}
