/**
* Helper function for generating view breakdown HTML fragment
*
* @param bool $showAdminFees Optional switch to include admin fees, defaults to false
*
* @return string
*/
public function viewBreakdown($includeAdminFees = true)
{
// Get customer ref no and policy number
$pageSession = new Zend_Session_Namespace('tenants_insurance_quote');
$this->_customerReferenceNumber = $pageSession->CustomerRefNo;
$this->_policyNumber = $pageSession->PolicyNumber;
// Get premium values for quote
$quoteManager = new Manager_Insurance_TenantsContentsPlus_Quote(null, null, $this->_policyNumber);
$premiums = $quoteManager->calculatePremiums();
$this->view->premiums = $premiums;
// Get cover amounts
$this->view->contentsCoverAmount = $quoteManager->getCoverAmount(Manager_Insurance_TenantsContentsPlus_Quote::CONTENTS);
$this->view->bicyclesCoverAmount = $quoteManager->getCoverAmount(Manager_Insurance_TenantsContentsPlus_Quote::PEDALCYCLES);
$this->view->specifiedPossessionsCoverAmount = $quoteManager->getCoverAmount(Manager_Insurance_TenantsContentsPlus_Quote::SPECIFIEDPOSSESSIONS);
$this->view->unspecifiedPossessionsCoverAmount = $quoteManager->getCoverAmount(Manager_Insurance_TenantsContentsPlus_Quote::UNSPECIFIEDPOSSESSIONS);
// Get any sharer occupation details
$sharersManager = new Manager_Insurance_TenantsContentsPlus_Sharers();
$sharerData = $sharersManager->getSharers($this->_policyNumber);
$this->view->sharer1 = !is_null($sharerData) ? $sharerData->getSharerOccupation(1) : '';
$this->view->sharer2 = !is_null($sharerData) ? $sharerData->getSharerOccupation(2) : '';
// Get specified possessions info
$possession = new Datasource_Insurance_Policy_SpecPossessions($this->_policyNumber);
$this->view->possessions = $possession->listPossessions();
// Get bicycle info
$bike = new Datasource_Insurance_Policy_Cycles($this->_customerReferenceNumber, $this->_policyNumber);
$this->view->bicycles = $bike->listBikes();
// Get Current IPT percentage
$quote = $quoteManager->getQuoteObject();
$postcode = $quote->propertyPostcode;
$taxDatasource = new Datasource_Core_Tax();
$tax = $taxDatasource->getTaxbyTypeAndPostcode('ipt', $postcode);
$ipt = 1 + $tax['rate'];
// Get admin fees, if required
if ($includeAdminFees) {
$fees = $quoteManager->getFees();
$this->view->feeMonthly = $fees->tenantspMonthlyFee;
$this->view->feeAnnual = 0;
// TODO: parameterise? Legacy DB and fee object currently don't handle annual fees
} else {
$this->view->feeMonthly = 0;
$this->view->feeAnnual = 0;
}
$this->view->includeAdminFees = $includeAdminFees;
// Return partial view HTML
return $this->view->partial('partials/view-breakdown.phtml', $this->view);
}
/**
* Overridden isValid() method for pre-validation code
*
* @param array $formData data typically from a POST or GET request
*
* @return bool
*/
public function isValid($formData = array())
{
// Check that contents SI is above certain values to allow for sharers
$session = new Zend_Session_Namespace('homelet_global');
$pageSession = new Zend_Session_Namespace('tenants_insurance_quote');
// Invoke the sharers manager
$sharersManager = new Manager_Insurance_TenantsContentsPlus_Sharers();
// Note what the contents SI is from the freshly POSTed data, or from the DB model if there
$contentsSI = $contents_cover_a = $contents_cover_b = 0;
if (isset($formData['contents_cover_a'])) {
$contents_cover_a = $formData['contents_cover_a'];
$contents_cover_b = $formData['contents_cover_b'];
if ($contents_cover_a == '15000+') {
if ($contents_cover_b != '' && (int) $contents_cover_b > 15000) {
$contentsSI = (int) $contents_cover_b;
}
} else {
$contentsSI = (int) $contents_cover_a;
}
}
// Decide max number of sharers allowed based on contents insured value
$contentsAmount = new Zend_Currency(array('value' => $contentsSI, 'precision' => 0));
$sharersAllowed = $sharersManager->getNoOfSharersAllowed($contentsAmount);
// Force user to select a number of sharers if number allowed > 0
if ($sharersAllowed > 0) {
$this->getElement('policy_sharers')->setRequired(true);
}
// Check if sharers selected are above 0, if so make their occupation validation mandatory
$sharerCount = min($sharersAllowed, isset($formData['policy_sharers']) ? $formData['policy_sharers'] : 0);
if ($sharerCount > 0) {
for ($i = 1; $i <= $sharerCount; $i++) {
$this->getElement("policy_sharer{$i}_occupation")->setRequired(true);
}
}
// Call original isValid()
return parent::isValid($formData);
}
/**
* Helper function to populate the zend form elements with database data
*
* @param Zend_Form $pageForm form definition for this step
* @param int $stepNum current step number
*
* @return void
*/
private function _formStepCommonPopulate($pageForm, $stepNum)
{
$pageSession = new Zend_Session_Namespace('tenants_insurance_quote');
// First of all check that this form should be viewable and the user isn't trying to skip ahead
$this->view->stepNum = $stepNum;
$this->view->stepMax = $this->_stepMax;
// Check to see if the user is trying to skip ahead in the quote
$tooFarAhead = false;
if ((!isset($pageSession->completed) || is_null($pageSession->completed)) && $stepNum != 1) {
$tooFarAhead = true;
$lastCompleted = 1;
} elseif ($stepNum > 1) {
// Check to see if any pages previous to the one the user's trying to get to are incomplete
$tooFarAhead = false;
for ($i = 1; $i < $stepNum; $i++) {
if (!isset($pageSession->completed[$i]) || !$pageSession->completed[$i]) {
$tooFarAhead = true;
$lastCompleted = $i;
break;
break;
}
}
}
if ($tooFarAhead) {
// Drop user onto page that needs completing
$this->_helper->redirector->gotoUrl('/tenants/insurance-quote-b/step' . $lastCompleted);
return false;
}
// Now check to see if they need to login (using an existing email address without being logged in)
if ($stepNum > 1) {
// Before we do ANYTHING we need to check to see if the email address entered matches a customer record
// we already have - if it does we need to ask them to login before they proceed.
$customerReferenceNumber = $pageSession->CustomerRefNo;
$customerManager = new Manager_Core_Customer();
$legacyCustomer = $customerManager->getCustomer(Model_Core_Customer::LEGACY_IDENTIFIER, $customerReferenceNumber);
$emailAddress = $legacyCustomer->getEmailAddress();
$customer = $customerManager->getCustomerByEmailAddress($emailAddress);
if ($customer) {
// There is already a customer entry for this email address - so we need to see if they are logged in
// if not we need to force them to login
$auth = Zend_Auth::getInstance();
$auth->setStorage(new Zend_Auth_Storage_Session('homelet_customer'));
/*if ($auth->hasIdentity()) {
$loggedInEmail = $auth->getStorage()->read()->email_address;
if ($loggedInEmail != $customer->getEmailAddress()) {
// They are logged in but not who they should be to do this quote
$this->_helper->redirector->gotoUrl('/account/login?refer=tenants-insurance&step='. $stepNum);
return false;
}
} else {
// They aren't logged in and need to
$this->_helper->redirector->gotoUrl('/account/login?refer=tenants-insurance&step='. $stepNum);
return false;
}*/
}
}
// Echo out some debug info if not in production mode
Application_Core_Logger::log("Policy Number : " . $this->_policyNumber);
Application_Core_Logger::log("Customer Ref No : " . $this->_customerReferenceNumber);
Application_Core_Logger::log("agentSchemeNumber : " . $this->_agentSchemeNumber);
$formData = array();
// If step 1 and not in session (so producing a quick quote) - we need to pre-populate
// a few bits if the customer is already logged into the site
if ($stepNum == 1 && !isset($pageSession->CustomerRefNo)) {
$auth = Zend_Auth::getInstance();
$auth->setStorage(new Zend_Auth_Storage_Session('homelet_customer'));
if ($auth->hasIdentity()) {
// Customer is logged in and starting a new quote - so we need to pre-populate the customers details from stored details
$customerID = $auth->getStorage()->read()->id;
$customerManager = new Manager_Core_Customer();
$customer = $customerManager->getCustomer(Model_Core_Customer::IDENTIFIER, $customerID);
// Get the customer's legacy record too as DoB is only in the old system
$legacyCustomer = $customerManager->getCustomer(Model_Core_Customer::LEGACY_IDENTIFIER, $customerID);
$formData['title'] = $customer->getTitle();
$formData['first_name'] = $customer->getFirstName();
$formData['last_name'] = $customer->getLastName();
$formData['phone_number'] = $customer->getTelephone(Model_Core_Customer::TELEPHONE1);
$formData['mobile_number'] = $customer->getTelephone(Model_Core_Customer::TELEPHONE2);
$formData['email_address'] = $customer->getEmailAddress();
// Fetch DoB from old customer manager
$formData['date_of_birth_at'] = $legacyCustomer->getDateOfBirth();
$pageForm->populate($formData);
}
}
// Only populate from DB if we are in session and have a reference number
if (isset($pageSession->CustomerRefNo)) {
$customerReferenceNumber = $pageSession->CustomerRefNo;
$policyNumber = $pageSession->PolicyNumber;
// Populate $formData with data from model, if available
switch ($stepNum) {
case 1:
// Personal Details section
$customerManager = new Manager_Core_Customer();
$customer = $customerManager->getCustomer(Model_Core_Customer::LEGACY_IDENTIFIER, $customerReferenceNumber);
$titleOptions = TenantsInsuranceQuoteB_Form_Subforms_PersonalDetails::$titles;
if (in_array($customer->getTitle(), $titleOptions)) {
$formData['title'] = $customer->getTitle();
} else {
$formData['title'] = "Other";
$formData['other_title'] = $customer->getTitle();
}
$formData['first_name'] = $customer->getFirstName();
$formData['last_name'] = $customer->getLastName();
$formData['phone_number'] = $customer->getTelephone(Model_Core_Customer::TELEPHONE1);
$formData['mobile_number'] = $customer->getTelephone(Model_Core_Customer::TELEPHONE2);
$formData['email_address'] = $customer->getEmailAddress();
$dob = $customer->getDateOfBirthAt();
if (null != $dob && '0000-00-00' != $dob) {
$formData['date_of_birth_at'] = Application_Core_Utilities::mysqlDateToUk($dob);
}
// Data Protection section
$dpaManager = new Manager_Core_DataProtection();
$dpaItems = $dpaManager->getItems($customerReferenceNumber, Model_Core_DataProtection_ItemEntityTypes::INSURANCE);
foreach ($dpaItems as $currentItem) {
switch ($currentItem->constraintTypeId) {
case Model_Core_DataProtection_ItemConstraintTypes::MARKETING_BY_PHONEANDPOST:
if ($currentItem->isAllowed) {
$formData['dpa_phone_post'] = 0;
} else {
$formData['dpa_phone_post'] = 1;
}
break;
case Model_Core_DataProtection_ItemConstraintTypes::MARKETING_BY_SMSANDEMAIL:
if ($currentItem->isAllowed) {
$formData['dpa_sms_email'] = 0;
// For Redmine Ref #8003, "Updated marketing preference questions on online quotes"
} else {
$formData['dpa_sms_email'] = 1;
// For Redmine Ref #8003, "Updated marketing preference questions on online quotes"
}
break;
case Model_Core_DataProtection_ItemConstraintTypes::MARKETING_BY_THIRDPARTY:
if ($currentItem->isAllowed) {
$formData['dpa_resale'] = 1;
} else {
$formData['dpa_resale'] = 0;
}
break;
}
}
// Contents Insurance section
$quoteManager = new Manager_Insurance_TenantsContentsPlus_Quote(null, null, $this->_policyNumber);
// If we've retrieved this quote we need to setup some session variables to match the quote (agent scheme number mostly)
$session = new Zend_Session_Namespace('homelet_global');
$session->agentSchemeNumber = Manager_Core_Agent::filterAsn($quoteManager->getAgentSchemeNumber());
$contentsSI = $quoteManager->getCoverAmount(Manager_Insurance_TenantsContentsPlus_Quote::CONTENTS);
// TODO: Remove the hard-coded contents insured splits - should be loaded from DB
if ($contentsSI == '5000' || $contentsSI == '7500' || $contentsSI == '10000' || $contentsSI == '15000') {
$formData['contents_cover_a'] = $contentsSI;
} else {
$formData['contents_cover_a'] = '15000+';
$formData['contents_cover_b'] = $contentsSI;
}
// Shares section
$sharersManager = new Manager_Insurance_TenantsContentsPlus_Sharers();
$existingSharers = $sharersManager->getSharers($policyNumber);
$formData['policy_sharers'] = 0;
if ($existingSharers) {
if ($existingSharers->getSharerOccupation(1) != '') {
$formData['policy_sharers'] = 1;
$formData['policy_sharer1_occupation'] = $existingSharers->getSharerOccupation(1);
}
if ($existingSharers->getSharerOccupation(2) != '') {
$formData['policy_sharers'] = 2;
$formData['policy_sharer2_occupation'] = $existingSharers->getSharerOccupation(2);
}
}
for ($i = 1; $i <= $pageForm->maxSharers; $i++) {
$formData["policy_sharer{$i}_occupation"] = $existingSharers->getSharerOccupation($i);
}
// Decide max number of sharers allowed based on contents insured value
$contentsAmount = new Zend_Currency(array('value' => $contentsSI, 'precision' => 0));
$sharersAllowed = $sharersManager->getNoOfSharersAllowed($contentsAmount);
// Push this into Javascript on the page
$this->view->headScript()->appendScript("var sharersAllowed = {$sharersAllowed};");
// Initial Disclosure Agreement section
// As we have a customer reference number they must have saved step 1 at some point which means
// they must have agreed to the IDD section
$formData['idd'] = 1;
break;
case 2:
// Unspecified Possessions section
$quoteManager = new Manager_Insurance_TenantsContentsPlus_Quote(null, null, $this->_policyNumber);
$unspecSI = $quoteManager->getCoverAmount(Manager_Insurance_TenantsContentsPlus_Quote::UNSPECIFIEDPOSSESSIONS);
// If step has been completed before we can assume some defaults that we'll over-write later
if (isset($pageSession->completed[2]) && $pageSession->completed[2] == true or $quoteManager->getPropertyPostcode() != '') {
$formData['away_from_home'] = 'no';
$formData['above_x'] = 'no';
$formData['bicycle'] = 'no';
}
// TODO: Re-factor this so that it doesn't use hardcoded pricing breaks anymore
if ($unspecSI > 0) {
$formData['away_from_home'] = 'yes';
$formData['possessions_cover'] = $unspecSI;
}
//TODO: This should be talking to the quote manager NOT directly to the datasource
$possessions = new Datasource_Insurance_Policy_SpecPossessions($pageSession->PolicyNumber);
if ($possessions->countPossessions() > 0) {
$formData['above_x'] = 'yes';
}
// Bicycle section
//TODO: This should be talking to the quote manager NOT directly to the datasource
$bicycle = new Datasource_Insurance_Policy_Cycles($this->_customerReferenceNumber, $this->_policyNumber);
if ($bicycle->countBikes() > 0) {
$formData['bicycle'] = 'yes';
}
break;
case 3:
// Insured Address section
// Fetch previously stored address
$quoteManager = new Manager_Insurance_TenantsContentsPlus_Quote(null, null, $this->_policyNumber);
$addressArray = $quoteManager->getPropertyAddress();
if ($addressArray['postcode'] != '') {
if (strpos($addressArray['address1'], ',') !== false) {
$formData['ins_house_number_name'] = preg_replace('/,.*$/', '', $addressArray['address1']);
} else {
$formData['ins_house_number_name'] = preg_replace('/ .*$/', '', $addressArray['address1']);
}
$formData['ins_postcode'] = $addressArray['postcode'];
// Look up address again to populate dropdown
$postcodeLookup = new Manager_Core_Postcode();
$addresses = $postcodeLookup->getPropertiesByPostcode(preg_replace('/[^\\w\\ ]/', '', $formData['ins_postcode']));
$addressList = array('' => '--- please select ---');
$filterString = is_numeric($formData['ins_house_number_name']) ? $formData['ins_house_number_name'] . ", " : $formData['ins_house_number_name'];
foreach ($addresses as $address) {
$addressList[$address['id']] = $address['singleLineWithoutPostcode'];
if (stripos($address['singleLineWithoutPostcode'], $filterString) === 0) {
$addressID = $address['id'];
}
}
// Add some validation
$ins_address = $pageForm->getSubForm('subform_insuredaddress')->getElement('ins_address');
$ins_address->setMultiOptions($addressList);
$validator = new Zend_Validate_InArray(array('haystack' => array_keys($addressList)));
$validator->setMessages(array(Zend_Validate_InArray::NOT_IN_ARRAY => 'Insured address does not match with postcode'));
$ins_address->addValidator($validator, true);
// Set the address to selected
$ins_address->setValue($addressID);
$addressID = null;
// Make sure we don't use this again for the correspondance address!
// Upsell Message section
$pageSession = new Zend_Session_Namespace('tenants_insurance_quote');
$session = new Zend_Session_Namespace('homelet_global');
$agentSchemeNumber = $session->agentSchemeNumber;
}
// Correspondance Address section
$customerManager = new Manager_Core_Customer();
$customer = $customerManager->getCustomer(Model_Core_Customer::LEGACY_IDENTIFIER, $this->_customerReferenceNumber);
$addressLine1 = $customer->getAddressLine(Model_Core_Customer::ADDRESSLINE1);
$addressPostcode = $customer->getPostCode();
if ($addressPostcode != '') {
if (strpos($addressLine1, ',') !== false) {
$formData['cor_house_number_name'] = preg_replace('/,.*$/', '', $addressLine1);
} else {
$formData['cor_house_number_name'] = preg_replace('/ .*$/', '', $addressLine1);
}
$formData['cor_postcode'] = $addressPostcode;
// TODO: Surely if this postcode and house number matches the previous one
// we can just tick the YES box and hide the correspondance address form??
$postcodeLookup = new Manager_Core_Postcode();
$addresses = $postcodeLookup->getPropertiesByPostcode(preg_replace('/[^\\w\\ ]/', '', $formData['cor_postcode']));
$addressList = array('' => '--- please select ---');
$filterString = is_numeric($formData['cor_house_number_name']) ? $formData['cor_house_number_name'] . ", " : $formData['cor_house_number_name'];
foreach ($addresses as $address) {
$addressList[$address['id']] = $address['singleLineWithoutPostcode'];
if (stripos($address['singleLineWithoutPostcode'], $filterString) === 0) {
$addressID = $address['id'];
}
}
$cor_address = $pageForm->getSubForm('subform_correspondencedetails')->getElement('cor_address');
$cor_address->setMultiOptions($addressList);
$validator = new Zend_Validate_InArray(array('haystack' => array_keys($addressList)));
$validator->setMessages(array(Zend_Validate_InArray::NOT_IN_ARRAY => 'Insured address does not match with postcode'));
$cor_address->addValidator($validator, true);
$cor_address->setValue($addressID);
}
if ($addressPostcode != '' && $addressArray['postcode'] != '') {
if ($cor_address->getValue() == $ins_address->getValue()) {
$formData['cor_same_address'] = 'yes';
} else {
$formData['cor_same_address'] = 'no';
}
}
// Letting Agent section
// If the agent scheme number is not our default one - load the agent details
$params = Zend_Registry::get('params');
$agentSchemeNumber = Manager_Core_Agent::filterAsn($quoteManager->getAgentSchemeNumber());
// How did you hear about us section
$marketQuestion = new Manager_Core_ManagementInformation();
$formData['how_hear'] = $marketQuestion->getMarketingAnswers($this->_policyNumber);
//Campaign code section
$webLeadManager = new Manager_Core_WebLead();
$webLeadSummary = $webLeadManager->getSummary($this->_webLeadSummaryId);
$formData['campaign_code'] = $webLeadSummary->promotionCode;
// Start and end date
$startDate = $quoteManager->getStartDate();
if ($startDate != '' && $startDate != '0000-00-00') {
$formData['policy_start'] = substr($startDate, 8, 2) . '/' . substr($startDate, 5, 2) . '/' . substr($startDate, 0, 4);
}
break;
case 4:
// Important Information section
// If this page has previously passed validation, we know what the answers
// given must have been without hitting the DB (as anything else refers)
if (isset($pageSession->completed[$stepNum]) && $pageSession->completed[$stepNum]) {
$formData['declaration1'] = 'no';
$formData['declaration2'] = 'no';
$formData['declaration3'] = 'no';
$formData['declaration4'] = 'no';
$formData['declaration_confirmation'] = 'yes';
// If the step is completed we can also assume they said yes to the declaration agreement
$formData['declaration_statement'] = 1;
}
break;
case 5:
// Not sure if we should really be loading payment methods back in
// surely it would be best to just let them choose again
break;
case 'dd':
$quoteManager = new Manager_Insurance_TenantsContentsPlus_Quote(null, null, $this->_policyNumber);
$this->view->payMonthly = strtolower($quoteManager->getPayBy()) == 'monthly';
break;
}
$pageForm->populate($formData);
// Populate the quick quote box
$quoteManager = new Manager_Insurance_TenantsContentsPlus_Quote(null, null, $this->_policyNumber);
$premiums = $quoteManager->calculatePremiums();
$fees = $quoteManager->getFees();
$this->view->premiums = $premiums;
$this->view->fees = $fees;
} else {
// Not in session but there are some defaults we need to set for step 1
// TODO: Write the javascript better so we don't need to do fudges like this
$this->view->headScript()->appendScript("var sharersAllowed = 0;");
}
return true;
}
/**
* Find and return how many sharers are allowed based on contents SI via AJAX
*
* @return void
*/
public function sharersAction()
{
// Get the contents amount from the post data
$query = $this->getRequest()->getQuery();
$contentsSI = $query['contents_cover_a'];
if ($contentsSI == '15000+') {
$contentsSI = $query['contents_cover_ab'];
}
// Calculate number of sharers allowed
$sharersManager = new Manager_Insurance_TenantsContentsPlus_Sharers();
$contentsAmount = new Zend_Currency(array('value' => $contentsSI, 'precision' => 0));
$sharersAllowed = $sharersManager->getNoOfSharersAllowed($contentsAmount);
// Return the result
$return['sharersAllowed'] = $sharersAllowed;
echo Zend_Json::encode($return);
}
