public function check_failure_apply()
{
$model = new \Loan\Model\OrderModel();
$order = $this->_order();
$model->checkFailureApply($order['id']) or ajax_error($model->getError());
ajax_success();
}
/**
* 每天更新所有账单的滞纳金
* 规则：逾期第10天起，每天增加贷款总金额1%的滞纳金（多期逾期仅算一期）
*/
public function updateDelayDay()
{
// 逾期百分点
$rate = 1;
// 获取所有已经逾期的账单
$orderModel = new \Loan\Model\OrderModel();
$model = $this->alias('b')->join('zj_loan_order o on o.id=b.order_id');
$bills = $model->field('o.status order_status, o.loan_money, b.order_id,b.issue,b.status,b.money_principal,b.return_limit_time')->where(['b.issue' => ['gt', 0], 'b.status' => ['in', '0,1'], 'b.return_limit_time' => ['elt', strtotime(date('Y-m-d 23:59:59', strtotime('-10 day')))]])->order('b.return_limit_time asc')->select();
// 合法的订单状态
$check_order_status = array_merge($orderModel->allowRepayStatus(), [$orderModel::STATUS_BREACH_CONTRACT]);
$exitst_order = [];
$total_success = 0;
$date = date('Y-m-d');
$delayModel = M('loan_bill_delay');
foreach ($bills as $bill) {
// 同一个订单，仅发送一次
$id = $bill['order_id'];
if (in_array($id, $exitst_order)) {
continue;
}
$exitst_order[] = $id;
// 判断订单状态是否正常
if (!in_array($bill['order_status'], $check_order_status)) {
system_warn('更新滞纳金时发现异常记录：' . print_r($bill, true));
continue;
}
// 组装数据
$data = ['order_id' => $bill['order_id'], 'issue' => $bill['issue'], 'delay_date' => $date, 'type' => 1];
// 判断重复处理
if ($delayModel->where($data)->count() > 0) {
continue;
}
// 计算滞纳金
$delay_money = $bill['loan_money'] * $rate / 100;
// 启用事务
$this->startTrans();
if ($this->where(['order_id' => $bill['order_id'], 'issue' => $bill['issue'], 'status' => $bill['status']])->save(['money_delay' => ['exp', 'money_delay+' . $delay_money], 'money_total' => ['exp', 'money_total+' . $delay_money]])) {
$data['created'] = time();
$data['uid'] = 0;
$data['uname'] = '系统';
$data['money_principal'] = $bill['money_principal'];
$data['delay_money'] = $delay_money;
$delayModel->add($data);
// 若逾期达到了16天，则更新订单状态（避免继续执行还款操作）
if ($bill['order_status'] != $orderModel::STATUS_BREACH_CONTRACT) {
$diff_day = (strtotime(date('Y-m-d')) - strtotime(date('Y-m-d', $bill['return_limit_time']))) / 86400;
if ($diff_day >= 16) {
if (!$orderModel->breach($bill['order_id'])) {
system_warn('更新订单违约时失败：' . $orderModel->getError());
$this->rollback();
continue;
}
}
}
// 提交事务
$this->commit();
$total_success++;
} else {
system_warn('更新滞纳金时，无法正确更新记录：' . print_r($bill, true));
$this->rollback();
}
}
return $total_success;
}
protected function _paySuccess($pay_id, $money, $alipay_trade_no)
{
// 验证是否重复操作
$payRow = M('loan_pay_alipay')->find($pay_id);
if (!$payRow) {
return '此交易记录不存在！';
}
if ($payRow['is_action'] > 0) {
return true;
}
if (bccomp($money, $payRow['money'], 2) != 0) {
return '支付金额与记录不符！';
}
if (!M('loan_pay_alipay')->where(['id' => $pay_id, 'is_action' => $payRow['is_action']])->setField('is_action', 1)) {
return true;
}
$orderModel = new \Loan\Model\OrderModel();
$billModel = new \Loan\Model\BillModel();
$order_id = $payRow['order_id'];
$month = $payRow['month'];
$issue = $payRow['issue'];
$money = $payRow['money'];
$order = $orderModel->field('status')->where(['id' => $order_id])->field('status')->find();
if (!$order) {
return '订单信息不存在！';
}
if ($month == 1) {
if ($issue == 0) {
// 正常支付首付
if ($order['status'] == $orderModel::STATUS_CHECK_SUCCESS) {
return true;
}
if ($orderModel->firstPay($order_id, 1, $alipay_trade_no)) {
return true;
} else {
return $orderModel->getError();
}
} else {
// 正常支付指定账单
$bill = M('loan_bill')->field('issue,money_total,status')->where(['order_id' => $order_id, 'issue' => $issue])->find();
if (!$bill) {
return '找不到此账单信息！';
}
// 判断是否已经支付
if ($bill['status'] == 2) {
return true;
}
if ($billModel->repay($order_id, $issue, $money, 1, $alipay_trade_no)) {
return true;
} else {
return $billModel->getError();
}
}
} elseif ($month < 0) {
return '未知month参数：' . $month;
} else {
if (!$billModel->repayAll($order_id, $month, $money, 1, $alipay_trade_no)) {
return $billModel->getError();
}
}
return true;
}
public function order()
{
if (I('post.month', 0, 'intval') > 0) {
$userModel = new \Common\Model\UserModel();
$userModel->verifyCode(I('post.mobile'), I('post.verify_code')) or $this->error($userModel->getError());
}
$goods = $this->_goods();
$this->assign('goods', $goods);
$first_money = I('first_money', 0, 'floatval');
$month = I('month', 0, 'intval');
$quantity = I('quantity', 1, 'intval');
$remark = I('remark');
$payee_account_type = I('payee_account_type', 0, 'intval');
$payee_account = I('account');
$orderModel = new \Loan\Model\OrderModel();
$order_id = $orderModel->addGoods($this->_user['uid'], $goods['id'], $quantity, $first_money, $month, $goods['property_remark'], $remark, $payee_account_type, $payee_account);
$order_id or $this->error($orderModel->getError());
if (IS_AJAX) {
$this->ajaxReturn(array('status' => 1, 'order_id' => $order_id));
} else {
if ($month) {
$this->assign('order_id', $order_id);
$this->success('下单成功，请等待工作人员审核。', '/user/order', 3);
} else {
$this->redirect('/pay/alipay/' . $order_id);
}
}
}
public function updateCompany()
{
$orderModel = new \Loan\Model\OrderModel();
$orderModel->updateCompany(I('order_id'), I('company_id')) or $this->error($orderModel->getError());
$this->success('更新商铺成功！');
}
public function offline()
{
$goods_id = I('goods_id');
if (IS_POST) {
$this->verify();
$uid = $this->_user['uid'];
$first_money = I('first_money');
$month = I('month');
$remark = I('remark');
$orderModel = new \Loan\Model\OrderModel();
$order_id = $orderModel->addOffline($uid, $goods_id, $first_money, $month, $remark);
$order_id or $this->error($orderModel->getError());
$this->assign('order_id', $order_id);
$this->display('success');
exit;
}
$model = M()->table('zj_loan_company_goods g')->join('zj_loan_company c on c.id=g.company_id');
$goods = $model->field('g.id,g.title,g.pic,g.price,c.name')->where(['g.id' => $goods_id])->find() or $this->error('找不到此商品信息！');
$this->assign('goods', $goods);
$rate = D('Loan/shop_goods')->getFeeRate('offline') or $this->error('无法读取服务费率！');
$this->assign('rate', $rate);
$this->display('offline_qr');
}
