$echoPHP->set_billing_first_name($firstName);
$echoPHP->set_billing_last_name($lastName);
$echoPHP->set_cc_number($creditCard);
$echoPHP->set_ccexp_month($expMonth);
$echoPHP->set_ccexp_year($expYear);
$echoPHP->set_transaction_type("EV");
// $echoPHP->set_cnp_security(3333); // The three-digit MasterCard (CVC2) or VISA (CVV2) or the four-digit Discover (CID)
// or AMEX card-not-present security code.
} else {
// check payment info if supplied...
$echoPHP->set_ec_bank_name($bankName);
$echoPHP->set_ec_first_name($firstName);
$echoPHP->set_ec_last_name(lastName);
$echoPHP->set_ec_address1($address1);
$echoPHP->set_ec_address2($address2);
$echoPHP->set_ec_city($city);
$echoPHP->set_ec_state($state);
$echoPHP->set_ec_zip($zip);
$echoPHP->set_ec_rt($route);
$echoPHP->set_ec_account($account);
$echoPHP->set_ec_serial_number($serial);
$echoPHP->set_ec_payee($EchoPayee);
//$echoPHP->set_ec_id_state("");
//$echoPHP->set_ec_id_number("");
//$echoPHP->set_ec_id_type("");
$echoPHP->set_transaction_type("DD");
}
$echoPHP->set_debug("F");
// set to T to turn on debugging
$echoPHP->set_counter(1);
$submitSuccess = $echoPHP->Submit();