示例#1
0
 /**
  * 代还款
  */
 function do_site_repay($page = 1)
 {
     require_once APP_ROOT_PATH . "app/Lib/common.php";
     require_once APP_ROOT_PATH . "app/Lib/deal.php";
     $id = intval($_REQUEST['id']);
     $l_key = intval($_REQUEST['l_key']);
     $this->assign("jumpUrl", U("Deal/repay_plan", array("id" => $id)));
     if ($id == 0) {
         $this->success("数据错误");
     }
     $deal_info = get_deal($id);
     if (!$deal_info) {
         $this->success("借款不存在");
     }
     if ($deal_info['ips_bill_no'] != "") {
         $this->success("第三方同步暂无法代还款");
     }
     $user_id = $deal_info['user_id'];
     if ($page == 0) {
         $page = 1;
     }
     $page_size = 10;
     $limit = ($page - 1) * $page_size . "," . $page_size;
     $user_loan_list = get_deal_user_load_list($deal_info, 0, $l_key, -1, 0, 0, 1, $limit);
     $rs_count = $user_loan_list['count'];
     $page_all = ceil($rs_count / $page_size);
     require_once APP_ROOT_PATH . "system/libs/user.php";
     foreach ($user_loan_list['item'] as $kk => $vv) {
         if ($vv['has_repay'] == 0) {
             //借入者已还款,但是没打款到借出用户中心
             $user_load_data = array();
             $user_load_data['true_repay_time'] = TIME_UTC;
             $user_load_data['true_repay_date'] = to_date(TIME_UTC);
             $user_load_data['is_site_repay'] = 1;
             $user_load_data['status'] = 0;
             $user_load_data['true_repay_money'] = (double) $vv['month_repay_money'];
             $user_load_data['true_self_money'] = (double) $vv['self_money'];
             $user_load_data['true_interest_money'] = (double) $vv['interest_money'];
             $user_load_data['true_manage_money'] = (double) $vv['manage_money'];
             $user_load_data['true_manage_interest_money'] = (double) $vv['manage_interest_money'];
             $user_load_data['true_repay_manage_money'] = (double) $vv['repay_manage_money'];
             $user_load_data['true_manage_interest_money_rebate'] = (double) $vv['manage_interest_money_rebate'];
             $user_load_data['impose_money'] = (double) $vv['impose_money'];
             $user_load_data['repay_manage_impose_money'] = (double) $vv['repay_manage_impose_money'];
             $user_load_data['true_reward_money'] = (double) $vv['reward_money'];
             if ($vv['status'] > 0) {
                 $user_load_data['status'] = $vv['status'] - 1;
             }
             $user_load_data['has_repay'] = 1;
             $GLOBALS['db']->autoExecute(DB_PREFIX . "deal_load_repay", $user_load_data, "UPDATE", "id=" . $vv['id'] . " AND has_repay = 0 ", "SILENT");
             if ($GLOBALS['db']->affected_rows() > 0) {
                 //$content = "您好,您在".app_conf("SHOP_TITLE")."的投标 “<a href=\"".$deal_info['url']."\">".$deal_info['name']."</a>”成功还款".($user_load_data['true_repay_money']+$user_load_data['impose_money'])."元,";
                 $unext_loan = $user_loan_list[$vv['u_key']][$kk + 1];
                 if ($unext_loan) {
                     //$content .= "本笔投标的下个还款日为".to_date($unext_loan['repay_day'],"Y年m月d日").",需还本息".number_format($unext_loan['month_repay_money'],2)."元。";
                     $notices['content'] = ",本笔投标的下个还款日为" . to_date($unext_loan['repay_day'], "Y年m月d日") . ",需还本息" . number_format($unext_loan['month_repay_money'], 2) . "元。";
                 } else {
                     $load_repay_rs = $GLOBALS['db']->getOne("SELECT (sum(true_interest_money) + sum(impose_money)) as shouyi,sum(impose_money) as total_impose_money FROM " . DB_PREFIX . "deal_load_repay WHERE deal_id=" . $deal_info['id'] . " AND user_id=" . $vv['user_id']);
                     $all_shouyi_money = number_format($load_repay_rs['shouyi'], 2);
                     $all_impose_money = number_format($load_repay_rs['total_impose_money'], 2);
                     //$content .= "本次投标共获得收益:".$all_shouyi_money."元,其中违约金为:".$all_impose_money."元,本次投标已回款完毕!";
                     $notices['content'] = ",本次投标共获得收益:" . $all_shouyi_money . "元,其中违约金为:" . $all_impose_money . "元,本次投标已回款完毕!";
                 }
                 if ($user_load_data['impose_money'] != 0 || $user_load_data['true_manage_money'] != 0 || $user_load_data['true_repay_money'] != 0) {
                     $in_user_id = $vv['user_id'];
                     //如果是转让债权那么将回款打入转让者的账户
                     if ((int) $vv['t_user_id'] == 0) {
                         $loan_user_info['user_name'] = $vv['user_name'];
                         $loan_user_info['email'] = $vv['email'];
                         $loan_user_info['mobile'] = $vv['mobile'];
                     } else {
                         $in_user_id = $vv['t_user_id'];
                         $loan_user_info['user_name'] = $vv['t_user_name'];
                         $loan_user_info['email'] = $vv['t_email'];
                         $loan_user_info['mobile'] = $vv['t_mobile'];
                     }
                     //更新用户账户资金记录
                     modify_account(array("money" => $user_load_data['true_repay_money']), $in_user_id, "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],第" . ($kk + 1) . "期,回报本息", 5);
                     if ($user_load_data['true_manage_money'] > 0) {
                         modify_account(array("money" => -$user_load_data['true_manage_money']), $in_user_id, "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],第" . ($kk + 1) . "期,投标管理费", 20);
                     }
                     //利息管理费
                     modify_account(array("money" => -$user_load_data['true_manage_interest_money']), $in_user_id, "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],第" . ($kk + 1) . "期,投标利息管理费", 20);
                     if ($user_load_data['impose_money'] != 0) {
                         modify_account(array("money" => $user_load_data['impose_money']), $in_user_id, "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],第" . ($kk + 1) . "期,逾期罚息", 21);
                     }
                     //普通会员邀请返利
                     get_referrals($vv['id']);
                     //投资者返佣金
                     if ($user_load_data['true_manage_interest_money_rebate'] != 0) {
                         /*ok*/
                         $reback_memo = sprintf($GLOBALS['lang']["INVEST_REBATE_LOG"], $deal_info["url"], $deal_info["name"], $loan_user_info["user_name"], intval($vv["l_key"]) + 1);
                         reback_rebate_money($in_user_id, $user_load_data['true_manage_interest_money_rebate'], "invest", $reback_memo);
                     }
                     $msg_conf = get_user_msg_conf($in_user_id);
                     //短信通知
                     if (app_conf("SMS_ON") == 1 && app_conf('SMS_REPAY_TOUSER_ON') == 1) {
                         $tmpl = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "msg_template where name = 'TPL_DEAL_LOAD_REPAY_SMS'");
                         $tmpl_content = $tmpl['content'];
                         $notice['user_name'] = $loan_user_info['user_name'];
                         $notice['deal_name'] = $deal_info['sub_name'];
                         $notice['deal_url'] = $deal_info['url'];
                         $notice['site_name'] = app_conf("SHOP_TITLE");
                         $notice['repay_money'] = number_format($user_load_data['true_repay_money'] + $user_load_data['impose_money'], 2);
                         if ($unext_loan) {
                             $notice['need_next_repay'] = $unext_loan;
                             $notice['next_repay_time'] = to_date($unext_loan['repay_day'], "Y年m月d日");
                             $notice['next_repay_money'] = number_format($unext_loan['month_repay_money'], 2);
                         } else {
                             $notice['all_repay_money'] = $all_shouyi_money;
                             $notice['impose_money'] = $all_impose_money;
                         }
                         $GLOBALS['tmpl']->assign("notice", $notice);
                         $sms_content = $GLOBALS['tmpl']->fetch("str:" . $tmpl_content);
                         $msg_data['dest'] = $loan_user_info['mobile'];
                         $msg_data['send_type'] = 0;
                         $msg_data['title'] = $msg_data['content'] = addslashes($sms_content);
                         $msg_data['send_time'] = 0;
                         $msg_data['is_send'] = 0;
                         $msg_data['create_time'] = TIME_UTC;
                         $msg_data['user_id'] = $in_user_id;
                         $msg_data['is_html'] = 0;
                         $GLOBALS['db']->autoExecute(DB_PREFIX . "deal_msg_list", $msg_data);
                         //插入
                     }
                     //站内信
                     $notices['shop_title'] = app_conf("SHOP_TITLE");
                     $notices['url'] = "“<a href=\"" . $deal_info['url'] . "\">" . $deal_info['name'] . "</a>”";
                     $notices['money'] = $user_load_data['true_repay_money'] + $user_load_data['impose_money'];
                     $tmpl_content = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "msg_template where name = 'TPL_SITE_REPAY'", false);
                     $GLOBALS['tmpl']->assign("notice", $notices);
                     $content = $GLOBALS['tmpl']->fetch("str:" . $tmpl_content['content']);
                     if ($msg_conf['sms_bidrepaid'] == 1) {
                         send_user_msg("", $content, 0, $in_user_id, TIME_UTC, 0, true, 9);
                     }
                     //邮件
                     if ($msg_conf['mail_bidrepaid'] == 1 && app_conf('MAIL_ON') == 1) {
                         $tmpl = $GLOBALS['db']->getRow("select * from " . DB_PREFIX . "msg_template where name = 'TPL_DEAL_LOAD_REPAY_EMAIL'", false);
                         $tmpl_content = $tmpl['content'];
                         $notice['user_name'] = $loan_user_info['user_name'];
                         $notice['deal_name'] = $deal_info['sub_name'];
                         $notice['deal_url'] = $deal_info['url'];
                         $notice['site_name'] = app_conf("SHOP_TITLE");
                         $notice['site_url'] = SITE_DOMAIN . APP_ROOT;
                         $notice['help_url'] = SITE_DOMAIN . url("index", "helpcenter");
                         $notice['msg_cof_setting_url'] = SITE_DOMAIN . url("index", "uc_msg#setting");
                         $notice['repay_money'] = number_format($vv['month_repay_money'] + $vv['impose_money'], 2);
                         if ($unext_loan) {
                             $notice['need_next_repay'] = $unext_loan;
                             $notice['next_repay_time'] = to_date($unext_loan['repay_day'], "Y年m月d日");
                             $notice['next_repay_money'] = number_format($unext_loan['month_repay_money'], 2);
                         } else {
                             $notice['all_repay_money'] = $all_shouyi_money;
                             $notice['impose_money'] = $all_impose_money;
                         }
                         $GLOBALS['tmpl']->assign("notice", $notice);
                         $msg = $GLOBALS['tmpl']->fetch("str:" . $tmpl_content);
                         $msg_data['dest'] = $loan_user_info['email'];
                         $msg_data['send_type'] = 1;
                         $msg_data['title'] = "“" . $deal_info['name'] . "”回款通知";
                         $msg_data['content'] = addslashes($msg);
                         $msg_data['send_time'] = 0;
                         $msg_data['is_send'] = 0;
                         $msg_data['create_time'] = TIME_UTC;
                         $msg_data['user_id'] = $in_user_id;
                         $msg_data['is_html'] = $tmpl['is_html'];
                         $GLOBALS['db']->autoExecute(DB_PREFIX . "deal_msg_list", $msg_data);
                         //插入
                     }
                 }
             }
         }
     }
     if ($page >= $page_all) {
         $s_count = $GLOBALS['db']->getOne("SELECT count(*) FROM  " . DB_PREFIX . "deal_load_repay where deal_id=" . $id . " AND l_key=" . $l_key . " and has_repay = 0");
         $adm_session = es_session::get(md5(conf("AUTH_KEY")));
         if ($s_count == 0) {
             $rs_sum = $GLOBALS['db']->getRow("SELECT sum(true_repay_money) as total_repay_money,sum(true_self_money) as total_self_money,sum(true_interest_money) as total_interest_money,sum(true_repay_manage_money) as total_manage_money,sum(impose_money) as total_impose_money,sum(repay_manage_impose_money) as total_repay_manage_impose_money FROM  " . DB_PREFIX . "deal_load_repay where deal_id=" . $id . " AND l_key=" . $l_key . "  and has_repay = 1");
             $deal_load_list = get_deal_load_list($deal_info);
             //统计网站代还款
             $rs_site_sum = $GLOBALS['db']->getRow("SELECT sum(true_repay_money) as total_repay_money,sum(true_self_money) as total_self_money,sum(true_repay_manage_money) as total_manage_money,sum(impose_money) as total_impose_money,sum(repay_manage_impose_money) as total_repay_manage_impose_money FROM  " . DB_PREFIX . "deal_load_repay where deal_id=" . $id . " AND l_key=" . $l_key . " and is_site_repay=1 and has_repay = 1");
             $repay_data['status'] = (int) $GLOBALS['db']->getOne("SELECT `status` FROM  " . DB_PREFIX . "deal_load_repay where deal_id=" . $id . " AND l_key=" . $l_key . " and has_repay = 1 AND is_site_repay=1  ORDER BY l_key DESC");
             $repay_data['true_repay_time'] = TIME_UTC;
             $repay_data['true_repay_date'] = to_date(TIME_UTC);
             $repay_data['has_repay'] = 1;
             $repay_data['impose_money'] = floatval($rs_sum['total_impose_money']);
             $repay_data['true_self_money'] = floatval($rs_sum['total_self_money']);
             $repay_data['true_repay_money'] = floatval($rs_sum['total_repay_money']);
             $repay_data['true_manage_money'] = floatval($rs_sum['total_manage_money']);
             $repay_data['true_interest_money'] = floatval($rs_sum['total_interest_money']);
             $repay_data['manage_impose_money'] = floatval($rs_sum['total_repay_manage_impose_money']);
             $rebate_rs = get_rebate_fee($user_id, "borrow");
             $repay_data['true_manage_money_rebate'] = $repay_data['true_manage_money'] * floatval($rebate_rs['rebate']) / 100;
             //借款者返佣
             if ($repay_data['true_manage_money_rebate'] != 0) {
                 /*ok*/
                 $reback_memo = sprintf(L("BORROW_REBATE_LOG"), $deal_info["url"], $deal_info["name"], $deal_info["user"]["user_name"], intval($l_key) + 1);
                 reback_rebate_money($user_id, $repay_data['true_manage_money_rebate'], "borrow", $reback_memo);
             }
             $GLOBALS['db']->autoExecute(DB_PREFIX . "deal_repay", $repay_data, "UPDATE", " deal_id=" . $id . " AND l_key=" . $l_key . " and has_repay = 0 ");
             $impose_day = ceil((to_timespan(to_date(TIME_UTC, "Y-m-d"), "Y-m-d") - $deal_load_list[$l_key]['repay_day']) / 24 / 3600);
             if ($impose_day > 0) {
                 //VIP 逾期还款降级
                 $type = 2;
                 $type_info = 5;
                 $resultdate = syn_user_vip($user_id, $type, $type_info);
                 if ($impose_day < app_conf('YZ_IMPSE_DAY')) {
                     modify_account(array("point" => trim(app_conf('IMPOSE_POINT'))), $deal_info['user_id'], "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],第" . ($kk + 1) . "期,逾期还款", 11);
                 } else {
                     modify_account(array("point" => trim(app_conf('YZ_IMPOSE_POINT'))), $deal_info['user_id'], "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],第" . ($kk + 1) . "期,严重逾期", 11);
                 }
             } else {
                 //VIP 代还款降级
                 $type = 2;
                 $type_info = 6;
                 $resultdate = syn_user_vip($user_id, $type, $type_info);
             }
             if ($rs_site_sum) {
                 $r_msg = "网站代还款";
                 if ($rs_site_sum['total_repay_money'] > 0) {
                     $r_msg .= ",本息:" . format_price($rs_site_sum['total_repay_money']);
                 }
                 if ($rs_site_sum['total_impose_money'] > 0) {
                     $r_msg .= ",逾期费用:" . format_price($rs_site_sum['total_impose_money']);
                 }
                 if ($rs_site_sum['total_manage_money'] > 0) {
                     $r_msg .= ",管理费:" . format_price($rs_site_sum['total_manage_money']);
                 }
                 if ($rs_site_sum['total_repay_manage_impose_money'] > 0) {
                     $r_msg .= ",逾期管理费:" . format_price($rs_site_sum['total_repay_manage_impose_money']);
                 }
                 repay_log($deal_load_list[$l_key]['repay_id'], $r_msg, 0, $adm_session['adm_id']);
             }
             if ($GLOBALS['db']->getOne("SELECT count(*) FROM " . DB_PREFIX . "generation_repay WHERE deal_id=" . $id . " AND repay_id=" . $deal_load_list[$l_key]['repay_id'] . "") == 0) {
                 $generation_repay['deal_id'] = $id;
                 $generation_repay['repay_id'] = $deal_load_list[$l_key]['repay_id'];
                 $generation_repay['admin_id'] = $adm_session['adm_id'];
                 $generation_repay['agency_id'] = $deal_info['agency_id'];
                 $generation_repay['repay_money'] = $rs_site_sum['total_repay_money'];
                 $generation_repay['self_money'] = $rs_site_sum['total_self_money'];
                 $generation_repay['impose_money'] = $rs_site_sum['total_impose_money'];
                 $generation_repay['manage_money'] = $rs_site_sum['total_manage_money'];
                 $generation_repay['manage_impose_money'] = $rs_site_sum['total_repay_manage_impose_money'];
                 $generation_repay['create_time'] = TIME_UTC;
                 $generation_repay['create_date'] = to_date(TIME_UTC, "Y-m-d");
                 $GLOBALS['db']->autoExecute(DB_PREFIX . "generation_repay", $generation_repay);
                 $site_money_data['user_id'] = $user_id;
                 $site_money_data['create_time'] = TIME_UTC;
                 $site_money_data['create_time_ymd'] = to_date(TIME_UTC, "Y-m-d");
                 $site_money_data['create_time_ym'] = to_date(TIME_UTC, "Ym");
                 $site_money_data['create_time_y'] = to_date(TIME_UTC, "Y");
                 if ($rs_sum['total_manage_money'] != 0) {
                     $site_money_data['memo'] = "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],第" . $l_key . "期,借款管理费";
                     $site_money_data['type'] = 10;
                     $site_money_data['money'] = $rs_sum['total_manage_money'];
                     $GLOBALS['db']->autoExecute(DB_PREFIX . "site_money_log", $site_money_data, "INSERT");
                 }
                 if ($rs_sum['total_repay_manage_impose_money'] != 0) {
                     $site_money_data['memo'] = "[<a href='" . $deal_info['url'] . "' target='_blank'>" . $deal_info['name'] . "</a>],第" . $l_key . "期,逾期管理费";
                     $site_money_data['type'] = 12;
                     $site_money_data['money'] = $rs_sum['total_repay_manage_impose_money'];
                     $GLOBALS['db']->autoExecute(DB_PREFIX . "site_money_log", $site_money_data, "INSERT");
                 }
             }
         }
         syn_deal_status($deal_info['id']);
         syn_transfer_status(0, $deal_info['id']);
         $this->success("代还款执行完毕!");
     } else {
         register_shutdown_function(array(&$this, 'do_site_repay'), $page + 1);
     }
 }
示例#2
0
/**
 * 更新 用户回款 计划数据
 * @param unknown_type $deal_id
 * @param unknown_type $deal_repay_id
 */
function syn_deal_repay_status($deal_id, $deal_repay_id)
{
    //has_repay 0未收到还款,1已收到还款
    $deal_id = intval($deal_id);
    $deal_repay_id = intval($deal_repay_id);
    $deal = $GLOBALS['db']->getRow("SELECT * FROM " . DB_PREFIX . "deal WHERE id=" . $deal_id);
    $deal['url'] = url("index", "deal", array("id" => $deal['id']));
    $deal["user"] = $GLOBALS['db']->getRow("SELECT * FROM " . DB_PREFIX . "user WHERE id=" . $deal['user_id']);
    //未还款记录数
    $sql = "select count(*) from " . DB_PREFIX . "deal_load_repay where has_repay = 0 and deal_id = " . $deal_id . " and repay_id = " . $deal_repay_id;
    $has_repay_0 = $GLOBALS['db']->getOne($sql);
    //已经还款记录数
    $sql = "select count(*) from " . DB_PREFIX . "deal_load_repay where has_repay = 1 and deal_id = " . $deal_id . " and repay_id = " . $deal_repay_id;
    $has_repay_1 = $GLOBALS['db']->getOne($sql);
    //第几期
    $kk = $GLOBALS['db']->getOne("select l_key from " . DB_PREFIX . "deal_load_repay where deal_id = " . $deal_id . " and repay_id = " . $deal_repay_id);
    //has_repay 0未还,1已还 2部分还款
    if ($has_repay_0 == 0 && $has_repay_1 == 0 || $has_repay_0 == 0 && $has_repay_1 > 0) {
        $deal_rs_sql = "select sum(true_interest_money) as total_true_interest_money," . "sum(true_self_money) as total_true_self_money," . "sum(true_repay_money) as total_true_repay_money," . "sum(true_repay_manage_money) as total_true_repay_manage_money," . "sum(repay_manage_impose_money) as total_repay_manage_impose_money, " . "sum(impose_money) as total_impose_money " . "from " . DB_PREFIX . "deal_load_repay where deal_id = " . $deal_id . " and repay_id = " . $deal_repay_id;
        $deal_rs = $GLOBALS['db']->getRow($deal_rs_sql);
        $last_Rs = $GLOBALS['db']->getRow("SELECT `status`,`true_repay_time`,`repay_time` from " . DB_PREFIX . "deal_load_repay where deal_id = " . $deal_id . " and repay_id = " . $deal_repay_id . " ORDER BY `true_repay_time` DESC");
        $deal_repay_data['true_repay_money'] = $deal_rs['total_true_repay_money'];
        $deal_repay_data['true_manage_money'] = $deal_rs['total_true_repay_manage_money'];
        $deal_repay_data['manage_impose_money'] = $deal_rs['total_repay_manage_impose_money'];
        $deal_repay_data['true_self_repay'] = $deal_rs['total_true_self_money'];
        $deal_repay_data['impose_money'] = $deal_rs['total_impose_money'];
        $deal_repay_data['true_interest_money'] = $deal_rs['total_true_interest_money'];
        $deal_repay_data['true_repay_time'] = $last_Rs['true_repay_time'];
        $deal_repay_data['true_repay_date'] = to_date($last_Rs['true_repay_time']);
        $deal_repay_data['status'] = $last_Rs['status'];
        $deal_repay_data['has_repay'] = 1;
        //返佣金额
        $rebate_rs = get_rebate_fee($deal['user_id'], "borrow");
        $deal_repay_data['true_manage_money_rebate'] = floatval($deal_repay_data['true_manage_money']) * floatval($rebate_rs['rebate']) / 100;
        $true_manage_money_rebate = $deal_repay_data['true_manage_money'] * floatval($rebate_rs['rebate']) / 100;
        //借款者返佣
        if ($true_manage_money_rebate != 0) {
            /*ok*/
            $reback_memo = sprintf($GLOBALS['lang']["BORROW_REBATE_LOG"], $deal["url"], $deal["name"], $deal["user"]["user_name"], intval($kk) + 1);
            reback_rebate_money($deal['user_id'], $true_manage_money_rebate, "borrow", $reback_memo);
        }
        require_once APP_ROOT_PATH . "system/libs/user.php";
        if ($last_Rs['status'] > 1) {
            $impose_day = ceil(($last_Rs['true_repay_time'] - $last_Rs['repay_time'] + 24 * 3600 - 1) / 24 / 3600);
            //VIP降级-逾期还款
            $type = 2;
            $type_info = 5;
            $resultdate = syn_user_vip($deal['user_id'], $type, $type_info);
            if ($impose_day < app_conf('YZ_IMPSE_DAY')) {
                modify_account(array("point" => trim(app_conf('IMPOSE_POINT'))), $deal['user_id'], "[<a href='" . $deal['url'] . "' target='_blank'>" . $deal['name'] . "</a>],第" . ($kk + 1) . "期,逾期还款", 11);
                $repay_update_data['status'] = 2;
            } else {
                modify_account(array("point" => trim(app_conf('YZ_IMPOSE_POINT'))), $deal['user_id'], "[<a href='" . $deal['url'] . "' target='_blank'>" . $deal['name'] . "</a>],第" . ($kk + 1) . "期,严重逾期", 11);
                $repay_update_data['status'] = 3;
            }
        } elseif ($last_Rs['status'] == 1) {
            //VIP升级 -正常还款
            $type = 1;
            $type_info = 3;
            $resultdate = syn_user_vip($deal['user_id'], $type, $type_info);
        } elseif ($last_Rs['status'] == 0) {
            //VIP升级 -提前还款
            $type = 1;
            $type_info = 4;
            $resultdate = syn_user_vip($deal['user_id'], $type, $type_info);
        }
        $GLOBALS['db']->autoExecute(DB_PREFIX . "deal_repay", $deal_repay_data, "UPDATE", "id = " . $deal_repay_id);
        $last_repay_key = $kk;
        //判断本借款是否还款完毕
        if ($GLOBALS['db']->getOne("SELECT count(*)  FROM " . DB_PREFIX . "deal_repay WHERE deal_id=" . $deal['id'] . " and l_key=" . $last_repay_key . " AND has_repay <> 1 ") == 0) {
            //全部还完
            if ($GLOBALS['db']->getRow("SELECT * FROM " . DB_PREFIX . "deal_repay WHERE deal_id=" . $deal['id'] . " and has_repay=0 ") == 0) {
                //判断获取的信用是否超过限制
                if ($GLOBALS['db']->getOne("SELECT sum(point) FROM " . DB_PREFIX . "user_point_log WHERE  `type`=6 AND user_id=" . $deal['user_id']) < (int) trim(app_conf('REPAY_SUCCESS_LIMIT'))) {
                    //获取上一次还款时间
                    $befor_repay_time = $GLOBALS['db']->getOne("SELECT MAX(create_time) FROM " . DB_PREFIX . "user_point_log WHERE  `type`=6 AND user_id=" . $deal['user_id']);
                    $day = ceil(($last_Rs['true_repay_time'] - $befor_repay_time) / 24 / 3600);
                    //当天数大于等于间隔时间 获得信用
                    if ($day >= (int) trim(app_conf('REPAY_SUCCESS_DAY'))) {
                        modify_account(array("point" => trim(app_conf('REPAY_SUCCESS_POINT'))), $deal['user_id'], "[<a href='" . $deal['url'] . "' target='_blank'>" . $deal['name'] . "</a>],还清借款", 4);
                    }
                }
                //用户获得额度
                modify_account(array("quota" => trim(app_conf('USER_REPAY_QUOTA'))), $deal['user_id'], "[<a href='" . $deal['url'] . "' target='_blank'>" . $deal['name'] . "</a>],还清借款获得额度", 4);
            }
        }
        sys_user_status(intval($GLOBALS['user_info']['id']), false, true);
        syn_deal_status($deal_id);
        syn_transfer_status(0, $deal_id);
    } else {
        if ($has_repay_0 > 0 && $has_repay_1 == 0) {
            $sql = "update " . DB_PREFIX . "deal_repay set has_repay = 0 where id = " . $deal_repay_id;
        } else {
            $sql = "update " . DB_PREFIX . "deal_repay set has_repay = 2 where id = " . $deal_repay_id;
        }
    }
    $GLOBALS['db']->query($sql);
}