function borrowRepayment($borrow_id, $sort_order, $type = 1)
{
//type 1:会员自己还,2网站代还
$pre = C('DB_PREFIX');
$done = false;
$borrowDetail = D('investor_detail');
$binfo = M("borrow_info")->field("id,borrow_name,borrow_uid,borrow_type,borrow_money,borrow_duration,repayment_type,has_pay,total,deadline")->find($borrow_id);
$b_member = M('members')->field("user_name")->find($binfo['borrow_uid']);
if ($binfo['has_pay'] >= $sort_order) {
return "本期已还过，不用再还";
}
if ($binfo['has_pay'] == $binfo['total']) {
return "此标已经还完，不用再还";
}
if ($binfo['has_pay'] + 1 < $sort_order) {
return "对不起，此借款第" . ($binfo['has_pay'] + 1) . "期还未还，请先还第" . ($binfo['has_pay'] + 1) . "期";
}
if ($binfo['deadline'] < time() && $type == 2) {
return "此标还没逾期，不用代还";
}
//流转标与普通标,判断还款期数不一样
$voxe = $borrowDetail->field('sort_order,sum(capital) as capital, sum(interest) as interest,sum(interest_fee) as interest_fee,deadline,substitute_time')->where("borrow_id={$borrow_id}")->group('sort_order')->select();
foreach ($voxe as $ee => $ss) {
if ($ss['sort_order'] == $sort_order) {
$vo = $ss;
}
}
if ($vo['deadline'] < time()) {
//此标已逾期
$is_expired = true;
if ($vo['substitute_time'] > 0) {
$is_substitute = true;
} else {
$is_substitute = false;
}
//逾期的相关计算
$expired_days = getExpiredDays($vo['deadline']);
$expired_money = getExpiredMoney($expired_days, $vo['capital'], $vo['interest']);
$call_fee = getExpiredCallFee($expired_days, $vo['capital'], $vo['interest']);
//逾期的相关计算
} else {
$is_expired = false;
$expired_days = 0;
$expired_money = 0;
$call_fee = 0;
}
//流转标与普通标,判断还款期数不一样
MTip('chk25', $binfo['borrow_uid'], $borrow_id);
//sss
$accountMoney_borrower = M('member_money')->field('money_freeze,money_collect,account_money')->find($binfo['borrow_uid']);
if ($type == 1 && $binfo['borrow_type'] != 3 && round($accountMoney_borrower['account_money'], 2) < round($vo['capital'] + $vo['interest'] + $expired_money + $call_fee, 2)) {
return "帐户可用余额不足，本期还款共需" . ($vo['capital'] + $vo['interest'] + $expired_money + $call_fee) . "元，请先充值";
}
if ($is_substitute && $is_expired) {
//已代还后的会员还款，则只需要对会员的帐户进行操作后然后更新还款时间即可返回
$borrowDetail->startTrans();
$datamoney_x['uid'] = $binfo['borrow_uid'];
$datamoney_x['type'] = 11;
$datamoney_x['affect_money'] = -($vo['capital'] + $vo['interest']);
$datamoney_x['account_money'] = $accountMoney_borrower['account_money'] + $datamoney_x['affect_money'];
$datamoney_x['collect_money'] = $accountMoney_borrower['money_collect'];
$datamoney_x['freeze_money'] = $accountMoney_borrower['money_freeze'];
//会员帐户
$mmoney_x['money_freeze'] = $datamoney_x['freeze_money'];
$mmoney_x['money_collect'] = $datamoney_x['collect_money'];
$mmoney_x['account_money'] = $datamoney_x['account_money'];
//会员帐户
$datamoney_x['info'] = "对{$borrow_id}号标第{$sort_order}期还款";
$datamoney_x['add_time'] = time();
$datamoney_x['add_ip'] = get_client_ip();
$datamoney_x['target_uid'] = 0;
$datamoney_x['target_uname'] = '@网站管理员@';
$moneynewid_x = M('member_moneylog')->add($datamoney_x);
if ($moneynewid_x) {
$bxid = M('member_money')->where("uid={$datamoney_x['uid']}")->save($mmoney_x);
}
//单独记录还款本金
$datamoney_x['type'] = 32;
$datamoney_x['affect_money'] = -$vo['capital'];
$datamoney_x['info'] = "对{$borrow_id}号标第{$sort_order}期还款本金金额";
M('member_moneylog')->add($datamoney_x);
//逾期了
//逾期罚息
$accountMoney_borrower = M('member_money')->field('money_freeze,money_collect,account_money')->find($binfo['borrow_uid']);
$datamoney_x = array();
$mmoney_x = array();
$datamoney_x['uid'] = $binfo['borrow_uid'];
$datamoney_x['type'] = 30;
$datamoney_x['affect_money'] = -$expired_money;
$datamoney_x['account_money'] = $accountMoney_borrower['account_money'] + $datamoney_x['affect_money'];
$datamoney_x['collect_money'] = $accountMoney_borrower['money_collect'];
$datamoney_x['freeze_money'] = $accountMoney_borrower['money_freeze'];
//会员帐户
$mmoney_x['money_freeze'] = $datamoney_x['freeze_money'];
$mmoney_x['money_collect'] = $datamoney_x['collect_money'];
$mmoney_x['account_money'] = $datamoney_x['account_money'];
//会员帐户
$datamoney_x['info'] = "{$borrow_id}号标第{$sort_order}期的逾期罚息";
$datamoney_x['add_time'] = time();
$datamoney_x['add_ip'] = get_client_ip();
$datamoney_x['target_uid'] = 0;
$datamoney_x['target_uname'] = '@网站管理员@';
$moneynewid_x = M('member_moneylog')->add($datamoney_x);
if ($moneynewid_x) {
$bxid = M('member_money')->where("uid={$datamoney_x['uid']}")->save($mmoney_x);
}
//催收费
$accountMoney_borrower = M('member_money')->field('money_freeze,money_collect,account_money')->find($binfo['borrow_uid']);
$datamoney_x = array();
$mmoney_x = array();
$datamoney_x['uid'] = $binfo['borrow_uid'];
$datamoney_x['type'] = 31;
$datamoney_x['affect_money'] = -$call_fee;
$datamoney_x['account_money'] = $accountMoney_borrower['account_money'] + $datamoney_x['affect_money'];
$datamoney_x['collect_money'] = $accountMoney_borrower['money_collect'];
$datamoney_x['freeze_money'] = $accountMoney_borrower['money_freeze'];
//会员帐户
$mmoney_x['money_freeze'] = $datamoney_x['freeze_money'];
$mmoney_x['money_collect'] = $datamoney_x['collect_money'];
$mmoney_x['account_money'] = $datamoney_x['account_money'];
//会员帐户
$datamoney_x['info'] = "{$borrow_id}号标第{$sort_order}期的逾期催收费";
$datamoney_x['add_time'] = time();
$datamoney_x['add_ip'] = get_client_ip();
$datamoney_x['target_uid'] = 0;
$datamoney_x['target_uname'] = '@网站管理员@';
$moneynewid_x = M('member_moneylog')->add($datamoney_x);
if ($moneynewid_x) {
$bxid = M('member_money')->where("uid={$datamoney_x['uid']}")->save($mmoney_x);
}
//逾期了
$day = ceil(($vo['deadline'] - time()) / (3600 * 24));
if ($day > 0 && $day <= 3) {
//正常还款
$d_status = 1;
} elseif ($day > -3 && $day <= 0) {
//
$d_status = 3;
} elseif ($day <= -3) {
//逾期还款
$d_status = 5;
} elseif ($day > 3) {
//提前还款
$d_status = 2;
}
$updetail_res = M()->execute("update `{$pre}investor_detail` set `repayment_time`=" . time() . ",`receive_interest`=({$vo['interest']}-{$vo['interest_fee']}),`call_fee`={$call_fee},`expired_money`={$expired_money},`expired_days`={$expired_days},`status`={$d_status} WHERE `borrow_id`={$borrow_id} AND `sort_order`={$sort_order}");
//更新借款信息
$upborrowsql = "update `{$pre}borrow_info` set ";
$upborrowsql .= "`repayment_money`=`repayment_money`+{$vo['capital']}";
$upborrowsql .= ",`repayment_interest`=`repayment_interest`+ {$vo['interest']}";
if ($sort_order == $binfo['total'] || $binfo['repayment_type'] == 1) {
$upborrowsql .= ",`borrow_status`=7";
}
//还款完成
$upborrowsql .= ",`has_pay`={$sort_order}";
//代还则不记录还到第几期，避免会员还款时，提示已还过
if ($is_expired) {
$upborrowsql .= ",`expired_money`=`expired_money`+{$expired_money}";
}
//代还则不记录还到第几期，避免会员还款时，提示已还过
$upborrowsql .= " WHERE `id`={$borrow_id}";
$upborrow_res = M()->execute($upborrowsql);
//更新借款信息
//if($updetail_res&&$bxid&&$upborrow_res){
if ($updetail_res && $upborrow_res) {
$borrowDetail->commit();
return true;
} else {
$borrowDetail->rollback();
return false;
}
}
//流转标与普通标,判断还款期数不一样
$detailList = $borrowDetail->field('invest_id,investor_uid,capital,interest,interest_fee,borrow_id,total')->where("borrow_id={$borrow_id} AND sort_order={$sort_order}")->select();
//流转标与普通标,判断还款期数不一样
//积分与还款状态处理
if ($type == 1) {
//客户自己还款才需要记录这些操作
$day_span = ceil(($vo['deadline'] - time()) / (3600 * 24));
$credits_money = intval($vo['capital'] / 100);
$credits_info = "对第{$borrow_id}号标的";
$objectFlag = "borrow_" . $borrow_id . "_" . $sort_order;
if ($day_span > 0 && $day_span <= 3) {
//正常还款
$credits_result = memberCreditsLog($binfo['borrow_uid'], 3, $credits_money, $credits_info . "正常还款奖励经验", $objectFlag);
$scores_result = memberScoresLog($binfo['borrow_uid'], 3, $credits_money, $credits_info . "正常还款奖励积分", $objectFlag);
$idetail_status = 1;
} elseif ($day_span > -3 && $day_span <= 0) {
//迟还
$credits_result = memberCreditsLog($binfo['borrow_uid'], 4, $credits_money * -3, $credits_info . "迟还惩罚经验", $objectFlag);
$scores_result = memberScoresLog($binfo['borrow_uid'], 4, $credits_money * -3, $credits_info . "迟还惩罚积分", $objectFlag);
$idetail_status = 3;
} elseif ($day_span <= -3) {
//逾期还款
$credits_result = memberCreditsLog($binfo['borrow_uid'], 5, $credits_money * -10, $credits_info . "逾期还款惩罚经验", $objectFlag);
$scores_result = memberScoresLog($binfo['borrow_uid'], 5, $credits_money * -10, $credits_info . "逾期还款惩罚积分", $objectFlag);
$idetail_status = 5;
} elseif ($day_span > 3) {
//提前还款
$credits_result = memberCreditsLog($binfo['borrow_uid'], 6, $credits_money * 2, $credits_info . "提前还款奖励经验", $objectFlag);
$scores_result = memberScoresLog($binfo['borrow_uid'], 6, $credits_money * 2, $credits_info . "提前还款奖励积分", $objectFlag);
$idetail_status = 2;
}
if (!$credits_result || !$scores_result) {
return "因积分经验记录失败，未完成还款操作";
}
}
//积分与还款状态处理
$borrowDetail->startTrans();
//对借款者帐户进行减少
$bxid = true;
if ($type == 1) {
$bxid = false;
$datamoney_x['uid'] = $binfo['borrow_uid'];
$datamoney_x['type'] = 11;
$datamoney_x['affect_money'] = -($vo['capital'] + $vo['interest']);
$datamoney_x['account_money'] = $accountMoney_borrower['account_money'] + $datamoney_x['affect_money'];
$datamoney_x['collect_money'] = $accountMoney_borrower['money_collect'];
$datamoney_x['freeze_money'] = $accountMoney_borrower['money_freeze'];
//会员帐户
$mmoney_x['money_freeze'] = $datamoney_x['freeze_money'];
$mmoney_x['money_collect'] = $datamoney_x['collect_money'];
$mmoney_x['account_money'] = $datamoney_x['account_money'];
//会员帐户
$datamoney_x['info'] = "对{$borrow_id}号标第{$sort_order}期还款";
$datamoney_x['add_time'] = time();
$datamoney_x['add_ip'] = get_client_ip();
$datamoney_x['target_uid'] = 0;
$datamoney_x['target_uname'] = '@网站管理员@';
$moneynewid_x = M('member_moneylog')->add($datamoney_x);
if ($moneynewid_x) {
$bxid = M('member_money')->where("uid={$datamoney_x['uid']}")->save($mmoney_x);
}
//单独记录还款本金
$datamoney_x['type'] = 32;
$datamoney_x['affect_money'] = -$vo['capital'];
$datamoney_x['info'] = "对{$borrow_id}号标第{$sort_order}期还款本金金额";
M('member_moneylog')->add($datamoney_x);
//逾期了
if ($is_expired) {
//逾期罚息
if ($expired_money > 0) {
$accountMoney_borrower = M('member_money')->field('money_freeze,money_collect,account_money')->find($binfo['borrow_uid']);
$datamoney_x = array();
$mmoney_x = array();
$datamoney_x['uid'] = $binfo['borrow_uid'];
$datamoney_x['type'] = 30;
$datamoney_x['affect_money'] = -$expired_money;
$datamoney_x['account_money'] = $accountMoney_borrower['account_money'] + $datamoney_x['affect_money'];
$datamoney_x['collect_money'] = $accountMoney_borrower['money_collect'];
$datamoney_x['freeze_money'] = $accountMoney_borrower['money_freeze'];
//会员帐户
$mmoney_x['money_freeze'] = $datamoney_x['freeze_money'];
$mmoney_x['money_collect'] = $datamoney_x['collect_money'];
$mmoney_x['account_money'] = $datamoney_x['account_money'];
//会员帐户
$datamoney_x['info'] = "{$borrow_id}号标第{$sort_order}期的逾期罚息";
$datamoney_x['add_time'] = time();
$datamoney_x['add_ip'] = get_client_ip();
$datamoney_x['target_uid'] = 0;
$datamoney_x['target_uname'] = '@网站管理员@';
$moneynewid_x = M('member_moneylog')->add($datamoney_x);
if ($moneynewid_x) {
$bxid = M('member_money')->where("uid={$datamoney_x['uid']}")->save($mmoney_x);
}
}
//催收费
if ($call_fee > 0) {
$accountMoney_borrower = M('member_money')->field('money_freeze,money_collect,account_money')->find($binfo['borrow_uid']);
$datamoney_x = array();
$mmoney_x = array();
$datamoney_x['uid'] = $binfo['borrow_uid'];
$datamoney_x['type'] = 31;
$datamoney_x['affect_money'] = -$call_fee;
$datamoney_x['account_money'] = $accountMoney_borrower['account_money'] + $datamoney_x['affect_money'];
$datamoney_x['collect_money'] = $accountMoney_borrower['money_collect'];
$datamoney_x['freeze_money'] = $accountMoney_borrower['money_freeze'];
//会员帐户
$mmoney_x['money_freeze'] = $datamoney_x['freeze_money'];
$mmoney_x['money_collect'] = $datamoney_x['collect_money'];
$mmoney_x['account_money'] = $datamoney_x['account_money'];
//会员帐户
$datamoney_x['info'] = "{$borrow_id}号标第{$sort_order}期的逾期催收费";
$datamoney_x['add_time'] = time();
$datamoney_x['add_ip'] = get_client_ip();
$datamoney_x['target_uid'] = 0;
$datamoney_x['target_uname'] = '@网站管理员@';
$moneynewid_x = M('member_moneylog')->add($datamoney_x);
if ($moneynewid_x) {
$bxid = M('member_money')->where("uid={$datamoney_x['uid']}")->save($mmoney_x);
}
}
}
//逾期了
}
//对借款者帐户进行减少
//更新借款信息
$upborrowsql = "update `{$pre}borrow_info` set ";
$upborrowsql .= "`repayment_money`=`repayment_money`+{$vo['capital']}";
$upborrowsql .= ",`repayment_interest`=`repayment_interest`+ {$vo['interest']}";
if ($sort_order == $binfo['total'] || $binfo['repayment_type'] == 1) {
$upborrowsql .= ",`borrow_status`=7";
}
//还款完成
//如果是网站代还的，则记录代还金额
if ($type == 2) {
$total_subs = $vo['capital'] + $vo['interest'];
$upborrowsql .= ",`substitute_money`=`substitute_money`+ {$total_subs}";
}
//如果是网站代还的，则记录代还金额
if ($type == 1) {
$upborrowsql .= ",`has_pay`={$sort_order}";
}
//代还则不记录还到第几期，避免会员还款时，提示已还过
if ($is_expired) {
$upborrowsql .= ",`expired_money`=`expired_money`+{$expired_money}";
}
//代还则不记录还到第几期，避免会员还款时，提示已还过
$upborrowsql .= " WHERE `id`={$borrow_id}";
$upborrow_res = M()->execute($upborrowsql);
//更新借款信息
//更新还款详情表
if ($type == 2) {
//网站代还
$updetail_res = M()->execute("update `{$pre}investor_detail` set `receive_capital`=`capital`,`substitute_time`=" . time() . " ,`substitute_money`=`substitute_money`+{$total_subs},`status`=4 WHERE `borrow_id`={$borrow_id} AND `sort_order`={$sort_order}");
} else {
$updetail_res = M()->execute("update `{$pre}investor_detail` set `receive_capital`=`capital` ,`receive_interest`=(`interest`-`interest_fee`),`repayment_time`=" . time() . ", `status`={$idetail_status} WHERE `borrow_id`={$borrow_id} AND `sort_order`={$sort_order}");
}
//更新还款详情表
//更新还款概要表
$smsUid = "";
foreach ($detailList as $v) {
$getInterest = $v['interest'] - $v['interest_fee'];
$upsql = "update `{$pre}borrow_investor` set ";
$upsql .= "`receive_capital`=`receive_capital`+{$v['capital']},";
$upsql .= "`receive_interest`=`receive_interest`+ {$getInterest},";
if ($type == 2) {
$total_s_invest = $v['capital'] + $getInterest;
$upsql .= "`substitute_money` = `substitute_money` + {$total_s_invest},";
}
if ($sort_order == $binfo['total'] || $binfo['repayment_type'] == 1) {
$upsql .= "`status`=5,";
}
//还款完成
$upsql .= "`paid_fee`=`paid_fee`+{$v['interest_fee']}";
$upsql .= " WHERE `id`={$v['invest_id']}";
$upinfo_res = M()->execute($upsql);
//对投资帐户进行增加
if ($upinfo_res) {
$accountMoney = M('member_money')->field('money_freeze,money_collect,account_money')->find($v['investor_uid']);
$datamoney['uid'] = $v['investor_uid'];
$datamoney['type'] = $type == 2 ? "10" : "9";
$datamoney['affect_money'] = $v['capital'] + $v['interest'];
//先收利息加本金，再扣管理费
$datamoney['account_money'] = $accountMoney['account_money'] + $datamoney['affect_money'];
$datamoney['collect_money'] = $accountMoney['money_collect'] - $datamoney['affect_money'];
$datamoney['freeze_money'] = $accountMoney['money_freeze'];
//会员帐户
$mmoney['money_freeze'] = $datamoney['freeze_money'];
$mmoney['money_collect'] = $datamoney['collect_money'];
$mmoney['account_money'] = $datamoney['account_money'];
//会员帐户
$datamoney['info'] = $type == 2 ? "网站对{$v['borrow_id']}号标第{$sort_order}期代还" : "会员对{$v['borrow_id']}号标第{$sort_order}期还款";
$datamoney['add_time'] = time();
$datamoney['add_ip'] = get_client_ip();
if ($type == 2) {
$datamoney['target_uid'] = 0;
$datamoney['target_uname'] = '@网站管理员@';
} else {
$datamoney['target_uid'] = $binfo['borrow_uid'];
$datamoney['target_uname'] = $b_member['user_name'];
}
$moneynewid = M('member_moneylog')->add($datamoney);
if ($moneynewid) {
$xid = M('member_money')->where("uid={$datamoney['uid']}")->save($mmoney);
}
$systips = M("sys_tip")->find($v['investor_uid']);
if ($type == 2) {
MTip('chk18', $v['investor_uid'], $borrow_id);
//sss
if (checkNeedTip($systips, 'altpay_3')) {
$smsUid .= empty($smsUid) ? $v['investor_uid'] : ",{$v['investor_uid']}";
}
} else {
MTip('chk16', $v['investor_uid'], $borrow_id);
//sss
if (checkNeedTip($systips, 'getpay_3')) {
$smsUid .= empty($smsUid) ? $v['investor_uid'] : ",{$v['investor_uid']}";
}
}
//利息管理费
$xid_z = true;
if ($v['interest_fee'] > 0 && $type == 1) {
$xid_z = false;
$accountMoney = M('member_money')->field('money_freeze,money_collect,account_money')->find($v['investor_uid']);
$datamoney_z['uid'] = $v['investor_uid'];
$datamoney_z['type'] = 23;
$datamoney_z['affect_money'] = -$v['interest_fee'];
//扣管理费
$datamoney_z['account_money'] = $mmoney['account_money'] + $datamoney_z['affect_money'];
$datamoney_z['collect_money'] = $mmoney['money_collect'];
$datamoney_z['freeze_money'] = $mmoney['money_freeze'];
//会员帐户
$mmoney_z['money_freeze'] = $datamoney_z['freeze_money'];
$mmoney_z['money_collect'] = $datamoney_z['collect_money'];
$mmoney_z['account_money'] = $datamoney_z['account_money'];
//会员帐户
$datamoney_z['info'] = "收到第{$v['borrow_id']}号标第{$sort_order}期还款的利息管理费";
$datamoney_z['add_time'] = time();
$datamoney_z['add_ip'] = get_client_ip();
$datamoney_z['target_uid'] = 0;
$datamoney_z['target_uname'] = '@网站管理员@';
$moneynewid_z = M('member_moneylog')->add($datamoney_z);
if ($moneynewid_z) {
$xid_z = M('member_money')->where("uid={$datamoney_z['uid']}")->save($mmoney_z);
}
}
//利息管理费
}
//对投资帐户进行增加
}
//邮件提醒
$subject = "您借出的借款[" . $binfo['borrow_name'] . "]收到了新的还款";
$link = '<br /><a href="http://' . $_SERVER['HTTP_HOST'] . '/invest/' . $borrow_id . '.html" style="color:#91273d">点击查看[' . $binfo['borrow_name'] . ']</a>';
if ($type == 2) {
investDetailEmail($subject, $subject . $link, 'chk18', "altpay_2", $borrow_id);
} else {
investDetailEmail($subject, $subject . $link, 'chk16', "getpay_2", $borrow_id);
}
//更新还款概要表
//echo "$updetail_res && $upinfo_res && $xid &&$upborrow_res && $bxid && $xid_z";
if ($updetail_res !== false && $upinfo_res !== false && $xid !== false && $upborrow_res !== false && $bxid !== false && $xid_z !== false) {
$borrowDetail->commit();
$_last = true;
if (($binfo['total'] == $binfo['has_pay'] + 1 || $binfo['repayment_type'] == 1) && $type == 1) {
$_last = false;
$_last = lastRepayment($binfo);
//最后一笔还款
}
if ($_last === false) {
return "因满标操作未完成，还款操作失败";
}
$done = true;
$vphone = M("members")->alias("m")->join("{$pre}members_status ms on ms.uid=m.id")->field("m.user_phone")->where("m.id in({$smsUid}) and ms.phone_status=1")->select();
$sphone = "";
foreach ($vphone as $v) {
$sphone .= empty($sphone) ? $v['user_phone'] : ",{$v['user_phone']}";
}
SMStip("payback", $sphone, array("#ID#", "#ORDER#"), array($borrow_id, $sort_order), $borrow_id, explode(',', $smsUid));
} else {
$borrowDetail->rollback();
}
return $done;
}
function getMBreakInvestList($map, $size = 10)
{
$pre = C('DB_PREFIX');
if ($size) {
//分页处理
import("ORG.Util.Page");
$count = M('investor_detail d')->where($map)->count('d.id');
$p = new \Org\Util\Page($count, $size);
$page = $p->show();
$Lsql = "{$p->firstRow},{$p->listRows}";
//分页处理
} else {
$page = "";
$Lsql = "{$parm['limit']}";
}
$field = "m.user_name as borrow_user,b.borrow_interest_rate,d.borrow_id,b.borrow_name,d.status,d.total,d.borrow_id,d.sort_order,d.interest,d.capital,d.deadline,d.sort_order";
$list = M('investor_detail d')->field($field)->join("{$pre}borrow_info b ON b.id=d.borrow_id")->join("{$pre}members m ON m.id=b.borrow_uid")->where($map)->limit($Lsql)->select();
$status_arr = array('还未还', '已还完', '已提前还款', '逾期还款', '网站代还本金');
$glodata = get_global_setting();
$expired = explode("|", $glodata['fee_expired']);
$call_fee = explode("|", $glodata['fee_call']);
foreach ($list as $key => $v) {
$list[$key]['status'] = $status_arr[$v['status']];
$list[$key]['breakday'] = getExpiredDays($v['deadline']);
}
$row = array();
$row['list'] = $list;
$row['page'] = $page;
$row['count'] = $count;
return $row;
}
function repaymentList($borrow_id, $sort_order, $type = 1)
{
$pre = C('DB_PREFIX');
$loanconfig = FS("Webconfig/loanconfig");
$detail = array();
$borrowDetail = D('investor_detail');
$binfo = M("borrow_info")->field("id,borrow_uid, borrow_type, borrow_money, borrow_duration,repayment_type,has_pay,total,deadline, borrow_status")->find($borrow_id);
$b_member = M('members')->field("user_name")->find($binfo['borrow_uid']);
if ($binfo['has_pay'] >= $sort_order) {
ajaxmsg("本期已还过，不用再还", 0);
}
if ($binfo['has_pay'] == $binfo['total']) {
ajaxmsg("此标已经还完，不用再还", 0);
}
if ($binfo['has_pay'] + 1 < $sort_order) {
ajaxmsg("对不起，此借款第" . ($binfo['has_pay'] + 1) . "期还未还，请先还第" . ($binfo['has_pay'] + 1) . "期", 0);
}
if ($binfo['deadline'] > time() && $type == 2) {
ajaxmsg("此标还没逾期，不用代还", 0);
}
$accountMoney_borrower = M('member_money')->field('money_freeze,money_collect,account_money,back_money')->find($binfo['borrow_uid']);
$voxe = $borrowDetail->field('sort_order,sum(capital) as capital, sum(interest) as interest,sum(interest_fee) as interest_fee,deadline,substitute_time')->where("borrow_id={$borrow_id} and sort_order={$sort_order} and pay_status=1")->group('sort_order')->find();
if ($voxe['deadline'] < time()) {
//此标已逾期
$is_expired = 1;
$expired_days = getExpiredDays($voxe['deadline']);
$expired_money = getExpiredMoney($expired_days, $voxe['capital'], $voxe['interest']);
// 预期管理费
$call_fee = getExpiredCallFee($expired_days, $voxe['capital'], $voxe['interest']);
// 催收费用
//逾期的相关计算
} else {
$is_expired = 0;
$expired_days = 0;
$expired_money = 0;
$call_fee = 0;
}
$detail['is_expired'] = $is_expired;
//逾期的相关计算 start
$detail['expired_days'] = $expired_days;
$detail['expired_money'] = $expired_money;
$detail['call_fee'] = $call_fee;
//逾期的相关计算 end
if ($type == 1 && $binfo['borrow_type'] != 3 && $accountMoney_borrower['account_money'] + $accountMoney_borrower['back_money'] < $vo['capital'] + $vo['interest'] + $expired_money + $call_fee) {
$this->error("帐户可用余额不足，本期还款共需" . ($voxe['capital'] + $voxe['interest'] + $expired_money + $call_fee) . "元，请先充值");
}
$vo = $borrowDetail->field('invest_id, investor_uid, sort_order,capital, interest, interest_fee , deadline,substitute_time')->where("borrow_id={$borrow_id} and sort_order={$sort_order} and pay_status=1")->select();
foreach ($vo as $k => $v) {
if ($v['substitute_time'] > 0) {
//已代还 将资金给网站
$v['qdd_marked'] = $loanconfig['pfmmm'];
} else {
// 没有待还将资金还给投资人
$escrow = M('escrow_account')->field('qdd_marked')->where("uid={$v['investor_uid']}")->find();
$v['qdd_marked'] = $escrow['qdd_marked'];
}
$detail['list'][$k] = $v;
}
//print_R($detail);exit;
return $detail;
}
private function _listFilter($list)
{
$row = array();
foreach ($list as $key => $v) {
$v['breakday'] = getExpiredDays($v['deadline']);
$v['expired_money'] = getExpiredMoney($v['breakday'], $v['capital'], $v['interest']);
$v['call_fee'] = getExpiredCallFee($v['breakday'], $v['capital'], $v['interest']);
$row[$key] = $v;
}
return $row;
}
private function _tendlist($list)
{
$areaList = getArea();
$row = array();
foreach ($list as $key => $v) {
$v['location'] = $areaList[$v['province']] . $areaList[$v['city']] . $areaList[$v['area']];
$v['breakday'] = getExpiredDays($v['deadline']);
$v['expired_money'] = getExpiredMoney($v['breakday'], $v['total_expired'], $v['interest']);
$v['call_fee'] = getExpiredCallFee($v['breakday'], $v['total_expired'], $v['interest']);
$row[$key] = $v;
}
return $row;
}