function respond_financial_request()
{
$response = new JAK8583();
global $data_element;
$bal_txn = 0;
$account = sprintf('%.0f', $data_element[2]);
$processing_code = $data_element[3];
$amount = sprintf('%.0f', $data_element[4]);
$amount = $amount / 100;
$terminalNumber = $data_element[41];
$encr_pin = $data_element[52];
$transaction_code = substr($processing_code, 0, 2);
$account_type = substr($processing_code, 2, 2);
$client = new Client();
$client->principal_type = "USER";
$client->principal = substr(preg_replace("/^23450/", "", $account), 0, strlen(preg_replace("/^23450/", "", $account)) - 1);
//Decrypt pin
$pin = file_get_contents("http://154.0.130.42/decrypt.php?account={$account}&pin={$encr_pin}");
$client->pin = $pin;
//should decrypt first
$data = $client->getMember();
$data1 = $client->checkCredentials();
if (isset($data->return->id)) {
$bal_inquiry = $client->getAccountStatus();
var_dump($bal_inquiry);
if ($transaction_code == '31') {
// Balance enquiry
$balance = round($bal_inquiry->balance) * 100;
$bal_txn = 1;
$response_code = "00";
} else {
if (!isset($data->return->id)) {
$response_code = "14";
} elseif ($data1->return != "VALID") {
if ($data1->return == "INVALID") {
$response_code = "55";
//Incorrect personal identification number
} elseif ($data1->return == "BLOCKED") {
$response_code = "38";
//Allowable PIN tries exceeded, capture
}
} elseif ($amount > round($bal_inquiry->balance)) {
$response_code = "13";
} else {
//do the transaction here
if ($transaction_code == "01") {
//cash withdrawal
$stan = $data_element[11];
$link = mysql_connect(DB_HOST, DB_USER, DB_PASS) or die(mysql_error());
mysql_select_db(DB_NAME, $link) or die(mysql_error());
$records = mysql_query("SELECT * FROM interswitch_status WHERE stan='{$stan}' AND account='{$account}' AND date > DATE_SUB(NOW(), INTERVAL 24 HOUR)\n AND date <= NOW()");
//check if we have a transaction with the same account and stan within 24hrs
if (mysql_num_rows($records) == 0) {
$payment = new Payment();
$payment->fromMemberPrincipalType = "USER";
$payment->fromMember = substr(preg_replace("/^23450/", "", $account), 0, strlen(preg_replace("/^23450/", "", $account)) - 1);
$payment->toMemberPrincipalType = "USER";
$payment->toMember = "interswitch";
$payment->amount = $amount;
$payment->description = "ATM Withdrawal";
$payment->transferTypeId = 33;
$payment->setTerminal($terminalNumber);
$payment_data = $payment->doPayment();
if (isset($payment_data->return)) {
if ($payment_data->return->status == "PROCESSED") {
$response_code = "00";
$transfer_id = $payment_data->return->transfer->id;
//lets add this to the db incase we have to chargeback later
//status codes(00:ok, 01:charged_back,02:chargeback failed)
$query = mysql_query("INSERT INTO interswitch_status (stan, transfer_id, status_code,account) VALUES('{$stan}','{$transfer_id}','00',{$account})") or die(mysql_error());
} else {
//the transfer failed. send back appropriate response
$response_code = "06";
}
}
} else {
$response_code = "94";
//duplicate transmission
}
}
}
}
}
$response->addMTI("0210");
$response->addData(2, $account);
$response->addData(3, $data_element[3]);
$response->addData(4, $data_element[4]);
if (!empty($data_element[5])) {
$response->addData(5, $data_element[5]);
}
$response->addData(7, $data_element[7]);
if (!empty($data_element[9])) {
$response->addData(9, $data_element[9]);
}
$response->addData(11, $data_element[11]);
$response->addData(12, $data_element[12]);
$response->addData(13, $data_element[13]);
if (!empty($data_element[14])) {
$response->addData(14, $data_element[14]);
}
if (!empty($data_element[15])) {
$response->addData(15, $data_element[15]);
}
if (!empty($data_element[18])) {
$response->addData(18, $data_element[18]);
}
if (!empty($data_element[28])) {
$response->addData(28, $data_element[28]);
}
$response->addData(32, $data_element[32]);
$response->addData(37, $data_element[37]);
$response->addData(39, $response_code);
if (!empty($data_element[41])) {
$response->addData(41, $data_element[41]);
}
$response->addData(49, $data_element[49]);
if (!empty($data_element[50])) {
$response->addData(50, $data_element[50]);
}
if ($bal_txn == 1) {
$balance_text = sprintf("2001800C%012.0f2002800C%012.0f", $balance, $balance);
$response->addData(54, $balance_text);
}
if (!empty($data_element[102])) {
$response->addData(102, $data_element[102]);
}
print "Response is: ";
print_r($response->getData());
return $response->getISO();
}
